Credit union
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Washington · Headquarters Washington
Tacoma, WA-based credit union; membership required
Tagged rates need something extra, like autopay or a specific dealer. Untagged rates are the lender's standard rate.
The published figure may include an autopay, direct-deposit, or relationship discount.
5.14%and upNewUp to 36 months
WAChecked Nov 11, 2026
New autos, model year 2024 or newer. Advertised as 0-36 months; APR range 5.14%-18.00%. The page also offers a 0.25% discount for autopay from a Sound checking account; it does not say whether the listed rates include it.
Checked Nov 11, 2026Source soundcu.com
5.54%and upNew37–48 months
WAChecked Nov 11, 2026
New autos, model year 2024 or newer. Advertised as 37-48 months; APR range 5.54%-18.00%. The page also offers a 0.25% discount for autopay from a Sound checking account; it does not say whether the listed rates include it.
Checked Nov 11, 2026Source soundcu.com
5.84%and upNew49–60 months
WAChecked Nov 11, 2026
New autos, model year 2024 or newer. Advertised as 49-60 months; APR range 5.84%-18.00%. The page also offers a 0.25% discount for autopay from a Sound checking account; it does not say whether the listed rates include it.
Checked Nov 11, 2026Source soundcu.com
6.14%and upNew61–72 months
WAChecked Nov 11, 2026
New autos, model year 2024 or newer. Advertised as 61-72 months; APR range 6.14%-18.00%. The page also offers a 0.25% discount for autopay from a Sound checking account; it does not say whether the listed rates include it.
Checked Nov 11, 2026Source soundcu.com
6.44%and upNew73–84 months
WAChecked Nov 11, 2026
New autos, model year 2024 or newer. Advertised as 73-84 months; APR range 6.44%-18.00%. The page also offers a 0.25% discount for autopay from a Sound checking account; it does not say whether the listed rates include it.
Checked Nov 11, 2026Source soundcu.com
5.14%and upUsedUp to 36 months
WAChecked Nov 11, 2026
Used autos, model years 2016-2023. Advertised as 0-36 months; APR range 5.14%-18.00%. The page also offers a 0.25% discount for autopay from a Sound checking account; it does not say whether the listed rates include it.
Checked Nov 11, 2026Source soundcu.com
5.54%and upUsed37–48 months
WAChecked Nov 11, 2026
Used autos, model years 2016-2023. Advertised as 37-48 months; APR range 5.54%-18.00%. The page also offers a 0.25% discount for autopay from a Sound checking account; it does not say whether the listed rates include it.
Checked Nov 11, 2026Source soundcu.com
5.84%and upUsed49–60 months
WAChecked Nov 11, 2026
Used autos, model years 2016-2023. Advertised as 49-60 months; APR range 5.84%-18.00%. The page also offers a 0.25% discount for autopay from a Sound checking account; it does not say whether the listed rates include it.
Checked Nov 11, 2026Source soundcu.com
6.14%and upUsed61–72 months
WAChecked Nov 11, 2026
Used autos, model years 2016-2023. Advertised as 61-72 months; APR range 6.14%-18.00%. The page also offers a 0.25% discount for autopay from a Sound checking account; it does not say whether the listed rates include it.
Checked Nov 11, 2026Source soundcu.com
6.44%and upUsed73–84 months
WAChecked Nov 11, 2026
Used autos, model years 2016-2023. Advertised as 73-84 months; APR range 6.44%-18.00%. The page also offers a 0.25% discount for autopay from a Sound checking account; it does not say whether the listed rates include it.
Checked Nov 11, 2026Source soundcu.com