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Credit union

Space Coast Credit Union

Florida · Headquarters Florida

Live or work in Florida; $5 regular savings membership required

Rate page on sccu.com

Tagged rates need something extra, like autopay or a specific dealer. Untagged rates are the lender's standard rate.

5.74%

as low as APR

Space Coast Credit Union

Credit union · New · Up to 48 months

Florida

Published as Up to 48 months, not as a single monthly term.

What the lender published

Effective date October 1, 2026. As low as fixed APR for vehicle model years 2024 and newer. Actual rate affected by creditworthiness, term, vehicle type, and model year. Florida loans subject to Documentary Stamp Tax, not included in quoted APR. Auto loan purchase; advertised as up to 48 months.

Checked Nov 10, 2026Source sccu.com

5.74%

as low as APR

Space Coast Credit Union

Credit union · Used · Up to 48 months

Florida

Published as Up to 48 months, not as a single monthly term.

What the lender published

Effective date October 1, 2026. As low as fixed APR for vehicle model years 2024 and newer. Actual rate affected by creditworthiness, term, vehicle type, and model year. Florida loans subject to Documentary Stamp Tax, not included in quoted APR. Purchase rates are for model years 2024 and newer (may include late-model used). Advertised as up to 48 months.

Checked Nov 10, 2026Source sccu.com

5.74%

as low as APR

Space Coast Credit Union

Credit union · Refinance · Up to 48 months

Florida

Published as Up to 48 months, not as a single monthly term.

What the lender published

Effective date October 1, 2026. As low as fixed APR for vehicle model years 2024 and newer. Actual rate affected by creditworthiness, term, vehicle type, and model year. Florida loans subject to Documentary Stamp Tax, not included in quoted APR. Auto loan refinance interest rates (non-SCCU auto loans only); advertised as up to 48 months.

Checked Nov 10, 2026Source sccu.com

5.99%

as low as APR

Space Coast Credit Union

Credit union · New · Up to 66 months

Florida

Published as Up to 66 months, not as a single monthly term.

Minimum loan $10,000.

What the lender published

Effective date October 1, 2026. As low as fixed APR for vehicle model years 2024 and newer. Actual rate affected by creditworthiness, term, vehicle type, and model year. Florida loans subject to Documentary Stamp Tax, not included in quoted APR. Auto loan purchase; advertised as up to 66 months.

Checked Nov 10, 2026Source sccu.com

5.99%

as low as APR

Space Coast Credit Union

Credit union · Used · Up to 66 months

Florida

Published as Up to 66 months, not as a single monthly term.

Minimum loan $10,000.

What the lender published

Effective date October 1, 2026. As low as fixed APR for vehicle model years 2024 and newer. Actual rate affected by creditworthiness, term, vehicle type, and model year. Florida loans subject to Documentary Stamp Tax, not included in quoted APR. Purchase rates are for model years 2024 and newer (may include late-model used). Advertised as up to 66 months.

Checked Nov 10, 2026Source sccu.com

5.99%

as low as APR

Space Coast Credit Union

Credit union · Refinance · Up to 66 months

Florida

Published as Up to 66 months, not as a single monthly term.

Minimum loan $10,000.

What the lender published

Effective date October 1, 2026. As low as fixed APR for vehicle model years 2024 and newer. Actual rate affected by creditworthiness, term, vehicle type, and model year. Florida loans subject to Documentary Stamp Tax, not included in quoted APR. Auto loan refinance interest rates (non-SCCU auto loans only); advertised as up to 66 months.

Checked Nov 10, 2026Source sccu.com

6.49%

as low as APR

Space Coast Credit Union

Credit union · New · Up to 75 months

Florida

Published as Up to 75 months, not as a single monthly term.

Minimum loan $12,000.

What the lender published

Effective date October 1, 2026. As low as fixed APR for vehicle model years 2024 and newer. Actual rate affected by creditworthiness, term, vehicle type, and model year. Florida loans subject to Documentary Stamp Tax, not included in quoted APR. Auto loan purchase; advertised as up to 75 months.

Checked Nov 10, 2026Source sccu.com

6.49%

as low as APR

Space Coast Credit Union

Credit union · Used · Up to 75 months

Florida

Published as Up to 75 months, not as a single monthly term.

Minimum loan $12,000.

What the lender published

Effective date October 1, 2026. As low as fixed APR for vehicle model years 2024 and newer. Actual rate affected by creditworthiness, term, vehicle type, and model year. Florida loans subject to Documentary Stamp Tax, not included in quoted APR. Purchase rates are for model years 2024 and newer (may include late-model used). Advertised as up to 75 months.

Checked Nov 10, 2026Source sccu.com

6.49%

as low as APR

Space Coast Credit Union

Credit union · Refinance · Up to 75 months

Florida

Published as Up to 75 months, not as a single monthly term.

Minimum loan $12,000.

What the lender published

Effective date October 1, 2026. As low as fixed APR for vehicle model years 2024 and newer. Actual rate affected by creditworthiness, term, vehicle type, and model year. Florida loans subject to Documentary Stamp Tax, not included in quoted APR. Auto loan refinance interest rates (non-SCCU auto loans only); advertised as up to 75 months.

Checked Nov 10, 2026Source sccu.com

6.74%

as low as APR

Space Coast Credit Union

Credit union · New · Up to 84 months

Florida

Published as Up to 84 months, not as a single monthly term.

Minimum loan $20,000.

What the lender published

Effective date October 1, 2026. As low as fixed APR for vehicle model years 2024 and newer. Actual rate affected by creditworthiness, term, vehicle type, and model year. Florida loans subject to Documentary Stamp Tax, not included in quoted APR. Auto loan purchase; advertised as up to 84 months.

Checked Nov 10, 2026Source sccu.com

6.74%

as low as APR

Space Coast Credit Union

Credit union · Used · Up to 84 months

Florida

Published as Up to 84 months, not as a single monthly term.

Minimum loan $20,000.

What the lender published

Effective date October 1, 2026. As low as fixed APR for vehicle model years 2024 and newer. Actual rate affected by creditworthiness, term, vehicle type, and model year. Florida loans subject to Documentary Stamp Tax, not included in quoted APR. Purchase rates are for model years 2024 and newer (may include late-model used). Advertised as up to 84 months.

Checked Nov 10, 2026Source sccu.com

6.74%

as low as APR

Space Coast Credit Union

Credit union · Refinance · Up to 84 months

Florida

Published as Up to 84 months, not as a single monthly term.

Minimum loan $20,000.

What the lender published

Effective date October 1, 2026. As low as fixed APR for vehicle model years 2024 and newer. Actual rate affected by creditworthiness, term, vehicle type, and model year. Florida loans subject to Documentary Stamp Tax, not included in quoted APR. Auto loan refinance interest rates (non-SCCU auto loans only); advertised as up to 84 months.

Checked Nov 10, 2026Source sccu.com