Credit union · New York

First Source Federal Credit Union auto loan rates compared

JustAutoRates is an independent comparison site. We aren’t affiliated with the lenders listed here. To apply, visit the lender’s own site.

New York · Headquarters New YorkChecked Nov 13, 2026Rate page on fsource.org

EligibilityPer First Source: First Source is has 3 easy ways to qualify for Membership and bank with us listed below. You can also qualify through immediate family members and household relationships. Underserved: This is based on limited financial resources in specific geographic areas of Utica, Rome and Herkimer, NY.

Visit lender Opens fsource.org

Lowest new rate

4.49%APR, as low as

New12 monthsFirst Source Federal Credit Union

Rate details & disclosures

Example: $25,000 financed for 12 months at 4.49% APR. Estimated payment: $2,135/mo

Examples assume $25,000 financed, fixed APR, $0 down, no fees.

Utica area, ACC or employerUtica area, ACC or employer: For a specific group: only open to underserved areas of Utica, Rome and Herkimer, NY; employer groups; immediate family and household members; or American Consumer Council members. Other borrowers can’t get this rate. Your rate still depends on creditworthiness, term, and eligibility.

NY lender. Not all qualify, see requirements.

Lenders

Tagged rates need something extra, like autopay or a specific dealer. Untagged rates are the lender's standard rate.

NewNew car rates · 9 rates

NYChecked Nov 13, 2026

New
As low as

4.49%APR12 months

2024–2027 models

Requires:Utica area, ACC or employerUtica area, ACC or employer: For a specific group: only open to underserved areas of Utica, Rome and Herkimer, NY; employer groups; immediate family and household members; or American Consumer Council members. Other borrowers can’t get this rate. Your rate still depends on creditworthiness, term, and eligibility.
Rate details & disclosures

Example: $25,000 financed for 12 months at 4.49% APR. Estimated payment: $2,135/mo

Examples assume $25,000 financed, fixed APR, $0 down, no fees.

Advertised as 12 months. Vehicles & Motorcycles, 2024-2027 Including Classics: 12 Month, APR as low as 4.49%. "All rates effective November 13, 2026." "Loan rates and terms are determined by overall credit history and are subject to change without notice. Applications are subject to credit approval."

Checked Nov 13, 2026Source fsource.org

Calculate payment, First Source Federal Credit Union, 4.49% APR, new, 12 months, 2024–2027 modelsVisit lender, First Source Federal Credit Union, 4.49% APR, new, 12 months, 2024–2027 models ↗

NYChecked Nov 13, 2026

New
As low as

4.49%APR24 months

2024–2027 models

Requires:Utica area, ACC or employerUtica area, ACC or employer: For a specific group: only open to underserved areas of Utica, Rome and Herkimer, NY; employer groups; immediate family and household members; or American Consumer Council members. Other borrowers can’t get this rate. Your rate still depends on creditworthiness, term, and eligibility.
Rate details & disclosures

Example: $25,000 financed for 24 months at 4.49% APR. Estimated payment: $1,092/mo

Examples assume $25,000 financed, fixed APR, $0 down, no fees.

Advertised as 24 months. Vehicles & Motorcycles, 2024-2027 Including Classics: 24 Month, APR as low as 4.49%. "All rates effective November 13, 2026." "Loan rates and terms are determined by overall credit history and are subject to change without notice. Applications are subject to credit approval."

Checked Nov 13, 2026Source fsource.org

Calculate payment, First Source Federal Credit Union, 4.49% APR, new, 24 months, 2024–2027 modelsVisit lender, First Source Federal Credit Union, 4.49% APR, new, 24 months, 2024–2027 models ↗

NYChecked Nov 13, 2026

New
As low as

4.49%APR36 months

2024–2027 models

Requires:Utica area, ACC or employerUtica area, ACC or employer: For a specific group: only open to underserved areas of Utica, Rome and Herkimer, NY; employer groups; immediate family and household members; or American Consumer Council members. Other borrowers can’t get this rate. Your rate still depends on creditworthiness, term, and eligibility.
Rate details & disclosures

Example: $25,000 financed for 36 months at 4.49% APR. Estimated payment: $744/mo

Examples assume $25,000 financed, fixed APR, $0 down, no fees.

