As low asStandard rate
4.69%New1–36 months
NMChecked Nov 11, 2026
What the lender published
Model years 2023-2027, for excellent credit; effective 10/21/2026. Advertised as 1-36 months.
Checked Nov 11, 2026Source sandia.org
Credit union
Sandia Area Federal Credit Union auto loan rates compared
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New Mexico · Headquarters New Mexico
Albuquerque, NM-based credit union; membership required
Tagged rates need something extra, like autopay or a specific dealer. Untagged rates are the lender's standard rate.
NewNew car rates · 5 rates
As low asStandard rate
5.09%New37–48 months
NMChecked Nov 11, 2026
What the lender published
Model years 2023-2027, for excellent credit; effective 10/21/2026. Advertised as 37-48 months.
Checked Nov 11, 2026Source sandia.org
As low asStandard rate
5.69%New49–66 months
NMChecked Nov 11, 2026
What the lender published
Model years 2023-2027, for excellent credit; effective 10/21/2026. Advertised as 49-66 months.
Checked Nov 11, 2026Source sandia.org
As low asStandard rate
5.79%New67–75 months
NMChecked Nov 11, 2026
What the lender published
Model years 2023-2027, for excellent credit; effective 10/21/2026. Advertised as 67-75 months.
Checked Nov 11, 2026Source sandia.org
As low asStandard rate
6.39%New76–84 months
NMChecked Nov 11, 2026
What the lender published
Model years 2023-2027, for excellent credit; effective 10/21/2026. Advertised as 76-84 months.
Checked Nov 11, 2026Source sandia.org
UsedUsed car rates · 5 rates
As low asStandard rate
4.69%Used1–36 months
NMChecked Nov 11, 2026
What the lender published
Model years 2023-2027, for excellent credit; effective 10/21/2026. Advertised as 1-36 months.
Checked Nov 11, 2026Source sandia.org
As low asStandard rate
5.09%Used37–48 months
NMChecked Nov 11, 2026
What the lender published
Model years 2023-2027, for excellent credit; effective 10/21/2026. Advertised as 37-48 months.
Checked Nov 11, 2026Source sandia.org
As low asStandard rate
5.69%Used49–66 months
NMChecked Nov 11, 2026
What the lender published
Model years 2023-2027, for excellent credit; effective 10/21/2026. Advertised as 49-66 months.
Checked Nov 11, 2026Source sandia.org
As low asStandard rate
5.79%Used67–75 months
NMChecked Nov 11, 2026
What the lender published
Model years 2023-2027, for excellent credit; effective 10/21/2026. Advertised as 67-75 months.
Checked Nov 11, 2026Source sandia.org
As low asStandard rate
6.39%Used76–84 months
NMChecked Nov 11, 2026
What the lender published
Model years 2023-2027, for excellent credit; effective 10/21/2026. Advertised as 76-84 months.
Checked Nov 11, 2026Source sandia.org
RefiRefinance rates · 5 rates
As low asStandard rate
3.99%Refi1–36 months
NMChecked Nov 11, 2026
What the lender published
Auto refinance, for excellent credit; effective 10/21/2026. Advertised as 1-36 months.
Checked Nov 11, 2026Source sandia.org
As low asStandard rate
4.39%Refi37–48 months
NMChecked Nov 11, 2026
What the lender published
Auto refinance, for excellent credit; effective 10/21/2026. Advertised as 37-48 months.
Checked Nov 11, 2026Source sandia.org
As low asStandard rate
4.99%Refi49–66 months
NMChecked Nov 11, 2026
What the lender published
Auto refinance, for excellent credit; effective 10/21/2026. Advertised as 49-66 months.
Checked Nov 11, 2026Source sandia.org
As low asStandard rate
5.19%Refi67–75 months
NMChecked Nov 11, 2026
What the lender published
Auto refinance, for excellent credit; effective 10/21/2026. Advertised as 67-75 months.
Checked Nov 11, 2026Source sandia.org
As low asStandard rate
5.89%Refi76–84 months
NMChecked Nov 11, 2026
What the lender published
Auto refinance, for excellent credit; effective 10/21/2026. Advertised as 76-84 months.
Checked Nov 11, 2026Source sandia.org