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Space Coast Credit Union auto loan rates compared

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Florida · Headquarters Florida

Live or work in Florida; $5 regular savings membership required

Rate page on sccu.com

Tagged rates need something extra, like autopay or a specific dealer. Untagged rates are the lender's standard rate.

NewNew car rates · 4 rates

As low asStandard rate

5.74%NewUp to 48 months

FLChecked Nov 10, 2026

What the lender published

Effective date October 1, 2026. As low as fixed APR for vehicle model years 2024 and newer. Actual rate affected by creditworthiness, term, vehicle type, and model year. Florida loans subject to Documentary Stamp Tax, not included in quoted APR. Auto loan purchase; advertised as up to 48 months.

Checked Nov 10, 2026Source sccu.com

As low asStandard rate

5.99%NewUp to 66 months

FLChecked Nov 10, 2026

Minimum loan $10,000.

What the lender published

Effective date October 1, 2026. As low as fixed APR for vehicle model years 2024 and newer. Actual rate affected by creditworthiness, term, vehicle type, and model year. Florida loans subject to Documentary Stamp Tax, not included in quoted APR. Auto loan purchase; advertised as up to 66 months.

Checked Nov 10, 2026Source sccu.com

As low asStandard rate

6.49%NewUp to 75 months

FLChecked Nov 10, 2026

Minimum loan $12,000.

What the lender published

Effective date October 1, 2026. As low as fixed APR for vehicle model years 2024 and newer. Actual rate affected by creditworthiness, term, vehicle type, and model year. Florida loans subject to Documentary Stamp Tax, not included in quoted APR. Auto loan purchase; advertised as up to 75 months.

Checked Nov 10, 2026Source sccu.com

As low asStandard rate

6.74%NewUp to 84 months

FLChecked Nov 10, 2026

Minimum loan $20,000.

What the lender published

Effective date October 1, 2026. As low as fixed APR for vehicle model years 2024 and newer. Actual rate affected by creditworthiness, term, vehicle type, and model year. Florida loans subject to Documentary Stamp Tax, not included in quoted APR. Auto loan purchase; advertised as up to 84 months.

Checked Nov 10, 2026Source sccu.com

UsedUsed car rates · 4 rates

As low asStandard rate

5.74%UsedUp to 48 months

FLChecked Nov 10, 2026

What the lender published

Effective date October 1, 2026. As low as fixed APR for vehicle model years 2024 and newer. Actual rate affected by creditworthiness, term, vehicle type, and model year. Florida loans subject to Documentary Stamp Tax, not included in quoted APR. Purchase rates are for model years 2024 and newer (may include late-model used). Advertised as up to 48 months.

Checked Nov 10, 2026Source sccu.com

As low asStandard rate

5.99%UsedUp to 66 months

FLChecked Nov 10, 2026

Minimum loan $10,000.

What the lender published

Effective date October 1, 2026. As low as fixed APR for vehicle model years 2024 and newer. Actual rate affected by creditworthiness, term, vehicle type, and model year. Florida loans subject to Documentary Stamp Tax, not included in quoted APR. Purchase rates are for model years 2024 and newer (may include late-model used). Advertised as up to 66 months.

Checked Nov 10, 2026Source sccu.com

As low asStandard rate

6.49%UsedUp to 75 months

FLChecked Nov 10, 2026

Minimum loan $12,000.

What the lender published

Effective date October 1, 2026. As low as fixed APR for vehicle model years 2024 and newer. Actual rate affected by creditworthiness, term, vehicle type, and model year. Florida loans subject to Documentary Stamp Tax, not included in quoted APR. Purchase rates are for model years 2024 and newer (may include late-model used). Advertised as up to 75 months.

Checked Nov 10, 2026Source sccu.com

As low asStandard rate

6.74%UsedUp to 84 months

FLChecked Nov 10, 2026

Minimum loan $20,000.

What the lender published

Effective date October 1, 2026. As low as fixed APR for vehicle model years 2024 and newer. Actual rate affected by creditworthiness, term, vehicle type, and model year. Florida loans subject to Documentary Stamp Tax, not included in quoted APR. Purchase rates are for model years 2024 and newer (may include late-model used). Advertised as up to 84 months.

Checked Nov 10, 2026Source sccu.com

RefiRefinance rates · 4 rates

As low asStandard rate

5.74%RefiUp to 48 months

FLChecked Nov 10, 2026

What the lender published

Effective date October 1, 2026. As low as fixed APR for vehicle model years 2024 and newer. Actual rate affected by creditworthiness, term, vehicle type, and model year. Florida loans subject to Documentary Stamp Tax, not included in quoted APR. Auto loan refinance interest rates (non-SCCU auto loans only); advertised as up to 48 months.

Checked Nov 10, 2026Source sccu.com

As low asStandard rate

5.99%RefiUp to 66 months

FLChecked Nov 10, 2026

Minimum loan $10,000.

What the lender published

Effective date October 1, 2026. As low as fixed APR for vehicle model years 2024 and newer. Actual rate affected by creditworthiness, term, vehicle type, and model year. Florida loans subject to Documentary Stamp Tax, not included in quoted APR. Auto loan refinance interest rates (non-SCCU auto loans only); advertised as up to 66 months.

Checked Nov 10, 2026Source sccu.com

As low asStandard rate

6.49%RefiUp to 75 months

FLChecked Nov 10, 2026

Minimum loan $12,000.

What the lender published

Effective date October 1, 2026. As low as fixed APR for vehicle model years 2024 and newer. Actual rate affected by creditworthiness, term, vehicle type, and model year. Florida loans subject to Documentary Stamp Tax, not included in quoted APR. Auto loan refinance interest rates (non-SCCU auto loans only); advertised as up to 75 months.

Checked Nov 10, 2026Source sccu.com

As low asStandard rate

6.74%RefiUp to 84 months

FLChecked Nov 10, 2026

Minimum loan $20,000.

What the lender published

Effective date October 1, 2026. As low as fixed APR for vehicle model years 2024 and newer. Actual rate affected by creditworthiness, term, vehicle type, and model year. Florida loans subject to Documentary Stamp Tax, not included in quoted APR. Auto loan refinance interest rates (non-SCCU auto loans only); advertised as up to 84 months.

Checked Nov 10, 2026Source sccu.com