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Truist Bank auto loan rates compared

Independent comparison. JustAutoRates is not affiliated with Truist Bank. To apply, visit truist.com.

18 states · Headquarters North Carolina

Open to the public; secured new-car loans available in Truist branch states

Alabama, Arkansas, District of Columbia, Florida, Georgia, Indiana, Kentucky, Maryland, Mississippi, New Jersey, North Carolina, Ohio, Pennsylvania, South Carolina, Tennessee, Texas, Virginia, West Virginia

Rate page on truist.com

Tagged rates need something extra, like autopay or a specific dealer. Untagged rates are the lender's standard rate.

6.12%–12.11%

as low as 6.12% APR

Truist Bank

Bank · New · 84 months

18 states

Minimum loan $3,500.

What the lender published

Official new-car loan page: fixed rates from 6.12% to 12.11% APR. Terms up to 84 months. Excellent credit required for lowest rates. Loan amounts $3,500 to $400,000. Available in branches in AL, AR, DC, FL, GA, IN, KY, MD, MS, NJ, NC, OH, PA, SC, TN, TX, VA, WV. No term-specific rate table was published; term is recorded as the stated maximum (84 months) and the 6.12% figure is the published low end of the range, not a confirmed 84-month rate. A comparison example uses 6.44% APR for 84 months on $25,000, which was not recorded as a separate product rate. 30-day rate lock after approval.

Checked Nov 10, 2026Source truist.com