Credit union · Massachusetts

Millbury Federal Credit Union auto loan rates compared

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Massachusetts · Headquarters MassachusettsChecked Nov 13, 2026Rate page on millburycu.com

EligibilityPer MCU: If you (or an immediate family member) live or work in Worcester County, it's easy to join MCU.

Visit lender Opens millburycu.com

Lowest refinance rate

4.88%APR, as low as

Refi36 monthsMillbury Federal Credit Union

AutopayAutopay: The published rate assumes automatic payments (autopay). Your rate still depends on creditworthiness, term, and eligibility.Checking accountChecking account: The published rate assumes a checking account with the lender. Your rate still depends on creditworthiness, term, and eligibility.
+2 more+3 moreexternal refinance onlyexternal refinance only: This rate applies only to external refinance vehicles. Your rate still depends on creditworthiness, term, and eligibility.Worcester CountyWorcester County: For a specific group: only open to people who live or work in Worcester County, MA, or whose immediate family member does. Other borrowers can’t get this rate. Your rate still depends on creditworthiness, term, and eligibility.
Rate details & disclosures

Example: $25,000 financed for 36 months at 4.88% APR. Estimated payment: $748/mo

Assumes fixed APR, $0 down, no fees.

MA lender. Not all qualify, see requirements.

Lenders

Tagged rates need something extra, like autopay or a specific dealer. Untagged rates are the lender's standard rate.

NewNew car rates · 5 rates

MAChecked Nov 13, 2026

New
As low as

6.02%APR36 months

2023–2027 models

Requires:Worcester CountyWorcester County: For a specific group: only open to people who live or work in Worcester County, MA, or whose immediate family member does. Other borrowers can’t get this rate. Your rate still depends on creditworthiness, term, and eligibility.
Rate details & disclosures

Example: $25,000 financed for 36 months at 6.02% APR. Estimated payment: $761/mo

Assumes fixed APR, $0 down, no fees.

Advertised as 36 months. Car Loans - New And Used, Car Model Years 2023 – 2027: 36 Month Term, As low as 6.02% APR. New vs used not separated (rates are by model year). "Consumer Loan Rates Effective 10/14/2026"

Checked Nov 13, 2026Source millburycu.com

Calculate payment, Millbury Federal Credit Union, 6.02% APR, new, 36 months, 2023–2027 modelsVisit lender, Millbury Federal Credit Union, 6.02% APR, new, 36 months, 2023–2027 models ↗

MAChecked Nov 13, 2026

New
As low as

6.02%APR48 months

2023–2027 models

Requires:Worcester CountyWorcester County: For a specific group: only open to people who live or work in Worcester County, MA, or whose immediate family member does. Other borrowers can’t get this rate. Your rate still depends on creditworthiness, term, and eligibility.
Rate details & disclosures

Example: $25,000 financed for 48 months at 6.02% APR. Estimated payment: $588/mo

Assumes fixed APR, $0 down, no fees.

Advertised as 48 months. Car Loans - New And Used, Car Model Years 2023 – 2027: 48 Month Term, As low as 6.02% APR. New vs used not separated (rates are by model year). "Consumer Loan Rates Effective 10/14/2026"

Checked Nov 13, 2026Source millburycu.com

Calculate payment, Millbury Federal Credit Union, 6.02% APR, new, 48 months, 2023–2027 modelsVisit lender, Millbury Federal Credit Union, 6.02% APR, new, 48 months, 2023–2027 models ↗

MAChecked Nov 13, 2026

New
As low as

6.02%APR60 months

2023–2027 models

Requires:Worcester CountyWorcester County: For a specific group: only open to people who live or work in Worcester County, MA, or whose immediate family member does. Other borrowers can’t get this rate. Your rate still depends on creditworthiness, term, and eligibility.
Rate details & disclosures

Example: $25,000 financed for 60 months at 6.02% APR. Estimated payment: $484/mo

Assumes fixed APR, $0 down, no fees.

