Credit union
Independent comparison. JustAutoRates is not affiliated with SchoolsFirst Federal Credit Union. To apply, visit schoolsfirstfcu.org.
California · Headquarters California
California school employees and their families
Tagged rates need something extra, like autopay or a specific dealer. Untagged rates are the lender's standard rate.
4.69%–18.00%
as low as 4.69% APR
Credit union · New · 36 months
California
The published figure may include an autopay, direct-deposit, or relationship discount.
Effective as of 11/10/2026. Range of rates. Lowest rate includes a 0.75% discount for automatic transfer from a SchoolsFirst FCU account.
Checked Nov 10, 2026Source schoolsfirstfcu.org
4.69%–18.00%
as low as 4.69% APR
Credit union · New · 48 months
California
The published figure may include an autopay, direct-deposit, or relationship discount.
Effective as of 11/10/2026. Range of rates. Lowest rate includes a 0.75% discount for automatic transfer from a SchoolsFirst FCU account.
Checked Nov 10, 2026Source schoolsfirstfcu.org
4.69%–18.00%
as low as 4.69% APR
Credit union · New · 60 months
California
The published figure may include an autopay, direct-deposit, or relationship discount.
Effective as of 11/10/2026. Range of rates. Lowest rate includes a 0.75% discount for automatic transfer from a SchoolsFirst FCU account.
Checked Nov 10, 2026Source schoolsfirstfcu.org
5.09%–18.00%
as low as 5.09% APR
Credit union · Used · 36 months
California
The published figure may include an autopay, direct-deposit, or relationship discount.
Effective as of 11/10/2026. Range of rates. Lowest rate includes a 0.75% discount for automatic transfer from a SchoolsFirst FCU account.
Checked Nov 10, 2026Source schoolsfirstfcu.org
5.09%–18.00%
as low as 5.09% APR
Credit union · Used · 48 months
California
The published figure may include an autopay, direct-deposit, or relationship discount.
Effective as of 11/10/2026. Range of rates. Lowest rate includes a 0.75% discount for automatic transfer from a SchoolsFirst FCU account.
Checked Nov 10, 2026Source schoolsfirstfcu.org
5.09%–18.00%
as low as 5.09% APR
Credit union · Used · 60 months
California
The published figure may include an autopay, direct-deposit, or relationship discount.
Effective as of 11/10/2026. Range of rates. Lowest rate includes a 0.75% discount for automatic transfer from a SchoolsFirst FCU account.
Checked Nov 10, 2026Source schoolsfirstfcu.org
5.09%–18.00%
as low as 5.09% APR
Credit union · New · 72 months
California
The published figure may include an autopay, direct-deposit, or relationship discount.
Effective as of 11/10/2026. Range of rates. Lowest rate includes a 0.75% discount for automatic transfer from a SchoolsFirst FCU account.
Checked Nov 10, 2026Source schoolsfirstfcu.org
5.29%–18.00%
as low as 5.29% APR
Credit union · Used · 72 months
California
The published figure may include an autopay, direct-deposit, or relationship discount.
Effective as of 11/10/2026. Range of rates. Lowest rate includes a 0.75% discount for automatic transfer from a SchoolsFirst FCU account.
Checked Nov 10, 2026Source schoolsfirstfcu.org
5.74%–18.00%
as low as 5.74% APR
Credit union · New · 84 months
California
The published figure may include an autopay, direct-deposit, or relationship discount.
Minimum loan $25,000.
Effective as of 11/10/2026. Range of rates. Lowest rate includes a 0.75% discount for automatic transfer from a SchoolsFirst FCU account. 84-month term requires loan amount of $25,000 or greater and vehicle not more than 5 model years old (for calendar year 2026: 2026, 2025, 2024, 2023, or 2022).
Checked Nov 10, 2026Source schoolsfirstfcu.org
6.09%–18.00%
as low as 6.09% APR
Credit union · Used · 84 months
California
The published figure may include an autopay, direct-deposit, or relationship discount.
Minimum loan $25,000.
Effective as of 11/10/2026. Range of rates. Lowest rate includes a 0.75% discount for automatic transfer from a SchoolsFirst FCU account. 84-month term requires loan amount of $25,000 or greater and vehicle not more than 5 model years old (for calendar year 2026: 2026, 2025, 2024, 2023, or 2022).
Checked Nov 10, 2026Source schoolsfirstfcu.org