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Utilities Employees Credit Union (UECU) auto loan rates compared

Independent comparison. JustAutoRates is not affiliated with Utilities Employees Credit Union (UECU). To apply, visit uecu.org.

Pennsylvania · Headquarters Pennsylvania

Employees and retirees of UECU partner utility companies and their family members

Rate page on uecu.org

Tagged rates need something extra, like autopay or a specific dealer. Untagged rates are the lender's standard rate.

NewNew car loans · 4 rates

utility employees and families only

4.24%NewUp to 36 months

PA

Published as Up to 36 months, not as a single monthly term.

What the lender published

2022 and newer models (new or used). APR as low as. Rates effective 10/16/2026. Advertised as up to 36 months.

Checked Nov 11, 2026Source uecu.org

utility employees and families only

4.99%New37–60 months

PA

Published as 37–60 months, not as its own 60-month price.

What the lender published

2022 and newer models (new or used). APR as low as. Rates effective 10/16/2026. Advertised as 37-60 months.

Checked Nov 11, 2026Source uecu.org

utility employees and families only

5.49%New61–72 months

PA

Published as 61–72 months, not as its own 72-month price.

What the lender published

2022 and newer models (new or used). APR as low as. Rates effective 10/16/2026. Advertised as 61-72 months.

Checked Nov 11, 2026Source uecu.org

utility employees and families only

5.99%New73–84 months

PA

Published as 73–84 months, not as its own 84-month price.

What the lender published

2024 and newer models. APR as low as. Rates effective 10/16/2026. Advertised as 73-84 months.

Checked Nov 11, 2026Source uecu.org

UsedUsed car loans · 4 rates

utility employees and families only

4.24%UsedUp to 36 months

PA

Published as Up to 36 months, not as a single monthly term.

What the lender published

2022 and newer models (new or used). APR as low as. Rates effective 10/16/2026. Advertised as up to 36 months.

Checked Nov 11, 2026Source uecu.org

utility employees and families only

4.99%Used37–60 months

PA

Published as 37–60 months, not as its own 60-month price.

What the lender published

2022 and newer models (new or used). APR as low as. Rates effective 10/16/2026. Advertised as 37-60 months.

Checked Nov 11, 2026Source uecu.org

utility employees and families only

5.49%Used61–72 months

PA

Published as 61–72 months, not as its own 72-month price.

What the lender published

2022 and newer models (new or used). APR as low as. Rates effective 10/16/2026. Advertised as 61-72 months.

Checked Nov 11, 2026Source uecu.org

utility employees and families only

5.99%Used73–84 months

PA

Published as 73–84 months, not as its own 84-month price.

What the lender published

2024 and newer models. APR as low as. Rates effective 10/16/2026. Advertised as 73-84 months.

Checked Nov 11, 2026Source uecu.org