EligibilityPer Actors FCU: If you belong to Actors' Equity Association, SAG-AFTRA, or any of our 100+ approved membership organizations, you are eligible to join the credit union. … Immediate family members of current Actors FCU members are also eligible to join.
AutopayAutopay: The published rate assumes automatic payments (autopay). Your rate still depends on creditworthiness, term, and eligibility.With savings accountWith savings account: Lender requirement: with savings account. Your rate still depends on creditworthiness, term, and eligibility.+1 more+2 moreEntertainment unionsEntertainment unions: For a specific group: only open to members of Actors' Equity Association, SAG-AFTRA, or 100+ approved membership organizations, and immediate family members of current Actors FCU members. Other borrowers can’t get this rate. Your rate still depends on creditworthiness, term, and eligibility.
▶Rate details & disclosures
Example: $25,000 financed for 24 months at 3.49% APR. Estimated payment: $1,080/mo
Tagged rates need something extra, like autopay or a specific dealer. Untagged rates are the lender's standard rate.
On rates tagged with autopay, direct deposit, or a relationship discount, the published figure includes that discount.
NewNew car rates · 6 rates
NY • Checked Nov 13, 2026
New
As low as
3.49%APR•24 months
Requires:AutopayAutopay: The published rate assumes automatic payments (autopay). Your rate still depends on creditworthiness, term, and eligibility.With savings accountWith savings account: Lender requirement: with savings account. Your rate still depends on creditworthiness, term, and eligibility.Entertainment unionsEntertainment unions: For a specific group: only open to members of Actors' Equity Association, SAG-AFTRA, or 100+ approved membership organizations, and immediate family members of current Actors FCU members. Other borrowers can’t get this rate. Your rate still depends on creditworthiness, term, and eligibility.
▾Rate details & disclosures
Example: $25,000 financed for 24 months at 3.49% APR. Estimated payment: $1,080/mo
Assumes fixed APR, $0 down, no fees.
Advertised as 24 months. Auto Loans: Loan Term for New & Used 2-Year, Rate (APR*) 3.49%. "Rates effective as of 11/2/2026" "*APR = Annual Percentage Rate. Rates shown offered to members meeting select credit criteria, including -.25% discount for Autopay. Other rates and terms available based on creditworthiness. Rates and terms subject to change without notice. For used cars, the age of the vehicle may limit maximum loan term." Auto loan page: "An Actors FCU savings account is required; You must provide membership eligibility before your loan application can be processed" "Up to 10% of the loan value may be required in an Actors FCU Savings Account"
Requires:AutopayAutopay: The published rate assumes automatic payments (autopay). Your rate still depends on creditworthiness, term, and eligibility.With savings accountWith savings account: Lender requirement: with savings account. Your rate still depends on creditworthiness, term, and eligibility.Entertainment unionsEntertainment unions: For a specific group: only open to members of Actors' Equity Association, SAG-AFTRA, or 100+ approved membership organizations, and immediate family members of current Actors FCU members. Other borrowers can’t get this rate. Your rate still depends on creditworthiness, term, and eligibility.
▾Rate details & disclosures
Example: $25,000 financed for 36 months at 4.24% APR. Estimated payment: $741/mo
Assumes fixed APR, $0 down, no fees.
Advertised as 36 months. Auto Loans: Loan Term for New & Used 3-Year, Rate (APR*) 4.24%. "Rates effective as of 11/2/2026" "*APR = Annual Percentage Rate. Rates shown offered to members meeting select credit criteria, including -.25% discount for Autopay. Other rates and terms available based on creditworthiness. Rates and terms subject to change without notice. For used cars, the age of the vehicle may limit maximum loan term." Auto loan page: "An Actors FCU savings account is required; You must provide membership eligibility before your loan application can be processed" "Up to 10% of the loan value may be required in an Actors FCU Savings Account"
Requires:AutopayAutopay: The published rate assumes automatic payments (autopay). Your rate still depends on creditworthiness, term, and eligibility.With savings accountWith savings account: Lender requirement: with savings account. Your rate still depends on creditworthiness, term, and eligibility.Entertainment unionsEntertainment unions: For a specific group: only open to members of Actors' Equity Association, SAG-AFTRA, or 100+ approved membership organizations, and immediate family members of current Actors FCU members. Other borrowers can’t get this rate. Your rate still depends on creditworthiness, term, and eligibility.
