Credit score 740 or higherCredit score 740 or higher: Lender requirement: credit score 740 or higher. Your rate still depends on creditworthiness, term, and eligibility.MA & southern NH townsMA & southern NH towns: For a specific group: only open to people who live, work, or attend school in listed cities and towns in Massachusetts or southern New Hampshire. Other borrowers can’t get this rate. Your rate still depends on creditworthiness, term, and eligibility.+1 more
▶Rate details & disclosures
Example: $25,000 financed for 36 months at 4.99% APR. Estimated payment: $750/mo
Tagged rates need something extra, like autopay or a specific dealer. Untagged rates are the lender's standard rate.
NewNew car rates · 5 rates
MA • Checked Nov 13, 2026
New
As low as
4.99%APR•36 months
2024–2026 models
Requires:Credit score 740 or higherCredit score 740 or higher: Lender requirement: credit score 740 or higher. Your rate still depends on creditworthiness, term, and eligibility.MA & southern NH townsMA & southern NH towns: For a specific group: only open to people who live, work, or attend school in listed cities and towns in Massachusetts or southern New Hampshire. Other borrowers can’t get this rate. Your rate still depends on creditworthiness, term, and eligibility.
▾Rate details & disclosures
Example: $25,000 financed for 36 months at 4.99% APR. Estimated payment: $750/mo
Assumes fixed APR, $0 down, no fees.
Advertised as 36 months. New/Used Auto (Model Years 2024-2026): 36 months, Annual Percentage Rate As low As 4.990% APR*. New vs used not separated (rates are by model year). "*APR=Annual Percentage Rate may vary based on your personal credit history. Rate posted is for a 740+ FICO Credit score and 36 months term." "Not available for commercial purpose vehicles. Maximum age of vehicle is 10 years old. Other rates, terms, and conditions may apply." "Programs, rates, terms and conditions subject to change without notice. All loans subject to credit approval. Credit union membership is required.; Members must maintain a $5 deposit relationship. Amount financed includes $90 VSI Insurance."
Requires:Credit score 740 or higherCredit score 740 or higher: Lender requirement: credit score 740 or higher. Your rate still depends on creditworthiness, term, and eligibility.MA & southern NH townsMA & southern NH towns: For a specific group: only open to people who live, work, or attend school in listed cities and towns in Massachusetts or southern New Hampshire. Other borrowers can’t get this rate. Your rate still depends on creditworthiness, term, and eligibility.
▾Rate details & disclosures
Example: $25,000 financed for 48 months at 4.99% APR. Estimated payment: $576/mo
Assumes fixed APR, $0 down, no fees.
Advertised as 48 months. New/Used Auto (Model Years 2024-2026): 48 months, Annual Percentage Rate As low As 4.990% APR*. New vs used not separated (rates are by model year). "*APR=Annual Percentage Rate may vary based on your personal credit history. Rate posted is for a 740+ FICO Credit score and 36 months term." "Not available for commercial purpose vehicles. Maximum age of vehicle is 10 years old. Other rates, terms, and conditions may apply." "Programs, rates, terms and conditions subject to change without notice. All loans subject to credit approval. Credit union membership is required.; Members must maintain a $5 deposit relationship. Amount financed includes $90 VSI Insurance."
Requires:Credit score 740 or higherCredit score 740 or higher: Lender requirement: credit score 740 or higher. Your rate still depends on creditworthiness, term, and eligibility.MA & southern NH townsMA & southern NH towns: For a specific group: only open to people who live, work, or attend school in listed cities and towns in Massachusetts or southern New Hampshire. Other borrowers can’t get this rate. Your rate still depends on creditworthiness, term, and eligibility.
▾Rate details & disclosures
Example: $25,000 financed for 60 months at 4.99% APR. Estimated payment: $472/mo
Assumes fixed APR, $0 down, no fees.
