Credit union · California

Logix Federal Credit Union auto loan rates compared

JustAutoRates is an independent comparison site. We aren’t affiliated with the lenders listed here. To apply, visit the lender’s own site.

9 states · Headquarters CaliforniaChecked Nov 12, 2026Rate page on logixbanking.com

EligibilityPer Logix: Do you live in AZ, CA, DC, MA, MD, ME, NH, NV, or VA? Perfect! We open new accounts for eligible individuals in these states. Family members, marriage, or shared residence. Employees and retirees of Logix and our sponsor organizations. Members of the American Consumer Council (there’s absolutely no cost to join).

Arizona, California, District of Columbia, Massachusetts, Maryland, Maine, New Hampshire, Nevada, Virginia

Visit lender Opens logixbanking.com

Lowest new rate

3.24%APR, as low as

New24 monthsLogix Federal Credit Union

Example: $25,000 financed for 24 months at 3.24% APR. Estimated payment: $1,078/mo

AutopayAutopay: The published rate assumes automatic payments (autopay). Your rate still depends on creditworthiness, term, and eligibility.Direct depositDirect deposit: The published rate requires direct deposit with the lender. Your rate still depends on creditworthiness, term, and eligibility.
+2 more+3 moreFranchised dealer onlyFranchised dealer only: The lender finances only vehicles bought from franchised dealerships (affiliated with a major brand). Your rate still depends on creditworthiness, term, and eligibility.ACC, family or employerACC, family or employer: For a specific group: only open to individuals in AZ, CA, DC, MA, MD, ME, NH, NV, or VA who qualify through family members, marriage, or shared residence; employees and retirees of Logix and its sponsor organizations; or members of the American Consumer Council (no cost to join). Other borrowers can’t get this rate. Your rate still depends on creditworthiness, term, and eligibility.

AZ, CA, DC, MA, MD, ME, NH, NV, VA lender. Not all qualify, see requirements.

Examples assume $25,000 financed, fixed APR, $0 down, no fees.

Lenders

Tagged rates need something extra, like autopay or a specific dealer. Untagged rates are the lender's standard rate.

Examples assume $25,000 financed, fixed APR, $0 down, no fees.

On rates tagged with autopay, direct deposit, or a relationship discount, the published figure includes that discount.

NewNew car rates · 6 rates

AZ · CA · DC · MA · MD · ME · NH · NV · VAChecked Nov 12, 2026

New
As low as

3.24%APR24 months

Example: $25,000 financed for 24 months at 3.24% APR. Estimated payment: $1,078/mo

Requires:AutopayAutopay: The published rate assumes automatic payments (autopay). Your rate still depends on creditworthiness, term, and eligibility.Direct depositDirect deposit: The published rate requires direct deposit with the lender. Your rate still depends on creditworthiness, term, and eligibility.Franchised dealer onlyFranchised dealer only: The lender finances only vehicles bought from franchised dealerships (affiliated with a major brand). Your rate still depends on creditworthiness, term, and eligibility.
+1 moreACC, family or employerACC, family or employer: For a specific group: only open to individuals in AZ, CA, DC, MA, MD, ME, NH, NV, or VA who qualify through family members, marriage, or shared residence; employees and retirees of Logix and its sponsor organizations; or members of the American Consumer Council (no cost to join). Other borrowers can’t get this rate. Your rate still depends on creditworthiness, term, and eligibility.
Rate details & disclosures

New Auto and Truck Loans: APR As Low As* 3.24%, Min. Loan Amount: No Min., Term (up to) 24 Mos. Up to 125% Financing (Based on Creditworthiness). *”As low as APR” (Annual Percentage Rate) rates listed are our best fixed rates on approved credit and includes a 1% discount for Automatic Payment (AutoPay) and .75% discount for payroll-related direct deposits of at least $1,500 per month. Payroll-related direct deposit discount only applies to new and used auto and truck loans. Payroll-related direct deposit discount excludes new and used motorhomes, new and used motorcycle loans, and new and used watercrafts. Payroll-related direct deposits are limited to pension, payroll, retirement benefits, and Social Security. Person to Person payments (such as Zelle®) are not considered payroll-related direct deposits. Your rate may increase if you stop using AutoPay or if you do not meet the payroll-related direct deposit requirement. To meet the payroll-related direct deposit requirement, you must establish and receive payroll-related direct deposits totaling at least $1,500 per month within 60 days of loan funding and continue to receive at least $1,500 per month in payroll-related direct deposits thereafter. Advertised rates and financing are based on creditworthiness and may not be available to all recipients; other conditions may apply. Additional rate and financing conditions apply for new and used auto and truck loans $200,000 and greater. Refinance of existing Logix loans excluded from advertised offer unless you take a $5,000 cash out (must meet our loan-to‐value requirements) or pay a $249 fee. Actual interest rates offered may be higher and a down payment may be required depending on applicant’s credit rating and other underwriting factors. Maximum 17.99% APR. "New Auto" means the current and prior model year with less than 10,000 miles. “Used Auto” means the current and prior model year with 10,000 or more miles, and any earlier (older) model year regardless of mileage. Logix finances vehicles purchased through franchised dealerships only (those affiliated with a major brand such as Ford, Chevy or Toyota). Auto loans are available only in AZ, CA, DC, MA, MD, ME, NH, NV and VA. Vehicle must be titled and registered in the member's state of residency. Logix membership is required.

Checked Nov 12, 2026Source logixbanking.com

AZ · CA · DC · MA · MD · ME · NH · NV · VAChecked Nov 12, 2026

New
As low as

3.24%APR36 months

Example: $25,000 financed for 36 months at 3.24% APR. Estimated payment: $730/mo

Requires:AutopayAutopay: The published rate assumes automatic payments (autopay). Your rate still depends on creditworthiness, term, and eligibility.Direct depositDirect deposit: The published rate requires direct deposit with the lender. Your rate still depends on creditworthiness, term, and eligibility.Franchised dealer onlyFranchised dealer only: The lender finances only vehicles bought from franchised dealerships (affiliated with a major brand). Your rate still depends on creditworthiness, term, and eligibility.
+1 moreACC, family or employerACC, family or employer: For a specific group: only open to individuals in AZ, CA, DC, MA, MD, ME, NH, NV, or VA who qualify through family members, marriage, or shared residence; employees and retirees of Logix and its sponsor organizations; or members of the American Consumer Council (no cost to join). Other borrowers can’t get this rate. Your rate still depends on creditworthiness, term, and eligibility.
Rate details & disclosures

New Auto and Truck Loans: APR As Low As* 3.24%, Min. Loan Amount: No Min., Term (up to) 36 Mos. Up to 125% Financing (Based on Creditworthiness). *”As low as APR” (Annual Percentage Rate) rates listed are our best fixed rates on approved credit and includes a 1% discount for Automatic Payment (AutoPay) and .75% discount for payroll-related direct deposits of at least $1,500 per month. Payroll-related direct deposit discount only applies to new and used auto and truck loans. Payroll-related direct deposit discount excludes new and used motorhomes, new and used motorcycle loans, and new and used watercrafts. Payroll-related direct deposits are limited to pension, payroll, retirement benefits, and Social Security. Person to Person payments (such as Zelle®) are not considered payroll-related direct deposits. Your rate may increase if you stop using AutoPay or if you do not meet the payroll-related direct deposit requirement. To meet the payroll-related direct deposit requirement, you must establish and receive payroll-related direct deposits totaling at least $1,500 per month within 60 days of loan funding and continue to receive at least $1,500 per month in payroll-related direct deposits thereafter. Advertised rates and financing are based on creditworthiness and may not be available to all recipients; other conditions may apply. Additional rate and financing conditions apply for new and used auto and truck loans $200,000 and greater. Refinance of existing Logix loans excluded from advertised offer unless you take a $5,000 cash out (must meet our loan-to‐value requirements) or pay a $249 fee. Actual interest rates offered may be higher and a down payment may be required depending on applicant’s credit rating and other underwriting factors. Maximum 17.99% APR. "New Auto" means the current and prior model year with less than 10,000 miles. “Used Auto” means the current and prior model year with 10,000 or more miles, and any earlier (older) model year regardless of mileage. Logix finances vehicles purchased through franchised dealerships only (those affiliated with a major brand such as Ford, Chevy or Toyota). Auto loans are available only in AZ, CA, DC, MA, MD, ME, NH, NV and VA. Vehicle must be titled and registered in the member's state of residency. Logix membership is required.