▾Rate details & disclosures
Example: $25,000 financed for 48 months at 4.49% APR. Estimated payment: $570/mo
Assumes fixed APR, $0 down, no fees.
Advertised as 48 months. Auto Loans: Loan Term for New & Used 4-Year, Rate (APR*) 4.49%. "Rates effective as of 11/2/2026" "*APR = Annual Percentage Rate. Rates shown offered to members meeting select credit criteria, including -.25% discount for Autopay. Other rates and terms available based on creditworthiness. Rates and terms subject to change without notice. For used cars, the age of the vehicle may limit maximum loan term." Auto loan page: "An Actors FCU savings account is required; You must provide membership eligibility before your loan application can be processed" "Up to 10% of the loan value may be required in an Actors FCU Savings Account"
Requires:AutopayAutopay: The published rate assumes automatic payments (autopay). Your rate still depends on creditworthiness, term, and eligibility.With savings accountWith savings account: Lender requirement: with savings account. Your rate still depends on creditworthiness, term, and eligibility.Entertainment unionsEntertainment unions: For a specific group: only open to members of Actors' Equity Association, SAG-AFTRA, or 100+ approved membership organizations, and immediate family members of current Actors FCU members. Other borrowers can’t get this rate. Your rate still depends on creditworthiness, term, and eligibility.
▾Rate details & disclosures
Example: $25,000 financed for 60 months at 4.74% APR. Estimated payment: $469/mo
Assumes fixed APR, $0 down, no fees.
Advertised as 60 months. Auto Loans: Loan Term for New & Used 5-Year, Rate (APR*) 4.74%. "Rates effective as of 11/2/2026" "*APR = Annual Percentage Rate. Rates shown offered to members meeting select credit criteria, including -.25% discount for Autopay. Other rates and terms available based on creditworthiness. Rates and terms subject to change without notice. For used cars, the age of the vehicle may limit maximum loan term." Auto loan page: "An Actors FCU savings account is required; You must provide membership eligibility before your loan application can be processed" "Up to 10% of the loan value may be required in an Actors FCU Savings Account"
Requires:AutopayAutopay: The published rate assumes automatic payments (autopay). Your rate still depends on creditworthiness, term, and eligibility.With savings accountWith savings account: Lender requirement: with savings account. Your rate still depends on creditworthiness, term, and eligibility.Entertainment unionsEntertainment unions: For a specific group: only open to members of Actors' Equity Association, SAG-AFTRA, or 100+ approved membership organizations, and immediate family members of current Actors FCU members. Other borrowers can’t get this rate. Your rate still depends on creditworthiness, term, and eligibility.
▾Rate details & disclosures
Example: $25,000 financed for 72 months at 4.99% APR. Estimated payment: $403/mo
Assumes fixed APR, $0 down, no fees.
Advertised as 72 months. Auto Loans: Loan Term for New & Used 6-Year, Rate (APR*) 4.99%. "Rates effective as of 11/2/2026" "*APR = Annual Percentage Rate. Rates shown offered to members meeting select credit criteria, including -.25% discount for Autopay. Other rates and terms available based on creditworthiness. Rates and terms subject to change without notice. For used cars, the age of the vehicle may limit maximum loan term." Auto loan page: "An Actors FCU savings account is required; You must provide membership eligibility before your loan application can be processed" "Up to 10% of the loan value may be required in an Actors FCU Savings Account"
Requires:AutopayAutopay: The published rate assumes automatic payments (autopay). Your rate still depends on creditworthiness, term, and eligibility.With savings accountWith savings account: Lender requirement: with savings account. Your rate still depends on creditworthiness, term, and eligibility.Entertainment unionsEntertainment unions: For a specific group: only open to members of Actors' Equity Association, SAG-AFTRA, or 100+ approved membership organizations, and immediate family members of current Actors FCU members. Other borrowers can’t get this rate. Your rate still depends on creditworthiness, term, and eligibility.
▾Rate details & disclosures
Example: $25,000 financed for 84 months at 5.24% APR. Estimated payment: $357/mo
Assumes fixed APR, $0 down, no fees.
