Credit union · New York

Island Federal Credit Union auto loan rates compared

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New York · Headquarters New YorkChecked Nov 13, 2026Rate page on islandfcu.org

EligibilityPer Island Federal: The field of Membership shall be limited to those having the following common bonds: Persons who live, work, worship, or attend school in, and businesses and other legal entities located in Nassau County, New York or the following portions of Suffolk County, New York: Town of Huntington; Town of Babylon; Town of Smithtown; Town of Islip; Town of Brookhaven; the Poospatuck Reservation; Town of Riverhead; or Town of Southold;

Visit lender Opens islandfcu.org

Lowest new rate

4.99%APR, as low as

New12 monthsIsland Federal Credit Union

Long Island, Brooklyn & groupsLong Island, Brooklyn & groups: For a specific group: only open to people who live, work, worship, or attend school in Nassau County or listed towns of Suffolk County, NY, plus listed Brooklyn districts, unions, and employer groups. Other borrowers can’t get this rate. Your rate still depends on creditworthiness, term, and eligibility.
Rate details & disclosures

Example: $25,000 financed for 12 months at 4.99% APR. Estimated payment: $2,141/mo

Assumes fixed APR, $0 down, no fees.

NY lender. Not all qualify, see requirements.

Lenders

Tagged rates need something extra, like autopay or a specific dealer. Untagged rates are the lender's standard rate.

NewNew car rates · 6 rates

NYChecked Nov 13, 2026

New
As low as

4.99%APR12 months

Requires:Long Island, Brooklyn & groupsLong Island, Brooklyn & groups: For a specific group: only open to people who live, work, worship, or attend school in Nassau County or listed towns of Suffolk County, NY, plus listed Brooklyn districts, unions, and employer groups. Other borrowers can’t get this rate. Your rate still depends on creditworthiness, term, and eligibility.
Rate details & disclosures

Example: $25,000 financed for 12 months at 4.99% APR. Estimated payment: $2,141/mo

Assumes fixed APR, $0 down, no fees.

Advertised as 12 months. New Auto: 12 Months, Rate* (APR) 4.99%. "*APR=Annual Percentage Rate. Rates and terms accurate as of 11/13/2026 and subject to change without notice. New vehicles defined as vehicles that have never been titled and do not exceed two model years in age. New auto loans may finance up to 100% of the MSRP or the purchase price, whichever is less, plus sales tax, license, and extended auto warranty. Subject to credit approval; applicants may be offered credit at higher rates and other terms." "Membership eligibility applies."

Checked Nov 13, 2026Source islandfcu.org

Calculate payment, Island Federal Credit Union, 4.99% APR, new, 12 monthsVisit lender, Island Federal Credit Union, 4.99% APR, new, 12 months ↗

NYChecked Nov 13, 2026

New
As low as

4.99%APR24 months

Requires:Long Island, Brooklyn & groupsLong Island, Brooklyn & groups: For a specific group: only open to people who live, work, worship, or attend school in Nassau County or listed towns of Suffolk County, NY, plus listed Brooklyn districts, unions, and employer groups. Other borrowers can’t get this rate. Your rate still depends on creditworthiness, term, and eligibility.
Rate details & disclosures

Example: $25,000 financed for 24 months at 4.99% APR. Estimated payment: $1,097/mo

Assumes fixed APR, $0 down, no fees.

Advertised as 24 months. New Auto: 24 Months, Rate* (APR) 4.99%. "*APR=Annual Percentage Rate. Rates and terms accurate as of 11/13/2026 and subject to change without notice. New vehicles defined as vehicles that have never been titled and do not exceed two model years in age. New auto loans may finance up to 100% of the MSRP or the purchase price, whichever is less, plus sales tax, license, and extended auto warranty. Subject to credit approval; applicants may be offered credit at higher rates and other terms." "Membership eligibility applies."

Checked Nov 13, 2026Source islandfcu.org

Calculate payment, Island Federal Credit Union, 4.99% APR, new, 24 monthsVisit lender, Island Federal Credit Union, 4.99% APR, new, 24 months ↗

NYChecked Nov 13, 2026

New
As low as

4.99%APR36 months

Requires:Long Island, Brooklyn & groupsLong Island, Brooklyn & groups: For a specific group: only open to people who live, work, worship, or attend school in Nassau County or listed towns of Suffolk County, NY, plus listed Brooklyn districts, unions, and employer groups. Other borrowers can’t get this rate. Your rate still depends on creditworthiness, term, and eligibility.
Rate details & disclosures

Example: $25,000 financed for 36 months at 4.99% APR. Estimated payment: $750/mo

Assumes fixed APR, $0 down, no fees.