Advertised as 36 months. Vehicles & Motorcycles, 2024-2027 Including Classics: 36 Month, APR as low as 4.49%. "All rates effective November 13, 2026." "Loan rates and terms are determined by overall credit history and are subject to change without notice. Applications are subject to credit approval."

Checked Nov 13, 2026Source fsource.org

Calculate payment, First Source Federal Credit Union, 4.49% APR, new, 36 months, 2024–2027 modelsVisit lender, First Source Federal Credit Union, 4.49% APR, new, 36 months, 2024–2027 models ↗

NYChecked Nov 13, 2026

New
As low as

4.49%APR48 months

2024–2027 models

Requires:Utica area, ACC or employerUtica area, ACC or employer: For a specific group: only open to underserved areas of Utica, Rome and Herkimer, NY; employer groups; immediate family and household members; or American Consumer Council members. Other borrowers can’t get this rate. Your rate still depends on creditworthiness, term, and eligibility.
Rate details & disclosures

Example: $25,000 financed for 48 months at 4.49% APR. Estimated payment: $570/mo

Examples assume $25,000 financed, fixed APR, $0 down, no fees.

Advertised as 48 months. Vehicles & Motorcycles, 2024-2027 Including Classics: 48 Month, APR as low as 4.49%. "All rates effective November 13, 2026." "Loan rates and terms are determined by overall credit history and are subject to change without notice. Applications are subject to credit approval."

Checked Nov 13, 2026Source fsource.org

Calculate payment, First Source Federal Credit Union, 4.49% APR, new, 48 months, 2024–2027 modelsVisit lender, First Source Federal Credit Union, 4.49% APR, new, 48 months, 2024–2027 models ↗

NYChecked Nov 13, 2026

New
As low as

4.74%APR60 months

2024–2027 models

Requires:Utica area, ACC or employerUtica area, ACC or employer: For a specific group: only open to underserved areas of Utica, Rome and Herkimer, NY; employer groups; immediate family and household members; or American Consumer Council members. Other borrowers can’t get this rate. Your rate still depends on creditworthiness, term, and eligibility.
Rate details & disclosures

Example: $25,000 financed for 60 months at 4.74% APR. Estimated payment: $469/mo

Examples assume $25,000 financed, fixed APR, $0 down, no fees.

Advertised as 60 months. Vehicles & Motorcycles, 2024-2027 Including Classics: 60 Month, APR as low as 4.74%. "All rates effective November 13, 2026." "Loan rates and terms are determined by overall credit history and are subject to change without notice. Applications are subject to credit approval."

Checked Nov 13, 2026Source fsource.org

Calculate payment, First Source Federal Credit Union, 4.74% APR, new, 60 months, 2024–2027 modelsVisit lender, First Source Federal Credit Union, 4.74% APR, new, 60 months, 2024–2027 models ↗

NYChecked Nov 13, 2026

New
As low as

5.24%APR72 months

2024–2027 models

Requires:Utica area, ACC or employerUtica area, ACC or employer: For a specific group: only open to underserved areas of Utica, Rome and Herkimer, NY; employer groups; immediate family and household members; or American Consumer Council members. Other borrowers can’t get this rate. Your rate still depends on creditworthiness, term, and eligibility.
Rate details & disclosures

Example: $25,000 financed for 72 months at 5.24% APR. Estimated payment: $406/mo

Examples assume $25,000 financed, fixed APR, $0 down, no fees.

Advertised as 72 months. Vehicles & Motorcycles, 2024-2027 Including Classics: 72 Month, APR as low as 5.24%. "All rates effective November 13, 2026." "Loan rates and terms are determined by overall credit history and are subject to change without notice. Applications are subject to credit approval."

Checked Nov 13, 2026Source fsource.org

Calculate payment, First Source Federal Credit Union, 5.24% APR, new, 72 months, 2024–2027 modelsVisit lender, First Source Federal Credit Union, 5.24% APR, new, 72 months, 2024–2027 models ↗

NYChecked Nov 13, 2026

New
As low as

5.74%APR84 months

2024–2027 models

Requires:Utica area, ACC or employerUtica area, ACC or employer: For a specific group: only open to underserved areas of Utica, Rome and Herkimer, NY; employer groups; immediate family and household members; or American Consumer Council members. Other borrowers can’t get this rate. Your rate still depends on creditworthiness, term, and eligibility.
Rate details & disclosures

Example: $25,000 financed for 84 months at 5.74% APR. Estimated payment: $363/mo

Examples assume $25,000 financed, fixed APR, $0 down, no fees.

