Credit union
Independent comparison. JustAutoRates is not affiliated with Self-Help Credit Union. To apply, visit self-help.org.
North Carolina · Headquarters North Carolina
Live, work, worship or attend school in an eligible county, employer or family affiliation, or membership in the Center for Community Self-Help
Tagged rates need something extra, like autopay or a specific dealer. Untagged rates are the lender's standard rate.
7.25%NewUp to 84 months
NCChecked Nov 11, 2026
Published as up to 84 months, not as a single monthly term.
Terms up to 84 months. New car; APR 7.25% to 13.25% depending on credit. Rate reductions of 0.25%-0.50% may apply for qualifying relationships, EV/PHEV purchase or LTV under 90%. Effective October 1, 2026.
Checked Nov 11, 2026Source self-help.org
8.00%UsedUp to 84 months
NCChecked Nov 11, 2026
Published as up to 84 months, not as a single monthly term.
Terms up to 84 months. Used car under 100,000 miles; APR 8.00% to 14.00% depending on credit. Rate reductions of 0.25%-0.50% may apply. Effective October 1, 2026.
Checked Nov 11, 2026Source self-help.org