Credit union
Independent comparison. JustAutoRates is not affiliated with Visions Federal Credit Union. To apply, visit visionsfcu.org.
New York · Headquarters New York
Credit union membership required with a $1 minimum deposit
Tagged rates need something extra, like autopay or a specific dealer. Untagged rates are the lender's standard rate.
The published figure may include an autopay, direct-deposit, or relationship discount.
5.99%NewUp to 84 months
NY
Published as Up to 84 months, not as a single monthly term.
Current and previous 3 calendar-year vehicles. Promotional relationship rate effective November 1-30, 2026; requires automatic payment on the new loan (add 0.25% without it). Up to 115% financing for qualified borrowers. Advertised as up to 84 months.
Checked Nov 11, 2026Source visionsfcu.org
6.99%UsedUp to 75 months
NY
Published as Up to 75 months, not as a single monthly term.
Model years up to 7 calendar years old. Promotional relationship rate effective November 1-30, 2026; requires automatic payment on the new loan (add 0.25% without it). Up to 115% financing for qualified borrowers. Advertised as up to 75 months.
Checked Nov 11, 2026Source visionsfcu.org