Advertised as 84 months. Vehicles & Motorcycles, 2024-2027 Including Classics: 84 Month, APR as low as 5.74%. "All rates effective November 13, 2026." "Loan rates and terms are determined by overall credit history and are subject to change without notice. Applications are subject to credit approval."

Checked Nov 13, 2026Source fsource.org

Calculate payment, First Source Federal Credit Union, 5.74% APR, new, 84 months, 2024–2027 modelsVisit lender, First Source Federal Credit Union, 5.74% APR, new, 84 months, 2024–2027 models ↗

NYChecked Nov 13, 2026

New
As low as

7.24%APR96 months

2024–2027 models

Requires:Utica area, ACC or employerUtica area, ACC or employer: For a specific group: only open to underserved areas of Utica, Rome and Herkimer, NY; employer groups; immediate family and household members; or American Consumer Council members. Other borrowers can’t get this rate. Your rate still depends on creditworthiness, term, and eligibility.
Rate details & disclosures

Example: $25,000 financed for 96 months at 7.24% APR. Estimated payment: $344/mo

Examples assume $25,000 financed, fixed APR, $0 down, no fees.

Advertised as 96 months. Vehicles & Motorcycles, 2024-2027 Including Classics: 96 Month, APR as low as 7.24%. "All rates effective November 13, 2026." "Loan rates and terms are determined by overall credit history and are subject to change without notice. Applications are subject to credit approval."

Checked Nov 13, 2026Source fsource.org

Calculate payment, First Source Federal Credit Union, 7.24% APR, new, 96 months, 2024–2027 modelsVisit lender, First Source Federal Credit Union, 7.24% APR, new, 96 months, 2024–2027 models ↗

NYChecked Nov 13, 2026

New
As low as

8.24%APR108 months

2024–2027 models

Requires:Utica area, ACC or employerUtica area, ACC or employer: For a specific group: only open to underserved areas of Utica, Rome and Herkimer, NY; employer groups; immediate family and household members; or American Consumer Council members. Other borrowers can’t get this rate. Your rate still depends on creditworthiness, term, and eligibility.
Rate details & disclosures

Example: $25,000 financed for 108 months at 8.24% APR. Estimated payment: $329/mo

Examples assume $25,000 financed, fixed APR, $0 down, no fees.

Advertised as 108 months. Vehicles & Motorcycles, 2024-2027 Including Classics: 108 Month, APR as low as 8.24%. "All rates effective November 13, 2026." "Loan rates and terms are determined by overall credit history and are subject to change without notice. Applications are subject to credit approval."

Checked Nov 13, 2026Source fsource.org

Calculate payment, First Source Federal Credit Union, 8.24% APR, new, 108 months, 2024–2027 modelsVisit lender, First Source Federal Credit Union, 8.24% APR, new, 108 months, 2024–2027 models ↗
4.49%APR

New car

Visit lender, First Source Federal Credit Union, 4.49% APR, new, 12 months, 2024–2027 models

NY · 2024–2027 modelsChecked Nov 13, 202612 months

Utica area, ACC or employerUtica area, ACC or employer: For a specific group: only open to underserved areas of Utica, Rome and Herkimer, NY; employer groups; immediate family and household members; or American Consumer Council members. Other borrowers can’t get this rate. Your rate still depends on creditworthiness, term, and eligibility.
Rate details & disclosures

Example: $25,000 financed for 12 months at 4.49% APR. Estimated payment: $2,135/mo

Examples assume $25,000 financed, fixed APR, $0 down, no fees.

4.49%APR

New car

Visit lender, First Source Federal Credit Union, 4.49% APR, new, 24 months, 2024–2027 models

NY · 2024–2027 modelsChecked Nov 13, 202624 months

Utica area, ACC or employerUtica area, ACC or employer: For a specific group: only open to underserved areas of Utica, Rome and Herkimer, NY; employer groups; immediate family and household members; or American Consumer Council members. Other borrowers can’t get this rate. Your rate still depends on creditworthiness, term, and eligibility.
Rate details & disclosures

Example: $25,000 financed for 24 months at 4.49% APR. Estimated payment: $1,092/mo

Examples assume $25,000 financed, fixed APR, $0 down, no fees.

