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St. Louis Community Credit Union auto loan rates compared

Independent comparison. JustAutoRates is not affiliated with St. Louis Community Credit Union. To apply, visit stlouiscommunity.com.

Missouri · Headquarters Missouri

St. Louis-area credit union; membership required

Rate page on stlouiscommunity.com

Tagged rates need something extra, like autopay or a specific dealer. Untagged rates are the lender's standard rate.

NewNew car loans · 3 rates

Standard rate

5.89%NewUp to 63 months

MO

Published as Up to 63 months, not as a single monthly term.

What the lender published

2025-2027 models. APR as low as; may vary with creditworthiness and collateral. Rate sheet says effective February 1st, 2026. Advertised as up to 63 months.

Checked Nov 11, 2026Source stlouiscommunity.com

Standard rate

6.19%New64–72 months

MO

Published as 64–72 months, not as its own 72-month price.

What the lender published

2025-2027 models. APR as low as; may vary with creditworthiness and collateral. Rate sheet says effective February 1st, 2026. Advertised as 64-72 months.

Checked Nov 11, 2026Source stlouiscommunity.com

Standard rate

6.99%New73–84 months

MO

Published as 73–84 months, not as its own 84-month price.

What the lender published

2025-2027 models. APR as low as; may vary with creditworthiness and collateral. Rate sheet says effective February 1st, 2026. Advertised as 73-84 months.

Checked Nov 11, 2026Source stlouiscommunity.com

UsedUsed car loans · 3 rates

Standard rate

6.09%UsedUp to 63 months

MO

Published as Up to 63 months, not as a single monthly term.

What the lender published

2018-2024 models. APR as low as; may vary with creditworthiness and collateral. Rate sheet says effective February 1st, 2026. Advertised as up to 63 months.

Checked Nov 11, 2026Source stlouiscommunity.com

Standard rate

6.39%Used64–72 months

MO

Published as 64–72 months, not as its own 72-month price.

What the lender published

2018-2024 models. APR as low as; may vary with creditworthiness and collateral. Rate sheet says effective February 1st, 2026. Advertised as 64-72 months.

Checked Nov 11, 2026Source stlouiscommunity.com

Standard rate

7.19%Used73–84 months

MO

Published as 73–84 months, not as its own 84-month price.

What the lender published

2018-2024 models. APR as low as; may vary with creditworthiness and collateral. Rate sheet says effective February 1st, 2026. Advertised as 73-84 months.

Checked Nov 11, 2026Source stlouiscommunity.com