Advertised as 36 months. New Auto: 36 Months, Rate* (APR) 4.99%. "*APR=Annual Percentage Rate. Rates and terms accurate as of 11/13/2026 and subject to change without notice. New vehicles defined as vehicles that have never been titled and do not exceed two model years in age. New auto loans may finance up to 100% of the MSRP or the purchase price, whichever is less, plus sales tax, license, and extended auto warranty. Subject to credit approval; applicants may be offered credit at higher rates and other terms." "Membership eligibility applies."

Checked Nov 13, 2026Source islandfcu.org

Calculate payment, Island Federal Credit Union, 4.99% APR, new, 36 monthsVisit lender, Island Federal Credit Union, 4.99% APR, new, 36 months ↗

NYChecked Nov 13, 2026

New
As low as

4.99%APR48 months

Requires:Long Island, Brooklyn & groupsLong Island, Brooklyn & groups: For a specific group: only open to people who live, work, worship, or attend school in Nassau County or listed towns of Suffolk County, NY, plus listed Brooklyn districts, unions, and employer groups. Other borrowers can’t get this rate. Your rate still depends on creditworthiness, term, and eligibility.
Rate details & disclosures

Example: $25,000 financed for 48 months at 4.99% APR. Estimated payment: $576/mo

Assumes fixed APR, $0 down, no fees.

Advertised as 48 months. New Auto: 48 Months, Rate* (APR) 4.99%. "*APR=Annual Percentage Rate. Rates and terms accurate as of 11/13/2026 and subject to change without notice. New vehicles defined as vehicles that have never been titled and do not exceed two model years in age. New auto loans may finance up to 100% of the MSRP or the purchase price, whichever is less, plus sales tax, license, and extended auto warranty. Subject to credit approval; applicants may be offered credit at higher rates and other terms." "Membership eligibility applies."

Checked Nov 13, 2026Source islandfcu.org

Calculate payment, Island Federal Credit Union, 4.99% APR, new, 48 monthsVisit lender, Island Federal Credit Union, 4.99% APR, new, 48 months ↗

NYChecked Nov 13, 2026

New
As low as

4.99%APR60 months

Requires:Long Island, Brooklyn & groupsLong Island, Brooklyn & groups: For a specific group: only open to people who live, work, worship, or attend school in Nassau County or listed towns of Suffolk County, NY, plus listed Brooklyn districts, unions, and employer groups. Other borrowers can’t get this rate. Your rate still depends on creditworthiness, term, and eligibility.
Rate details & disclosures

Example: $25,000 financed for 60 months at 4.99% APR. Estimated payment: $472/mo

Assumes fixed APR, $0 down, no fees.

Advertised as 60 months. New Auto: 60 Months, Rate* (APR) 4.99%. "*APR=Annual Percentage Rate. Rates and terms accurate as of 11/13/2026 and subject to change without notice. New vehicles defined as vehicles that have never been titled and do not exceed two model years in age. New auto loans may finance up to 100% of the MSRP or the purchase price, whichever is less, plus sales tax, license, and extended auto warranty. Subject to credit approval; applicants may be offered credit at higher rates and other terms." "Membership eligibility applies."

Checked Nov 13, 2026Source islandfcu.org

Calculate payment, Island Federal Credit Union, 4.99% APR, new, 60 monthsVisit lender, Island Federal Credit Union, 4.99% APR, new, 60 months ↗

NYChecked Nov 13, 2026

New
As low as

4.99%APR72 months

Requires:Long Island, Brooklyn & groupsLong Island, Brooklyn & groups: For a specific group: only open to people who live, work, worship, or attend school in Nassau County or listed towns of Suffolk County, NY, plus listed Brooklyn districts, unions, and employer groups. Other borrowers can’t get this rate. Your rate still depends on creditworthiness, term, and eligibility.
Rate details & disclosures

Example: $25,000 financed for 72 months at 4.99% APR. Estimated payment: $403/mo

Assumes fixed APR, $0 down, no fees.

