Credit union
Independent comparison. JustAutoRates is not affiliated with Wave Federal Credit Union. To apply, visit wavefcu.org.
Rhode Island · Headquarters Rhode Island
Live or work in Kent County and surrounding Rhode Island communities
Tagged rates need something extra, like autopay or a specific dealer. Untagged rates are the lender's standard rate.
4.99%
as low as APR
Credit union · New · 36 months
Rhode Island
Effective as of November 2, 2026. Advertised rates are the lowest available. Rates determined by credit history, loan term, and payment method. New auto rates.
Checked Nov 10, 2026Source wavefcu.org
4.99%
as low as APR
Credit union · Used · 36 months
Rhode Island
Effective as of November 2, 2026. Advertised rates are the lowest available. Rates determined by credit history, loan term, and payment method. Used auto, models 2023-2026.
Checked Nov 10, 2026Source wavefcu.org
4.99%
as low as APR
Credit union · New · 48 months
Rhode Island
Effective as of November 2, 2026. Advertised rates are the lowest available. Rates determined by credit history, loan term, and payment method. New auto rates.
Checked Nov 10, 2026Source wavefcu.org
4.99%
as low as APR
Credit union · Used · 48 months
Rhode Island
Effective as of November 2, 2026. Advertised rates are the lowest available. Rates determined by credit history, loan term, and payment method. Used auto, models 2023-2026.
Checked Nov 10, 2026Source wavefcu.org
4.99%
as low as APR
Credit union · New · 60 months
Rhode Island
Effective as of November 2, 2026. Advertised rates are the lowest available. Rates determined by credit history, loan term, and payment method. New auto rates.
Checked Nov 10, 2026Source wavefcu.org
5.49%
as low as APR
Credit union · Used · 60 months
Rhode Island
Effective as of November 2, 2026. Advertised rates are the lowest available. Rates determined by credit history, loan term, and payment method. Used auto, models 2023-2026.
Checked Nov 10, 2026Source wavefcu.org
5.49%
as low as APR
Credit union · New · 72 months
Rhode Island
Effective as of November 2, 2026. Advertised rates are the lowest available. Rates determined by credit history, loan term, and payment method. New auto rates.
Checked Nov 10, 2026Source wavefcu.org
5.99%
as low as APR
Credit union · Used · 36 months
Rhode Island
Effective as of November 2, 2026. Advertised rates are the lowest available. Rates determined by credit history, loan term, and payment method. Used auto, models 2020-2022.
Checked Nov 10, 2026Source wavefcu.org
5.99%
as low as APR
Credit union · Used · 48 months
Rhode Island
Effective as of November 2, 2026. Advertised rates are the lowest available. Rates determined by credit history, loan term, and payment method. Used auto, models 2020-2022.
Checked Nov 10, 2026Source wavefcu.org
5.99%
as low as APR
Credit union · Used · 60 months
Rhode Island
Effective as of November 2, 2026. Advertised rates are the lowest available. Rates determined by credit history, loan term, and payment method. Used auto, models 2020-2022.
Checked Nov 10, 2026Source wavefcu.org
5.99%
as low as APR
Credit union · Used · 72 months
Rhode Island
Effective as of November 2, 2026. Advertised rates are the lowest available. Rates determined by credit history, loan term, and payment method. Used auto, models 2023-2026.
Checked Nov 10, 2026Source wavefcu.org
6.49%
as low as APR
Credit union · New · 84 months
Rhode Island
Effective as of November 2, 2026. Advertised rates are the lowest available. Rates determined by credit history, loan term, and payment method. New auto rates.
Checked Nov 10, 2026Source wavefcu.org
7.29%
as low as APR
Credit union · Used · 36 months
Rhode Island
Effective as of November 2, 2026. Advertised rates are the lowest available. Rates determined by credit history, loan term, and payment method. Used auto, models 2011-2019.
Checked Nov 10, 2026Source wavefcu.org
7.29%
as low as APR
Credit union · Used · 48 months
Rhode Island
Effective as of November 2, 2026. Advertised rates are the lowest available. Rates determined by credit history, loan term, and payment method. Used auto, models 2011-2019.
Checked Nov 10, 2026Source wavefcu.org