Advertised as 84 months. Auto Loans: Loan Term for New & Used 7-Year, Rate (APR*) 5.24%. "Rates effective as of 11/2/2026" "*APR = Annual Percentage Rate. Rates shown offered to members meeting select credit criteria, including -.25% discount for Autopay. Other rates and terms available based on creditworthiness. Rates and terms subject to change without notice. For used cars, the age of the vehicle may limit maximum loan term." Auto loan page: "An Actors FCU savings account is required; You must provide membership eligibility before your loan application can be processed" "Up to 10% of the loan value may be required in an Actors FCU Savings Account"
AutopayAutopay: The published rate assumes automatic payments (autopay). Your rate still depends on creditworthiness, term, and eligibility.With savings accountWith savings account: Lender requirement: with savings account. Your rate still depends on creditworthiness, term, and eligibility.+1 moreEntertainment unionsEntertainment unions: For a specific group: only open to members of Actors' Equity Association, SAG-AFTRA, or 100+ approved membership organizations, and immediate family members of current Actors FCU members. Other borrowers can’t get this rate. Your rate still depends on creditworthiness, term, and eligibility.
▶Rate details & disclosures
Example: $25,000 financed for 24 months at 3.49% APR. Estimated payment: $1,080/mo
AutopayAutopay: The published rate assumes automatic payments (autopay). Your rate still depends on creditworthiness, term, and eligibility.With savings accountWith savings account: Lender requirement: with savings account. Your rate still depends on creditworthiness, term, and eligibility.+1 moreEntertainment unionsEntertainment unions: For a specific group: only open to members of Actors' Equity Association, SAG-AFTRA, or 100+ approved membership organizations, and immediate family members of current Actors FCU members. Other borrowers can’t get this rate. Your rate still depends on creditworthiness, term, and eligibility.
▶Rate details & disclosures
Example: $25,000 financed for 36 months at 4.24% APR. Estimated payment: $741/mo
AutopayAutopay: The published rate assumes automatic payments (autopay). Your rate still depends on creditworthiness, term, and eligibility.With savings accountWith savings account: Lender requirement: with savings account. Your rate still depends on creditworthiness, term, and eligibility.+1 moreEntertainment unionsEntertainment unions: For a specific group: only open to members of Actors' Equity Association, SAG-AFTRA, or 100+ approved membership organizations, and immediate family members of current Actors FCU members. Other borrowers can’t get this rate. Your rate still depends on creditworthiness, term, and eligibility.
▶Rate details & disclosures
Example: $25,000 financed for 48 months at 4.49% APR. Estimated payment: $570/mo
AutopayAutopay: The published rate assumes automatic payments (autopay). Your rate still depends on creditworthiness, term, and eligibility.With savings accountWith savings account: Lender requirement: with savings account. Your rate still depends on creditworthiness, term, and eligibility.+1 moreEntertainment unionsEntertainment unions: For a specific group: only open to members of Actors' Equity Association, SAG-AFTRA, or 100+ approved membership organizations, and immediate family members of current Actors FCU members. Other borrowers can’t get this rate. Your rate still depends on creditworthiness, term, and eligibility.
▶Rate details & disclosures
Example: $25,000 financed for 60 months at 4.74% APR. Estimated payment: $469/mo
AutopayAutopay: The published rate assumes automatic payments (autopay). Your rate still depends on creditworthiness, term, and eligibility.With savings accountWith savings account: Lender requirement: with savings account. Your rate still depends on creditworthiness, term, and eligibility.+1 moreEntertainment unionsEntertainment unions: For a specific group: only open to members of Actors' Equity Association, SAG-AFTRA, or 100+ approved membership organizations, and immediate family members of current Actors FCU members. Other borrowers can’t get this rate. Your rate still depends on creditworthiness, term, and eligibility.
▶Rate details & disclosures
Example: $25,000 financed for 72 months at 4.99% APR. Estimated payment: $403/mo
AutopayAutopay: The published rate assumes automatic payments (autopay). Your rate still depends on creditworthiness, term, and eligibility.With savings accountWith savings account: Lender requirement: with savings account. Your rate still depends on creditworthiness, term, and eligibility.+1 moreEntertainment unionsEntertainment unions: For a specific group: only open to members of Actors' Equity Association, SAG-AFTRA, or 100+ approved membership organizations, and immediate family members of current Actors FCU members. Other borrowers can’t get this rate. Your rate still depends on creditworthiness, term, and eligibility.