Advertised as 72 months. New Auto: 72 Months, Rate* (APR) 4.99%. "*APR=Annual Percentage Rate. Rates and terms accurate as of 11/13/2026 and subject to change without notice. New vehicles defined as vehicles that have never been titled and do not exceed two model years in age. New auto loans may finance up to 100% of the MSRP or the purchase price, whichever is less, plus sales tax, license, and extended auto warranty. Subject to credit approval; applicants may be offered credit at higher rates and other terms." "Membership eligibility applies."

Checked Nov 13, 2026Source islandfcu.org

Calculate payment, Island Federal Credit Union, 4.99% APR, new, 72 monthsVisit lender, Island Federal Credit Union, 4.99% APR, new, 72 months ↗
4.99%APR

New car

Visit lender, Island Federal Credit Union, 4.99% APR, new, 12 months

NYChecked Nov 13, 202612 months

Long Island, Brooklyn & groupsLong Island, Brooklyn & groups: For a specific group: only open to people who live, work, worship, or attend school in Nassau County or listed towns of Suffolk County, NY, plus listed Brooklyn districts, unions, and employer groups. Other borrowers can’t get this rate. Your rate still depends on creditworthiness, term, and eligibility.
Rate details & disclosures

Example: $25,000 financed for 12 months at 4.99% APR. Estimated payment: $2,141/mo

Assumes fixed APR, $0 down, no fees.

4.99%APR

New car

Visit lender, Island Federal Credit Union, 4.99% APR, new, 24 months

NYChecked Nov 13, 202624 months

Long Island, Brooklyn & groupsLong Island, Brooklyn & groups: For a specific group: only open to people who live, work, worship, or attend school in Nassau County or listed towns of Suffolk County, NY, plus listed Brooklyn districts, unions, and employer groups. Other borrowers can’t get this rate. Your rate still depends on creditworthiness, term, and eligibility.
Rate details & disclosures

Example: $25,000 financed for 24 months at 4.99% APR. Estimated payment: $1,097/mo

Assumes fixed APR, $0 down, no fees.

4.99%APR

New car

Visit lender, Island Federal Credit Union, 4.99% APR, new, 36 months

NYChecked Nov 13, 202636 months

Long Island, Brooklyn & groupsLong Island, Brooklyn & groups: For a specific group: only open to people who live, work, worship, or attend school in Nassau County or listed towns of Suffolk County, NY, plus listed Brooklyn districts, unions, and employer groups. Other borrowers can’t get this rate. Your rate still depends on creditworthiness, term, and eligibility.
Rate details & disclosures

Example: $25,000 financed for 36 months at 4.99% APR. Estimated payment: $750/mo

Assumes fixed APR, $0 down, no fees.

4.99%APR

New car

Visit lender, Island Federal Credit Union, 4.99% APR, new, 48 months

NYChecked Nov 13, 202648 months

Long Island, Brooklyn & groupsLong Island, Brooklyn & groups: For a specific group: only open to people who live, work, worship, or attend school in Nassau County or listed towns of Suffolk County, NY, plus listed Brooklyn districts, unions, and employer groups. Other borrowers can’t get this rate. Your rate still depends on creditworthiness, term, and eligibility.
Rate details & disclosures

Example: $25,000 financed for 48 months at 4.99% APR. Estimated payment: $576/mo

Assumes fixed APR, $0 down, no fees.

4.99%APR

New car

Visit lender, Island Federal Credit Union, 4.99% APR, new, 60 months

NYChecked Nov 13, 202660 months

Long Island, Brooklyn & groupsLong Island, Brooklyn & groups: For a specific group: only open to people who live, work, worship, or attend school in Nassau County or listed towns of Suffolk County, NY, plus listed Brooklyn districts, unions, and employer groups. Other borrowers can’t get this rate. Your rate still depends on creditworthiness, term, and eligibility.
Rate details & disclosures

Example: $25,000 financed for 60 months at 4.99% APR. Estimated payment: $472/mo

Assumes fixed APR, $0 down, no fees.

4.99%APR

New car

Visit lender, Island Federal Credit Union, 4.99% APR, new, 72 months

NYChecked Nov 13, 202672 months

Long Island, Brooklyn & groupsLong Island, Brooklyn & groups: For a specific group: only open to people who live, work, worship, or attend school in Nassau County or listed towns of Suffolk County, NY, plus listed Brooklyn districts, unions, and employer groups. Other borrowers can’t get this rate. Your rate still depends on creditworthiness, term, and eligibility.
Rate details & disclosures

Example: $25,000 financed for 72 months at 4.99% APR. Estimated payment: $403/mo

Assumes fixed APR, $0 down, no fees.