Advertised as 60 months. New/Used Auto (Model Years 2024-2026): 60 months, Annual Percentage Rate As low As 4.990% APR*. New vs used not separated (rates are by model year). "*APR=Annual Percentage Rate may vary based on your personal credit history. Rate posted is for a 740+ FICO Credit score and 36 months term." "Not available for commercial purpose vehicles. Maximum age of vehicle is 10 years old. Other rates, terms, and conditions may apply." "Programs, rates, terms and conditions subject to change without notice. All loans subject to credit approval. Credit union membership is required.; Members must maintain a $5 deposit relationship. Amount financed includes $90 VSI Insurance."
Requires:Credit score 740 or higherCredit score 740 or higher: Lender requirement: credit score 740 or higher. Your rate still depends on creditworthiness, term, and eligibility.MA & southern NH townsMA & southern NH towns: For a specific group: only open to people who live, work, or attend school in listed cities and towns in Massachusetts or southern New Hampshire. Other borrowers can’t get this rate. Your rate still depends on creditworthiness, term, and eligibility.
▾Rate details & disclosures
Example: $25,000 financed for 72 months at 5.49% APR. Estimated payment: $409/mo
Assumes fixed APR, $0 down, no fees.
Advertised as 72 months. New/Used Auto (Model Years 2024-2026): 72 months, Annual Percentage Rate As low As 5.490% APR*. New vs used not separated (rates are by model year). "*APR=Annual Percentage Rate may vary based on your personal credit history. Rate posted is for a 740+ FICO Credit score and 36 months term." "Not available for commercial purpose vehicles. Maximum age of vehicle is 10 years old. Other rates, terms, and conditions may apply." "Programs, rates, terms and conditions subject to change without notice. All loans subject to credit approval. Credit union membership is required.; Members must maintain a $5 deposit relationship. Amount financed includes $90 VSI Insurance."
Requires:Credit score 740 or higherCredit score 740 or higher: Lender requirement: credit score 740 or higher. Your rate still depends on creditworthiness, term, and eligibility.MA & southern NH townsMA & southern NH towns: For a specific group: only open to people who live, work, or attend school in listed cities and towns in Massachusetts or southern New Hampshire. Other borrowers can’t get this rate. Your rate still depends on creditworthiness, term, and eligibility.
▾Rate details & disclosures
Example: $25,000 financed for 84 months at 6.99% APR. Estimated payment: $378/mo
Assumes fixed APR, $0 down, no fees.
Advertised as 84 months. New/Used Auto (Model Years 2022-2026): 84 months, Annual Percentage Rate As low As 6.990% APR*. New vs used not separated (rates are by model year). "*APR=Annual Percentage Rate may vary based on your personal credit history. Rate posted is for a 740+ FICO Credit score and 36 months term." "Not available for commercial purpose vehicles. Maximum age of vehicle is 10 years old. Other rates, terms, and conditions may apply." "Programs, rates, terms and conditions subject to change without notice. All loans subject to credit approval. Credit union membership is required.; Members must maintain a $5 deposit relationship. Amount financed includes $90 VSI Insurance."
MA · 2024–2026 models • Checked Nov 13, 2026 · 36 months
Credit score 740 or higherCredit score 740 or higher: Lender requirement: credit score 740 or higher. Your rate still depends on creditworthiness, term, and eligibility.MA & southern NH townsMA & southern NH towns: For a specific group: only open to people who live, work, or attend school in listed cities and towns in Massachusetts or southern New Hampshire. Other borrowers can’t get this rate. Your rate still depends on creditworthiness, term, and eligibility.
▶Rate details & disclosures
Example: $25,000 financed for 36 months at 4.99% APR. Estimated payment: $750/mo
MA · 2024–2026 models • Checked Nov 13, 2026 · 48 months
Credit score 740 or higherCredit score 740 or higher: Lender requirement: credit score 740 or higher. Your rate still depends on creditworthiness, term, and eligibility.MA & southern NH townsMA & southern NH towns: For a specific group: only open to people who live, work, or attend school in listed cities and towns in Massachusetts or southern New Hampshire. Other borrowers can’t get this rate. Your rate still depends on creditworthiness, term, and eligibility.