Checked Nov 12, 2026Source logixbanking.com

AZ · CA · DC · MA · MD · ME · NH · NV · VAChecked Nov 12, 2026

New
As low as

3.74%APR48 months

Example: $25,000 financed for 48 months at 3.74% APR. Estimated payment: $562/mo

Requires:AutopayAutopay: The published rate assumes automatic payments (autopay). Your rate still depends on creditworthiness, term, and eligibility.Direct depositDirect deposit: The published rate requires direct deposit with the lender. Your rate still depends on creditworthiness, term, and eligibility.Franchised dealer onlyFranchised dealer only: The lender finances only vehicles bought from franchised dealerships (affiliated with a major brand). Your rate still depends on creditworthiness, term, and eligibility.
+1 moreACC, family or employerACC, family or employer: For a specific group: only open to individuals in AZ, CA, DC, MA, MD, ME, NH, NV, or VA who qualify through family members, marriage, or shared residence; employees and retirees of Logix and its sponsor organizations; or members of the American Consumer Council (no cost to join). Other borrowers can’t get this rate. Your rate still depends on creditworthiness, term, and eligibility.
Rate details & disclosures

New Auto and Truck Loans: APR As Low As* 3.74%, Min. Loan Amount: No Min., Term (up to) 48 Mos. Up to 125% Financing (Based on Creditworthiness). *”As low as APR” (Annual Percentage Rate) rates listed are our best fixed rates on approved credit and includes a 1% discount for Automatic Payment (AutoPay) and .75% discount for payroll-related direct deposits of at least $1,500 per month. Payroll-related direct deposit discount only applies to new and used auto and truck loans. Payroll-related direct deposit discount excludes new and used motorhomes, new and used motorcycle loans, and new and used watercrafts. Payroll-related direct deposits are limited to pension, payroll, retirement benefits, and Social Security. Person to Person payments (such as Zelle®) are not considered payroll-related direct deposits. Your rate may increase if you stop using AutoPay or if you do not meet the payroll-related direct deposit requirement. To meet the payroll-related direct deposit requirement, you must establish and receive payroll-related direct deposits totaling at least $1,500 per month within 60 days of loan funding and continue to receive at least $1,500 per month in payroll-related direct deposits thereafter. Advertised rates and financing are based on creditworthiness and may not be available to all recipients; other conditions may apply. Additional rate and financing conditions apply for new and used auto and truck loans $200,000 and greater. Refinance of existing Logix loans excluded from advertised offer unless you take a $5,000 cash out (must meet our loan-to‐value requirements) or pay a $249 fee. Actual interest rates offered may be higher and a down payment may be required depending on applicant’s credit rating and other underwriting factors. Maximum 17.99% APR. "New Auto" means the current and prior model year with less than 10,000 miles. “Used Auto” means the current and prior model year with 10,000 or more miles, and any earlier (older) model year regardless of mileage. Logix finances vehicles purchased through franchised dealerships only (those affiliated with a major brand such as Ford, Chevy or Toyota). Auto loans are available only in AZ, CA, DC, MA, MD, ME, NH, NV and VA. Vehicle must be titled and registered in the member's state of residency. Logix membership is required.

Checked Nov 12, 2026Source logixbanking.com

AZ · CA · DC · MA · MD · ME · NH · NV · VAChecked Nov 12, 2026

New
As low as

3.99%APR60 months

Example: $25,000 financed for 60 months at 3.99% APR. Estimated payment: $461/mo

Requires:AutopayAutopay: The published rate assumes automatic payments (autopay). Your rate still depends on creditworthiness, term, and eligibility.Direct depositDirect deposit: The published rate requires direct deposit with the lender. Your rate still depends on creditworthiness, term, and eligibility.Franchised dealer onlyFranchised dealer only: The lender finances only vehicles bought from franchised dealerships (affiliated with a major brand). Your rate still depends on creditworthiness, term, and eligibility.
+1 moreACC, family or employerACC, family or employer: For a specific group: only open to individuals in AZ, CA, DC, MA, MD, ME, NH, NV, or VA who qualify through family members, marriage, or shared residence; employees and retirees of Logix and its sponsor organizations; or members of the American Consumer Council (no cost to join). Other borrowers can’t get this rate. Your rate still depends on creditworthiness, term, and eligibility.
Rate details & disclosures

New Auto and Truck Loans: APR As Low As* 3.99%, Min. Loan Amount: No Min., Term (up to) 60 Mos. Up to 125% Financing (Based on Creditworthiness). *”As low as APR” (Annual Percentage Rate) rates listed are our best fixed rates on approved credit and includes a 1% discount for Automatic Payment (AutoPay) and .75% discount for payroll-related direct deposits of at least $1,500 per month. Payroll-related direct deposit discount only applies to new and used auto and truck loans. Payroll-related direct deposit discount excludes new and used motorhomes, new and used motorcycle loans, and new and used watercrafts. Payroll-related direct deposits are limited to pension, payroll, retirement benefits, and Social Security. Person to Person payments (such as Zelle®) are not considered payroll-related direct deposits. Your rate may increase if you stop using AutoPay or if you do not meet the payroll-related direct deposit requirement. To meet the payroll-related direct deposit requirement, you must establish and receive payroll-related direct deposits totaling at least $1,500 per month within 60 days of loan funding and continue to receive at least $1,500 per month in payroll-related direct deposits thereafter. Advertised rates and financing are based on creditworthiness and may not be available to all recipients; other conditions may apply. Additional rate and financing conditions apply for new and used auto and truck loans $200,000 and greater. Refinance of existing Logix loans excluded from advertised offer unless you take a $5,000 cash out (must meet our loan-to‐value requirements) or pay a $249 fee. Actual interest rates offered may be higher and a down payment may be required depending on applicant’s credit rating and other underwriting factors. Maximum 17.99% APR. "New Auto" means the current and prior model year with less than 10,000 miles. “Used Auto” means the current and prior model year with 10,000 or more miles, and any earlier (older) model year regardless of mileage. Logix finances vehicles purchased through franchised dealerships only (those affiliated with a major brand such as Ford, Chevy or Toyota). Auto loans are available only in AZ, CA, DC, MA, MD, ME, NH, NV and VA. Vehicle must be titled and registered in the member's state of residency. Logix membership is required.

Checked Nov 12, 2026Source logixbanking.com

AZ · CA · DC · MA · MD · ME · NH · NV · VAChecked Nov 12, 2026

New
As low as

4.24%APR72 months

Example: $25,000 financed for 72 months at 4.24% APR. Estimated payment: $394/mo

Requires:AutopayAutopay: The published rate assumes automatic payments (autopay). Your rate still depends on creditworthiness, term, and eligibility.Direct depositDirect deposit: The published rate requires direct deposit with the lender. Your rate still depends on creditworthiness, term, and eligibility.Franchised dealer onlyFranchised dealer only: The lender finances only vehicles bought from franchised dealerships (affiliated with a major brand). Your rate still depends on creditworthiness, term, and eligibility.
+1 moreACC, family or employerACC, family or employer: For a specific group: only open to individuals in AZ, CA, DC, MA, MD, ME, NH, NV, or VA who qualify through family members, marriage, or shared residence; employees and retirees of Logix and its sponsor organizations; or members of the American Consumer Council (no cost to join). Other borrowers can’t get this rate. Your rate still depends on creditworthiness, term, and eligibility.
Rate details & disclosures

New Auto and Truck Loans: APR As Low As* 4.24%, Min. Loan Amount: No Min., Term (up to) 72 Mos. Up to 125% Financing (Based on Creditworthiness). *”As low as APR” (Annual Percentage Rate) rates listed are our best fixed rates on approved credit and includes a 1% discount for Automatic Payment (AutoPay) and .75% discount for payroll-related direct deposits of at least $1,500 per month. Payroll-related direct deposit discount only applies to new and used auto and truck loans. Payroll-related direct deposit discount excludes new and used motorhomes, new and used motorcycle loans, and new and used watercrafts. Payroll-related direct deposits are limited to pension, payroll, retirement benefits, and Social Security. Person to Person payments (such as Zelle®) are not considered payroll-related direct deposits. Your rate may increase if you stop using AutoPay or if you do not meet the payroll-related direct deposit requirement. To meet the payroll-related direct deposit requirement, you must establish and receive payroll-related direct deposits totaling at least $1,500 per month within 60 days of loan funding and continue to receive at least $1,500 per month in payroll-related direct deposits thereafter. Advertised rates and financing are based on creditworthiness and may not be available to all recipients; other conditions may apply. Additional rate and financing conditions apply for new and used auto and truck loans $200,000 and greater. Refinance of existing Logix loans excluded from advertised offer unless you take a $5,000 cash out (must meet our loan-to‐value requirements) or pay a $249 fee. Actual interest rates offered may be higher and a down payment may be required depending on applicant’s credit rating and other underwriting factors. Maximum 17.99% APR. "New Auto" means the current and prior model year with less than 10,000 miles. “Used Auto” means the current and prior model year with 10,000 or more miles, and any earlier (older) model year regardless of mileage. Logix finances vehicles purchased through franchised dealerships only (those affiliated with a major brand such as Ford, Chevy or Toyota). Auto loans are available only in AZ, CA, DC, MA, MD, ME, NH, NV and VA. Vehicle must be titled and registered in the member's state of residency. Logix membership is required.

