Credit union · Massachusetts

Arise Federal Credit Union (Arise Financial) auto loan rates compared

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Massachusetts · Headquarters MassachusettsChecked Nov 13, 2026Rate page on arisefi.org

EligibilityPer Arise Financial: If someone in your household is already an Arise member, you're automatically eligible. … You can also qualify through your employer, an association membership, or if you're a U.S. resident, through the American Consumer Council at no cost.

Visit lender Opens arisefi.org

Lowest new rate

5.79%APR, as low as

New48 monthsArise Federal Credit Union (Arise Financial)

ACC, family or employerACC, family or employer: For a specific group: only open to household members of Arise members, employer or association groups, or U.S. residents through the American Consumer Council. Other borrowers can’t get this rate. Your rate still depends on creditworthiness, term, and eligibility.
Rate details & disclosures

Example: $25,000 financed for 48 months at 5.79% APR. Estimated payment: $585/mo

Assumes fixed APR, $0 down, no fees.

MA lender. Not all qualify, see requirements.

Lenders

Tagged rates need something extra, like autopay or a specific dealer. Untagged rates are the lender's standard rate.

NewNew car rates · 3 rates

MAChecked Nov 13, 2026

New
As low as

5.79%APR48 months

2023–2027 models

Requires:ACC, family or employerACC, family or employer: For a specific group: only open to household members of Arise members, employer or association groups, or U.S. residents through the American Consumer Council. Other borrowers can’t get this rate. Your rate still depends on creditworthiness, term, and eligibility.
Rate details & disclosures

Example: $25,000 financed for 48 months at 5.79% APR. Estimated payment: $585/mo

Assumes fixed APR, $0 down, no fees.

Advertised as 48 months. Auto Loans: 2023–2027 (New & Used), 48-Month APR* as low as 5.79%. "*APR = Annual Percentage Rate shown represents the lowest rate currently available as of November 2, 2026. Rates are subject to change. Rates shown represent lowest rates currently available and are for qualified applicants based on approved credit. More rates are available based on credit history. To refinance an existing auto loan, the same rates and vehicle year tiers apply."

Checked Nov 13, 2026Source arisefi.org

MAChecked Nov 13, 2026

New
As low as

5.79%APR60 months

2023–2027 models

Requires:ACC, family or employerACC, family or employer: For a specific group: only open to household members of Arise members, employer or association groups, or U.S. residents through the American Consumer Council. Other borrowers can’t get this rate. Your rate still depends on creditworthiness, term, and eligibility.
Rate details & disclosures

Example: $25,000 financed for 60 months at 5.79% APR. Estimated payment: $481/mo

Assumes fixed APR, $0 down, no fees.

Advertised as 60 months. Auto Loans: 2023–2027 (New & Used), 60-Month APR* as low as 5.79%. "*APR = Annual Percentage Rate shown represents the lowest rate currently available as of November 2, 2026. Rates are subject to change. Rates shown represent lowest rates currently available and are for qualified applicants based on approved credit. More rates are available based on credit history. To refinance an existing auto loan, the same rates and vehicle year tiers apply."

Checked Nov 13, 2026Source arisefi.org

MAChecked Nov 13, 2026

New
As low as

5.89%APR72 months

2023–2027 models

Requires:ACC, family or employerACC, family or employer: For a specific group: only open to household members of Arise members, employer or association groups, or U.S. residents through the American Consumer Council. Other borrowers can’t get this rate. Your rate still depends on creditworthiness, term, and eligibility.
Rate details & disclosures

Example: $25,000 financed for 72 months at 5.89% APR. Estimated payment: $414/mo

Assumes fixed APR, $0 down, no fees.

Advertised as 72 months. Auto Loans: 2023–2027 (New & Used), 72-Month APR* as low as 5.89%. "*APR = Annual Percentage Rate shown represents the lowest rate currently available as of November 2, 2026. Rates are subject to change. Rates shown represent lowest rates currently available and are for qualified applicants based on approved credit. More rates are available based on credit history. To refinance an existing auto loan, the same rates and vehicle year tiers apply."