Advertised as 60 months. Car Loans - New And Used, Car Model Years 2023 – 2027: 60 Month Term, As low as 6.02% APR. New vs used not separated (rates are by model year). "Consumer Loan Rates Effective 10/14/2026"

Checked Nov 13, 2026Source millburycu.com

Calculate payment, Millbury Federal Credit Union, 6.02% APR, new, 60 months, 2023–2027 modelsVisit lender, Millbury Federal Credit Union, 6.02% APR, new, 60 months, 2023–2027 models ↗

MAChecked Nov 13, 2026

New
As low as

6.49%APR72 months

2023–2027 models

Requires:Worcester CountyWorcester County: For a specific group: only open to people who live or work in Worcester County, MA, or whose immediate family member does. Other borrowers can’t get this rate. Your rate still depends on creditworthiness, term, and eligibility.
Rate details & disclosures

Example: $25,000 financed for 72 months at 6.49% APR. Estimated payment: $421/mo

Assumes fixed APR, $0 down, no fees.

Advertised as 72 months. Car Loans - New And Used, Car Model Years 2023 – 2027: 72 Month Term, As low as 6.49% APR. New vs used not separated (rates are by model year). "Consumer Loan Rates Effective 10/14/2026"

Checked Nov 13, 2026Source millburycu.com

Calculate payment, Millbury Federal Credit Union, 6.49% APR, new, 72 months, 2023–2027 modelsVisit lender, Millbury Federal Credit Union, 6.49% APR, new, 72 months, 2023–2027 models ↗

MAChecked Nov 13, 2026

New
As low as

7.37%APR84 months

2023–2027 models

Requires:Worcester CountyWorcester County: For a specific group: only open to people who live or work in Worcester County, MA, or whose immediate family member does. Other borrowers can’t get this rate. Your rate still depends on creditworthiness, term, and eligibility.
Rate details & disclosures

Example: $25,000 financed for 84 months at 7.37% APR. Estimated payment: $382/mo

Assumes fixed APR, $0 down, no fees.

Advertised as 84 months. Car Loans - New And Used, Car Model Years 2023 – 2027: 84 Month Term, As low as 7.37% APR. New vs used not separated (rates are by model year). "Consumer Loan Rates Effective 10/14/2026"

Checked Nov 13, 2026Source millburycu.com

Calculate payment, Millbury Federal Credit Union, 7.37% APR, new, 84 months, 2023–2027 modelsVisit lender, Millbury Federal Credit Union, 7.37% APR, new, 84 months, 2023–2027 models ↗
6.02%APR

New car

Visit lender, Millbury Federal Credit Union, 6.02% APR, new, 36 months, 2023–2027 models

MA · 2023–2027 modelsChecked Nov 13, 202636 months

Worcester CountyWorcester County: For a specific group: only open to people who live or work in Worcester County, MA, or whose immediate family member does. Other borrowers can’t get this rate. Your rate still depends on creditworthiness, term, and eligibility.
Rate details & disclosures

Example: $25,000 financed for 36 months at 6.02% APR. Estimated payment: $761/mo

Assumes fixed APR, $0 down, no fees.

6.02%APR

New car

Visit lender, Millbury Federal Credit Union, 6.02% APR, new, 48 months, 2023–2027 models

MA · 2023–2027 modelsChecked Nov 13, 202648 months

Worcester CountyWorcester County: For a specific group: only open to people who live or work in Worcester County, MA, or whose immediate family member does. Other borrowers can’t get this rate. Your rate still depends on creditworthiness, term, and eligibility.
Rate details & disclosures

Example: $25,000 financed for 48 months at 6.02% APR. Estimated payment: $588/mo

Assumes fixed APR, $0 down, no fees.

6.02%APR

New car

Visit lender, Millbury Federal Credit Union, 6.02% APR, new, 60 months, 2023–2027 models

MA · 2023–2027 modelsChecked Nov 13, 202660 months

Worcester CountyWorcester County: For a specific group: only open to people who live or work in Worcester County, MA, or whose immediate family member does. Other borrowers can’t get this rate. Your rate still depends on creditworthiness, term, and eligibility.
Rate details & disclosures

Example: $25,000 financed for 60 months at 6.02% APR. Estimated payment: $484/mo

Assumes fixed APR, $0 down, no fees.