Checked Nov 12, 2026Source logixbanking.com

AZ · CA · DC · MA · MD · ME · NH · NV · VAChecked Nov 12, 2026

New
As low as

4.99%APR84 months

Example: $25,000 financed for 84 months at 4.99% APR. Estimated payment: $354/mo

Requires:AutopayAutopay: The published rate assumes automatic payments (autopay). Your rate still depends on creditworthiness, term, and eligibility.Direct depositDirect deposit: The published rate requires direct deposit with the lender. Your rate still depends on creditworthiness, term, and eligibility.Franchised dealer onlyFranchised dealer only: The lender finances only vehicles bought from franchised dealerships (affiliated with a major brand). Your rate still depends on creditworthiness, term, and eligibility.
+1 moreACC, family or employerACC, family or employer: For a specific group: only open to individuals in AZ, CA, DC, MA, MD, ME, NH, NV, or VA who qualify through family members, marriage, or shared residence; employees and retirees of Logix and its sponsor organizations; or members of the American Consumer Council (no cost to join). Other borrowers can’t get this rate. Your rate still depends on creditworthiness, term, and eligibility.
Rate details & disclosures

New Auto and Truck Loans: APR As Low As* 4.99%, Min. Loan Amount: No Min., Term (up to) 84 Mos. Up to 125% Financing (Based on Creditworthiness). *”As low as APR” (Annual Percentage Rate) rates listed are our best fixed rates on approved credit and includes a 1% discount for Automatic Payment (AutoPay) and .75% discount for payroll-related direct deposits of at least $1,500 per month. Payroll-related direct deposit discount only applies to new and used auto and truck loans. Payroll-related direct deposit discount excludes new and used motorhomes, new and used motorcycle loans, and new and used watercrafts. Payroll-related direct deposits are limited to pension, payroll, retirement benefits, and Social Security. Person to Person payments (such as Zelle®) are not considered payroll-related direct deposits. Your rate may increase if you stop using AutoPay or if you do not meet the payroll-related direct deposit requirement. To meet the payroll-related direct deposit requirement, you must establish and receive payroll-related direct deposits totaling at least $1,500 per month within 60 days of loan funding and continue to receive at least $1,500 per month in payroll-related direct deposits thereafter. Advertised rates and financing are based on creditworthiness and may not be available to all recipients; other conditions may apply. Additional rate and financing conditions apply for new and used auto and truck loans $200,000 and greater. Refinance of existing Logix loans excluded from advertised offer unless you take a $5,000 cash out (must meet our loan-to‐value requirements) or pay a $249 fee. Actual interest rates offered may be higher and a down payment may be required depending on applicant’s credit rating and other underwriting factors. Maximum 17.99% APR. "New Auto" means the current and prior model year with less than 10,000 miles. “Used Auto” means the current and prior model year with 10,000 or more miles, and any earlier (older) model year regardless of mileage. Logix finances vehicles purchased through franchised dealerships only (those affiliated with a major brand such as Ford, Chevy or Toyota). Auto loans are available only in AZ, CA, DC, MA, MD, ME, NH, NV and VA. Vehicle must be titled and registered in the member's state of residency. Logix membership is required.

Checked Nov 12, 2026Source logixbanking.com

3.24%APR

New car

Visit lender, Logix Federal Credit Union, 3.24% APR, new, 24 months

AZ · CA · DC · MA · MD · ME · NH · NV · VAChecked Nov 12, 202624 months

Example: $25,000 financed for 24 months at 3.24% APR. Estimated payment: $1,078/mo

AutopayAutopay: The published rate assumes automatic payments (autopay). Your rate still depends on creditworthiness, term, and eligibility.Direct depositDirect deposit: The published rate requires direct deposit with the lender. Your rate still depends on creditworthiness, term, and eligibility.
+2 moreFranchised dealer onlyFranchised dealer only: The lender finances only vehicles bought from franchised dealerships (affiliated with a major brand). Your rate still depends on creditworthiness, term, and eligibility.ACC, family or employerACC, family or employer: For a specific group: only open to individuals in AZ, CA, DC, MA, MD, ME, NH, NV, or VA who qualify through family members, marriage, or shared residence; employees and retirees of Logix and its sponsor organizations; or members of the American Consumer Council (no cost to join). Other borrowers can’t get this rate. Your rate still depends on creditworthiness, term, and eligibility.
Rate details & disclosures
3.24%APR

New car

Visit lender, Logix Federal Credit Union, 3.24% APR, new, 36 months

AZ · CA · DC · MA · MD · ME · NH · NV · VAChecked Nov 12, 202636 months

Example: $25,000 financed for 36 months at 3.24% APR. Estimated payment: $730/mo

AutopayAutopay: The published rate assumes automatic payments (autopay). Your rate still depends on creditworthiness, term, and eligibility.Direct depositDirect deposit: The published rate requires direct deposit with the lender. Your rate still depends on creditworthiness, term, and eligibility.
+2 moreFranchised dealer onlyFranchised dealer only: The lender finances only vehicles bought from franchised dealerships (affiliated with a major brand). Your rate still depends on creditworthiness, term, and eligibility.ACC, family or employerACC, family or employer: For a specific group: only open to individuals in AZ, CA, DC, MA, MD, ME, NH, NV, or VA who qualify through family members, marriage, or shared residence; employees and retirees of Logix and its sponsor organizations; or members of the American Consumer Council (no cost to join). Other borrowers can’t get this rate. Your rate still depends on creditworthiness, term, and eligibility.
Rate details & disclosures
3.74%APR

New car

Visit lender, Logix Federal Credit Union, 3.74% APR, new, 48 months

AZ · CA · DC · MA · MD · ME · NH · NV · VAChecked Nov 12, 202648 months

Example: $25,000 financed for 48 months at 3.74% APR. Estimated payment: $562/mo

AutopayAutopay: The published rate assumes automatic payments (autopay). Your rate still depends on creditworthiness, term, and eligibility.Direct depositDirect deposit: The published rate requires direct deposit with the lender. Your rate still depends on creditworthiness, term, and eligibility.
+2 moreFranchised dealer onlyFranchised dealer only: The lender finances only vehicles bought from franchised dealerships (affiliated with a major brand). Your rate still depends on creditworthiness, term, and eligibility.ACC, family or employerACC, family or employer: For a specific group: only open to individuals in AZ, CA, DC, MA, MD, ME, NH, NV, or VA who qualify through family members, marriage, or shared residence; employees and retirees of Logix and its sponsor organizations; or members of the American Consumer Council (no cost to join). Other borrowers can’t get this rate. Your rate still depends on creditworthiness, term, and eligibility.
Rate details & disclosures
3.99%APR

New car

Visit lender, Logix Federal Credit Union, 3.99% APR, new, 60 months

AZ · CA · DC · MA · MD · ME · NH · NV · VAChecked Nov 12, 202660 months

Example: $25,000 financed for 60 months at 3.99% APR. Estimated payment: $461/mo

AutopayAutopay: The published rate assumes automatic payments (autopay). Your rate still depends on creditworthiness, term, and eligibility.Direct depositDirect deposit: The published rate requires direct deposit with the lender. Your rate still depends on creditworthiness, term, and eligibility.
+2 moreFranchised dealer onlyFranchised dealer only: The lender finances only vehicles bought from franchised dealerships (affiliated with a major brand). Your rate still depends on creditworthiness, term, and eligibility.ACC, family or employerACC, family or employer: For a specific group: only open to individuals in AZ, CA, DC, MA, MD, ME, NH, NV, or VA who qualify through family members, marriage, or shared residence; employees and retirees of Logix and its sponsor organizations; or members of the American Consumer Council (no cost to join). Other borrowers can’t get this rate. Your rate still depends on creditworthiness, term, and eligibility.
Rate details & disclosures
4.24%APR

New car

Visit lender, Logix Federal Credit Union, 4.24% APR, new, 72 months

AZ · CA · DC · MA · MD · ME · NH · NV · VAChecked Nov 12, 202672 months

Example: $25,000 financed for 72 months at 4.24% APR. Estimated payment: $394/mo

AutopayAutopay: The published rate assumes automatic payments (autopay). Your rate still depends on creditworthiness, term, and eligibility.Direct depositDirect deposit: The published rate requires direct deposit with the lender. Your rate still depends on creditworthiness, term, and eligibility.
+2 moreFranchised dealer onlyFranchised dealer only: The lender finances only vehicles bought from franchised dealerships (affiliated with a major brand). Your rate still depends on creditworthiness, term, and eligibility.ACC, family or employerACC, family or employer: For a specific group: only open to individuals in AZ, CA, DC, MA, MD, ME, NH, NV, or VA who qualify through family members, marriage, or shared residence; employees and retirees of Logix and its sponsor organizations; or members of the American Consumer Council (no cost to join). Other borrowers can’t get this rate. Your rate still depends on creditworthiness, term, and eligibility.
Rate details & disclosures
4.99%APR

New car

Visit lender, Logix Federal Credit Union, 4.99% APR, new, 84 months

AZ · CA · DC · MA · MD · ME · NH · NV · VAChecked Nov 12, 202684 months

Example: $25,000 financed for 84 months at 4.99% APR. Estimated payment: $354/mo

AutopayAutopay: The published rate assumes automatic payments (autopay). Your rate still depends on creditworthiness, term, and eligibility.Direct depositDirect deposit: The published rate requires direct deposit with the lender. Your rate still depends on creditworthiness, term, and eligibility.
+2 moreFranchised dealer onlyFranchised dealer only: The lender finances only vehicles bought from franchised dealerships (affiliated with a major brand). Your rate still depends on creditworthiness, term, and eligibility.ACC, family or employerACC, family or employer: For a specific group: only open to individuals in AZ, CA, DC, MA, MD, ME, NH, NV, or VA who qualify through family members, marriage, or shared residence; employees and retirees of Logix and its sponsor organizations; or members of the American Consumer Council (no cost to join). Other borrowers can’t get this rate. Your rate still depends on creditworthiness, term, and eligibility.
Rate details & disclosures