Checked Nov 13, 2026Source arisefi.org

5.79%APR

New car

Visit lender, Arise Federal Credit Union (Arise Financial), 5.79% APR, new, 48 months, 2023–2027 models

MA · 2023–2027 modelsChecked Nov 13, 202648 months

ACC, family or employerACC, family or employer: For a specific group: only open to household members of Arise members, employer or association groups, or U.S. residents through the American Consumer Council. Other borrowers can’t get this rate. Your rate still depends on creditworthiness, term, and eligibility.
Rate details & disclosures

Example: $25,000 financed for 48 months at 5.79% APR. Estimated payment: $585/mo

Assumes fixed APR, $0 down, no fees.

5.79%APR

New car

Visit lender, Arise Federal Credit Union (Arise Financial), 5.79% APR, new, 60 months, 2023–2027 models

MA · 2023–2027 modelsChecked Nov 13, 202660 months

ACC, family or employerACC, family or employer: For a specific group: only open to household members of Arise members, employer or association groups, or U.S. residents through the American Consumer Council. Other borrowers can’t get this rate. Your rate still depends on creditworthiness, term, and eligibility.
Rate details & disclosures

Example: $25,000 financed for 60 months at 5.79% APR. Estimated payment: $481/mo

Assumes fixed APR, $0 down, no fees.

5.89%APR

New car

Visit lender, Arise Federal Credit Union (Arise Financial), 5.89% APR, new, 72 months, 2023–2027 models

MA · 2023–2027 modelsChecked Nov 13, 202672 months

ACC, family or employerACC, family or employer: For a specific group: only open to household members of Arise members, employer or association groups, or U.S. residents through the American Consumer Council. Other borrowers can’t get this rate. Your rate still depends on creditworthiness, term, and eligibility.
Rate details & disclosures

Example: $25,000 financed for 72 months at 5.89% APR. Estimated payment: $414/mo

Assumes fixed APR, $0 down, no fees.

UsedUsed car rates · 3 rates

MAChecked Nov 13, 2026

Used
As low as

5.79%APR48 months

2023–2027 models

Requires:ACC, family or employerACC, family or employer: For a specific group: only open to household members of Arise members, employer or association groups, or U.S. residents through the American Consumer Council. Other borrowers can’t get this rate. Your rate still depends on creditworthiness, term, and eligibility.
Rate details & disclosures

Example: $25,000 financed for 48 months at 5.79% APR. Estimated payment: $585/mo

Assumes fixed APR, $0 down, no fees.

Advertised as 48 months. Auto Loans: 2023–2027 (New & Used), 48-Month APR* as low as 5.79%. "*APR = Annual Percentage Rate shown represents the lowest rate currently available as of November 2, 2026. Rates are subject to change. Rates shown represent lowest rates currently available and are for qualified applicants based on approved credit. More rates are available based on credit history. To refinance an existing auto loan, the same rates and vehicle year tiers apply."

Checked Nov 13, 2026Source arisefi.org

MAChecked Nov 13, 2026

Used
As low as

5.79%APR60 months

2023–2027 models

Requires:ACC, family or employerACC, family or employer: For a specific group: only open to household members of Arise members, employer or association groups, or U.S. residents through the American Consumer Council. Other borrowers can’t get this rate. Your rate still depends on creditworthiness, term, and eligibility.
Rate details & disclosures

Example: $25,000 financed for 60 months at 5.79% APR. Estimated payment: $481/mo

Assumes fixed APR, $0 down, no fees.

Advertised as 60 months. Auto Loans: 2023–2027 (New & Used), 60-Month APR* as low as 5.79%. "*APR = Annual Percentage Rate shown represents the lowest rate currently available as of November 2, 2026. Rates are subject to change. Rates shown represent lowest rates currently available and are for qualified applicants based on approved credit. More rates are available based on credit history. To refinance an existing auto loan, the same rates and vehicle year tiers apply."