UsedUsed car rates · 6 rates

NYChecked Nov 13, 2026

Used
As low as

4.99%APR12 months

2019 or newer models

Requires:Long Island, Brooklyn & groupsLong Island, Brooklyn & groups: For a specific group: only open to people who live, work, worship, or attend school in Nassau County or listed towns of Suffolk County, NY, plus listed Brooklyn districts, unions, and employer groups. Other borrowers can’t get this rate. Your rate still depends on creditworthiness, term, and eligibility.
Rate details & disclosures

Example: $25,000 financed for 12 months at 4.99% APR. Estimated payment: $2,141/mo

Assumes fixed APR, $0 down, no fees.

Advertised as 12 months. Used, Model Years 2019 and Newer: 12 Months, Rate* (APR) 4.99%. "*APR=Annual Percentage Rate. Rates and terms accurate as of 11/13/2026 and subject to change without notice. New vehicles defined as vehicles that have never been titled and do not exceed two model years in age. New auto loans may finance up to 100% of the MSRP or the purchase price, whichever is less, plus sales tax, license, and extended auto warranty. Subject to credit approval; applicants may be offered credit at higher rates and other terms." "Membership eligibility applies."

Checked Nov 13, 2026Source islandfcu.org

Calculate payment, Island Federal Credit Union, 4.99% APR, used, 12 months, 2019 or newer modelsVisit lender, Island Federal Credit Union, 4.99% APR, used, 12 months, 2019 or newer models ↗

NYChecked Nov 13, 2026

Used
As low as

4.99%APR24 months

2019 or newer models

Requires:Long Island, Brooklyn & groupsLong Island, Brooklyn & groups: For a specific group: only open to people who live, work, worship, or attend school in Nassau County or listed towns of Suffolk County, NY, plus listed Brooklyn districts, unions, and employer groups. Other borrowers can’t get this rate. Your rate still depends on creditworthiness, term, and eligibility.
Rate details & disclosures

Example: $25,000 financed for 24 months at 4.99% APR. Estimated payment: $1,097/mo

Assumes fixed APR, $0 down, no fees.

Advertised as 24 months. Used, Model Years 2019 and Newer: 24 Months, Rate* (APR) 4.99%. "*APR=Annual Percentage Rate. Rates and terms accurate as of 11/13/2026 and subject to change without notice. New vehicles defined as vehicles that have never been titled and do not exceed two model years in age. New auto loans may finance up to 100% of the MSRP or the purchase price, whichever is less, plus sales tax, license, and extended auto warranty. Subject to credit approval; applicants may be offered credit at higher rates and other terms." "Membership eligibility applies."

Checked Nov 13, 2026Source islandfcu.org

Calculate payment, Island Federal Credit Union, 4.99% APR, used, 24 months, 2019 or newer modelsVisit lender, Island Federal Credit Union, 4.99% APR, used, 24 months, 2019 or newer models ↗

NYChecked Nov 13, 2026

Used
As low as

4.99%APR36 months

2019 or newer models

Requires:Long Island, Brooklyn & groupsLong Island, Brooklyn & groups: For a specific group: only open to people who live, work, worship, or attend school in Nassau County or listed towns of Suffolk County, NY, plus listed Brooklyn districts, unions, and employer groups. Other borrowers can’t get this rate. Your rate still depends on creditworthiness, term, and eligibility.
Rate details & disclosures

Example: $25,000 financed for 36 months at 4.99% APR. Estimated payment: $750/mo

Assumes fixed APR, $0 down, no fees.

Advertised as 36 months. Used, Model Years 2019 and Newer: 36 Months, Rate* (APR) 4.99%. "*APR=Annual Percentage Rate. Rates and terms accurate as of 11/13/2026 and subject to change without notice. New vehicles defined as vehicles that have never been titled and do not exceed two model years in age. New auto loans may finance up to 100% of the MSRP or the purchase price, whichever is less, plus sales tax, license, and extended auto warranty. Subject to credit approval; applicants may be offered credit at higher rates and other terms." "Membership eligibility applies."