4.49%APR

New car

Visit lender, First Source Federal Credit Union, 4.49% APR, new, 36 months, 2024–2027 models

NY · 2024–2027 modelsChecked Nov 13, 202636 months

Utica area, ACC or employerUtica area, ACC or employer: For a specific group: only open to underserved areas of Utica, Rome and Herkimer, NY; employer groups; immediate family and household members; or American Consumer Council members. Other borrowers can’t get this rate. Your rate still depends on creditworthiness, term, and eligibility.
Rate details & disclosures

Example: $25,000 financed for 36 months at 4.49% APR. Estimated payment: $744/mo

Examples assume $25,000 financed, fixed APR, $0 down, no fees.

4.49%APR

New car

Visit lender, First Source Federal Credit Union, 4.49% APR, new, 48 months, 2024–2027 models

NY · 2024–2027 modelsChecked Nov 13, 202648 months

Utica area, ACC or employerUtica area, ACC or employer: For a specific group: only open to underserved areas of Utica, Rome and Herkimer, NY; employer groups; immediate family and household members; or American Consumer Council members. Other borrowers can’t get this rate. Your rate still depends on creditworthiness, term, and eligibility.
Rate details & disclosures

Example: $25,000 financed for 48 months at 4.49% APR. Estimated payment: $570/mo

Examples assume $25,000 financed, fixed APR, $0 down, no fees.

4.74%APR

New car

Visit lender, First Source Federal Credit Union, 4.74% APR, new, 60 months, 2024–2027 models

NY · 2024–2027 modelsChecked Nov 13, 202660 months

Utica area, ACC or employerUtica area, ACC or employer: For a specific group: only open to underserved areas of Utica, Rome and Herkimer, NY; employer groups; immediate family and household members; or American Consumer Council members. Other borrowers can’t get this rate. Your rate still depends on creditworthiness, term, and eligibility.
Rate details & disclosures

Example: $25,000 financed for 60 months at 4.74% APR. Estimated payment: $469/mo

Examples assume $25,000 financed, fixed APR, $0 down, no fees.

5.24%APR

New car

Visit lender, First Source Federal Credit Union, 5.24% APR, new, 72 months, 2024–2027 models

NY · 2024–2027 modelsChecked Nov 13, 202672 months

Utica area, ACC or employerUtica area, ACC or employer: For a specific group: only open to underserved areas of Utica, Rome and Herkimer, NY; employer groups; immediate family and household members; or American Consumer Council members. Other borrowers can’t get this rate. Your rate still depends on creditworthiness, term, and eligibility.
Rate details & disclosures

Example: $25,000 financed for 72 months at 5.24% APR. Estimated payment: $406/mo

Examples assume $25,000 financed, fixed APR, $0 down, no fees.

5.74%APR

New car

Visit lender, First Source Federal Credit Union, 5.74% APR, new, 84 months, 2024–2027 models

NY · 2024–2027 modelsChecked Nov 13, 202684 months

Utica area, ACC or employerUtica area, ACC or employer: For a specific group: only open to underserved areas of Utica, Rome and Herkimer, NY; employer groups; immediate family and household members; or American Consumer Council members. Other borrowers can’t get this rate. Your rate still depends on creditworthiness, term, and eligibility.
Rate details & disclosures

Example: $25,000 financed for 84 months at 5.74% APR. Estimated payment: $363/mo

Examples assume $25,000 financed, fixed APR, $0 down, no fees.

7.24%APR

New car

Visit lender, First Source Federal Credit Union, 7.24% APR, new, 96 months, 2024–2027 models

NY · 2024–2027 modelsChecked Nov 13, 202696 months

Utica area, ACC or employerUtica area, ACC or employer: For a specific group: only open to underserved areas of Utica, Rome and Herkimer, NY; employer groups; immediate family and household members; or American Consumer Council members. Other borrowers can’t get this rate. Your rate still depends on creditworthiness, term, and eligibility.
Rate details & disclosures

Example: $25,000 financed for 96 months at 7.24% APR. Estimated payment: $344/mo

Examples assume $25,000 financed, fixed APR, $0 down, no fees.

8.24%APR

New car

Visit lender, First Source Federal Credit Union, 8.24% APR, new, 108 months, 2024–2027 models

NY · 2024–2027 modelsChecked Nov 13, 2026108 months

Utica area, ACC or employerUtica area, ACC or employer: For a specific group: only open to underserved areas of Utica, Rome and Herkimer, NY; employer groups; immediate family and household members; or American Consumer Council members. Other borrowers can’t get this rate. Your rate still depends on creditworthiness, term, and eligibility.
Rate details & disclosures

Example: $25,000 financed for 108 months at 8.24% APR. Estimated payment: $329/mo

Examples assume $25,000 financed, fixed APR, $0 down, no fees.