▶Rate details & disclosures
Example: $25,000 financed for 48 months at 4.99% APR. Estimated payment: $576/mo
MA · 2024–2026 models • Checked Nov 13, 2026 · 60 months
Credit score 740 or higherCredit score 740 or higher: Lender requirement: credit score 740 or higher. Your rate still depends on creditworthiness, term, and eligibility.MA & southern NH townsMA & southern NH towns: For a specific group: only open to people who live, work, or attend school in listed cities and towns in Massachusetts or southern New Hampshire. Other borrowers can’t get this rate. Your rate still depends on creditworthiness, term, and eligibility.
▶Rate details & disclosures
Example: $25,000 financed for 60 months at 4.99% APR. Estimated payment: $472/mo
MA · 2024–2026 models • Checked Nov 13, 2026 · 72 months
Credit score 740 or higherCredit score 740 or higher: Lender requirement: credit score 740 or higher. Your rate still depends on creditworthiness, term, and eligibility.MA & southern NH townsMA & southern NH towns: For a specific group: only open to people who live, work, or attend school in listed cities and towns in Massachusetts or southern New Hampshire. Other borrowers can’t get this rate. Your rate still depends on creditworthiness, term, and eligibility.
▶Rate details & disclosures
Example: $25,000 financed for 72 months at 5.49% APR. Estimated payment: $409/mo
MA · 2022–2026 models • Checked Nov 13, 2026 · 84 months
Credit score 740 or higherCredit score 740 or higher: Lender requirement: credit score 740 or higher. Your rate still depends on creditworthiness, term, and eligibility.MA & southern NH townsMA & southern NH towns: For a specific group: only open to people who live, work, or attend school in listed cities and towns in Massachusetts or southern New Hampshire. Other borrowers can’t get this rate. Your rate still depends on creditworthiness, term, and eligibility.
▶Rate details & disclosures
Example: $25,000 financed for 84 months at 6.99% APR. Estimated payment: $378/mo
Assumes fixed APR, $0 down, no fees.
UsedUsed car rates · 5 rates
MA • Checked Nov 13, 2026
Used
As low as
4.99%APR•36 months
2024–2026 models
Requires:Credit score 740 or higherCredit score 740 or higher: Lender requirement: credit score 740 or higher. Your rate still depends on creditworthiness, term, and eligibility.MA & southern NH townsMA & southern NH towns: For a specific group: only open to people who live, work, or attend school in listed cities and towns in Massachusetts or southern New Hampshire. Other borrowers can’t get this rate. Your rate still depends on creditworthiness, term, and eligibility.
▾Rate details & disclosures
Example: $25,000 financed for 36 months at 4.99% APR. Estimated payment: $750/mo
Assumes fixed APR, $0 down, no fees.
Advertised as 36 months. New/Used Auto (Model Years 2024-2026): 36 months, Annual Percentage Rate As low As 4.990% APR*. New vs used not separated (rates are by model year). "*APR=Annual Percentage Rate may vary based on your personal credit history. Rate posted is for a 740+ FICO Credit score and 36 months term." "Not available for commercial purpose vehicles. Maximum age of vehicle is 10 years old. Other rates, terms, and conditions may apply." "Programs, rates, terms and conditions subject to change without notice. All loans subject to credit approval. Credit union membership is required.; Members must maintain a $5 deposit relationship. Amount financed includes $90 VSI Insurance."
Requires:Credit score 740 or higherCredit score 740 or higher: Lender requirement: credit score 740 or higher. Your rate still depends on creditworthiness, term, and eligibility.MA & southern NH townsMA & southern NH towns: For a specific group: only open to people who live, work, or attend school in listed cities and towns in Massachusetts or southern New Hampshire. Other borrowers can’t get this rate. Your rate still depends on creditworthiness, term, and eligibility.