Checked Nov 13, 2026Source arisefi.org

MAChecked Nov 13, 2026

Used
As low as

5.89%APR72 months

2023–2027 models

Requires:ACC, family or employerACC, family or employer: For a specific group: only open to household members of Arise members, employer or association groups, or U.S. residents through the American Consumer Council. Other borrowers can’t get this rate. Your rate still depends on creditworthiness, term, and eligibility.
Rate details & disclosures

Example: $25,000 financed for 72 months at 5.89% APR. Estimated payment: $414/mo

Assumes fixed APR, $0 down, no fees.

Advertised as 72 months. Auto Loans: 2023–2027 (New & Used), 72-Month APR* as low as 5.89%. "*APR = Annual Percentage Rate shown represents the lowest rate currently available as of November 2, 2026. Rates are subject to change. Rates shown represent lowest rates currently available and are for qualified applicants based on approved credit. More rates are available based on credit history. To refinance an existing auto loan, the same rates and vehicle year tiers apply."

Checked Nov 13, 2026Source arisefi.org

5.79%APR

Used car

Visit lender, Arise Federal Credit Union (Arise Financial), 5.79% APR, used, 48 months, 2023–2027 models

MA · 2023–2027 modelsChecked Nov 13, 202648 months

ACC, family or employerACC, family or employer: For a specific group: only open to household members of Arise members, employer or association groups, or U.S. residents through the American Consumer Council. Other borrowers can’t get this rate. Your rate still depends on creditworthiness, term, and eligibility.
Rate details & disclosures

Example: $25,000 financed for 48 months at 5.79% APR. Estimated payment: $585/mo

Assumes fixed APR, $0 down, no fees.

5.79%APR

Used car

Visit lender, Arise Federal Credit Union (Arise Financial), 5.79% APR, used, 60 months, 2023–2027 models

MA · 2023–2027 modelsChecked Nov 13, 202660 months

ACC, family or employerACC, family or employer: For a specific group: only open to household members of Arise members, employer or association groups, or U.S. residents through the American Consumer Council. Other borrowers can’t get this rate. Your rate still depends on creditworthiness, term, and eligibility.
Rate details & disclosures

Example: $25,000 financed for 60 months at 5.79% APR. Estimated payment: $481/mo

Assumes fixed APR, $0 down, no fees.

5.89%APR

Used car

Visit lender, Arise Federal Credit Union (Arise Financial), 5.89% APR, used, 72 months, 2023–2027 models

MA · 2023–2027 modelsChecked Nov 13, 202672 months

ACC, family or employerACC, family or employer: For a specific group: only open to household members of Arise members, employer or association groups, or U.S. residents through the American Consumer Council. Other borrowers can’t get this rate. Your rate still depends on creditworthiness, term, and eligibility.
Rate details & disclosures

Example: $25,000 financed for 72 months at 5.89% APR. Estimated payment: $414/mo

Assumes fixed APR, $0 down, no fees.

RefiRefinance rates · 3 rates

MAChecked Nov 13, 2026

Refi
As low as

5.79%APR48 months

2023–2027 models

Requires:ACC, family or employerACC, family or employer: For a specific group: only open to household members of Arise members, employer or association groups, or U.S. residents through the American Consumer Council. Other borrowers can’t get this rate. Your rate still depends on creditworthiness, term, and eligibility.
Rate details & disclosures

Example: $25,000 financed for 48 months at 5.79% APR. Estimated payment: $585/mo

Assumes fixed APR, $0 down, no fees.

Advertised as 48 months. Auto Loans: 2023–2027 (New & Used), 48-Month APR* as low as 5.79%. "*APR = Annual Percentage Rate shown represents the lowest rate currently available as of November 2, 2026. Rates are subject to change. Rates shown represent lowest rates currently available and are for qualified applicants based on approved credit. More rates are available based on credit history. To refinance an existing auto loan, the same rates and vehicle year tiers apply."

