EligibilityPer Direct: Anyone who lives, works (or regularly conducts business in), worships, or attends school in Norfolk or Middlesex Counties is eligible to join our family of members.
Checking accountChecking account: The published rate assumes a checking account with the lender. Your rate still depends on creditworthiness, term, and eligibility.Norfolk & Middlesex countiesNorfolk & Middlesex counties: For a specific group: only open to people who live, work (or regularly conduct business in), worship, or attend school in Norfolk or Middlesex County, MA. Other borrowers can’t get this rate. Your rate still depends on creditworthiness, term, and eligibility.+1 more
▶Rate details & disclosures
Example: $25,000 financed for 63 months at 6.14% APR. Estimated payment: $466/mo
Tagged rates need something extra, like autopay or a specific dealer. Untagged rates are the lender's standard rate.
NewNew car rates · 4 rates
MA • Checked Nov 13, 2026
New
As low as
6.14%APR•Up to 63 months
2022–2027 models
Requires:Checking accountChecking account: The published rate assumes a checking account with the lender. Your rate still depends on creditworthiness, term, and eligibility.Norfolk & Middlesex countiesNorfolk & Middlesex counties: For a specific group: only open to people who live, work (or regularly conduct business in), worship, or attend school in Norfolk or Middlesex County, MA. Other borrowers can’t get this rate. Your rate still depends on creditworthiness, term, and eligibility.
▾Rate details & disclosures
Example: $25,000 financed for 63 months at 6.14% APR. Estimated payment: $466/mo
Assumes fixed APR, $0 down, no fees.
Advertised as up to 63 months. Vehicle Loans, 2022–2027: term (months) up to 63, APR As low as 6.14%. New vs used not separated (rates are by model year). "The APR is effective as of 9/18/2026 and subject to change. Maximum loan amount is $100,000.00. Maximum loan-to-value for gas and hybrid vehicles is 120% and for electric vehicles is 75%. Maximum loan-to-value for Tier 4 borrowers is 100% (No Exceptions). Loan-to-value maximums includes full purchase price plus sales tax. Other terms and conditions may apply. Rates vary based on term, credit score and model year. Subject to credit approval." "APR shown assumes the account is paired with an active Direct Advantage Checking. Without a" "Direct Advantage Checking Account" ", the APR will be 0.25% higher."
Requires:Checking accountChecking account: The published rate assumes a checking account with the lender. Your rate still depends on creditworthiness, term, and eligibility.Norfolk & Middlesex countiesNorfolk & Middlesex counties: For a specific group: only open to people who live, work (or regularly conduct business in), worship, or attend school in Norfolk or Middlesex County, MA. Other borrowers can’t get this rate. Your rate still depends on creditworthiness, term, and eligibility.
▾Rate details & disclosures
Example: $25,000 financed for 66 months at 6.34% APR. Estimated payment: $450/mo
Assumes fixed APR, $0 down, no fees.
Advertised as up to 66 months. Vehicle Loans, 2022–2027: term (months) up to 66, APR As low as 6.34%. New vs used not separated (rates are by model year). "The APR is effective as of 9/18/2026 and subject to change. Maximum loan amount is $100,000.00. Maximum loan-to-value for gas and hybrid vehicles is 120% and for electric vehicles is 75%. Maximum loan-to-value for Tier 4 borrowers is 100% (No Exceptions). Loan-to-value maximums includes full purchase price plus sales tax. Other terms and conditions may apply. Rates vary based on term, credit score and model year. Subject to credit approval." "APR shown assumes the account is paired with an active Direct Advantage Checking. Without a" "Direct Advantage Checking Account" ", the APR will be 0.25% higher."
Requires:Checking accountChecking account: The published rate assumes a checking account with the lender. Your rate still depends on creditworthiness, term, and eligibility.Norfolk & Middlesex countiesNorfolk & Middlesex counties: For a specific group: only open to people who live, work (or regularly conduct business in), worship, or attend school in Norfolk or Middlesex County, MA. Other borrowers can’t get this rate. Your rate still depends on creditworthiness, term, and eligibility.
▾Rate details & disclosures
Example: $25,000 financed for 75 months at 6.34% APR. Estimated payment: $405/mo
Assumes fixed APR, $0 down, no fees.
