JustAutoRates

Lenders

Credit union

West Community Credit Union auto loan rates compared

Independent comparison. JustAutoRates is not affiliated with West Community Credit Union. To apply, visit westcommunitycu.org.

Missouri · Headquarters Missouri

O'Fallon, MO credit union; membership required

Rate page on westcommunitycu.org

Tagged rates need something extra, like autopay or a specific dealer. Untagged rates are the lender's standard rate.

NewNew car loans · 5 rates

Standard rate

4.74%New36 months

MO

What the lender published

New car, model years 2024-2027; APR as low as, as of Nov 11, 2026. Advertised as 36 months.

Checked Nov 11, 2026Source westcommunitycu.org

Standard rate

5.39%New48 months

MO

What the lender published

New car, model years 2024-2027; APR as low as, as of Nov 11, 2026. Advertised as 48 months.

Checked Nov 11, 2026Source westcommunitycu.org

Standard rate

5.49%New60 months

MO

What the lender published

New car, model years 2024-2027; APR as low as, as of Nov 11, 2026. Advertised as 60 months.

Checked Nov 11, 2026Source westcommunitycu.org

Standard rate

5.74%New72 months

MO

What the lender published

New car, model years 2024-2027; APR as low as, as of Nov 11, 2026. Advertised as 72 months.

Checked Nov 11, 2026Source westcommunitycu.org

Standard rate

6.74%New84 months

MO

What the lender published

New car, model years 2024-2027; APR as low as, as of Nov 11, 2026. Advertised as 84 months.

Checked Nov 11, 2026Source westcommunitycu.org

UsedUsed car loans · 5 rates

Standard rate

5.24%Used36 months

MO

What the lender published

Used car, model years 2018-2023; APR as low as, as of Nov 11, 2026. Advertised as 36 months.

Checked Nov 11, 2026Source westcommunitycu.org

Standard rate

5.49%Used48 months

MO

What the lender published

Used car, model years 2018-2023; APR as low as, as of Nov 11, 2026. Advertised as 48 months.

Checked Nov 11, 2026Source westcommunitycu.org

Standard rate

5.74%Used60 months

MO

What the lender published

Used car, model years 2018-2023; APR as low as, as of Nov 11, 2026. Advertised as 60 months.

Checked Nov 11, 2026Source westcommunitycu.org

Standard rate

6.24%Used72 months

MO

What the lender published

Used car, model years 2018-2023; APR as low as, as of Nov 11, 2026. Advertised as 72 months.

Checked Nov 11, 2026Source westcommunitycu.org

Standard rate

7.49%Used84 months

MO

What the lender published

Used car, model years 2018-2023; APR as low as, as of Nov 11, 2026. Advertised as 84 months.

Checked Nov 11, 2026Source westcommunitycu.org