Checked Nov 13, 2026Source arisefi.org

MAChecked Nov 13, 2026

Refi
As low as

5.79%APR60 months

2023–2027 models

Requires:ACC, family or employerACC, family or employer: For a specific group: only open to household members of Arise members, employer or association groups, or U.S. residents through the American Consumer Council. Other borrowers can’t get this rate. Your rate still depends on creditworthiness, term, and eligibility.
Rate details & disclosures

Example: $25,000 financed for 60 months at 5.79% APR. Estimated payment: $481/mo

Assumes fixed APR, $0 down, no fees.

Advertised as 60 months. Auto Loans: 2023–2027 (New & Used), 60-Month APR* as low as 5.79%. "*APR = Annual Percentage Rate shown represents the lowest rate currently available as of November 2, 2026. Rates are subject to change. Rates shown represent lowest rates currently available and are for qualified applicants based on approved credit. More rates are available based on credit history. To refinance an existing auto loan, the same rates and vehicle year tiers apply."

Checked Nov 13, 2026Source arisefi.org

MAChecked Nov 13, 2026

Refi
As low as

5.89%APR72 months

2023–2027 models

Requires:ACC, family or employerACC, family or employer: For a specific group: only open to household members of Arise members, employer or association groups, or U.S. residents through the American Consumer Council. Other borrowers can’t get this rate. Your rate still depends on creditworthiness, term, and eligibility.
Rate details & disclosures

Example: $25,000 financed for 72 months at 5.89% APR. Estimated payment: $414/mo

Assumes fixed APR, $0 down, no fees.

Advertised as 72 months. Auto Loans: 2023–2027 (New & Used), 72-Month APR* as low as 5.89%. "*APR = Annual Percentage Rate shown represents the lowest rate currently available as of November 2, 2026. Rates are subject to change. Rates shown represent lowest rates currently available and are for qualified applicants based on approved credit. More rates are available based on credit history. To refinance an existing auto loan, the same rates and vehicle year tiers apply."

Checked Nov 13, 2026Source arisefi.org

5.79%APR

Refinance

Visit lender, Arise Federal Credit Union (Arise Financial), 5.79% APR, refi, 48 months, 2023–2027 models

MA · 2023–2027 modelsChecked Nov 13, 202648 months

ACC, family or employerACC, family or employer: For a specific group: only open to household members of Arise members, employer or association groups, or U.S. residents through the American Consumer Council. Other borrowers can’t get this rate. Your rate still depends on creditworthiness, term, and eligibility.
Rate details & disclosures

Example: $25,000 financed for 48 months at 5.79% APR. Estimated payment: $585/mo

Assumes fixed APR, $0 down, no fees.

5.79%APR

Refinance

Visit lender, Arise Federal Credit Union (Arise Financial), 5.79% APR, refi, 60 months, 2023–2027 models

MA · 2023–2027 modelsChecked Nov 13, 202660 months

ACC, family or employerACC, family or employer: For a specific group: only open to household members of Arise members, employer or association groups, or U.S. residents through the American Consumer Council. Other borrowers can’t get this rate. Your rate still depends on creditworthiness, term, and eligibility.
Rate details & disclosures

Example: $25,000 financed for 60 months at 5.79% APR. Estimated payment: $481/mo

Assumes fixed APR, $0 down, no fees.

5.89%APR

Refinance

Visit lender, Arise Federal Credit Union (Arise Financial), 5.89% APR, refi, 72 months, 2023–2027 models

MA · 2023–2027 modelsChecked Nov 13, 202672 months

ACC, family or employerACC, family or employer: For a specific group: only open to household members of Arise members, employer or association groups, or U.S. residents through the American Consumer Council. Other borrowers can’t get this rate. Your rate still depends on creditworthiness, term, and eligibility.
Rate details & disclosures

Example: $25,000 financed for 72 months at 5.89% APR. Estimated payment: $414/mo

Assumes fixed APR, $0 down, no fees.