6.49%APR

New car

Visit lender, Millbury Federal Credit Union, 6.49% APR, new, 72 months, 2023–2027 models

MA · 2023–2027 modelsChecked Nov 13, 202672 months

Worcester CountyWorcester County: For a specific group: only open to people who live or work in Worcester County, MA, or whose immediate family member does. Other borrowers can’t get this rate. Your rate still depends on creditworthiness, term, and eligibility.
Rate details & disclosures

Example: $25,000 financed for 72 months at 6.49% APR. Estimated payment: $421/mo

Assumes fixed APR, $0 down, no fees.

7.37%APR

New car

Visit lender, Millbury Federal Credit Union, 7.37% APR, new, 84 months, 2023–2027 models

MA · 2023–2027 modelsChecked Nov 13, 202684 months

Worcester CountyWorcester County: For a specific group: only open to people who live or work in Worcester County, MA, or whose immediate family member does. Other borrowers can’t get this rate. Your rate still depends on creditworthiness, term, and eligibility.
Rate details & disclosures

Example: $25,000 financed for 84 months at 7.37% APR. Estimated payment: $382/mo

Assumes fixed APR, $0 down, no fees.

UsedUsed car rates · 5 rates

MAChecked Nov 13, 2026

Used
As low as

6.02%APR36 months

2023–2027 models

Requires:Worcester CountyWorcester County: For a specific group: only open to people who live or work in Worcester County, MA, or whose immediate family member does. Other borrowers can’t get this rate. Your rate still depends on creditworthiness, term, and eligibility.
Rate details & disclosures

Example: $25,000 financed for 36 months at 6.02% APR. Estimated payment: $761/mo

Assumes fixed APR, $0 down, no fees.

Advertised as 36 months. Car Loans - New And Used, Car Model Years 2023 – 2027: 36 Month Term, As low as 6.02% APR. New vs used not separated (rates are by model year). "Consumer Loan Rates Effective 10/14/2026"

Checked Nov 13, 2026Source millburycu.com

Calculate payment, Millbury Federal Credit Union, 6.02% APR, used, 36 months, 2023–2027 modelsVisit lender, Millbury Federal Credit Union, 6.02% APR, used, 36 months, 2023–2027 models ↗

MAChecked Nov 13, 2026

Used
As low as

6.02%APR48 months

2023–2027 models

Requires:Worcester CountyWorcester County: For a specific group: only open to people who live or work in Worcester County, MA, or whose immediate family member does. Other borrowers can’t get this rate. Your rate still depends on creditworthiness, term, and eligibility.
Rate details & disclosures

Example: $25,000 financed for 48 months at 6.02% APR. Estimated payment: $588/mo

Assumes fixed APR, $0 down, no fees.

Advertised as 48 months. Car Loans - New And Used, Car Model Years 2023 – 2027: 48 Month Term, As low as 6.02% APR. New vs used not separated (rates are by model year). "Consumer Loan Rates Effective 10/14/2026"

Checked Nov 13, 2026Source millburycu.com

Calculate payment, Millbury Federal Credit Union, 6.02% APR, used, 48 months, 2023–2027 modelsVisit lender, Millbury Federal Credit Union, 6.02% APR, used, 48 months, 2023–2027 models ↗

MAChecked Nov 13, 2026

Used
As low as

6.02%APR60 months

2023–2027 models

Requires:Worcester CountyWorcester County: For a specific group: only open to people who live or work in Worcester County, MA, or whose immediate family member does. Other borrowers can’t get this rate. Your rate still depends on creditworthiness, term, and eligibility.
Rate details & disclosures

Example: $25,000 financed for 60 months at 6.02% APR. Estimated payment: $484/mo

Assumes fixed APR, $0 down, no fees.