UsedUsed car rates · 7 rates

NYChecked Nov 13, 2026

Used
As low as

5.24%APR12 months

2020–2023 models

Requires:Utica area, ACC or employerUtica area, ACC or employer: For a specific group: only open to underserved areas of Utica, Rome and Herkimer, NY; employer groups; immediate family and household members; or American Consumer Council members. Other borrowers can’t get this rate. Your rate still depends on creditworthiness, term, and eligibility.
Rate details & disclosures

Example: $25,000 financed for 12 months at 5.24% APR. Estimated payment: $2,143/mo

Examples assume $25,000 financed, fixed APR, $0 down, no fees.

Advertised as 12 months. Vehicles & Motorcycles, 2020-2023: 12 Month, APR as low as 5.24%. "All rates effective November 13, 2026." "Loan rates and terms are determined by overall credit history and are subject to change without notice. Applications are subject to credit approval."

Checked Nov 13, 2026Source fsource.org

Calculate payment, First Source Federal Credit Union, 5.24% APR, used, 12 months, 2020–2023 modelsVisit lender, First Source Federal Credit Union, 5.24% APR, used, 12 months, 2020–2023 models ↗

NYChecked Nov 13, 2026

Used
As low as

5.24%APR24 months

2020–2023 models

Requires:Utica area, ACC or employerUtica area, ACC or employer: For a specific group: only open to underserved areas of Utica, Rome and Herkimer, NY; employer groups; immediate family and household members; or American Consumer Council members. Other borrowers can’t get this rate. Your rate still depends on creditworthiness, term, and eligibility.
Rate details & disclosures

Example: $25,000 financed for 24 months at 5.24% APR. Estimated payment: $1,100/mo

Examples assume $25,000 financed, fixed APR, $0 down, no fees.

Advertised as 24 months. Vehicles & Motorcycles, 2020-2023: 24 Month, APR as low as 5.24%. "All rates effective November 13, 2026." "Loan rates and terms are determined by overall credit history and are subject to change without notice. Applications are subject to credit approval."

Checked Nov 13, 2026Source fsource.org

Calculate payment, First Source Federal Credit Union, 5.24% APR, used, 24 months, 2020–2023 modelsVisit lender, First Source Federal Credit Union, 5.24% APR, used, 24 months, 2020–2023 models ↗

NYChecked Nov 13, 2026

Used
As low as

5.24%APR36 months

2020–2023 models

Requires:Utica area, ACC or employerUtica area, ACC or employer: For a specific group: only open to underserved areas of Utica, Rome and Herkimer, NY; employer groups; immediate family and household members; or American Consumer Council members. Other borrowers can’t get this rate. Your rate still depends on creditworthiness, term, and eligibility.
Rate details & disclosures

Example: $25,000 financed for 36 months at 5.24% APR. Estimated payment: $752/mo

Examples assume $25,000 financed, fixed APR, $0 down, no fees.

Advertised as 36 months. Vehicles & Motorcycles, 2020-2023: 36 Month, APR as low as 5.24%. "All rates effective November 13, 2026." "Loan rates and terms are determined by overall credit history and are subject to change without notice. Applications are subject to credit approval."

Checked Nov 13, 2026Source fsource.org

Calculate payment, First Source Federal Credit Union, 5.24% APR, used, 36 months, 2020–2023 modelsVisit lender, First Source Federal Credit Union, 5.24% APR, used, 36 months, 2020–2023 models ↗

NYChecked Nov 13, 2026

Used
As low as

5.24%APR48 months

2020–2023 models

Requires:Utica area, ACC or employerUtica area, ACC or employer: For a specific group: only open to underserved areas of Utica, Rome and Herkimer, NY; employer groups; immediate family and household members; or American Consumer Council members. Other borrowers can’t get this rate. Your rate still depends on creditworthiness, term, and eligibility.
Rate details & disclosures

Example: $25,000 financed for 48 months at 5.24% APR. Estimated payment: $579/mo

Examples assume $25,000 financed, fixed APR, $0 down, no fees.