Advertised as up to 75 months. Vehicle Loans, 2022–2027: term (months) up to 75, APR As low as 6.34%. New vs used not separated (rates are by model year). "The APR is effective as of 9/18/2026 and subject to change. Maximum loan amount is $100,000.00. Maximum loan-to-value for gas and hybrid vehicles is 120% and for electric vehicles is 75%. Maximum loan-to-value for Tier 4 borrowers is 100% (No Exceptions). Loan-to-value maximums includes full purchase price plus sales tax. Other terms and conditions may apply. Rates vary based on term, credit score and model year. Subject to credit approval." "APR shown assumes the account is paired with an active Direct Advantage Checking. Without a" "Direct Advantage Checking Account" ", the APR will be 0.25% higher."
Requires:Checking accountChecking account: The published rate assumes a checking account with the lender. Your rate still depends on creditworthiness, term, and eligibility.Norfolk & Middlesex countiesNorfolk & Middlesex counties: For a specific group: only open to people who live, work (or regularly conduct business in), worship, or attend school in Norfolk or Middlesex County, MA. Other borrowers can’t get this rate. Your rate still depends on creditworthiness, term, and eligibility.
▾Rate details & disclosures
Example: $25,000 financed for 84 months at 7.34% APR. Estimated payment: $382/mo
Assumes fixed APR, $0 down, no fees.
Advertised as up to 84 months. Vehicle Loans, 2022–2027: term (months) up to 84, APR As low as 7.34%. New vs used not separated (rates are by model year). "The APR is effective as of 9/18/2026 and subject to change. Maximum loan amount is $100,000.00. Maximum loan-to-value for gas and hybrid vehicles is 120% and for electric vehicles is 75%. Maximum loan-to-value for Tier 4 borrowers is 100% (No Exceptions). Loan-to-value maximums includes full purchase price plus sales tax. Other terms and conditions may apply. Rates vary based on term, credit score and model year. Subject to credit approval." "APR shown assumes the account is paired with an active Direct Advantage Checking. Without a" "Direct Advantage Checking Account" ", the APR will be 0.25% higher."
MA · 2022–2027 models • Checked Nov 13, 2026 · Up to 63 months
Checking accountChecking account: The published rate assumes a checking account with the lender. Your rate still depends on creditworthiness, term, and eligibility.Norfolk & Middlesex countiesNorfolk & Middlesex counties: For a specific group: only open to people who live, work (or regularly conduct business in), worship, or attend school in Norfolk or Middlesex County, MA. Other borrowers can’t get this rate. Your rate still depends on creditworthiness, term, and eligibility.
▶Rate details & disclosures
Example: $25,000 financed for 63 months at 6.14% APR. Estimated payment: $466/mo
MA · 2022–2027 models • Checked Nov 13, 2026 · Up to 66 months
Checking accountChecking account: The published rate assumes a checking account with the lender. Your rate still depends on creditworthiness, term, and eligibility.Norfolk & Middlesex countiesNorfolk & Middlesex counties: For a specific group: only open to people who live, work (or regularly conduct business in), worship, or attend school in Norfolk or Middlesex County, MA. Other borrowers can’t get this rate. Your rate still depends on creditworthiness, term, and eligibility.
▶Rate details & disclosures
Example: $25,000 financed for 66 months at 6.34% APR. Estimated payment: $450/mo
MA · 2022–2027 models • Checked Nov 13, 2026 · Up to 75 months
Checking accountChecking account: The published rate assumes a checking account with the lender. Your rate still depends on creditworthiness, term, and eligibility.Norfolk & Middlesex countiesNorfolk & Middlesex counties: For a specific group: only open to people who live, work (or regularly conduct business in), worship, or attend school in Norfolk or Middlesex County, MA. Other borrowers can’t get this rate. Your rate still depends on creditworthiness, term, and eligibility.
▶Rate details & disclosures
Example: $25,000 financed for 75 months at 6.34% APR. Estimated payment: $405/mo
MA · 2022–2027 models • Checked Nov 13, 2026 · Up to 84 months
Checking accountChecking account: The published rate assumes a checking account with the lender. Your rate still depends on creditworthiness, term, and eligibility.Norfolk & Middlesex countiesNorfolk & Middlesex counties: For a specific group: only open to people who live, work (or regularly conduct business in), worship, or attend school in Norfolk or Middlesex County, MA. Other borrowers can’t get this rate. Your rate still depends on creditworthiness, term, and eligibility.
