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TDECU auto loan rates compared

Independent comparison. JustAutoRates is not affiliated with TDECU. To apply, visit tdecu.org.

Texas · Headquarters Texas

Texas credit union; membership eligibility required

Rate page on tdecu.org

Tagged rates need something extra, like autopay or a specific dealer. Untagged rates are the lender's standard rate.

The published figure may include an autopay, direct-deposit, or relationship discount.

NewNew car loans · 1 rate

needs direct deposit

6.10%New48 months

TX

What the lender published

Lowest rate for a 48-month term; includes a 0.25% discount for recurring direct deposit of $500 or more per month. Terms 48-84 months; rate determined by term and credit score.

Checked Nov 11, 2026Source tdecu.org

UsedUsed car loans · 1 rate

needs direct deposit

6.10%Used48 months

TX

What the lender published

Lowest rate for a 48-month term; includes a 0.25% discount for recurring direct deposit of $500 or more per month. Terms 48-84 months; rate determined by term and credit score.

Checked Nov 11, 2026Source tdecu.org

RefiRefinance · 1 rate

needs direct deposit

6.10%Refi48 months

TX

What the lender published

Lowest rate for a 48-month term; includes a 0.25% discount for recurring direct deposit of $500 or more per month. Terms 48-84 months; rate determined by term and credit score.

Checked Nov 11, 2026Source tdecu.org