Advertised as 48 months. Vehicles & Motorcycles, 2020-2023: 48 Month, APR as low as 5.24%. "All rates effective November 13, 2026." "Loan rates and terms are determined by overall credit history and are subject to change without notice. Applications are subject to credit approval."

Checked Nov 13, 2026Source fsource.org

Calculate payment, First Source Federal Credit Union, 5.24% APR, used, 48 months, 2020–2023 modelsVisit lender, First Source Federal Credit Union, 5.24% APR, used, 48 months, 2020–2023 models ↗

NYChecked Nov 13, 2026

Used
As low as

5.49%APR60 months

2020–2023 models

Requires:Utica area, ACC or employerUtica area, ACC or employer: For a specific group: only open to underserved areas of Utica, Rome and Herkimer, NY; employer groups; immediate family and household members; or American Consumer Council members. Other borrowers can’t get this rate. Your rate still depends on creditworthiness, term, and eligibility.
Rate details & disclosures

Example: $25,000 financed for 60 months at 5.49% APR. Estimated payment: $478/mo

Examples assume $25,000 financed, fixed APR, $0 down, no fees.

Advertised as 60 months. Vehicles & Motorcycles, 2020-2023: 60 Month, APR as low as 5.49%. "All rates effective November 13, 2026." "Loan rates and terms are determined by overall credit history and are subject to change without notice. Applications are subject to credit approval."

Checked Nov 13, 2026Source fsource.org

Calculate payment, First Source Federal Credit Union, 5.49% APR, used, 60 months, 2020–2023 modelsVisit lender, First Source Federal Credit Union, 5.49% APR, used, 60 months, 2020–2023 models ↗

NYChecked Nov 13, 2026

Used
As low as

5.99%APR72 months

2020–2023 models

Requires:Utica area, ACC or employerUtica area, ACC or employer: For a specific group: only open to underserved areas of Utica, Rome and Herkimer, NY; employer groups; immediate family and household members; or American Consumer Council members. Other borrowers can’t get this rate. Your rate still depends on creditworthiness, term, and eligibility.
Rate details & disclosures

Example: $25,000 financed for 72 months at 5.99% APR. Estimated payment: $415/mo

Examples assume $25,000 financed, fixed APR, $0 down, no fees.

Advertised as 72 months. Vehicles & Motorcycles, 2020-2023: 72 Month, APR as low as 5.99%. "All rates effective November 13, 2026." "Loan rates and terms are determined by overall credit history and are subject to change without notice. Applications are subject to credit approval."

Checked Nov 13, 2026Source fsource.org

Calculate payment, First Source Federal Credit Union, 5.99% APR, used, 72 months, 2020–2023 modelsVisit lender, First Source Federal Credit Union, 5.99% APR, used, 72 months, 2020–2023 models ↗

NYChecked Nov 13, 2026

Used
As low as

6.49%APR84 months

2020–2023 models

Requires:Utica area, ACC or employerUtica area, ACC or employer: For a specific group: only open to underserved areas of Utica, Rome and Herkimer, NY; employer groups; immediate family and household members; or American Consumer Council members. Other borrowers can’t get this rate. Your rate still depends on creditworthiness, term, and eligibility.
Rate details & disclosures

Example: $25,000 financed for 84 months at 6.49% APR. Estimated payment: $372/mo

Examples assume $25,000 financed, fixed APR, $0 down, no fees.

Advertised as 84 months. Vehicles & Motorcycles, 2020-2023: 84 Month, APR as low as 6.49%. "All rates effective November 13, 2026." "Loan rates and terms are determined by overall credit history and are subject to change without notice. Applications are subject to credit approval."

Checked Nov 13, 2026Source fsource.org

Calculate payment, First Source Federal Credit Union, 6.49% APR, used, 84 months, 2020–2023 modelsVisit lender, First Source Federal Credit Union, 6.49% APR, used, 84 months, 2020–2023 models ↗
5.24%APR

Used car

Visit lender, First Source Federal Credit Union, 5.24% APR, used, 12 months, 2020–2023 models

NY · 2020–2023 modelsChecked Nov 13, 202612 months

Utica area, ACC or employerUtica area, ACC or employer: For a specific group: only open to underserved areas of Utica, Rome and Herkimer, NY; employer groups; immediate family and household members; or American Consumer Council members. Other borrowers can’t get this rate. Your rate still depends on creditworthiness, term, and eligibility.
Rate details & disclosures

Example: $25,000 financed for 12 months at 5.24% APR. Estimated payment: $2,143/mo

Examples assume $25,000 financed, fixed APR, $0 down, no fees.