UsedUsed car rates · 6 rates

AZ · CA · DC · MA · MD · ME · NH · NV · VAChecked Nov 12, 2026

Used
As low as

3.99%APR24 months

Example: $25,000 financed for 24 months at 3.99% APR. Estimated payment: $1,086/mo

Requires:AutopayAutopay: The published rate assumes automatic payments (autopay). Your rate still depends on creditworthiness, term, and eligibility.Direct depositDirect deposit: The published rate requires direct deposit with the lender. Your rate still depends on creditworthiness, term, and eligibility.Franchised dealer onlyFranchised dealer only: The lender finances only vehicles bought from franchised dealerships (affiliated with a major brand). Your rate still depends on creditworthiness, term, and eligibility.
+1 moreACC, family or employerACC, family or employer: For a specific group: only open to individuals in AZ, CA, DC, MA, MD, ME, NH, NV, or VA who qualify through family members, marriage, or shared residence; employees and retirees of Logix and its sponsor organizations; or members of the American Consumer Council (no cost to join). Other borrowers can’t get this rate. Your rate still depends on creditworthiness, term, and eligibility.
Rate details & disclosures

Used Auto and Truck Loans: APR As Low As* 3.99%, Min. Loan Amount: No Min., Term (up to) 24 Mos. Up to 125% Financing (Based on Creditworthiness). *”As low as APR” (Annual Percentage Rate) rates listed are our best fixed rates on approved credit and includes a 1% discount for Automatic Payment (AutoPay) and .75% discount for payroll-related direct deposits of at least $1,500 per month. Payroll-related direct deposit discount only applies to new and used auto and truck loans. Payroll-related direct deposit discount excludes new and used motorhomes, new and used motorcycle loans, and new and used watercrafts. Payroll-related direct deposits are limited to pension, payroll, retirement benefits, and Social Security. Person to Person payments (such as Zelle®) are not considered payroll-related direct deposits. Your rate may increase if you stop using AutoPay or if you do not meet the payroll-related direct deposit requirement. To meet the payroll-related direct deposit requirement, you must establish and receive payroll-related direct deposits totaling at least $1,500 per month within 60 days of loan funding and continue to receive at least $1,500 per month in payroll-related direct deposits thereafter. Advertised rates and financing are based on creditworthiness and may not be available to all recipients; other conditions may apply. Additional rate and financing conditions apply for new and used auto and truck loans $200,000 and greater. Refinance of existing Logix loans excluded from advertised offer unless you take a $5,000 cash out (must meet our loan-to‐value requirements) or pay a $249 fee. Actual interest rates offered may be higher and a down payment may be required depending on applicant’s credit rating and other underwriting factors. Maximum 17.99% APR. "New Auto" means the current and prior model year with less than 10,000 miles. “Used Auto” means the current and prior model year with 10,000 or more miles, and any earlier (older) model year regardless of mileage. Logix finances vehicles purchased through franchised dealerships only (those affiliated with a major brand such as Ford, Chevy or Toyota). Auto loans are available only in AZ, CA, DC, MA, MD, ME, NH, NV and VA. Vehicle must be titled and registered in the member's state of residency. Logix membership is required.

Checked Nov 12, 2026Source logixbanking.com

AZ · CA · DC · MA · MD · ME · NH · NV · VAChecked Nov 12, 2026

Used
As low as

3.99%APR36 months

Example: $25,000 financed for 36 months at 3.99% APR. Estimated payment: $738/mo

Requires:AutopayAutopay: The published rate assumes automatic payments (autopay). Your rate still depends on creditworthiness, term, and eligibility.Direct depositDirect deposit: The published rate requires direct deposit with the lender. Your rate still depends on creditworthiness, term, and eligibility.Franchised dealer onlyFranchised dealer only: The lender finances only vehicles bought from franchised dealerships (affiliated with a major brand). Your rate still depends on creditworthiness, term, and eligibility.
+1 moreACC, family or employerACC, family or employer: For a specific group: only open to individuals in AZ, CA, DC, MA, MD, ME, NH, NV, or VA who qualify through family members, marriage, or shared residence; employees and retirees of Logix and its sponsor organizations; or members of the American Consumer Council (no cost to join). Other borrowers can’t get this rate. Your rate still depends on creditworthiness, term, and eligibility.
Rate details & disclosures

Used Auto and Truck Loans: APR As Low As* 3.99%, Min. Loan Amount: No Min., Term (up to) 36 Mos. Up to 125% Financing (Based on Creditworthiness). *”As low as APR” (Annual Percentage Rate) rates listed are our best fixed rates on approved credit and includes a 1% discount for Automatic Payment (AutoPay) and .75% discount for payroll-related direct deposits of at least $1,500 per month. Payroll-related direct deposit discount only applies to new and used auto and truck loans. Payroll-related direct deposit discount excludes new and used motorhomes, new and used motorcycle loans, and new and used watercrafts. Payroll-related direct deposits are limited to pension, payroll, retirement benefits, and Social Security. Person to Person payments (such as Zelle®) are not considered payroll-related direct deposits. Your rate may increase if you stop using AutoPay or if you do not meet the payroll-related direct deposit requirement. To meet the payroll-related direct deposit requirement, you must establish and receive payroll-related direct deposits totaling at least $1,500 per month within 60 days of loan funding and continue to receive at least $1,500 per month in payroll-related direct deposits thereafter. Advertised rates and financing are based on creditworthiness and may not be available to all recipients; other conditions may apply. Additional rate and financing conditions apply for new and used auto and truck loans $200,000 and greater. Refinance of existing Logix loans excluded from advertised offer unless you take a $5,000 cash out (must meet our loan-to‐value requirements) or pay a $249 fee. Actual interest rates offered may be higher and a down payment may be required depending on applicant’s credit rating and other underwriting factors. Maximum 17.99% APR. "New Auto" means the current and prior model year with less than 10,000 miles. “Used Auto” means the current and prior model year with 10,000 or more miles, and any earlier (older) model year regardless of mileage. Logix finances vehicles purchased through franchised dealerships only (those affiliated with a major brand such as Ford, Chevy or Toyota). Auto loans are available only in AZ, CA, DC, MA, MD, ME, NH, NV and VA. Vehicle must be titled and registered in the member's state of residency. Logix membership is required.

Checked Nov 12, 2026Source logixbanking.com

AZ · CA · DC · MA · MD · ME · NH · NV · VAChecked Nov 12, 2026

Used
As low as

4.24%APR48 months

Example: $25,000 financed for 48 months at 4.24% APR. Estimated payment: $568/mo

Requires:AutopayAutopay: The published rate assumes automatic payments (autopay). Your rate still depends on creditworthiness, term, and eligibility.Direct depositDirect deposit: The published rate requires direct deposit with the lender. Your rate still depends on creditworthiness, term, and eligibility.Franchised dealer onlyFranchised dealer only: The lender finances only vehicles bought from franchised dealerships (affiliated with a major brand). Your rate still depends on creditworthiness, term, and eligibility.
+1 moreACC, family or employerACC, family or employer: For a specific group: only open to individuals in AZ, CA, DC, MA, MD, ME, NH, NV, or VA who qualify through family members, marriage, or shared residence; employees and retirees of Logix and its sponsor organizations; or members of the American Consumer Council (no cost to join). Other borrowers can’t get this rate. Your rate still depends on creditworthiness, term, and eligibility.
Rate details & disclosures

Used Auto and Truck Loans: APR As Low As* 4.24%, Min. Loan Amount: No Min., Term (up to) 48 Mos. Up to 125% Financing (Based on Creditworthiness). *”As low as APR” (Annual Percentage Rate) rates listed are our best fixed rates on approved credit and includes a 1% discount for Automatic Payment (AutoPay) and .75% discount for payroll-related direct deposits of at least $1,500 per month. Payroll-related direct deposit discount only applies to new and used auto and truck loans. Payroll-related direct deposit discount excludes new and used motorhomes, new and used motorcycle loans, and new and used watercrafts. Payroll-related direct deposits are limited to pension, payroll, retirement benefits, and Social Security. Person to Person payments (such as Zelle®) are not considered payroll-related direct deposits. Your rate may increase if you stop using AutoPay or if you do not meet the payroll-related direct deposit requirement. To meet the payroll-related direct deposit requirement, you must establish and receive payroll-related direct deposits totaling at least $1,500 per month within 60 days of loan funding and continue to receive at least $1,500 per month in payroll-related direct deposits thereafter. Advertised rates and financing are based on creditworthiness and may not be available to all recipients; other conditions may apply. Additional rate and financing conditions apply for new and used auto and truck loans $200,000 and greater. Refinance of existing Logix loans excluded from advertised offer unless you take a $5,000 cash out (must meet our loan-to‐value requirements) or pay a $249 fee. Actual interest rates offered may be higher and a down payment may be required depending on applicant’s credit rating and other underwriting factors. Maximum 17.99% APR. "New Auto" means the current and prior model year with less than 10,000 miles. “Used Auto” means the current and prior model year with 10,000 or more miles, and any earlier (older) model year regardless of mileage. Logix finances vehicles purchased through franchised dealerships only (those affiliated with a major brand such as Ford, Chevy or Toyota). Auto loans are available only in AZ, CA, DC, MA, MD, ME, NH, NV and VA. Vehicle must be titled and registered in the member's state of residency. Logix membership is required.