▾Rate details & disclosures
Example: $25,000 financed for 48 months at 4.99% APR. Estimated payment: $576/mo
Assumes fixed APR, $0 down, no fees.
Advertised as 48 months. New/Used Auto (Model Years 2024-2026): 48 months, Annual Percentage Rate As low As 4.990% APR*. New vs used not separated (rates are by model year). "*APR=Annual Percentage Rate may vary based on your personal credit history. Rate posted is for a 740+ FICO Credit score and 36 months term." "Not available for commercial purpose vehicles. Maximum age of vehicle is 10 years old. Other rates, terms, and conditions may apply." "Programs, rates, terms and conditions subject to change without notice. All loans subject to credit approval. Credit union membership is required.; Members must maintain a $5 deposit relationship. Amount financed includes $90 VSI Insurance."
Requires:Credit score 740 or higherCredit score 740 or higher: Lender requirement: credit score 740 or higher. Your rate still depends on creditworthiness, term, and eligibility.MA & southern NH townsMA & southern NH towns: For a specific group: only open to people who live, work, or attend school in listed cities and towns in Massachusetts or southern New Hampshire. Other borrowers can’t get this rate. Your rate still depends on creditworthiness, term, and eligibility.
▾Rate details & disclosures
Example: $25,000 financed for 60 months at 4.99% APR. Estimated payment: $472/mo
Assumes fixed APR, $0 down, no fees.
Advertised as 60 months. New/Used Auto (Model Years 2024-2026): 60 months, Annual Percentage Rate As low As 4.990% APR*. New vs used not separated (rates are by model year). "*APR=Annual Percentage Rate may vary based on your personal credit history. Rate posted is for a 740+ FICO Credit score and 36 months term." "Not available for commercial purpose vehicles. Maximum age of vehicle is 10 years old. Other rates, terms, and conditions may apply." "Programs, rates, terms and conditions subject to change without notice. All loans subject to credit approval. Credit union membership is required.; Members must maintain a $5 deposit relationship. Amount financed includes $90 VSI Insurance."
Requires:Credit score 740 or higherCredit score 740 or higher: Lender requirement: credit score 740 or higher. Your rate still depends on creditworthiness, term, and eligibility.MA & southern NH townsMA & southern NH towns: For a specific group: only open to people who live, work, or attend school in listed cities and towns in Massachusetts or southern New Hampshire. Other borrowers can’t get this rate. Your rate still depends on creditworthiness, term, and eligibility.
▾Rate details & disclosures
Example: $25,000 financed for 72 months at 5.49% APR. Estimated payment: $409/mo
Assumes fixed APR, $0 down, no fees.
Advertised as 72 months. New/Used Auto (Model Years 2024-2026): 72 months, Annual Percentage Rate As low As 5.490% APR*. New vs used not separated (rates are by model year). "*APR=Annual Percentage Rate may vary based on your personal credit history. Rate posted is for a 740+ FICO Credit score and 36 months term." "Not available for commercial purpose vehicles. Maximum age of vehicle is 10 years old. Other rates, terms, and conditions may apply." "Programs, rates, terms and conditions subject to change without notice. All loans subject to credit approval. Credit union membership is required.; Members must maintain a $5 deposit relationship. Amount financed includes $90 VSI Insurance."
Requires:Credit score 740 or higherCredit score 740 or higher: Lender requirement: credit score 740 or higher. Your rate still depends on creditworthiness, term, and eligibility.MA & southern NH townsMA & southern NH towns: For a specific group: only open to people who live, work, or attend school in listed cities and towns in Massachusetts or southern New Hampshire. Other borrowers can’t get this rate. Your rate still depends on creditworthiness, term, and eligibility.
▾Rate details & disclosures
Example: $25,000 financed for 84 months at 6.99% APR. Estimated payment: $378/mo
Assumes fixed APR, $0 down, no fees.
