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Vermont Federal Credit Union auto loan rates compared

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Vermont · Headquarters Vermont

Burlington, VT-based credit union; membership required ($5 share deposit)

Rate page on vermontfederal.org

Tagged rates need something extra, like autopay or a specific dealer. Untagged rates are the lender's standard rate.

NewNew car rates · 7 rates

As low asMin. loan $15,000Min. loan $15,000: The lender publishes this rate with a $15,000 minimum loan amount.

5.50%New72 months

VTChecked Nov 11, 2026

What the lender published

Published for a 72-month term. New/used auto and motorcycle, up to 3 model years old; minimum $15,000. APR as low as; subject to credit and collateral. Rates may change without notice. Used vehicles more than 10 years old may not qualify. $5 share deposit for membership.

Checked Nov 11, 2026Source vermontfederal.org

As low asMin. loan $25,000Min. loan $25,000: The lender publishes this rate with a $25,000 minimum loan amount.

6.10%New84 months

VTChecked Nov 11, 2026

What the lender published

Published for a 84-month term. New/used auto and motorcycle, up to 2 model years old; minimum $25,000. APR as low as; subject to credit and collateral. Rates may change without notice. Used vehicles more than 10 years old may not qualify. $5 share deposit for membership.

Checked Nov 11, 2026Source vermontfederal.org

As low asMin. loan $35,000Min. loan $35,000: The lender publishes this rate with a $35,000 minimum loan amount.

7.74%New96 months

VTChecked Nov 11, 2026

What the lender published

Published for a 96-month term. New autos only; minimum $35,000. APR as low as; subject to credit and collateral. Rates may change without notice. Used vehicles more than 10 years old may not qualify. $5 share deposit for membership.

Checked Nov 11, 2026Source vermontfederal.org

UsedUsed car rates · 6 rates

As low asMin. loan $15,000Min. loan $15,000: The lender publishes this rate with a $15,000 minimum loan amount.

5.50%Used72 months

VTChecked Nov 11, 2026

What the lender published

Published for a 72-month term. New/used auto and motorcycle, up to 3 model years old; minimum $15,000. APR as low as; subject to credit and collateral. Rates may change without notice. Used vehicles more than 10 years old may not qualify. $5 share deposit for membership.

Checked Nov 11, 2026Source vermontfederal.org

As low asMin. loan $25,000Min. loan $25,000: The lender publishes this rate with a $25,000 minimum loan amount.

6.10%Used84 months

VTChecked Nov 11, 2026

What the lender published

Published for a 84-month term. New/used auto and motorcycle, up to 2 model years old; minimum $25,000. APR as low as; subject to credit and collateral. Rates may change without notice. Used vehicles more than 10 years old may not qualify. $5 share deposit for membership.

Checked Nov 11, 2026Source vermontfederal.org