Advertised as 60 months. Car Loans - New And Used, Car Model Years 2023 – 2027: 60 Month Term, As low as 6.02% APR. New vs used not separated (rates are by model year). "Consumer Loan Rates Effective 10/14/2026"

Checked Nov 13, 2026Source millburycu.com

Calculate payment, Millbury Federal Credit Union, 6.02% APR, used, 60 months, 2023–2027 modelsVisit lender, Millbury Federal Credit Union, 6.02% APR, used, 60 months, 2023–2027 models ↗

MAChecked Nov 13, 2026

Used
As low as

6.49%APR72 months

2023–2027 models

Requires:Worcester CountyWorcester County: For a specific group: only open to people who live or work in Worcester County, MA, or whose immediate family member does. Other borrowers can’t get this rate. Your rate still depends on creditworthiness, term, and eligibility.
Rate details & disclosures

Example: $25,000 financed for 72 months at 6.49% APR. Estimated payment: $421/mo

Assumes fixed APR, $0 down, no fees.

Advertised as 72 months. Car Loans - New And Used, Car Model Years 2023 – 2027: 72 Month Term, As low as 6.49% APR. New vs used not separated (rates are by model year). "Consumer Loan Rates Effective 10/14/2026"

Checked Nov 13, 2026Source millburycu.com

Calculate payment, Millbury Federal Credit Union, 6.49% APR, used, 72 months, 2023–2027 modelsVisit lender, Millbury Federal Credit Union, 6.49% APR, used, 72 months, 2023–2027 models ↗

MAChecked Nov 13, 2026

Used
As low as

7.37%APR84 months

2023–2027 models

Requires:Worcester CountyWorcester County: For a specific group: only open to people who live or work in Worcester County, MA, or whose immediate family member does. Other borrowers can’t get this rate. Your rate still depends on creditworthiness, term, and eligibility.
Rate details & disclosures

Example: $25,000 financed for 84 months at 7.37% APR. Estimated payment: $382/mo

Assumes fixed APR, $0 down, no fees.

Advertised as 84 months. Car Loans - New And Used, Car Model Years 2023 – 2027: 84 Month Term, As low as 7.37% APR. New vs used not separated (rates are by model year). "Consumer Loan Rates Effective 10/14/2026"

Checked Nov 13, 2026Source millburycu.com

Calculate payment, Millbury Federal Credit Union, 7.37% APR, used, 84 months, 2023–2027 modelsVisit lender, Millbury Federal Credit Union, 7.37% APR, used, 84 months, 2023–2027 models ↗
6.02%APR

Used car

Visit lender, Millbury Federal Credit Union, 6.02% APR, used, 36 months, 2023–2027 models

MA · 2023–2027 modelsChecked Nov 13, 202636 months

Worcester CountyWorcester County: For a specific group: only open to people who live or work in Worcester County, MA, or whose immediate family member does. Other borrowers can’t get this rate. Your rate still depends on creditworthiness, term, and eligibility.
Rate details & disclosures

Example: $25,000 financed for 36 months at 6.02% APR. Estimated payment: $761/mo

Assumes fixed APR, $0 down, no fees.

6.02%APR

Used car

Visit lender, Millbury Federal Credit Union, 6.02% APR, used, 48 months, 2023–2027 models

MA · 2023–2027 modelsChecked Nov 13, 202648 months

Worcester CountyWorcester County: For a specific group: only open to people who live or work in Worcester County, MA, or whose immediate family member does. Other borrowers can’t get this rate. Your rate still depends on creditworthiness, term, and eligibility.
Rate details & disclosures

Example: $25,000 financed for 48 months at 6.02% APR. Estimated payment: $588/mo

Assumes fixed APR, $0 down, no fees.

6.02%APR

Used car

Visit lender, Millbury Federal Credit Union, 6.02% APR, used, 60 months, 2023–2027 models

MA · 2023–2027 modelsChecked Nov 13, 202660 months

Worcester CountyWorcester County: For a specific group: only open to people who live or work in Worcester County, MA, or whose immediate family member does. Other borrowers can’t get this rate. Your rate still depends on creditworthiness, term, and eligibility.
Rate details & disclosures

Example: $25,000 financed for 60 months at 6.02% APR. Estimated payment: $484/mo

Assumes fixed APR, $0 down, no fees.