▶Rate details & disclosures
Example: $25,000 financed for 84 months at 7.34% APR. Estimated payment: $382/mo
Assumes fixed APR, $0 down, no fees.
UsedUsed car rates · 4 rates
MA • Checked Nov 13, 2026
Used
As low as
6.14%APR•Up to 63 months
2022–2027 models
Requires:Checking accountChecking account: The published rate assumes a checking account with the lender. Your rate still depends on creditworthiness, term, and eligibility.Norfolk & Middlesex countiesNorfolk & Middlesex counties: For a specific group: only open to people who live, work (or regularly conduct business in), worship, or attend school in Norfolk or Middlesex County, MA. Other borrowers can’t get this rate. Your rate still depends on creditworthiness, term, and eligibility.
▾Rate details & disclosures
Example: $25,000 financed for 63 months at 6.14% APR. Estimated payment: $466/mo
Assumes fixed APR, $0 down, no fees.
Advertised as up to 63 months. Vehicle Loans, 2022–2027: term (months) up to 63, APR As low as 6.14%. New vs used not separated (rates are by model year). "The APR is effective as of 9/18/2026 and subject to change. Maximum loan amount is $100,000.00. Maximum loan-to-value for gas and hybrid vehicles is 120% and for electric vehicles is 75%. Maximum loan-to-value for Tier 4 borrowers is 100% (No Exceptions). Loan-to-value maximums includes full purchase price plus sales tax. Other terms and conditions may apply. Rates vary based on term, credit score and model year. Subject to credit approval." "APR shown assumes the account is paired with an active Direct Advantage Checking. Without a" "Direct Advantage Checking Account" ", the APR will be 0.25% higher."
Requires:Checking accountChecking account: The published rate assumes a checking account with the lender. Your rate still depends on creditworthiness, term, and eligibility.Norfolk & Middlesex countiesNorfolk & Middlesex counties: For a specific group: only open to people who live, work (or regularly conduct business in), worship, or attend school in Norfolk or Middlesex County, MA. Other borrowers can’t get this rate. Your rate still depends on creditworthiness, term, and eligibility.
▾Rate details & disclosures
Example: $25,000 financed for 66 months at 6.34% APR. Estimated payment: $450/mo
Assumes fixed APR, $0 down, no fees.
Advertised as up to 66 months. Vehicle Loans, 2022–2027: term (months) up to 66, APR As low as 6.34%. New vs used not separated (rates are by model year). "The APR is effective as of 9/18/2026 and subject to change. Maximum loan amount is $100,000.00. Maximum loan-to-value for gas and hybrid vehicles is 120% and for electric vehicles is 75%. Maximum loan-to-value for Tier 4 borrowers is 100% (No Exceptions). Loan-to-value maximums includes full purchase price plus sales tax. Other terms and conditions may apply. Rates vary based on term, credit score and model year. Subject to credit approval." "APR shown assumes the account is paired with an active Direct Advantage Checking. Without a" "Direct Advantage Checking Account" ", the APR will be 0.25% higher."
Requires:Checking accountChecking account: The published rate assumes a checking account with the lender. Your rate still depends on creditworthiness, term, and eligibility.Norfolk & Middlesex countiesNorfolk & Middlesex counties: For a specific group: only open to people who live, work (or regularly conduct business in), worship, or attend school in Norfolk or Middlesex County, MA. Other borrowers can’t get this rate. Your rate still depends on creditworthiness, term, and eligibility.
▾Rate details & disclosures
Example: $25,000 financed for 75 months at 6.34% APR. Estimated payment: $405/mo
Assumes fixed APR, $0 down, no fees.
Advertised as up to 75 months. Vehicle Loans, 2022–2027: term (months) up to 75, APR As low as 6.34%. New vs used not separated (rates are by model year). "The APR is effective as of 9/18/2026 and subject to change. Maximum loan amount is $100,000.00. Maximum loan-to-value for gas and hybrid vehicles is 120% and for electric vehicles is 75%. Maximum loan-to-value for Tier 4 borrowers is 100% (No Exceptions). Loan-to-value maximums includes full purchase price plus sales tax. Other terms and conditions may apply. Rates vary based on term, credit score and model year. Subject to credit approval." "APR shown assumes the account is paired with an active Direct Advantage Checking. Without a" "Direct Advantage Checking Account" ", the APR will be 0.25% higher."
