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U.S. Bank auto loan rates compared

Independent comparison. JustAutoRates is not affiliated with U.S. Bank. To apply, visit usbank.com.

Nationwide · Headquarters Minnesota

Rate page on usbank.com

Tagged rates need something extra, like autopay or a specific dealer. Untagged rates are the lender's standard rate.

NewNew car rates · 1 rate

As low asTop credit tierTop credit tier: The published rate is for the lender’s top credit tier.Min. loan $40,000Min. loan $40,000: The lender publishes this rate with a $40,000 minimum loan amount.

6.81%NewUp to 60 months

NationwideChecked Nov 11, 2026

Published as up to 60 months, not as a single monthly term.

What the lender published

Advertised as up to 60 months. Auto financing pre-approval for participating dealers. Lowest APR requires a term of 60 months or less, credit score 800+, a vehicle less than 1 year old, a loan of $40,000+, LTV of 111%-115.99%, and purchase from a dealer in MN; fees in some states (e.g. OH, IN) raise the APR.

Checked Nov 11, 2026Source usbank.com

RefiRefinance rates · 1 rate

As low asTop credit tierTop credit tier: The published rate is for the lender’s top credit tier.

7.11%RefiUp to 60 months

NationwideChecked Nov 11, 2026

Published as up to 60 months, not as a single monthly term.

What the lender published

Advertised as up to 60 months. Auto loan refinance; not available in all states.

Checked Nov 11, 2026Source usbank.com