Checked Nov 12, 2026Source logixbanking.com

AZ · CA · DC · MA · MD · ME · NH · NV · VAChecked Nov 12, 2026

Used
As low as

4.49%APR60 months

Example: $25,000 financed for 60 months at 4.49% APR. Estimated payment: $466/mo

Requires:AutopayAutopay: The published rate assumes automatic payments (autopay). Your rate still depends on creditworthiness, term, and eligibility.Direct depositDirect deposit: The published rate requires direct deposit with the lender. Your rate still depends on creditworthiness, term, and eligibility.Franchised dealer onlyFranchised dealer only: The lender finances only vehicles bought from franchised dealerships (affiliated with a major brand). Your rate still depends on creditworthiness, term, and eligibility.
+1 moreACC, family or employerACC, family or employer: For a specific group: only open to individuals in AZ, CA, DC, MA, MD, ME, NH, NV, or VA who qualify through family members, marriage, or shared residence; employees and retirees of Logix and its sponsor organizations; or members of the American Consumer Council (no cost to join). Other borrowers can’t get this rate. Your rate still depends on creditworthiness, term, and eligibility.
Rate details & disclosures

Used Auto and Truck Loans: APR As Low As* 4.49%, Min. Loan Amount: No Min., Term (up to) 60 Mos. Up to 125% Financing (Based on Creditworthiness). *”As low as APR” (Annual Percentage Rate) rates listed are our best fixed rates on approved credit and includes a 1% discount for Automatic Payment (AutoPay) and .75% discount for payroll-related direct deposits of at least $1,500 per month. Payroll-related direct deposit discount only applies to new and used auto and truck loans. Payroll-related direct deposit discount excludes new and used motorhomes, new and used motorcycle loans, and new and used watercrafts. Payroll-related direct deposits are limited to pension, payroll, retirement benefits, and Social Security. Person to Person payments (such as Zelle®) are not considered payroll-related direct deposits. Your rate may increase if you stop using AutoPay or if you do not meet the payroll-related direct deposit requirement. To meet the payroll-related direct deposit requirement, you must establish and receive payroll-related direct deposits totaling at least $1,500 per month within 60 days of loan funding and continue to receive at least $1,500 per month in payroll-related direct deposits thereafter. Advertised rates and financing are based on creditworthiness and may not be available to all recipients; other conditions may apply. Additional rate and financing conditions apply for new and used auto and truck loans $200,000 and greater. Refinance of existing Logix loans excluded from advertised offer unless you take a $5,000 cash out (must meet our loan-to‐value requirements) or pay a $249 fee. Actual interest rates offered may be higher and a down payment may be required depending on applicant’s credit rating and other underwriting factors. Maximum 17.99% APR. "New Auto" means the current and prior model year with less than 10,000 miles. “Used Auto” means the current and prior model year with 10,000 or more miles, and any earlier (older) model year regardless of mileage. Logix finances vehicles purchased through franchised dealerships only (those affiliated with a major brand such as Ford, Chevy or Toyota). Auto loans are available only in AZ, CA, DC, MA, MD, ME, NH, NV and VA. Vehicle must be titled and registered in the member's state of residency. Logix membership is required.

Checked Nov 12, 2026Source logixbanking.com

AZ · CA · DC · MA · MD · ME · NH · NV · VAChecked Nov 12, 2026

Used
As low as

4.74%APR72 months

Example: $25,000 financed for 72 months at 4.74% APR. Estimated payment: $400/mo

Requires:AutopayAutopay: The published rate assumes automatic payments (autopay). Your rate still depends on creditworthiness, term, and eligibility.Direct depositDirect deposit: The published rate requires direct deposit with the lender. Your rate still depends on creditworthiness, term, and eligibility.Franchised dealer onlyFranchised dealer only: The lender finances only vehicles bought from franchised dealerships (affiliated with a major brand). Your rate still depends on creditworthiness, term, and eligibility.
+1 moreACC, family or employerACC, family or employer: For a specific group: only open to individuals in AZ, CA, DC, MA, MD, ME, NH, NV, or VA who qualify through family members, marriage, or shared residence; employees and retirees of Logix and its sponsor organizations; or members of the American Consumer Council (no cost to join). Other borrowers can’t get this rate. Your rate still depends on creditworthiness, term, and eligibility.
Rate details & disclosures

Used Auto and Truck Loans: APR As Low As* 4.74%, Min. Loan Amount: No Min., Term (up to) 72 Mos. Up to 125% Financing (Based on Creditworthiness). *”As low as APR” (Annual Percentage Rate) rates listed are our best fixed rates on approved credit and includes a 1% discount for Automatic Payment (AutoPay) and .75% discount for payroll-related direct deposits of at least $1,500 per month. Payroll-related direct deposit discount only applies to new and used auto and truck loans. Payroll-related direct deposit discount excludes new and used motorhomes, new and used motorcycle loans, and new and used watercrafts. Payroll-related direct deposits are limited to pension, payroll, retirement benefits, and Social Security. Person to Person payments (such as Zelle®) are not considered payroll-related direct deposits. Your rate may increase if you stop using AutoPay or if you do not meet the payroll-related direct deposit requirement. To meet the payroll-related direct deposit requirement, you must establish and receive payroll-related direct deposits totaling at least $1,500 per month within 60 days of loan funding and continue to receive at least $1,500 per month in payroll-related direct deposits thereafter. Advertised rates and financing are based on creditworthiness and may not be available to all recipients; other conditions may apply. Additional rate and financing conditions apply for new and used auto and truck loans $200,000 and greater. Refinance of existing Logix loans excluded from advertised offer unless you take a $5,000 cash out (must meet our loan-to‐value requirements) or pay a $249 fee. Actual interest rates offered may be higher and a down payment may be required depending on applicant’s credit rating and other underwriting factors. Maximum 17.99% APR. "New Auto" means the current and prior model year with less than 10,000 miles. “Used Auto” means the current and prior model year with 10,000 or more miles, and any earlier (older) model year regardless of mileage. Logix finances vehicles purchased through franchised dealerships only (those affiliated with a major brand such as Ford, Chevy or Toyota). Auto loans are available only in AZ, CA, DC, MA, MD, ME, NH, NV and VA. Vehicle must be titled and registered in the member's state of residency. Logix membership is required.

Checked Nov 12, 2026Source logixbanking.com

AZ · CA · DC · MA · MD · ME · NH · NV · VAChecked Nov 12, 2026

Used
As low as

5.24%APR84 months

Example: $25,000 financed for 84 months at 5.24% APR. Estimated payment: $357/mo

Requires:AutopayAutopay: The published rate assumes automatic payments (autopay). Your rate still depends on creditworthiness, term, and eligibility.Direct depositDirect deposit: The published rate requires direct deposit with the lender. Your rate still depends on creditworthiness, term, and eligibility.Franchised dealer onlyFranchised dealer only: The lender finances only vehicles bought from franchised dealerships (affiliated with a major brand). Your rate still depends on creditworthiness, term, and eligibility.
+1 moreACC, family or employerACC, family or employer: For a specific group: only open to individuals in AZ, CA, DC, MA, MD, ME, NH, NV, or VA who qualify through family members, marriage, or shared residence; employees and retirees of Logix and its sponsor organizations; or members of the American Consumer Council (no cost to join). Other borrowers can’t get this rate. Your rate still depends on creditworthiness, term, and eligibility.
Rate details & disclosures

Used Auto and Truck Loans: APR As Low As* 5.24%, Min. Loan Amount: No Min., Term (up to) 84 Mos. Up to 125% Financing (Based on Creditworthiness). *”As low as APR” (Annual Percentage Rate) rates listed are our best fixed rates on approved credit and includes a 1% discount for Automatic Payment (AutoPay) and .75% discount for payroll-related direct deposits of at least $1,500 per month. Payroll-related direct deposit discount only applies to new and used auto and truck loans. Payroll-related direct deposit discount excludes new and used motorhomes, new and used motorcycle loans, and new and used watercrafts. Payroll-related direct deposits are limited to pension, payroll, retirement benefits, and Social Security. Person to Person payments (such as Zelle®) are not considered payroll-related direct deposits. Your rate may increase if you stop using AutoPay or if you do not meet the payroll-related direct deposit requirement. To meet the payroll-related direct deposit requirement, you must establish and receive payroll-related direct deposits totaling at least $1,500 per month within 60 days of loan funding and continue to receive at least $1,500 per month in payroll-related direct deposits thereafter. Advertised rates and financing are based on creditworthiness and may not be available to all recipients; other conditions may apply. Additional rate and financing conditions apply for new and used auto and truck loans $200,000 and greater. Refinance of existing Logix loans excluded from advertised offer unless you take a $5,000 cash out (must meet our loan-to‐value requirements) or pay a $249 fee. Actual interest rates offered may be higher and a down payment may be required depending on applicant’s credit rating and other underwriting factors. Maximum 17.99% APR. "New Auto" means the current and prior model year with less than 10,000 miles. “Used Auto” means the current and prior model year with 10,000 or more miles, and any earlier (older) model year regardless of mileage. Logix finances vehicles purchased through franchised dealerships only (those affiliated with a major brand such as Ford, Chevy or Toyota). Auto loans are available only in AZ, CA, DC, MA, MD, ME, NH, NV and VA. Vehicle must be titled and registered in the member's state of residency. Logix membership is required.

