EligibilityPer MIT FCU: If you are a part of the MIT community, an immediate family member, partner, or roommate of a person who qualifies for membership, or if you work for one of our partner associations, you can become a member. If you don't belong to one of those groups, you can still become a member by joining the American Consumer Council (ACC).
AutopayAutopay: The published rate assumes automatic payments (autopay). Your rate still depends on creditworthiness, term, and eligibility.MIT community or ACCMIT community or ACC: For a specific group: only open to the MIT community, their family, partners, or roommates, partner associations, or American Consumer Council members. Other borrowers can’t get this rate. Your rate still depends on creditworthiness, term, and eligibility.+1 more
▶Rate details & disclosures
Example: $25,000 financed for 60 months at 5.00% APR. Estimated payment: $472/mo
Tagged rates need something extra, like autopay or a specific dealer. Untagged rates are the lender's standard rate.
NewNew car rates · 3 rates
MA • Checked Nov 13, 2026
New
As low as
5.00%APR•60 months
Requires:AutopayAutopay: The published rate assumes automatic payments (autopay). Your rate still depends on creditworthiness, term, and eligibility.MIT community or ACCMIT community or ACC: For a specific group: only open to the MIT community, their family, partners, or roommates, partner associations, or American Consumer Council members. Other borrowers can’t get this rate. Your rate still depends on creditworthiness, term, and eligibility.
▾Rate details & disclosures
Example: $25,000 financed for 60 months at 5.00% APR. Estimated payment: $472/mo
Assumes fixed APR, $0 down, no fees.
Advertised as 60 months. Auto Loan Rates: New Auto, 60 Months, APR 5.00%. "Effective Date:" "Friday, November 13th, 2026" "APY = Annual Percentage Yield. APR = Annual Percentage Rate. Rate disclosed is based on a highly qualified credit candidate. Rates may vary based on individual creditworthiness. Rates are subject to change without notice." "Published APR includes a 0.25% discount for enrolling in automatic loan payments. Hybrid and electric vehicles may qualify for additional rate discounts."
Requires:AutopayAutopay: The published rate assumes automatic payments (autopay). Your rate still depends on creditworthiness, term, and eligibility.MIT community or ACCMIT community or ACC: For a specific group: only open to the MIT community, their family, partners, or roommates, partner associations, or American Consumer Council members. Other borrowers can’t get this rate. Your rate still depends on creditworthiness, term, and eligibility.
▾Rate details & disclosures
Example: $25,000 financed for 72 months at 5.50% APR. Estimated payment: $409/mo
Assumes fixed APR, $0 down, no fees.
Advertised as 72 months. Auto Loan Rates: New Auto, 72 Months, APR 5.50%. "Effective Date:" "Friday, November 13th, 2026" "APY = Annual Percentage Yield. APR = Annual Percentage Rate. Rate disclosed is based on a highly qualified credit candidate. Rates may vary based on individual creditworthiness. Rates are subject to change without notice." "Published APR includes a 0.25% discount for enrolling in automatic loan payments. Hybrid and electric vehicles may qualify for additional rate discounts."
Requires:AutopayAutopay: The published rate assumes automatic payments (autopay). Your rate still depends on creditworthiness, term, and eligibility.MIT community or ACCMIT community or ACC: For a specific group: only open to the MIT community, their family, partners, or roommates, partner associations, or American Consumer Council members. Other borrowers can’t get this rate. Your rate still depends on creditworthiness, term, and eligibility.
▾Rate details & disclosures
Example: $25,000 financed for 84 months at 6.00% APR. Estimated payment: $366/mo
Assumes fixed APR, $0 down, no fees.
Advertised as 84 months. Auto Loan Rates: New Auto, 84 Months, APR 6.00%. "Effective Date:" "Friday, November 13th, 2026" "APY = Annual Percentage Yield. APR = Annual Percentage Rate. Rate disclosed is based on a highly qualified credit candidate. Rates may vary based on individual creditworthiness. Rates are subject to change without notice." "Published APR includes a 0.25% discount for enrolling in automatic loan payments. Hybrid and electric vehicles may qualify for additional rate discounts."
AutopayAutopay: The published rate assumes automatic payments (autopay). Your rate still depends on creditworthiness, term, and eligibility.MIT community or ACCMIT community or ACC: For a specific group: only open to the MIT community, their family, partners, or roommates, partner associations, or American Consumer Council members. Other borrowers can’t get this rate. Your rate still depends on creditworthiness, term, and eligibility.
▶Rate details & disclosures
Example: $25,000 financed for 60 months at 5.00% APR. Estimated payment: $472/mo
AutopayAutopay: The published rate assumes automatic payments (autopay). Your rate still depends on creditworthiness, term, and eligibility.MIT community or ACCMIT community or ACC: For a specific group: only open to the MIT community, their family, partners, or roommates, partner associations, or American Consumer Council members. Other borrowers can’t get this rate. Your rate still depends on creditworthiness, term, and eligibility.