▶Rate details & disclosures
Example: $25,000 financed for 84 months at 5.24% APR. Estimated payment: $357/mo
Assumes fixed APR, $0 down, no fees.
UsedUsed car rates · 6 rates
NY • Checked Nov 13, 2026
Used
As low as
3.49%APR•24 months
Requires:AutopayAutopay: The published rate assumes automatic payments (autopay). Your rate still depends on creditworthiness, term, and eligibility.With savings accountWith savings account: Lender requirement: with savings account. Your rate still depends on creditworthiness, term, and eligibility.Entertainment unionsEntertainment unions: For a specific group: only open to members of Actors' Equity Association, SAG-AFTRA, or 100+ approved membership organizations, and immediate family members of current Actors FCU members. Other borrowers can’t get this rate. Your rate still depends on creditworthiness, term, and eligibility.
▾Rate details & disclosures
Example: $25,000 financed for 24 months at 3.49% APR. Estimated payment: $1,080/mo
Assumes fixed APR, $0 down, no fees.
Advertised as 24 months. Auto Loans: Loan Term for New & Used 2-Year, Rate (APR*) 3.49%. "Rates effective as of 11/2/2026" "*APR = Annual Percentage Rate. Rates shown offered to members meeting select credit criteria, including -.25% discount for Autopay. Other rates and terms available based on creditworthiness. Rates and terms subject to change without notice. For used cars, the age of the vehicle may limit maximum loan term." Auto loan page: "An Actors FCU savings account is required; You must provide membership eligibility before your loan application can be processed" "Up to 10% of the loan value may be required in an Actors FCU Savings Account"
Requires:AutopayAutopay: The published rate assumes automatic payments (autopay). Your rate still depends on creditworthiness, term, and eligibility.With savings accountWith savings account: Lender requirement: with savings account. Your rate still depends on creditworthiness, term, and eligibility.Entertainment unionsEntertainment unions: For a specific group: only open to members of Actors' Equity Association, SAG-AFTRA, or 100+ approved membership organizations, and immediate family members of current Actors FCU members. Other borrowers can’t get this rate. Your rate still depends on creditworthiness, term, and eligibility.
▾Rate details & disclosures
Example: $25,000 financed for 36 months at 4.24% APR. Estimated payment: $741/mo
Assumes fixed APR, $0 down, no fees.
Advertised as 36 months. Auto Loans: Loan Term for New & Used 3-Year, Rate (APR*) 4.24%. "Rates effective as of 11/2/2026" "*APR = Annual Percentage Rate. Rates shown offered to members meeting select credit criteria, including -.25% discount for Autopay. Other rates and terms available based on creditworthiness. Rates and terms subject to change without notice. For used cars, the age of the vehicle may limit maximum loan term." Auto loan page: "An Actors FCU savings account is required; You must provide membership eligibility before your loan application can be processed" "Up to 10% of the loan value may be required in an Actors FCU Savings Account"
Requires:AutopayAutopay: The published rate assumes automatic payments (autopay). Your rate still depends on creditworthiness, term, and eligibility.With savings accountWith savings account: Lender requirement: with savings account. Your rate still depends on creditworthiness, term, and eligibility.Entertainment unionsEntertainment unions: For a specific group: only open to members of Actors' Equity Association, SAG-AFTRA, or 100+ approved membership organizations, and immediate family members of current Actors FCU members. Other borrowers can’t get this rate. Your rate still depends on creditworthiness, term, and eligibility.
▾Rate details & disclosures
Example: $25,000 financed for 48 months at 4.49% APR. Estimated payment: $570/mo
Assumes fixed APR, $0 down, no fees.