5.24%APR

Used car

Visit lender, First Source Federal Credit Union, 5.24% APR, used, 24 months, 2020–2023 models

NY · 2020–2023 modelsChecked Nov 13, 202624 months

Utica area, ACC or employerUtica area, ACC or employer: For a specific group: only open to underserved areas of Utica, Rome and Herkimer, NY; employer groups; immediate family and household members; or American Consumer Council members. Other borrowers can’t get this rate. Your rate still depends on creditworthiness, term, and eligibility.
Rate details & disclosures

Example: $25,000 financed for 24 months at 5.24% APR. Estimated payment: $1,100/mo

Examples assume $25,000 financed, fixed APR, $0 down, no fees.

5.24%APR

Used car

Visit lender, First Source Federal Credit Union, 5.24% APR, used, 36 months, 2020–2023 models

NY · 2020–2023 modelsChecked Nov 13, 202636 months

Utica area, ACC or employerUtica area, ACC or employer: For a specific group: only open to underserved areas of Utica, Rome and Herkimer, NY; employer groups; immediate family and household members; or American Consumer Council members. Other borrowers can’t get this rate. Your rate still depends on creditworthiness, term, and eligibility.
Rate details & disclosures

Example: $25,000 financed for 36 months at 5.24% APR. Estimated payment: $752/mo

Examples assume $25,000 financed, fixed APR, $0 down, no fees.

5.24%APR

Used car

Visit lender, First Source Federal Credit Union, 5.24% APR, used, 48 months, 2020–2023 models

NY · 2020–2023 modelsChecked Nov 13, 202648 months

Utica area, ACC or employerUtica area, ACC or employer: For a specific group: only open to underserved areas of Utica, Rome and Herkimer, NY; employer groups; immediate family and household members; or American Consumer Council members. Other borrowers can’t get this rate. Your rate still depends on creditworthiness, term, and eligibility.
Rate details & disclosures

Example: $25,000 financed for 48 months at 5.24% APR. Estimated payment: $579/mo

Examples assume $25,000 financed, fixed APR, $0 down, no fees.

5.49%APR

Used car

Visit lender, First Source Federal Credit Union, 5.49% APR, used, 60 months, 2020–2023 models

NY · 2020–2023 modelsChecked Nov 13, 202660 months

Utica area, ACC or employerUtica area, ACC or employer: For a specific group: only open to underserved areas of Utica, Rome and Herkimer, NY; employer groups; immediate family and household members; or American Consumer Council members. Other borrowers can’t get this rate. Your rate still depends on creditworthiness, term, and eligibility.
Rate details & disclosures

Example: $25,000 financed for 60 months at 5.49% APR. Estimated payment: $478/mo

Examples assume $25,000 financed, fixed APR, $0 down, no fees.

5.99%APR

Used car

Visit lender, First Source Federal Credit Union, 5.99% APR, used, 72 months, 2020–2023 models

NY · 2020–2023 modelsChecked Nov 13, 202672 months

Utica area, ACC or employerUtica area, ACC or employer: For a specific group: only open to underserved areas of Utica, Rome and Herkimer, NY; employer groups; immediate family and household members; or American Consumer Council members. Other borrowers can’t get this rate. Your rate still depends on creditworthiness, term, and eligibility.
Rate details & disclosures

Example: $25,000 financed for 72 months at 5.99% APR. Estimated payment: $415/mo

Examples assume $25,000 financed, fixed APR, $0 down, no fees.

6.49%APR

Used car

Visit lender, First Source Federal Credit Union, 6.49% APR, used, 84 months, 2020–2023 models

NY · 2020–2023 modelsChecked Nov 13, 202684 months

Utica area, ACC or employerUtica area, ACC or employer: For a specific group: only open to underserved areas of Utica, Rome and Herkimer, NY; employer groups; immediate family and household members; or American Consumer Council members. Other borrowers can’t get this rate. Your rate still depends on creditworthiness, term, and eligibility.
Rate details & disclosures

Example: $25,000 financed for 84 months at 6.49% APR. Estimated payment: $372/mo

Examples assume $25,000 financed, fixed APR, $0 down, no fees.