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Sentinel Federal Credit Union auto loan rates compared

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South Dakota · Headquarters South Dakota

South Dakota-based credit union; membership required

Rate page on sentinelfcu.org

Tagged rates need something extra, like autopay or a specific dealer. Untagged rates are the lender's standard rate.

NewNew car rates · 6 rates

As low asTop credit tierTop credit tier: The published rate is for the lender’s top credit tier.Min. loan $10,000Min. loan $10,000: The lender publishes this rate with a $10,000 minimum loan amount.

5.24%New60 months

SDChecked Nov 11, 2026

What the lender published

Model year 2023 and newer, credit tier 760+. Rates effective September 1, 2026. Advertised as 60 months.

Checked Nov 11, 2026Source sentinelfcu.org

Calculate payment at 5.24% from Sentinel Federal Credit UnionVisit lender ↗
As low asTop credit tierTop credit tier: The published rate is for the lender’s top credit tier.Min. loan $20,000Min. loan $20,000: The lender publishes this rate with a $20,000 minimum loan amount.

5.49%New72 months

SDChecked Nov 11, 2026

What the lender published

Model year 2023 and newer, credit tier 760+. Rates effective September 1, 2026. Advertised as 72 months.

Checked Nov 11, 2026Source sentinelfcu.org

Calculate payment at 5.49% from Sentinel Federal Credit UnionVisit lender ↗
As low asTop credit tierTop credit tier: The published rate is for the lender’s top credit tier.Min. loan $25,000Min. loan $25,000: The lender publishes this rate with a $25,000 minimum loan amount.

5.74%New84 months

SDChecked Nov 11, 2026

What the lender published

Model year 2023 and newer, credit tier 760+. Rates effective September 1, 2026. Advertised as 84 months.

Checked Nov 11, 2026Source sentinelfcu.org

Calculate payment at 5.74% from Sentinel Federal Credit UnionVisit lender ↗

UsedUsed car rates · 8 rates

As low asTop credit tierTop credit tier: The published rate is for the lender’s top credit tier.Min. loan $10,000Min. loan $10,000: The lender publishes this rate with a $10,000 minimum loan amount.

5.24%Used60 months

SDChecked Nov 11, 2026

What the lender published

Model year 2023 and newer, credit tier 760+. Rates effective September 1, 2026. Advertised as 60 months.

Checked Nov 11, 2026Source sentinelfcu.org

Calculate payment at 5.24% from Sentinel Federal Credit UnionVisit lender ↗
As low asTop credit tierTop credit tier: The published rate is for the lender’s top credit tier.Min. loan $20,000Min. loan $20,000: The lender publishes this rate with a $20,000 minimum loan amount.

5.49%Used72 months

SDChecked Nov 11, 2026

What the lender published

Model year 2023 and newer, credit tier 760+. Rates effective September 1, 2026. Advertised as 72 months.

Checked Nov 11, 2026Source sentinelfcu.org

Calculate payment at 5.49% from Sentinel Federal Credit UnionVisit lender ↗
As low asTop credit tierTop credit tier: The published rate is for the lender’s top credit tier.Min. loan $25,000Min. loan $25,000: The lender publishes this rate with a $25,000 minimum loan amount.

5.74%Used84 months

SDChecked Nov 11, 2026

What the lender published

Model year 2023 and newer, credit tier 760+. Rates effective September 1, 2026. Advertised as 84 months.

Checked Nov 11, 2026Source sentinelfcu.org

Calculate payment at 5.74% from Sentinel Federal Credit UnionVisit lender ↗