6.49%APR

Used car

Visit lender, Millbury Federal Credit Union, 6.49% APR, used, 72 months, 2023–2027 models

MA · 2023–2027 modelsChecked Nov 13, 202672 months

Worcester CountyWorcester County: For a specific group: only open to people who live or work in Worcester County, MA, or whose immediate family member does. Other borrowers can’t get this rate. Your rate still depends on creditworthiness, term, and eligibility.
Rate details & disclosures

Example: $25,000 financed for 72 months at 6.49% APR. Estimated payment: $421/mo

Assumes fixed APR, $0 down, no fees.

7.37%APR

Used car

Visit lender, Millbury Federal Credit Union, 7.37% APR, used, 84 months, 2023–2027 models

MA · 2023–2027 modelsChecked Nov 13, 202684 months

Worcester CountyWorcester County: For a specific group: only open to people who live or work in Worcester County, MA, or whose immediate family member does. Other borrowers can’t get this rate. Your rate still depends on creditworthiness, term, and eligibility.
Rate details & disclosures

Example: $25,000 financed for 84 months at 7.37% APR. Estimated payment: $382/mo

Assumes fixed APR, $0 down, no fees.

RefiRefinance rates · 4 rates

MAChecked Nov 13, 2026

Refi
As low as

4.88%APR36 months

2022–2027 models

Requires:AutopayAutopay: The published rate assumes automatic payments (autopay). Your rate still depends on creditworthiness, term, and eligibility.Checking accountChecking account: The published rate assumes a checking account with the lender. Your rate still depends on creditworthiness, term, and eligibility.external refinance onlyexternal refinance only: This rate applies only to external refinance vehicles. Your rate still depends on creditworthiness, term, and eligibility.
+1 moreWorcester CountyWorcester County: For a specific group: only open to people who live or work in Worcester County, MA, or whose immediate family member does. Other borrowers can’t get this rate. Your rate still depends on creditworthiness, term, and eligibility.
Rate details & disclosures

Example: $25,000 financed for 36 months at 4.88% APR. Estimated payment: $748/mo

Assumes fixed APR, $0 down, no fees.

Advertised as 36 months. Car Loan Refinance Special, Car Model Years 2022 – 2027: 36 Month Term, As low as 4.875% APR. "Consumer Loan Rates Effective 10/14/2026" "APR – Annual Percentage Rate. Rates are determined by your personal credit history." "Automatic loan payments withdrawn from an MCU Checking account are required." "Refinance from another financial institution; new loans to MCU only." "Limited time offer, rate and term are subject to change without notice."

Checked Nov 13, 2026Source millburycu.com

Calculate payment, Millbury Federal Credit Union, 4.88% APR, refi, 36 months, 2022–2027 modelsVisit lender, Millbury Federal Credit Union, 4.88% APR, refi, 36 months, 2022–2027 models ↗

MAChecked Nov 13, 2026

Refi
As low as

4.88%APR48 months

2022–2027 models

Requires:AutopayAutopay: The published rate assumes automatic payments (autopay). Your rate still depends on creditworthiness, term, and eligibility.Checking accountChecking account: The published rate assumes a checking account with the lender. Your rate still depends on creditworthiness, term, and eligibility.external refinance onlyexternal refinance only: This rate applies only to external refinance vehicles. Your rate still depends on creditworthiness, term, and eligibility.
+1 moreWorcester CountyWorcester County: For a specific group: only open to people who live or work in Worcester County, MA, or whose immediate family member does. Other borrowers can’t get this rate. Your rate still depends on creditworthiness, term, and eligibility.
Rate details & disclosures

Example: $25,000 financed for 48 months at 4.88% APR. Estimated payment: $575/mo

Assumes fixed APR, $0 down, no fees.