Advertised as 84 months. New/Used Auto (Model Years 2022-2026): 84 months, Annual Percentage Rate As low As 6.990% APR*. New vs used not separated (rates are by model year). "*APR=Annual Percentage Rate may vary based on your personal credit history. Rate posted is for a 740+ FICO Credit score and 36 months term." "Not available for commercial purpose vehicles. Maximum age of vehicle is 10 years old. Other rates, terms, and conditions may apply." "Programs, rates, terms and conditions subject to change without notice. All loans subject to credit approval. Credit union membership is required.; Members must maintain a $5 deposit relationship. Amount financed includes $90 VSI Insurance."
MA · 2024–2026 models • Checked Nov 13, 2026 · 36 months
Credit score 740 or higherCredit score 740 or higher: Lender requirement: credit score 740 or higher. Your rate still depends on creditworthiness, term, and eligibility.MA & southern NH townsMA & southern NH towns: For a specific group: only open to people who live, work, or attend school in listed cities and towns in Massachusetts or southern New Hampshire. Other borrowers can’t get this rate. Your rate still depends on creditworthiness, term, and eligibility.
▶Rate details & disclosures
Example: $25,000 financed for 36 months at 4.99% APR. Estimated payment: $750/mo
MA · 2024–2026 models • Checked Nov 13, 2026 · 48 months
Credit score 740 or higherCredit score 740 or higher: Lender requirement: credit score 740 or higher. Your rate still depends on creditworthiness, term, and eligibility.MA & southern NH townsMA & southern NH towns: For a specific group: only open to people who live, work, or attend school in listed cities and towns in Massachusetts or southern New Hampshire. Other borrowers can’t get this rate. Your rate still depends on creditworthiness, term, and eligibility.
▶Rate details & disclosures
Example: $25,000 financed for 48 months at 4.99% APR. Estimated payment: $576/mo
MA · 2024–2026 models • Checked Nov 13, 2026 · 60 months
Credit score 740 or higherCredit score 740 or higher: Lender requirement: credit score 740 or higher. Your rate still depends on creditworthiness, term, and eligibility.MA & southern NH townsMA & southern NH towns: For a specific group: only open to people who live, work, or attend school in listed cities and towns in Massachusetts or southern New Hampshire. Other borrowers can’t get this rate. Your rate still depends on creditworthiness, term, and eligibility.
▶Rate details & disclosures
Example: $25,000 financed for 60 months at 4.99% APR. Estimated payment: $472/mo
MA · 2024–2026 models • Checked Nov 13, 2026 · 72 months
Credit score 740 or higherCredit score 740 or higher: Lender requirement: credit score 740 or higher. Your rate still depends on creditworthiness, term, and eligibility.MA & southern NH townsMA & southern NH towns: For a specific group: only open to people who live, work, or attend school in listed cities and towns in Massachusetts or southern New Hampshire. Other borrowers can’t get this rate. Your rate still depends on creditworthiness, term, and eligibility.
▶Rate details & disclosures
Example: $25,000 financed for 72 months at 5.49% APR. Estimated payment: $409/mo
MA · 2022–2026 models • Checked Nov 13, 2026 · 84 months
Credit score 740 or higherCredit score 740 or higher: Lender requirement: credit score 740 or higher. Your rate still depends on creditworthiness, term, and eligibility.MA & southern NH townsMA & southern NH towns: For a specific group: only open to people who live, work, or attend school in listed cities and towns in Massachusetts or southern New Hampshire. Other borrowers can’t get this rate. Your rate still depends on creditworthiness, term, and eligibility.
▶Rate details & disclosures
Example: $25,000 financed for 84 months at 6.99% APR. Estimated payment: $378/mo
Assumes fixed APR, $0 down, no fees.
Not specified by lender: The lender does not say whether autopay or direct deposit is required. Your rate still depends on creditworthiness, term, and eligibility.