Checked Nov 13, 2026Source islandfcu.org

Calculate payment, Island Federal Credit Union, 4.99% APR, used, 36 months, 2019 or newer modelsVisit lender, Island Federal Credit Union, 4.99% APR, used, 36 months, 2019 or newer models ↗

NYChecked Nov 13, 2026

Used
As low as

4.99%APR48 months

2019 or newer models

Requires:Long Island, Brooklyn & groupsLong Island, Brooklyn & groups: For a specific group: only open to people who live, work, worship, or attend school in Nassau County or listed towns of Suffolk County, NY, plus listed Brooklyn districts, unions, and employer groups. Other borrowers can’t get this rate. Your rate still depends on creditworthiness, term, and eligibility.
Rate details & disclosures

Example: $25,000 financed for 48 months at 4.99% APR. Estimated payment: $576/mo

Assumes fixed APR, $0 down, no fees.

Advertised as 48 months. Used, Model Years 2019 and Newer: 48 Months, Rate* (APR) 4.99%. "*APR=Annual Percentage Rate. Rates and terms accurate as of 11/13/2026 and subject to change without notice. New vehicles defined as vehicles that have never been titled and do not exceed two model years in age. New auto loans may finance up to 100% of the MSRP or the purchase price, whichever is less, plus sales tax, license, and extended auto warranty. Subject to credit approval; applicants may be offered credit at higher rates and other terms." "Membership eligibility applies."

Checked Nov 13, 2026Source islandfcu.org

Calculate payment, Island Federal Credit Union, 4.99% APR, used, 48 months, 2019 or newer modelsVisit lender, Island Federal Credit Union, 4.99% APR, used, 48 months, 2019 or newer models ↗

NYChecked Nov 13, 2026

Used
As low as

4.99%APR60 months

2019 or newer models

Requires:Long Island, Brooklyn & groupsLong Island, Brooklyn & groups: For a specific group: only open to people who live, work, worship, or attend school in Nassau County or listed towns of Suffolk County, NY, plus listed Brooklyn districts, unions, and employer groups. Other borrowers can’t get this rate. Your rate still depends on creditworthiness, term, and eligibility.
Rate details & disclosures

Example: $25,000 financed for 60 months at 4.99% APR. Estimated payment: $472/mo

Assumes fixed APR, $0 down, no fees.

Advertised as 60 months. Used, Model Years 2019 and Newer: 60 Months, Rate* (APR) 4.99%. "*APR=Annual Percentage Rate. Rates and terms accurate as of 11/13/2026 and subject to change without notice. New vehicles defined as vehicles that have never been titled and do not exceed two model years in age. New auto loans may finance up to 100% of the MSRP or the purchase price, whichever is less, plus sales tax, license, and extended auto warranty. Subject to credit approval; applicants may be offered credit at higher rates and other terms." "Membership eligibility applies."

Checked Nov 13, 2026Source islandfcu.org

Calculate payment, Island Federal Credit Union, 4.99% APR, used, 60 months, 2019 or newer modelsVisit lender, Island Federal Credit Union, 4.99% APR, used, 60 months, 2019 or newer models ↗

NYChecked Nov 13, 2026

Used
As low as

4.99%APR72 months

2019 or newer models

Requires:Long Island, Brooklyn & groupsLong Island, Brooklyn & groups: For a specific group: only open to people who live, work, worship, or attend school in Nassau County or listed towns of Suffolk County, NY, plus listed Brooklyn districts, unions, and employer groups. Other borrowers can’t get this rate. Your rate still depends on creditworthiness, term, and eligibility.
Rate details & disclosures

Example: $25,000 financed for 72 months at 4.99% APR. Estimated payment: $403/mo

Assumes fixed APR, $0 down, no fees.

Advertised as 72 months. Used, Model Years 2019 and Newer: 72 Months, Rate* (APR) 4.99%. "*APR=Annual Percentage Rate. Rates and terms accurate as of 11/13/2026 and subject to change without notice. New vehicles defined as vehicles that have never been titled and do not exceed two model years in age. New auto loans may finance up to 100% of the MSRP or the purchase price, whichever is less, plus sales tax, license, and extended auto warranty. Subject to credit approval; applicants may be offered credit at higher rates and other terms." "Membership eligibility applies."