Checked Nov 12, 2026Source logixbanking.com

3.99%APR

Used car

Visit lender, Logix Federal Credit Union, 3.99% APR, used, 24 months

AZ · CA · DC · MA · MD · ME · NH · NV · VAChecked Nov 12, 202624 months

Example: $25,000 financed for 24 months at 3.99% APR. Estimated payment: $1,086/mo

AutopayAutopay: The published rate assumes automatic payments (autopay). Your rate still depends on creditworthiness, term, and eligibility.Direct depositDirect deposit: The published rate requires direct deposit with the lender. Your rate still depends on creditworthiness, term, and eligibility.
+2 moreFranchised dealer onlyFranchised dealer only: The lender finances only vehicles bought from franchised dealerships (affiliated with a major brand). Your rate still depends on creditworthiness, term, and eligibility.ACC, family or employerACC, family or employer: For a specific group: only open to individuals in AZ, CA, DC, MA, MD, ME, NH, NV, or VA who qualify through family members, marriage, or shared residence; employees and retirees of Logix and its sponsor organizations; or members of the American Consumer Council (no cost to join). Other borrowers can’t get this rate. Your rate still depends on creditworthiness, term, and eligibility.
Rate details & disclosures
3.99%APR

Used car

Visit lender, Logix Federal Credit Union, 3.99% APR, used, 36 months

AZ · CA · DC · MA · MD · ME · NH · NV · VAChecked Nov 12, 202636 months

Example: $25,000 financed for 36 months at 3.99% APR. Estimated payment: $738/mo

AutopayAutopay: The published rate assumes automatic payments (autopay). Your rate still depends on creditworthiness, term, and eligibility.Direct depositDirect deposit: The published rate requires direct deposit with the lender. Your rate still depends on creditworthiness, term, and eligibility.
+2 moreFranchised dealer onlyFranchised dealer only: The lender finances only vehicles bought from franchised dealerships (affiliated with a major brand). Your rate still depends on creditworthiness, term, and eligibility.ACC, family or employerACC, family or employer: For a specific group: only open to individuals in AZ, CA, DC, MA, MD, ME, NH, NV, or VA who qualify through family members, marriage, or shared residence; employees and retirees of Logix and its sponsor organizations; or members of the American Consumer Council (no cost to join). Other borrowers can’t get this rate. Your rate still depends on creditworthiness, term, and eligibility.
Rate details & disclosures
4.24%APR

Used car

Visit lender, Logix Federal Credit Union, 4.24% APR, used, 48 months

AZ · CA · DC · MA · MD · ME · NH · NV · VAChecked Nov 12, 202648 months

Example: $25,000 financed for 48 months at 4.24% APR. Estimated payment: $568/mo

AutopayAutopay: The published rate assumes automatic payments (autopay). Your rate still depends on creditworthiness, term, and eligibility.Direct depositDirect deposit: The published rate requires direct deposit with the lender. Your rate still depends on creditworthiness, term, and eligibility.
+2 moreFranchised dealer onlyFranchised dealer only: The lender finances only vehicles bought from franchised dealerships (affiliated with a major brand). Your rate still depends on creditworthiness, term, and eligibility.ACC, family or employerACC, family or employer: For a specific group: only open to individuals in AZ, CA, DC, MA, MD, ME, NH, NV, or VA who qualify through family members, marriage, or shared residence; employees and retirees of Logix and its sponsor organizations; or members of the American Consumer Council (no cost to join). Other borrowers can’t get this rate. Your rate still depends on creditworthiness, term, and eligibility.
Rate details & disclosures
4.49%APR

Used car

Visit lender, Logix Federal Credit Union, 4.49% APR, used, 60 months

AZ · CA · DC · MA · MD · ME · NH · NV · VAChecked Nov 12, 202660 months

Example: $25,000 financed for 60 months at 4.49% APR. Estimated payment: $466/mo

AutopayAutopay: The published rate assumes automatic payments (autopay). Your rate still depends on creditworthiness, term, and eligibility.Direct depositDirect deposit: The published rate requires direct deposit with the lender. Your rate still depends on creditworthiness, term, and eligibility.
+2 moreFranchised dealer onlyFranchised dealer only: The lender finances only vehicles bought from franchised dealerships (affiliated with a major brand). Your rate still depends on creditworthiness, term, and eligibility.ACC, family or employerACC, family or employer: For a specific group: only open to individuals in AZ, CA, DC, MA, MD, ME, NH, NV, or VA who qualify through family members, marriage, or shared residence; employees and retirees of Logix and its sponsor organizations; or members of the American Consumer Council (no cost to join). Other borrowers can’t get this rate. Your rate still depends on creditworthiness, term, and eligibility.
Rate details & disclosures
4.74%APR

Used car

Visit lender, Logix Federal Credit Union, 4.74% APR, used, 72 months

AZ · CA · DC · MA · MD · ME · NH · NV · VAChecked Nov 12, 202672 months

Example: $25,000 financed for 72 months at 4.74% APR. Estimated payment: $400/mo

AutopayAutopay: The published rate assumes automatic payments (autopay). Your rate still depends on creditworthiness, term, and eligibility.Direct depositDirect deposit: The published rate requires direct deposit with the lender. Your rate still depends on creditworthiness, term, and eligibility.
+2 moreFranchised dealer onlyFranchised dealer only: The lender finances only vehicles bought from franchised dealerships (affiliated with a major brand). Your rate still depends on creditworthiness, term, and eligibility.ACC, family or employerACC, family or employer: For a specific group: only open to individuals in AZ, CA, DC, MA, MD, ME, NH, NV, or VA who qualify through family members, marriage, or shared residence; employees and retirees of Logix and its sponsor organizations; or members of the American Consumer Council (no cost to join). Other borrowers can’t get this rate. Your rate still depends on creditworthiness, term, and eligibility.
Rate details & disclosures
5.24%APR

Used car

Visit lender, Logix Federal Credit Union, 5.24% APR, used, 84 months

AZ · CA · DC · MA · MD · ME · NH · NV · VAChecked Nov 12, 202684 months

Example: $25,000 financed for 84 months at 5.24% APR. Estimated payment: $357/mo

AutopayAutopay: The published rate assumes automatic payments (autopay). Your rate still depends on creditworthiness, term, and eligibility.Direct depositDirect deposit: The published rate requires direct deposit with the lender. Your rate still depends on creditworthiness, term, and eligibility.
+2 moreFranchised dealer onlyFranchised dealer only: The lender finances only vehicles bought from franchised dealerships (affiliated with a major brand). Your rate still depends on creditworthiness, term, and eligibility.ACC, family or employerACC, family or employer: For a specific group: only open to individuals in AZ, CA, DC, MA, MD, ME, NH, NV, or VA who qualify through family members, marriage, or shared residence; employees and retirees of Logix and its sponsor organizations; or members of the American Consumer Council (no cost to join). Other borrowers can’t get this rate. Your rate still depends on creditworthiness, term, and eligibility.
Rate details & disclosures

RefiRefinance rates · 5 rates

AZ · CA · DC · MA · MD · ME · NH · NV · VAChecked Nov 12, 2026

Refi
As low as

3.99%APR36 months

Example: $25,000 financed for 36 months at 3.99% APR. Estimated payment: $738/mo

Requires:AutopayAutopay: The published rate assumes automatic payments (autopay). Your rate still depends on creditworthiness, term, and eligibility.Direct depositDirect deposit: The published rate requires direct deposit with the lender. Your rate still depends on creditworthiness, term, and eligibility.ACC, family or employerACC, family or employer: For a specific group: only open to individuals in AZ, CA, DC, MA, MD, ME, NH, NV, or VA who qualify through family members, marriage, or shared residence; employees and retirees of Logix and its sponsor organizations; or members of the American Consumer Council (no cost to join). Other borrowers can’t get this rate. Your rate still depends on creditworthiness, term, and eligibility.
Rate details & disclosures

