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Rutgers Federal Credit Union auto loan rates compared

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New Jersey · Headquarters New Jersey

Serves the Rutgers University community

Rate page on rutgersfcu.org

Tagged rates need something extra, like autopay or a specific dealer. Untagged rates are the lender's standard rate.

NewNew car rates · 6 rates

As low asMembers onlyMembers only: Eligibility limit: only open to Rutgers community. Other borrowers can’t get this rate.Min. loan $10,000Min. loan $10,000: The lender publishes this rate with a $10,000 minimum loan amount.

6.25%New72 months

NJChecked Nov 11, 2026

What the lender published

Published for a 72-month term. APR as low as; rates are based on credit score. Rates effective September 17, 2026. 72-month terms are for qualified borrowers with at least $10,000.

Checked Nov 11, 2026Source rutgersfcu.org

As low asMembers onlyMembers only: Eligibility limit: only open to Rutgers community. Other borrowers can’t get this rate.Min. loan $25,000Min. loan $25,000: The lender publishes this rate with a $25,000 minimum loan amount.

6.25%New84 months

NJChecked Nov 11, 2026

What the lender published

Published for a 84-month term. APR as low as; rates are based on credit score. Rates effective September 17, 2026. 84-month terms are for qualified borrowers with at least $25,000.

Checked Nov 11, 2026Source rutgersfcu.org

UsedUsed car rates · 5 rates

As low asMembers onlyMembers only: Eligibility limit: only open to Rutgers community. Other borrowers can’t get this rate.Min. loan $10,000Min. loan $10,000: The lender publishes this rate with a $10,000 minimum loan amount.

6.25%Used72 months

NJChecked Nov 11, 2026

What the lender published

Published for a 72-month term. APR as low as; rates are based on credit score. Rates effective September 17, 2026. 72-month terms are for qualified borrowers with at least $10,000.

Checked Nov 11, 2026Source rutgersfcu.org