Advertised as 48 months. Car Loan Refinance Special, Car Model Years 2022 – 2027: 48 Month Term, As low as 4.875% APR. "Consumer Loan Rates Effective 10/14/2026" "APR – Annual Percentage Rate. Rates are determined by your personal credit history." "Automatic loan payments withdrawn from an MCU Checking account are required." "Refinance from another financial institution; new loans to MCU only." "Limited time offer, rate and term are subject to change without notice."

Checked Nov 13, 2026Source millburycu.com

Calculate payment, Millbury Federal Credit Union, 4.88% APR, refi, 48 months, 2022–2027 modelsVisit lender, Millbury Federal Credit Union, 4.88% APR, refi, 48 months, 2022–2027 models ↗

MAChecked Nov 13, 2026

Refi
As low as

4.88%APR60 months

2022–2027 models

Requires:AutopayAutopay: The published rate assumes automatic payments (autopay). Your rate still depends on creditworthiness, term, and eligibility.Checking accountChecking account: The published rate assumes a checking account with the lender. Your rate still depends on creditworthiness, term, and eligibility.external refinance onlyexternal refinance only: This rate applies only to external refinance vehicles. Your rate still depends on creditworthiness, term, and eligibility.
+1 moreWorcester CountyWorcester County: For a specific group: only open to people who live or work in Worcester County, MA, or whose immediate family member does. Other borrowers can’t get this rate. Your rate still depends on creditworthiness, term, and eligibility.
Rate details & disclosures

Example: $25,000 financed for 60 months at 4.88% APR. Estimated payment: $471/mo

Assumes fixed APR, $0 down, no fees.

Advertised as 60 months. Car Loan Refinance Special, Car Model Years 2022 – 2027: 60 Month Term, As low as 4.875% APR. "Consumer Loan Rates Effective 10/14/2026" "APR – Annual Percentage Rate. Rates are determined by your personal credit history." "Automatic loan payments withdrawn from an MCU Checking account are required." "Refinance from another financial institution; new loans to MCU only." "Limited time offer, rate and term are subject to change without notice."

Checked Nov 13, 2026Source millburycu.com

Calculate payment, Millbury Federal Credit Union, 4.88% APR, refi, 60 months, 2022–2027 modelsVisit lender, Millbury Federal Credit Union, 4.88% APR, refi, 60 months, 2022–2027 models ↗

MAChecked Nov 13, 2026

Refi
As low as

5.24%APR72 months

2022–2027 models

Requires:AutopayAutopay: The published rate assumes automatic payments (autopay). Your rate still depends on creditworthiness, term, and eligibility.Checking accountChecking account: The published rate assumes a checking account with the lender. Your rate still depends on creditworthiness, term, and eligibility.external refinance onlyexternal refinance only: This rate applies only to external refinance vehicles. Your rate still depends on creditworthiness, term, and eligibility.
+1 moreWorcester CountyWorcester County: For a specific group: only open to people who live or work in Worcester County, MA, or whose immediate family member does. Other borrowers can’t get this rate. Your rate still depends on creditworthiness, term, and eligibility.
Rate details & disclosures

Example: $25,000 financed for 72 months at 5.24% APR. Estimated payment: $406/mo

Assumes fixed APR, $0 down, no fees.

Advertised as 72 months. Car Loan Refinance Special, Car Model Years 2022 – 2027: 72 Month Term, As low as 5.24% APR. "Consumer Loan Rates Effective 10/14/2026" "APR – Annual Percentage Rate. Rates are determined by your personal credit history." "Automatic loan payments withdrawn from an MCU Checking account are required." "Refinance from another financial institution; new loans to MCU only." "Limited time offer, rate and term are subject to change without notice."

