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SRP Federal Credit Union auto loan rates compared

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South Carolina, Georgia · Headquarters South Carolina

North Augusta, SC-based credit union; membership required

Rate page on srpfcu.org

Tagged rates need something extra, like autopay or a specific dealer. Untagged rates are the lender's standard rate.

NewNew car rates · 5 rates

As low asMin. loan $10,000Min. loan $10,000: The lender publishes this rate with a $10,000 minimum loan amount.

4.99%New49–60 months

SC · GAChecked Nov 11, 2026

What the lender published

New vehicles, model year 2024 or newer. Advertised as 49-60 months. APR as low as. Minimum amount financed $10,000. Rates as of November 1, 2026.

Checked Nov 11, 2026Source srpfcu.org

As low asMin. loan $15,000Min. loan $15,000: The lender publishes this rate with a $15,000 minimum loan amount.

5.99%New61–72 months

SC · GAChecked Nov 11, 2026

What the lender published

New vehicles, model year 2024 or newer. Advertised as 61-72 months. APR as low as. Minimum amount financed $15,000. Rates as of November 1, 2026.

Checked Nov 11, 2026Source srpfcu.org

As low asMin. loan $25,000Min. loan $25,000: The lender publishes this rate with a $25,000 minimum loan amount.

6.99%New73–84 months

SC · GAChecked Nov 11, 2026

What the lender published

New vehicles, model year 2024 or newer. Advertised as 73-84 months. APR as low as. Minimum amount financed $25,000. Rates as of November 1, 2026.

Checked Nov 11, 2026Source srpfcu.org

UsedUsed car rates · 5 rates

As low asMin. loan $10,000Min. loan $10,000: The lender publishes this rate with a $10,000 minimum loan amount.

4.99%Used49–60 months

SC · GAChecked Nov 11, 2026

What the lender published

Used vehicles, model years 2020-2023. Advertised as 49-60 months. APR as low as. Minimum amount financed $10,000. Rates as of November 1, 2026.

Checked Nov 11, 2026Source srpfcu.org

As low asMin. loan $15,000Min. loan $15,000: The lender publishes this rate with a $15,000 minimum loan amount.

5.99%Used61–72 months

SC · GAChecked Nov 11, 2026

What the lender published

Used vehicles, model years 2020-2023. Advertised as 61-72 months. APR as low as. Minimum amount financed $15,000. Rates as of November 1, 2026.

Checked Nov 11, 2026Source srpfcu.org

As low asMin. loan $25,000Min. loan $25,000: The lender publishes this rate with a $25,000 minimum loan amount.

6.99%Used73–84 months

SC · GAChecked Nov 11, 2026

What the lender published

Used vehicles, model years 2020-2023. Advertised as 73-84 months. APR as low as. Minimum amount financed $25,000. Rates as of November 1, 2026.

Checked Nov 11, 2026Source srpfcu.org