CAChecked Nov 12, 2026
New4.18%APR36 months
2023 or newer models
Example: $25,000 financed for 36 months at 4.18% APR. Estimated payment: $741/mo
Rate details & disclosures
Rate requires buying through Cal Coast’s Auto Buying Service, powered by TrueCar, from a participating dealer. JustAutoRates is not affiliated with Cal Coast or TrueCar.
Cal Coast Auto Buying Service rate (published on Cal Coast’s auto pages): as low as 4.18% APR for a 36-month loan, vehicle model years 2023 and newer, purchases only. Advertised as 36 months. *CCCU does not endorse or encourage the product or services. CCCU urges you to do your own due diligence on the vendor and its product/service. Subject to credit and collateral approval. Advertised rate is our lowest Annual Percentage Rate and includes a discount for using the Cal Coast Auto Buying Service Powered by TrueCar at https://calcoastcu.truecar.com or New Cars Inc., our personalized concierge auto buying service (calcoastcu.truecar.com or NCI). Rates are subject to change without notice. Vehicle loan rates with the calcoastcu.truecar.com/NCI discount are currently as low as 4.18% APR, depending on credit history, loan term, and vehicle model year. The “as low as” rate applies to vehicle model years 2023 and newer. If you use calcoastcu.truecar.com/NCI, the discounted offer is good for purchases; rate discount subject to change or end without notice. To qualify for the discount offer, you must use the Cal Coast Auto Buying Service at https://calcoastcu.truecar.com or New Cars Inc. and either fund the purchase of a vehicle from the certified dealer listed on your Price Quote Certificate (Cal Coast TrueCar Savings Certificate) or purchase a vehicle from New Cars Inc. and finance your purchase with California Coast Credit Union. The Cal Coast TrueCar Savings Certificate must be generated prior to purchase and no more than 90 days prior to your loan being funded. Your loan will originally be set up without the rate discount. After your loan agreement is signed and your vehicle purchase is complete, we will confirm that you qualify for the discount and apply the discount to your loan as of the effective date of the loan. The discount for all year models is 0.50% off the approved interest rate for loan terms up to 66 months; longer terms can receive a discount of 0.25%. Discounted rates are available for purchases and are not valid for refinances or lease buyouts. Discounts cannot be combined with any other discount program or type. Please allow ten to fifteen business days after funding for processing your purchase and loan discount.
Checked Nov 12, 2026Source calcoastcu.org