Advertised as 48 months. Auto Loans: Loan Term for New & Used 4-Year, Rate (APR*) 4.49%. "Rates effective as of 11/2/2026" "*APR = Annual Percentage Rate. Rates shown offered to members meeting select credit criteria, including -.25% discount for Autopay. Other rates and terms available based on creditworthiness. Rates and terms subject to change without notice. For used cars, the age of the vehicle may limit maximum loan term." Auto loan page: "An Actors FCU savings account is required; You must provide membership eligibility before your loan application can be processed" "Up to 10% of the loan value may be required in an Actors FCU Savings Account"
Requires:AutopayAutopay: The published rate assumes automatic payments (autopay). Your rate still depends on creditworthiness, term, and eligibility.With savings accountWith savings account: Lender requirement: with savings account. Your rate still depends on creditworthiness, term, and eligibility.Entertainment unionsEntertainment unions: For a specific group: only open to members of Actors' Equity Association, SAG-AFTRA, or 100+ approved membership organizations, and immediate family members of current Actors FCU members. Other borrowers can’t get this rate. Your rate still depends on creditworthiness, term, and eligibility.
▾Rate details & disclosures
Example: $25,000 financed for 60 months at 4.74% APR. Estimated payment: $469/mo
Assumes fixed APR, $0 down, no fees.
Advertised as 60 months. Auto Loans: Loan Term for New & Used 5-Year, Rate (APR*) 4.74%. "Rates effective as of 11/2/2026" "*APR = Annual Percentage Rate. Rates shown offered to members meeting select credit criteria, including -.25% discount for Autopay. Other rates and terms available based on creditworthiness. Rates and terms subject to change without notice. For used cars, the age of the vehicle may limit maximum loan term." Auto loan page: "An Actors FCU savings account is required; You must provide membership eligibility before your loan application can be processed" "Up to 10% of the loan value may be required in an Actors FCU Savings Account"
Requires:AutopayAutopay: The published rate assumes automatic payments (autopay). Your rate still depends on creditworthiness, term, and eligibility.With savings accountWith savings account: Lender requirement: with savings account. Your rate still depends on creditworthiness, term, and eligibility.Entertainment unionsEntertainment unions: For a specific group: only open to members of Actors' Equity Association, SAG-AFTRA, or 100+ approved membership organizations, and immediate family members of current Actors FCU members. Other borrowers can’t get this rate. Your rate still depends on creditworthiness, term, and eligibility.
▾Rate details & disclosures
Example: $25,000 financed for 72 months at 4.99% APR. Estimated payment: $403/mo
Assumes fixed APR, $0 down, no fees.
Advertised as 72 months. Auto Loans: Loan Term for New & Used 6-Year, Rate (APR*) 4.99%. "Rates effective as of 11/2/2026" "*APR = Annual Percentage Rate. Rates shown offered to members meeting select credit criteria, including -.25% discount for Autopay. Other rates and terms available based on creditworthiness. Rates and terms subject to change without notice. For used cars, the age of the vehicle may limit maximum loan term." Auto loan page: "An Actors FCU savings account is required; You must provide membership eligibility before your loan application can be processed" "Up to 10% of the loan value may be required in an Actors FCU Savings Account"
Requires:AutopayAutopay: The published rate assumes automatic payments (autopay). Your rate still depends on creditworthiness, term, and eligibility.With savings accountWith savings account: Lender requirement: with savings account. Your rate still depends on creditworthiness, term, and eligibility.Entertainment unionsEntertainment unions: For a specific group: only open to members of Actors' Equity Association, SAG-AFTRA, or 100+ approved membership organizations, and immediate family members of current Actors FCU members. Other borrowers can’t get this rate. Your rate still depends on creditworthiness, term, and eligibility.
▾Rate details & disclosures
Example: $25,000 financed for 84 months at 5.24% APR. Estimated payment: $357/mo
Assumes fixed APR, $0 down, no fees.