Checked Nov 13, 2026Source millburycu.com

Calculate payment, Millbury Federal Credit Union, 5.24% APR, refi, 72 months, 2022–2027 modelsVisit lender, Millbury Federal Credit Union, 5.24% APR, refi, 72 months, 2022–2027 models ↗
4.88%APR

Refinance

Visit lender, Millbury Federal Credit Union, 4.88% APR, refi, 36 months, 2022–2027 models

MA · 2022–2027 modelsChecked Nov 13, 202636 months

AutopayAutopay: The published rate assumes automatic payments (autopay). Your rate still depends on creditworthiness, term, and eligibility.Checking accountChecking account: The published rate assumes a checking account with the lender. Your rate still depends on creditworthiness, term, and eligibility.
+2 moreexternal refinance onlyexternal refinance only: This rate applies only to external refinance vehicles. Your rate still depends on creditworthiness, term, and eligibility.Worcester CountyWorcester County: For a specific group: only open to people who live or work in Worcester County, MA, or whose immediate family member does. Other borrowers can’t get this rate. Your rate still depends on creditworthiness, term, and eligibility.
Rate details & disclosures

Example: $25,000 financed for 36 months at 4.88% APR. Estimated payment: $748/mo

Assumes fixed APR, $0 down, no fees.

4.88%APR

Refinance

Visit lender, Millbury Federal Credit Union, 4.88% APR, refi, 48 months, 2022–2027 models

MA · 2022–2027 modelsChecked Nov 13, 202648 months

AutopayAutopay: The published rate assumes automatic payments (autopay). Your rate still depends on creditworthiness, term, and eligibility.Checking accountChecking account: The published rate assumes a checking account with the lender. Your rate still depends on creditworthiness, term, and eligibility.
+2 moreexternal refinance onlyexternal refinance only: This rate applies only to external refinance vehicles. Your rate still depends on creditworthiness, term, and eligibility.Worcester CountyWorcester County: For a specific group: only open to people who live or work in Worcester County, MA, or whose immediate family member does. Other borrowers can’t get this rate. Your rate still depends on creditworthiness, term, and eligibility.
Rate details & disclosures

Example: $25,000 financed for 48 months at 4.88% APR. Estimated payment: $575/mo

Assumes fixed APR, $0 down, no fees.

4.88%APR

Refinance

Visit lender, Millbury Federal Credit Union, 4.88% APR, refi, 60 months, 2022–2027 models

MA · 2022–2027 modelsChecked Nov 13, 202660 months

AutopayAutopay: The published rate assumes automatic payments (autopay). Your rate still depends on creditworthiness, term, and eligibility.Checking accountChecking account: The published rate assumes a checking account with the lender. Your rate still depends on creditworthiness, term, and eligibility.
+2 moreexternal refinance onlyexternal refinance only: This rate applies only to external refinance vehicles. Your rate still depends on creditworthiness, term, and eligibility.Worcester CountyWorcester County: For a specific group: only open to people who live or work in Worcester County, MA, or whose immediate family member does. Other borrowers can’t get this rate. Your rate still depends on creditworthiness, term, and eligibility.
Rate details & disclosures

Example: $25,000 financed for 60 months at 4.88% APR. Estimated payment: $471/mo

Assumes fixed APR, $0 down, no fees.

5.24%APR

Refinance

Visit lender, Millbury Federal Credit Union, 5.24% APR, refi, 72 months, 2022–2027 models

MA · 2022–2027 modelsChecked Nov 13, 202672 months

AutopayAutopay: The published rate assumes automatic payments (autopay). Your rate still depends on creditworthiness, term, and eligibility.Checking accountChecking account: The published rate assumes a checking account with the lender. Your rate still depends on creditworthiness, term, and eligibility.
+2 moreexternal refinance onlyexternal refinance only: This rate applies only to external refinance vehicles. Your rate still depends on creditworthiness, term, and eligibility.Worcester CountyWorcester County: For a specific group: only open to people who live or work in Worcester County, MA, or whose immediate family member does. Other borrowers can’t get this rate. Your rate still depends on creditworthiness, term, and eligibility.
Rate details & disclosures

Example: $25,000 financed for 72 months at 5.24% APR. Estimated payment: $406/mo

Assumes fixed APR, $0 down, no fees.