Auto Loan Refinancing page, row labeled “Used Auto Rate as low as*”: 3.99% APR, Term (up to) 36 mos. APR = Annual Percentage Rate. Rates are effective as of November 12, 2026 and are subject to change. *”As low as APR” (Annual Percentage Rate) rates listed are our best fixed rates on approved credit and includes a 1% discount for Automatic Payment (AutoPay) and .75% discount for payroll-related direct deposits of at least $1,500 per month. Payroll-related direct deposit discount only applies to new and used auto and truck loans. Payroll-related direct deposit discount excludes new and used motorhomes, new and used motorcycle loans, and new and used watercrafts. Payroll-related direct deposits are limited to pension, payroll, retirement benefits, and Social Security. Person to Person payments (such as Zelle®) are not considered payroll-related direct deposits. Your rate may increase if you stop using AutoPay or if you do not meet the payroll-related direct deposit requirement. To meet the payroll-related direct deposit requirement, you must establish and receive payroll-related direct deposits totaling at least $1,500 per month within 60 days of loan funding and continue to receive at least $1,500 per month in payroll-related direct deposits thereafter. Advertised rates and financing are based on creditworthiness and may not be available to all recipients; other conditions may apply. Additional rate and financing conditions apply for new and used auto and truck loans $200,000 and greater. Refinance of existing Logix loans excluded from advertised offer unless you take a $5,000 cash out (must meet our loan-to‐value requirements) or pay a $249 fee. Actual interest rates offered may be higher and a down payment may be required depending on applicant’s credit rating and other underwriting factors. Maximum 17.99% APR. "New Auto" means the current and prior model year with less than 10,000 miles. “Used Auto” means the current and prior model year with 10,000 or more miles, and any earlier (older) model year regardless of mileage. **Up to 125% financing is available on a New or Used Vehicle purchase or no-cash-out loan refinancing from another institution; is based on creditworthiness, and may not be available to all recipients; other conditions may apply. Qualified borrowers may elect to defer the first payment due date for up to 90 days from loan funding date, subject to credit approval; interest will accrue during the 90-day payment deferral period.

Checked Nov 12, 2026Source logixbanking.com

AZ · CA · DC · MA · MD · ME · NH · NV · VAChecked Nov 12, 2026

Refi
As low as

4.24%APR48 months

Example: $25,000 financed for 48 months at 4.24% APR. Estimated payment: $568/mo

Requires:AutopayAutopay: The published rate assumes automatic payments (autopay). Your rate still depends on creditworthiness, term, and eligibility.Direct depositDirect deposit: The published rate requires direct deposit with the lender. Your rate still depends on creditworthiness, term, and eligibility.ACC, family or employerACC, family or employer: For a specific group: only open to individuals in AZ, CA, DC, MA, MD, ME, NH, NV, or VA who qualify through family members, marriage, or shared residence; employees and retirees of Logix and its sponsor organizations; or members of the American Consumer Council (no cost to join). Other borrowers can’t get this rate. Your rate still depends on creditworthiness, term, and eligibility.
Rate details & disclosures

Auto Loan Refinancing page, row labeled “Used Auto Rate as low as*”: 4.24% APR, Term (up to) 48 mos. APR = Annual Percentage Rate. Rates are effective as of November 12, 2026 and are subject to change. *”As low as APR” (Annual Percentage Rate) rates listed are our best fixed rates on approved credit and includes a 1% discount for Automatic Payment (AutoPay) and .75% discount for payroll-related direct deposits of at least $1,500 per month. Payroll-related direct deposit discount only applies to new and used auto and truck loans. Payroll-related direct deposit discount excludes new and used motorhomes, new and used motorcycle loans, and new and used watercrafts. Payroll-related direct deposits are limited to pension, payroll, retirement benefits, and Social Security. Person to Person payments (such as Zelle®) are not considered payroll-related direct deposits. Your rate may increase if you stop using AutoPay or if you do not meet the payroll-related direct deposit requirement. To meet the payroll-related direct deposit requirement, you must establish and receive payroll-related direct deposits totaling at least $1,500 per month within 60 days of loan funding and continue to receive at least $1,500 per month in payroll-related direct deposits thereafter. Advertised rates and financing are based on creditworthiness and may not be available to all recipients; other conditions may apply. Additional rate and financing conditions apply for new and used auto and truck loans $200,000 and greater. Refinance of existing Logix loans excluded from advertised offer unless you take a $5,000 cash out (must meet our loan-to‐value requirements) or pay a $249 fee. Actual interest rates offered may be higher and a down payment may be required depending on applicant’s credit rating and other underwriting factors. Maximum 17.99% APR. "New Auto" means the current and prior model year with less than 10,000 miles. “Used Auto” means the current and prior model year with 10,000 or more miles, and any earlier (older) model year regardless of mileage. **Up to 125% financing is available on a New or Used Vehicle purchase or no-cash-out loan refinancing from another institution; is based on creditworthiness, and may not be available to all recipients; other conditions may apply. Qualified borrowers may elect to defer the first payment due date for up to 90 days from loan funding date, subject to credit approval; interest will accrue during the 90-day payment deferral period.

Checked Nov 12, 2026Source logixbanking.com

AZ · CA · DC · MA · MD · ME · NH · NV · VAChecked Nov 12, 2026

Refi
As low as

4.49%APR60 months

Example: $25,000 financed for 60 months at 4.49% APR. Estimated payment: $466/mo

Requires:AutopayAutopay: The published rate assumes automatic payments (autopay). Your rate still depends on creditworthiness, term, and eligibility.Direct depositDirect deposit: The published rate requires direct deposit with the lender. Your rate still depends on creditworthiness, term, and eligibility.ACC, family or employerACC, family or employer: For a specific group: only open to individuals in AZ, CA, DC, MA, MD, ME, NH, NV, or VA who qualify through family members, marriage, or shared residence; employees and retirees of Logix and its sponsor organizations; or members of the American Consumer Council (no cost to join). Other borrowers can’t get this rate. Your rate still depends on creditworthiness, term, and eligibility.
Rate details & disclosures

Auto Loan Refinancing page, row labeled “Used Auto Rate as low as*”: 4.49% APR, Term (up to) 60 mos. APR = Annual Percentage Rate. Rates are effective as of November 12, 2026 and are subject to change. *”As low as APR” (Annual Percentage Rate) rates listed are our best fixed rates on approved credit and includes a 1% discount for Automatic Payment (AutoPay) and .75% discount for payroll-related direct deposits of at least $1,500 per month. Payroll-related direct deposit discount only applies to new and used auto and truck loans. Payroll-related direct deposit discount excludes new and used motorhomes, new and used motorcycle loans, and new and used watercrafts. Payroll-related direct deposits are limited to pension, payroll, retirement benefits, and Social Security. Person to Person payments (such as Zelle®) are not considered payroll-related direct deposits. Your rate may increase if you stop using AutoPay or if you do not meet the payroll-related direct deposit requirement. To meet the payroll-related direct deposit requirement, you must establish and receive payroll-related direct deposits totaling at least $1,500 per month within 60 days of loan funding and continue to receive at least $1,500 per month in payroll-related direct deposits thereafter. Advertised rates and financing are based on creditworthiness and may not be available to all recipients; other conditions may apply. Additional rate and financing conditions apply for new and used auto and truck loans $200,000 and greater. Refinance of existing Logix loans excluded from advertised offer unless you take a $5,000 cash out (must meet our loan-to‐value requirements) or pay a $249 fee. Actual interest rates offered may be higher and a down payment may be required depending on applicant’s credit rating and other underwriting factors. Maximum 17.99% APR. "New Auto" means the current and prior model year with less than 10,000 miles. “Used Auto” means the current and prior model year with 10,000 or more miles, and any earlier (older) model year regardless of mileage. **Up to 125% financing is available on a New or Used Vehicle purchase or no-cash-out loan refinancing from another institution; is based on creditworthiness, and may not be available to all recipients; other conditions may apply. Qualified borrowers may elect to defer the first payment due date for up to 90 days from loan funding date, subject to credit approval; interest will accrue during the 90-day payment deferral period.

Checked Nov 12, 2026Source logixbanking.com

AZ · CA · DC · MA · MD · ME · NH · NV · VAChecked Nov 12, 2026

Refi
As low as

4.74%APR72 months

Example: $25,000 financed for 72 months at 4.74% APR. Estimated payment: $400/mo

Requires:AutopayAutopay: The published rate assumes automatic payments (autopay). Your rate still depends on creditworthiness, term, and eligibility.Direct depositDirect deposit: The published rate requires direct deposit with the lender. Your rate still depends on creditworthiness, term, and eligibility.ACC, family or employerACC, family or employer: For a specific group: only open to individuals in AZ, CA, DC, MA, MD, ME, NH, NV, or VA who qualify through family members, marriage, or shared residence; employees and retirees of Logix and its sponsor organizations; or members of the American Consumer Council (no cost to join). Other borrowers can’t get this rate. Your rate still depends on creditworthiness, term, and eligibility.
Rate details & disclosures

Auto Loan Refinancing page, row labeled “Used Auto Rate as low as*”: 4.74% APR, Term (up to) 72 mos. APR = Annual Percentage Rate. Rates are effective as of November 12, 2026 and are subject to change. *”As low as APR” (Annual Percentage Rate) rates listed are our best fixed rates on approved credit and includes a 1% discount for Automatic Payment (AutoPay) and .75% discount for payroll-related direct deposits of at least $1,500 per month. Payroll-related direct deposit discount only applies to new and used auto and truck loans. Payroll-related direct deposit discount excludes new and used motorhomes, new and used motorcycle loans, and new and used watercrafts. Payroll-related direct deposits are limited to pension, payroll, retirement benefits, and Social Security. Person to Person payments (such as Zelle®) are not considered payroll-related direct deposits. Your rate may increase if you stop using AutoPay or if you do not meet the payroll-related direct deposit requirement. To meet the payroll-related direct deposit requirement, you must establish and receive payroll-related direct deposits totaling at least $1,500 per month within 60 days of loan funding and continue to receive at least $1,500 per month in payroll-related direct deposits thereafter. Advertised rates and financing are based on creditworthiness and may not be available to all recipients; other conditions may apply. Additional rate and financing conditions apply for new and used auto and truck loans $200,000 and greater. Refinance of existing Logix loans excluded from advertised offer unless you take a $5,000 cash out (must meet our loan-to‐value requirements) or pay a $249 fee. Actual interest rates offered may be higher and a down payment may be required depending on applicant’s credit rating and other underwriting factors. Maximum 17.99% APR. "New Auto" means the current and prior model year with less than 10,000 miles. “Used Auto” means the current and prior model year with 10,000 or more miles, and any earlier (older) model year regardless of mileage. **Up to 125% financing is available on a New or Used Vehicle purchase or no-cash-out loan refinancing from another institution; is based on creditworthiness, and may not be available to all recipients; other conditions may apply. Qualified borrowers may elect to defer the first payment due date for up to 90 days from loan funding date, subject to credit approval; interest will accrue during the 90-day payment deferral period.