Advertised as 84 months. Auto Loans: Loan Term for New & Used 7-Year, Rate (APR*) 5.24%. "Rates effective as of 11/2/2026" "*APR = Annual Percentage Rate. Rates shown offered to members meeting select credit criteria, including -.25% discount for Autopay. Other rates and terms available based on creditworthiness. Rates and terms subject to change without notice. For used cars, the age of the vehicle may limit maximum loan term." Auto loan page: "An Actors FCU savings account is required; You must provide membership eligibility before your loan application can be processed" "Up to 10% of the loan value may be required in an Actors FCU Savings Account"
AutopayAutopay: The published rate assumes automatic payments (autopay). Your rate still depends on creditworthiness, term, and eligibility.With savings accountWith savings account: Lender requirement: with savings account. Your rate still depends on creditworthiness, term, and eligibility.+1 moreEntertainment unionsEntertainment unions: For a specific group: only open to members of Actors' Equity Association, SAG-AFTRA, or 100+ approved membership organizations, and immediate family members of current Actors FCU members. Other borrowers can’t get this rate. Your rate still depends on creditworthiness, term, and eligibility.
▶Rate details & disclosures
Example: $25,000 financed for 24 months at 3.49% APR. Estimated payment: $1,080/mo
AutopayAutopay: The published rate assumes automatic payments (autopay). Your rate still depends on creditworthiness, term, and eligibility.With savings accountWith savings account: Lender requirement: with savings account. Your rate still depends on creditworthiness, term, and eligibility.+1 moreEntertainment unionsEntertainment unions: For a specific group: only open to members of Actors' Equity Association, SAG-AFTRA, or 100+ approved membership organizations, and immediate family members of current Actors FCU members. Other borrowers can’t get this rate. Your rate still depends on creditworthiness, term, and eligibility.
▶Rate details & disclosures
Example: $25,000 financed for 36 months at 4.24% APR. Estimated payment: $741/mo
AutopayAutopay: The published rate assumes automatic payments (autopay). Your rate still depends on creditworthiness, term, and eligibility.With savings accountWith savings account: Lender requirement: with savings account. Your rate still depends on creditworthiness, term, and eligibility.+1 moreEntertainment unionsEntertainment unions: For a specific group: only open to members of Actors' Equity Association, SAG-AFTRA, or 100+ approved membership organizations, and immediate family members of current Actors FCU members. Other borrowers can’t get this rate. Your rate still depends on creditworthiness, term, and eligibility.
▶Rate details & disclosures
Example: $25,000 financed for 48 months at 4.49% APR. Estimated payment: $570/mo
AutopayAutopay: The published rate assumes automatic payments (autopay). Your rate still depends on creditworthiness, term, and eligibility.With savings accountWith savings account: Lender requirement: with savings account. Your rate still depends on creditworthiness, term, and eligibility.+1 moreEntertainment unionsEntertainment unions: For a specific group: only open to members of Actors' Equity Association, SAG-AFTRA, or 100+ approved membership organizations, and immediate family members of current Actors FCU members. Other borrowers can’t get this rate. Your rate still depends on creditworthiness, term, and eligibility.
▶Rate details & disclosures
Example: $25,000 financed for 60 months at 4.74% APR. Estimated payment: $469/mo
AutopayAutopay: The published rate assumes automatic payments (autopay). Your rate still depends on creditworthiness, term, and eligibility.With savings accountWith savings account: Lender requirement: with savings account. Your rate still depends on creditworthiness, term, and eligibility.+1 moreEntertainment unionsEntertainment unions: For a specific group: only open to members of Actors' Equity Association, SAG-AFTRA, or 100+ approved membership organizations, and immediate family members of current Actors FCU members. Other borrowers can’t get this rate. Your rate still depends on creditworthiness, term, and eligibility.
▶Rate details & disclosures
Example: $25,000 financed for 72 months at 4.99% APR. Estimated payment: $403/mo
AutopayAutopay: The published rate assumes automatic payments (autopay). Your rate still depends on creditworthiness, term, and eligibility.With savings accountWith savings account: Lender requirement: with savings account. Your rate still depends on creditworthiness, term, and eligibility.+1 moreEntertainment unionsEntertainment unions: For a specific group: only open to members of Actors' Equity Association, SAG-AFTRA, or 100+ approved membership organizations, and immediate family members of current Actors FCU members. Other borrowers can’t get this rate. Your rate still depends on creditworthiness, term, and eligibility.
▶Rate details & disclosures
Example: $25,000 financed for 84 months at 5.24% APR. Estimated payment: $357/mo
Assumes fixed APR, $0 down, no fees.
Not specified by lender: The lender does not say whether autopay or direct deposit is required. Your rate still depends on creditworthiness, term, and eligibility.
