Credit union
Independent comparison. JustAutoRates is not affiliated with Wright-Patt Credit Union. To apply, visit wpcu.coop.
Ohio · Headquarters Ohio
Live, work, worship or attend school in 23 southwest/central Ohio counties (including Franklin, Montgomery, Hamilton, Butler, Greene, Warren and Delaware), military and civilian employees of Wright-Patterson Air Force Base, and other eligibility options
Tagged rates need something extra, like autopay or a specific dealer. Untagged rates are the lender's standard rate.
4.99%NewUp to 63 months
OHChecked Nov 11, 2026
Published as up to 63 months, not as a single monthly term.
Terms up to 63 months. Auto loans for model year 2023 or newer (new or used). APR as low as; rates based on creditworthiness, loan amount, term and vehicle age.
Checked Nov 11, 2026Source wpcu.coop
5.49%New64–75 months
OHChecked Nov 11, 2026
Published as 64–75 months, not as its own 75-month price.
Applies to 64-75 month terms. Auto loans for model year 2023 or newer (new or used). APR as low as; rates based on creditworthiness, loan amount, term and vehicle age. Terms of 64-75 months need at least $8,000 financed.
Checked Nov 11, 2026Source wpcu.coop
5.74%New76–84 months
OHChecked Nov 11, 2026
Published as 76–84 months, not as its own 84-month price.
Applies to 76-84 month terms. Auto loans for model year 2023 or newer (new or used). APR as low as; rates based on creditworthiness, loan amount, term and vehicle age. Terms of 76+ months need at least $18,000 financed.
Checked Nov 11, 2026Source wpcu.coop
5.49%UsedUp to 63 months
OHChecked Nov 11, 2026
Published as up to 63 months, not as a single monthly term.
Terms up to 63 months. Auto loans for model year 2022 or older. APR as low as; rates based on creditworthiness, loan amount, term and vehicle age.
Checked Nov 11, 2026Source wpcu.coop
5.99%Used64–75 months
OHChecked Nov 11, 2026
Published as 64–75 months, not as its own 75-month price.
Applies to 64-75 month terms. Auto loans for model year 2022 or older. APR as low as; rates based on creditworthiness, loan amount, term and vehicle age. Terms of 64-75 months need at least $8,000 financed; 2020 or older vehicles max 75 months.
Checked Nov 11, 2026Source wpcu.coop
6.24%Used76–84 months
OHChecked Nov 11, 2026
Published as 76–84 months, not as its own 84-month price.
Applies to 76-84 month terms. Auto loans for model year 2022 or older. APR as low as; rates based on creditworthiness, loan amount, term and vehicle age. Terms of 76+ months need at least $18,000 financed and a 2021 or newer vehicle.
Checked Nov 11, 2026Source wpcu.coop