Checked Nov 12, 2026Source logixbanking.com

AZ · CA · DC · MA · MD · ME · NH · NV · VAChecked Nov 12, 2026

Refi
As low as

5.24%APR84 months

Example: $25,000 financed for 84 months at 5.24% APR. Estimated payment: $357/mo

Requires:AutopayAutopay: The published rate assumes automatic payments (autopay). Your rate still depends on creditworthiness, term, and eligibility.Direct depositDirect deposit: The published rate requires direct deposit with the lender. Your rate still depends on creditworthiness, term, and eligibility.ACC, family or employerACC, family or employer: For a specific group: only open to individuals in AZ, CA, DC, MA, MD, ME, NH, NV, or VA who qualify through family members, marriage, or shared residence; employees and retirees of Logix and its sponsor organizations; or members of the American Consumer Council (no cost to join). Other borrowers can’t get this rate. Your rate still depends on creditworthiness, term, and eligibility.
Rate details & disclosures

Auto Loan Refinancing page, row labeled “Used Auto Rate as low as*”: 5.24% APR, Term (up to) 84 mos. APR = Annual Percentage Rate. Rates are effective as of November 12, 2026 and are subject to change. *”As low as APR” (Annual Percentage Rate) rates listed are our best fixed rates on approved credit and includes a 1% discount for Automatic Payment (AutoPay) and .75% discount for payroll-related direct deposits of at least $1,500 per month. Payroll-related direct deposit discount only applies to new and used auto and truck loans. Payroll-related direct deposit discount excludes new and used motorhomes, new and used motorcycle loans, and new and used watercrafts. Payroll-related direct deposits are limited to pension, payroll, retirement benefits, and Social Security. Person to Person payments (such as Zelle®) are not considered payroll-related direct deposits. Your rate may increase if you stop using AutoPay or if you do not meet the payroll-related direct deposit requirement. To meet the payroll-related direct deposit requirement, you must establish and receive payroll-related direct deposits totaling at least $1,500 per month within 60 days of loan funding and continue to receive at least $1,500 per month in payroll-related direct deposits thereafter. Advertised rates and financing are based on creditworthiness and may not be available to all recipients; other conditions may apply. Additional rate and financing conditions apply for new and used auto and truck loans $200,000 and greater. Refinance of existing Logix loans excluded from advertised offer unless you take a $5,000 cash out (must meet our loan-to‐value requirements) or pay a $249 fee. Actual interest rates offered may be higher and a down payment may be required depending on applicant’s credit rating and other underwriting factors. Maximum 17.99% APR. "New Auto" means the current and prior model year with less than 10,000 miles. “Used Auto” means the current and prior model year with 10,000 or more miles, and any earlier (older) model year regardless of mileage. **Up to 125% financing is available on a New or Used Vehicle purchase or no-cash-out loan refinancing from another institution; is based on creditworthiness, and may not be available to all recipients; other conditions may apply. Qualified borrowers may elect to defer the first payment due date for up to 90 days from loan funding date, subject to credit approval; interest will accrue during the 90-day payment deferral period.

Checked Nov 12, 2026Source logixbanking.com

3.99%APR

Refinance

Visit lender, Logix Federal Credit Union, 3.99% APR, refi, 36 months

AZ · CA · DC · MA · MD · ME · NH · NV · VAChecked Nov 12, 202636 months

Example: $25,000 financed for 36 months at 3.99% APR. Estimated payment: $738/mo

AutopayAutopay: The published rate assumes automatic payments (autopay). Your rate still depends on creditworthiness, term, and eligibility.Direct depositDirect deposit: The published rate requires direct deposit with the lender. Your rate still depends on creditworthiness, term, and eligibility.
+1 moreACC, family or employerACC, family or employer: For a specific group: only open to individuals in AZ, CA, DC, MA, MD, ME, NH, NV, or VA who qualify through family members, marriage, or shared residence; employees and retirees of Logix and its sponsor organizations; or members of the American Consumer Council (no cost to join). Other borrowers can’t get this rate. Your rate still depends on creditworthiness, term, and eligibility.
Rate details & disclosures
4.24%APR

Refinance

Visit lender, Logix Federal Credit Union, 4.24% APR, refi, 48 months

AZ · CA · DC · MA · MD · ME · NH · NV · VAChecked Nov 12, 202648 months

Example: $25,000 financed for 48 months at 4.24% APR. Estimated payment: $568/mo

AutopayAutopay: The published rate assumes automatic payments (autopay). Your rate still depends on creditworthiness, term, and eligibility.Direct depositDirect deposit: The published rate requires direct deposit with the lender. Your rate still depends on creditworthiness, term, and eligibility.
+1 moreACC, family or employerACC, family or employer: For a specific group: only open to individuals in AZ, CA, DC, MA, MD, ME, NH, NV, or VA who qualify through family members, marriage, or shared residence; employees and retirees of Logix and its sponsor organizations; or members of the American Consumer Council (no cost to join). Other borrowers can’t get this rate. Your rate still depends on creditworthiness, term, and eligibility.
Rate details & disclosures
4.49%APR

Refinance

Visit lender, Logix Federal Credit Union, 4.49% APR, refi, 60 months

AZ · CA · DC · MA · MD · ME · NH · NV · VAChecked Nov 12, 202660 months

Example: $25,000 financed for 60 months at 4.49% APR. Estimated payment: $466/mo

AutopayAutopay: The published rate assumes automatic payments (autopay). Your rate still depends on creditworthiness, term, and eligibility.Direct depositDirect deposit: The published rate requires direct deposit with the lender. Your rate still depends on creditworthiness, term, and eligibility.
+1 moreACC, family or employerACC, family or employer: For a specific group: only open to individuals in AZ, CA, DC, MA, MD, ME, NH, NV, or VA who qualify through family members, marriage, or shared residence; employees and retirees of Logix and its sponsor organizations; or members of the American Consumer Council (no cost to join). Other borrowers can’t get this rate. Your rate still depends on creditworthiness, term, and eligibility.
Rate details & disclosures
4.74%APR

Refinance

Visit lender, Logix Federal Credit Union, 4.74% APR, refi, 72 months

AZ · CA · DC · MA · MD · ME · NH · NV · VAChecked Nov 12, 202672 months

Example: $25,000 financed for 72 months at 4.74% APR. Estimated payment: $400/mo

AutopayAutopay: The published rate assumes automatic payments (autopay). Your rate still depends on creditworthiness, term, and eligibility.Direct depositDirect deposit: The published rate requires direct deposit with the lender. Your rate still depends on creditworthiness, term, and eligibility.
+1 moreACC, family or employerACC, family or employer: For a specific group: only open to individuals in AZ, CA, DC, MA, MD, ME, NH, NV, or VA who qualify through family members, marriage, or shared residence; employees and retirees of Logix and its sponsor organizations; or members of the American Consumer Council (no cost to join). Other borrowers can’t get this rate. Your rate still depends on creditworthiness, term, and eligibility.
Rate details & disclosures
5.24%APR

Refinance

Visit lender, Logix Federal Credit Union, 5.24% APR, refi, 84 months

AZ · CA · DC · MA · MD · ME · NH · NV · VAChecked Nov 12, 202684 months

Example: $25,000 financed for 84 months at 5.24% APR. Estimated payment: $357/mo

AutopayAutopay: The published rate assumes automatic payments (autopay). Your rate still depends on creditworthiness, term, and eligibility.Direct depositDirect deposit: The published rate requires direct deposit with the lender. Your rate still depends on creditworthiness, term, and eligibility.
+1 moreACC, family or employerACC, family or employer: For a specific group: only open to individuals in AZ, CA, DC, MA, MD, ME, NH, NV, or VA who qualify through family members, marriage, or shared residence; employees and retirees of Logix and its sponsor organizations; or members of the American Consumer Council (no cost to join). Other borrowers can’t get this rate. Your rate still depends on creditworthiness, term, and eligibility.
Rate details & disclosures