Credit union · Rhode Island

Blackstone River Federal Credit Union auto loan rates compared

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Rhode Island · Headquarters Rhode IslandChecked Nov 13, 2026Rate page on blackstoneriverfcu.org

EligibilityPer Blackstone River: Membership is open to anyone who lives, works, worships, or attends schools in Burrillville, Central Falls, Cumberland, Foster, Glocester, Lincoln, North Providence, North Smithfield, Pawtucket, Scituate, Smithfield, and Woonsocket.

Visit lender Opens blackstoneriverfcu.org

Lowest used rate

4.75%APR, as low as

UsedUp to 72 monthsBlackstone River Federal Credit Union

Example: $25,000 financed for 72 months at 4.75% APR. Estimated payment: $400/mo

With payroll deduction or autopayWith payroll deduction or autopay: Lender requirement: with payroll deduction or autopay. Your rate still depends on creditworthiness, term, and eligibility.1-5 year old only1-5 year old only: This rate applies only to 1-5 year old vehicles. Your rate still depends on creditworthiness, term, and eligibility.
+1 more+2 moreNorthern RI townsNorthern RI towns: For a specific group: only open to anyone who lives, works, worships, or attends school in Burrillville, Central Falls, Cumberland, Foster, Glocester, Lincoln, North Providence, North Smithfield, Pawtucket, Scituate, Smithfield, or Woonsocket. Other borrowers can’t get this rate. Your rate still depends on creditworthiness, term, and eligibility.

RI lender. Not all qualify, see requirements.

Examples assume $25,000 financed, fixed APR, $0 down, no fees.

Lenders

Tagged rates need something extra, like autopay or a specific dealer. Untagged rates are the lender's standard rate.

Examples assume $25,000 financed, fixed APR, $0 down, no fees.

On rates tagged with autopay, direct deposit, or a relationship discount, the published figure includes that discount.

NewNew car rates · 1 rate

RIChecked Nov 13, 2026

New
As low as

4.75%APRUp to 84 months

Example: $25,000 financed for 84 months at 4.75% APR. Estimated payment: $351/mo

Requires:With payroll deduction or autopayWith payroll deduction or autopay: Lender requirement: with payroll deduction or autopay. Your rate still depends on creditworthiness, term, and eligibility.Northern RI townsNorthern RI towns: For a specific group: only open to anyone who lives, works, worships, or attends school in Burrillville, Central Falls, Cumberland, Foster, Glocester, Lincoln, North Providence, North Smithfield, Pawtucket, Scituate, Smithfield, or Woonsocket. Other borrowers can’t get this rate. Your rate still depends on creditworthiness, term, and eligibility.
Rate details & disclosures

Advertised as up to 84 months. Current Rates: New Auto, Up to $75,000, Maximum Term 7 years, Rates as low as 4.75%*. "*Rate reflects 1/4% off of qualifying rate if paid through payroll deduction or automatic transfer. Rates and terms subject to change without notice." Offer page fine print: "*APR= Annual Percentage Rate. Advertised 4.75% APR is for a Used Auto Loan at a maximum 6-year term based on the model age or a New Auto Loan at a maximum 7-year term. Rates effective as of 9/28/2026. Subject to credit approval. Rates are based on credit history. Your rate may differ from the quoted rate. This rate reflects 0.25% off the qualifying rate if paid through payroll deduction or automatic transfer. Rates and terms are subject to change without notice. Membership eligibility required. Federally Insured by NCUA."

Checked Nov 13, 2026Source blackstoneriverfcu.org

Calculate payment, Blackstone River Federal Credit Union, 4.75% APR, new, up to 84 monthsVisit lender, Blackstone River Federal Credit Union, 4.75% APR, new, up to 84 months ↗
4.75%APR

New car

Visit lender, Blackstone River Federal Credit Union, 4.75% APR, new, up to 84 months

RIChecked Nov 13, 2026Up to 84 months

Example: $25,000 financed for 84 months at 4.75% APR. Estimated payment: $351/mo

With payroll deduction or autopayWith payroll deduction or autopay: Lender requirement: with payroll deduction or autopay. Your rate still depends on creditworthiness, term, and eligibility.Northern RI townsNorthern RI towns: For a specific group: only open to anyone who lives, works, worships, or attends school in Burrillville, Central Falls, Cumberland, Foster, Glocester, Lincoln, North Providence, North Smithfield, Pawtucket, Scituate, Smithfield, or Woonsocket. Other borrowers can’t get this rate. Your rate still depends on creditworthiness, term, and eligibility.
Rate details & disclosures

UsedUsed car rates · 1 rate

RIChecked Nov 13, 2026

Used
As low as

4.75%APRUp to 72 months

Example: $25,000 financed for 72 months at 4.75% APR. Estimated payment: $400/mo

Requires:With payroll deduction or autopayWith payroll deduction or autopay: Lender requirement: with payroll deduction or autopay. Your rate still depends on creditworthiness, term, and eligibility.1-5 year old only1-5 year old only: This rate applies only to 1-5 year old vehicles. Your rate still depends on creditworthiness, term, and eligibility.Northern RI townsNorthern RI towns: For a specific group: only open to anyone who lives, works, worships, or attends school in Burrillville, Central Falls, Cumberland, Foster, Glocester, Lincoln, North Providence, North Smithfield, Pawtucket, Scituate, Smithfield, or Woonsocket. Other borrowers can’t get this rate. Your rate still depends on creditworthiness, term, and eligibility.
Rate details & disclosures

Advertised as up to 72 months. Current Rates: Used Auto, Up to $75,000, Maximum Term 6 years on 1 to 5 Yr Old Auto, Rates as low as 4.75%* (Maximum Term 5 years on 6 and 7 Yr Old Auto; Term of 4 years on 8-10 year old models). "*Rate reflects 1/4% off of qualifying rate if paid through payroll deduction or automatic transfer. Rates and terms subject to change without notice." Offer page fine print: "*APR= Annual Percentage Rate. Advertised 4.75% APR is for a Used Auto Loan at a maximum 6-year term based on the model age or a New Auto Loan at a maximum 7-year term. Rates effective as of 9/28/2026. Subject to credit approval. Rates are based on credit history. Your rate may differ from the quoted rate. This rate reflects 0.25% off the qualifying rate if paid through payroll deduction or automatic transfer. Rates and terms are subject to change without notice. Membership eligibility required. Federally Insured by NCUA."

Checked Nov 13, 2026Source blackstoneriverfcu.org

Calculate payment, Blackstone River Federal Credit Union, 4.75% APR, used, up to 72 monthsVisit lender, Blackstone River Federal Credit Union, 4.75% APR, used, up to 72 months ↗
4.75%APR

Used car

Visit lender, Blackstone River Federal Credit Union, 4.75% APR, used, up to 72 months

RIChecked Nov 13, 2026Up to 72 months

Example: $25,000 financed for 72 months at 4.75% APR. Estimated payment: $400/mo

With payroll deduction or autopayWith payroll deduction or autopay: Lender requirement: with payroll deduction or autopay. Your rate still depends on creditworthiness, term, and eligibility.1-5 year old only1-5 year old only: This rate applies only to 1-5 year old vehicles. Your rate still depends on creditworthiness, term, and eligibility.
+1 moreNorthern RI townsNorthern RI towns: For a specific group: only open to anyone who lives, works, worships, or attends school in Burrillville, Central Falls, Cumberland, Foster, Glocester, Lincoln, North Providence, North Smithfield, Pawtucket, Scituate, Smithfield, or Woonsocket. Other borrowers can’t get this rate. Your rate still depends on creditworthiness, term, and eligibility.
Rate details & disclosures