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Workers Credit Union auto loan rates compared

Independent comparison. JustAutoRates is not affiliated with Workers Credit Union. To apply, visit wcu.com.

Massachusetts, New Hampshire · Headquarters Massachusetts

Live or work in Massachusetts or southern New Hampshire

Rate page on wcu.com

Tagged rates need something extra, like autopay or a specific dealer. Untagged rates are the lender's standard rate.

4.99%

with autopay

as low as APR

Workers Credit Union

Credit union · New · Up to 66 months

Massachusetts, New Hampshire

Published as Up to 66 months, not as a single monthly term.

The published figure may include an autopay, direct-deposit, or relationship discount.

What the lender published

As low as APR, and includes a 0.500% discount for automatic payments from any Workers checking account. Page states rates effective as of 6/26/2025 and subject to change; these are the figures still published on the official page on 2026-11-10. Subject to credit approval. Minimum monthly payment of $150 or the payment per $1,000, whichever is greater. Bucket labeled New-2021; up to 66 months.

Checked Nov 10, 2026Source wcu.com

4.99%

with autopay

as low as APR

Workers Credit Union

Credit union · Used · Up to 66 months

Massachusetts, New Hampshire

Published as Up to 66 months, not as a single monthly term.

The published figure may include an autopay, direct-deposit, or relationship discount.

What the lender published

As low as APR, and includes a 0.500% discount for automatic payments from any Workers checking account. Page states rates effective as of 6/26/2025 and subject to change; these are the figures still published on the official page on 2026-11-10. Subject to credit approval. Minimum monthly payment of $150 or the payment per $1,000, whichever is greater. Bucket labeled New-2021 also covers 2021 used vehicles; up to 66 months.

Checked Nov 10, 2026Source wcu.com

4.99%

with autopay

as low as APR

Workers Credit Union

Credit union · New · 67–78 months

Massachusetts, New Hampshire

Published as 67–78 months, not as its own 78-month price.

The published figure may include an autopay, direct-deposit, or relationship discount.

What the lender published

As low as APR, and includes a 0.500% discount for automatic payments from any Workers checking account. Page states rates effective as of 6/26/2025 and subject to change; these are the figures still published on the official page on 2026-11-10. Subject to credit approval. Minimum monthly payment of $150 or the payment per $1,000, whichever is greater. New-2021; 67 to 78 months.

Checked Nov 10, 2026Source wcu.com

4.99%

with autopay

as low as APR

Workers Credit Union

Credit union · Used · 67–78 months

Massachusetts, New Hampshire

Published as 67–78 months, not as its own 78-month price.

The published figure may include an autopay, direct-deposit, or relationship discount.

What the lender published

As low as APR, and includes a 0.500% discount for automatic payments from any Workers checking account. Page states rates effective as of 6/26/2025 and subject to change; these are the figures still published on the official page on 2026-11-10. Subject to credit approval. Minimum monthly payment of $150 or the payment per $1,000, whichever is greater. New-2021 bucket; 67 to 78 months.

Checked Nov 10, 2026Source wcu.com

5.49%

with autopay

as low as APR

Workers Credit Union

Credit union · Used · Up to 72 months

Massachusetts, New Hampshire

Published as Up to 72 months, not as a single monthly term.

The published figure may include an autopay, direct-deposit, or relationship discount.

What the lender published

As low as APR, and includes a 0.500% discount for automatic payments from any Workers checking account. Page states rates effective as of 6/26/2025 and subject to change; these are the figures still published on the official page on 2026-11-10. Subject to credit approval. Minimum monthly payment of $150 or the payment per $1,000, whichever is greater. Model years 2020-2017; up to 72 months.

Checked Nov 10, 2026Source wcu.com

5.49%

with autopay

as low as APR

Workers Credit Union

Credit union · New · 79–84 months

Massachusetts, New Hampshire

Published as 79–84 months, not as its own 84-month price.

The published figure may include an autopay, direct-deposit, or relationship discount.

What the lender published

As low as APR, and includes a 0.500% discount for automatic payments from any Workers checking account. Page states rates effective as of 6/26/2025 and subject to change; these are the figures still published on the official page on 2026-11-10. Subject to credit approval. Minimum monthly payment of $150 or the payment per $1,000, whichever is greater. New-2021; 79 to 84 months.

Checked Nov 10, 2026Source wcu.com

5.49%

with autopay

as low as APR

Workers Credit Union

Credit union · Used · 79–84 months

Massachusetts, New Hampshire

Published as 79–84 months, not as its own 84-month price.

The published figure may include an autopay, direct-deposit, or relationship discount.

What the lender published

As low as APR, and includes a 0.500% discount for automatic payments from any Workers checking account. Page states rates effective as of 6/26/2025 and subject to change; these are the figures still published on the official page on 2026-11-10. Subject to credit approval. Minimum monthly payment of $150 or the payment per $1,000, whichever is greater. New-2021 bucket; 79 to 84 months.

Checked Nov 10, 2026Source wcu.com

5.74%

with autopay

as low as APR

Workers Credit Union

Credit union · Used · Up to 48 months

Massachusetts, New Hampshire

Published as Up to 48 months, not as a single monthly term.

The published figure may include an autopay, direct-deposit, or relationship discount.

What the lender published

As low as APR, and includes a 0.500% discount for automatic payments from any Workers checking account. Page states rates effective as of 6/26/2025 and subject to change; these are the figures still published on the official page on 2026-11-10. Subject to credit approval. Minimum monthly payment of $150 or the payment per $1,000, whichever is greater. Model years 2016-2015; up to 48 months.

Checked Nov 10, 2026Source wcu.com

5.74%

with autopay

as low as APR

Workers Credit Union

Credit union · Used · Up to 60 months

Massachusetts, New Hampshire

Published as Up to 60 months, not as a single monthly term.

The published figure may include an autopay, direct-deposit, or relationship discount.

What the lender published

As low as APR, and includes a 0.500% discount for automatic payments from any Workers checking account. Page states rates effective as of 6/26/2025 and subject to change; these are the figures still published on the official page on 2026-11-10. Subject to credit approval. Minimum monthly payment of $150 or the payment per $1,000, whichever is greater. 2001 or older; up to 60 months.

Checked Nov 10, 2026Source wcu.com

5.99%

with autopay

as low as APR

Workers Credit Union

Credit union · Used · Up to 72 months

Massachusetts, New Hampshire

Published as Up to 72 months, not as a single monthly term.

The published figure may include an autopay, direct-deposit, or relationship discount.

What the lender published

As low as APR, and includes a 0.500% discount for automatic payments from any Workers checking account. Page states rates effective as of 6/26/2025 and subject to change; these are the figures still published on the official page on 2026-11-10. Subject to credit approval. Minimum monthly payment of $150 or the payment per $1,000, whichever is greater. 2001 or older; up to 72 months.

Checked Nov 10, 2026Source wcu.com