Checked Nov 13, 2026Source islandfcu.org

Calculate payment, Island Federal Credit Union, 4.99% APR, used, 72 months, 2019 or newer modelsVisit lender, Island Federal Credit Union, 4.99% APR, used, 72 months, 2019 or newer models ↗
4.99%APR

Used car

Visit lender, Island Federal Credit Union, 4.99% APR, used, 12 months, 2019 or newer models

NY · 2019 or newer modelsChecked Nov 13, 202612 months

Long Island, Brooklyn & groupsLong Island, Brooklyn & groups: For a specific group: only open to people who live, work, worship, or attend school in Nassau County or listed towns of Suffolk County, NY, plus listed Brooklyn districts, unions, and employer groups. Other borrowers can’t get this rate. Your rate still depends on creditworthiness, term, and eligibility.
Rate details & disclosures

Example: $25,000 financed for 12 months at 4.99% APR. Estimated payment: $2,141/mo

Assumes fixed APR, $0 down, no fees.

4.99%APR

Used car

Visit lender, Island Federal Credit Union, 4.99% APR, used, 24 months, 2019 or newer models

NY · 2019 or newer modelsChecked Nov 13, 202624 months

Long Island, Brooklyn & groupsLong Island, Brooklyn & groups: For a specific group: only open to people who live, work, worship, or attend school in Nassau County or listed towns of Suffolk County, NY, plus listed Brooklyn districts, unions, and employer groups. Other borrowers can’t get this rate. Your rate still depends on creditworthiness, term, and eligibility.
Rate details & disclosures

Example: $25,000 financed for 24 months at 4.99% APR. Estimated payment: $1,097/mo

Assumes fixed APR, $0 down, no fees.

4.99%APR

Used car

Visit lender, Island Federal Credit Union, 4.99% APR, used, 36 months, 2019 or newer models

NY · 2019 or newer modelsChecked Nov 13, 202636 months

Long Island, Brooklyn & groupsLong Island, Brooklyn & groups: For a specific group: only open to people who live, work, worship, or attend school in Nassau County or listed towns of Suffolk County, NY, plus listed Brooklyn districts, unions, and employer groups. Other borrowers can’t get this rate. Your rate still depends on creditworthiness, term, and eligibility.
Rate details & disclosures

Example: $25,000 financed for 36 months at 4.99% APR. Estimated payment: $750/mo

Assumes fixed APR, $0 down, no fees.

4.99%APR

Used car

Visit lender, Island Federal Credit Union, 4.99% APR, used, 48 months, 2019 or newer models

NY · 2019 or newer modelsChecked Nov 13, 202648 months

Long Island, Brooklyn & groupsLong Island, Brooklyn & groups: For a specific group: only open to people who live, work, worship, or attend school in Nassau County or listed towns of Suffolk County, NY, plus listed Brooklyn districts, unions, and employer groups. Other borrowers can’t get this rate. Your rate still depends on creditworthiness, term, and eligibility.
Rate details & disclosures

Example: $25,000 financed for 48 months at 4.99% APR. Estimated payment: $576/mo

Assumes fixed APR, $0 down, no fees.

4.99%APR

Used car

Visit lender, Island Federal Credit Union, 4.99% APR, used, 60 months, 2019 or newer models

NY · 2019 or newer modelsChecked Nov 13, 202660 months

Long Island, Brooklyn & groupsLong Island, Brooklyn & groups: For a specific group: only open to people who live, work, worship, or attend school in Nassau County or listed towns of Suffolk County, NY, plus listed Brooklyn districts, unions, and employer groups. Other borrowers can’t get this rate. Your rate still depends on creditworthiness, term, and eligibility.
Rate details & disclosures

Example: $25,000 financed for 60 months at 4.99% APR. Estimated payment: $472/mo

Assumes fixed APR, $0 down, no fees.

4.99%APR

Used car

Visit lender, Island Federal Credit Union, 4.99% APR, used, 72 months, 2019 or newer models

NY · 2019 or newer modelsChecked Nov 13, 202672 months

Long Island, Brooklyn & groupsLong Island, Brooklyn & groups: For a specific group: only open to people who live, work, worship, or attend school in Nassau County or listed towns of Suffolk County, NY, plus listed Brooklyn districts, unions, and employer groups. Other borrowers can’t get this rate. Your rate still depends on creditworthiness, term, and eligibility.
Rate details & disclosures

Example: $25,000 financed for 72 months at 4.99% APR. Estimated payment: $403/mo

Assumes fixed APR, $0 down, no fees.