Requires:Checking accountChecking account: The published rate assumes a checking account with the lender. Your rate still depends on creditworthiness, term, and eligibility.Norfolk & Middlesex countiesNorfolk & Middlesex counties: For a specific group: only open to people who live, work (or regularly conduct business in), worship, or attend school in Norfolk or Middlesex County, MA. Other borrowers can’t get this rate. Your rate still depends on creditworthiness, term, and eligibility.
▾Rate details & disclosures
Example: $25,000 financed for 84 months at 7.34% APR. Estimated payment: $382/mo
Assumes fixed APR, $0 down, no fees.
Advertised as up to 84 months. Vehicle Loans, 2022–2027: term (months) up to 84, APR As low as 7.34%. New vs used not separated (rates are by model year). "The APR is effective as of 9/18/2026 and subject to change. Maximum loan amount is $100,000.00. Maximum loan-to-value for gas and hybrid vehicles is 120% and for electric vehicles is 75%. Maximum loan-to-value for Tier 4 borrowers is 100% (No Exceptions). Loan-to-value maximums includes full purchase price plus sales tax. Other terms and conditions may apply. Rates vary based on term, credit score and model year. Subject to credit approval." "APR shown assumes the account is paired with an active Direct Advantage Checking. Without a" "Direct Advantage Checking Account" ", the APR will be 0.25% higher."
MA · 2022–2027 models • Checked Nov 13, 2026 · Up to 63 months
Checking accountChecking account: The published rate assumes a checking account with the lender. Your rate still depends on creditworthiness, term, and eligibility.Norfolk & Middlesex countiesNorfolk & Middlesex counties: For a specific group: only open to people who live, work (or regularly conduct business in), worship, or attend school in Norfolk or Middlesex County, MA. Other borrowers can’t get this rate. Your rate still depends on creditworthiness, term, and eligibility.
▶Rate details & disclosures
Example: $25,000 financed for 63 months at 6.14% APR. Estimated payment: $466/mo
MA · 2022–2027 models • Checked Nov 13, 2026 · Up to 66 months
Checking accountChecking account: The published rate assumes a checking account with the lender. Your rate still depends on creditworthiness, term, and eligibility.Norfolk & Middlesex countiesNorfolk & Middlesex counties: For a specific group: only open to people who live, work (or regularly conduct business in), worship, or attend school in Norfolk or Middlesex County, MA. Other borrowers can’t get this rate. Your rate still depends on creditworthiness, term, and eligibility.
▶Rate details & disclosures
Example: $25,000 financed for 66 months at 6.34% APR. Estimated payment: $450/mo
MA · 2022–2027 models • Checked Nov 13, 2026 · Up to 75 months
Checking accountChecking account: The published rate assumes a checking account with the lender. Your rate still depends on creditworthiness, term, and eligibility.Norfolk & Middlesex countiesNorfolk & Middlesex counties: For a specific group: only open to people who live, work (or regularly conduct business in), worship, or attend school in Norfolk or Middlesex County, MA. Other borrowers can’t get this rate. Your rate still depends on creditworthiness, term, and eligibility.
▶Rate details & disclosures
Example: $25,000 financed for 75 months at 6.34% APR. Estimated payment: $405/mo
MA · 2022–2027 models • Checked Nov 13, 2026 · Up to 84 months
Checking accountChecking account: The published rate assumes a checking account with the lender. Your rate still depends on creditworthiness, term, and eligibility.Norfolk & Middlesex countiesNorfolk & Middlesex counties: For a specific group: only open to people who live, work (or regularly conduct business in), worship, or attend school in Norfolk or Middlesex County, MA. Other borrowers can’t get this rate. Your rate still depends on creditworthiness, term, and eligibility.
▶Rate details & disclosures
Example: $25,000 financed for 84 months at 7.34% APR. Estimated payment: $382/mo
Assumes fixed APR, $0 down, no fees.
Not specified by lender: The lender does not say whether autopay or direct deposit is required. Your rate still depends on creditworthiness, term, and eligibility.