▶Rate details & disclosures
Example: $25,000 financed for 72 months at 5.50% APR. Estimated payment: $409/mo
AutopayAutopay: The published rate assumes automatic payments (autopay). Your rate still depends on creditworthiness, term, and eligibility.MIT community or ACCMIT community or ACC: For a specific group: only open to the MIT community, their family, partners, or roommates, partner associations, or American Consumer Council members. Other borrowers can’t get this rate. Your rate still depends on creditworthiness, term, and eligibility.
▶Rate details & disclosures
Example: $25,000 financed for 84 months at 6.00% APR. Estimated payment: $366/mo
Assumes fixed APR, $0 down, no fees.
UsedUsed car rates · 3 rates
MA • Checked Nov 13, 2026
Used
As low as
5.24%APR•60 months
Requires:AutopayAutopay: The published rate assumes automatic payments (autopay). Your rate still depends on creditworthiness, term, and eligibility.MIT community or ACCMIT community or ACC: For a specific group: only open to the MIT community, their family, partners, or roommates, partner associations, or American Consumer Council members. Other borrowers can’t get this rate. Your rate still depends on creditworthiness, term, and eligibility.
▾Rate details & disclosures
Example: $25,000 financed for 60 months at 5.24% APR. Estimated payment: $475/mo
Assumes fixed APR, $0 down, no fees.
Advertised as 60 months. Auto Loan Rates: Used Auto, 60 Months, APR 5.24%. "Effective Date:" "Friday, November 13th, 2026" "APY = Annual Percentage Yield. APR = Annual Percentage Rate. Rate disclosed is based on a highly qualified credit candidate. Rates may vary based on individual creditworthiness. Rates are subject to change without notice." "Published APR includes a 0.25% discount for enrolling in automatic loan payments. Hybrid and electric vehicles may qualify for additional rate discounts."
Requires:AutopayAutopay: The published rate assumes automatic payments (autopay). Your rate still depends on creditworthiness, term, and eligibility.MIT community or ACCMIT community or ACC: For a specific group: only open to the MIT community, their family, partners, or roommates, partner associations, or American Consumer Council members. Other borrowers can’t get this rate. Your rate still depends on creditworthiness, term, and eligibility.
▾Rate details & disclosures
Example: $25,000 financed for 72 months at 5.38% APR. Estimated payment: $408/mo
Assumes fixed APR, $0 down, no fees.
Advertised as 72 months. Auto Loan Rates: Used Auto, 72 Months, APR 5.38%. "Effective Date:" "Friday, November 13th, 2026" "APY = Annual Percentage Yield. APR = Annual Percentage Rate. Rate disclosed is based on a highly qualified credit candidate. Rates may vary based on individual creditworthiness. Rates are subject to change without notice." "Published APR includes a 0.25% discount for enrolling in automatic loan payments. Hybrid and electric vehicles may qualify for additional rate discounts."
Requires:AutopayAutopay: The published rate assumes automatic payments (autopay). Your rate still depends on creditworthiness, term, and eligibility.MIT community or ACCMIT community or ACC: For a specific group: only open to the MIT community, their family, partners, or roommates, partner associations, or American Consumer Council members. Other borrowers can’t get this rate. Your rate still depends on creditworthiness, term, and eligibility.
▾Rate details & disclosures
Example: $25,000 financed for 84 months at 6.25% APR. Estimated payment: $369/mo
Assumes fixed APR, $0 down, no fees.
Advertised as 84 months. Auto Loan Rates: Used Auto, 84 Months, APR 6.25%. "Effective Date:" "Friday, November 13th, 2026" "APY = Annual Percentage Yield. APR = Annual Percentage Rate. Rate disclosed is based on a highly qualified credit candidate. Rates may vary based on individual creditworthiness. Rates are subject to change without notice." "Published APR includes a 0.25% discount for enrolling in automatic loan payments. Hybrid and electric vehicles may qualify for additional rate discounts."
AutopayAutopay: The published rate assumes automatic payments (autopay). Your rate still depends on creditworthiness, term, and eligibility.MIT community or ACCMIT community or ACC: For a specific group: only open to the MIT community, their family, partners, or roommates, partner associations, or American Consumer Council members. Other borrowers can’t get this rate. Your rate still depends on creditworthiness, term, and eligibility.
▶Rate details & disclosures
Example: $25,000 financed for 60 months at 5.24% APR. Estimated payment: $475/mo
AutopayAutopay: The published rate assumes automatic payments (autopay). Your rate still depends on creditworthiness, term, and eligibility.MIT community or ACCMIT community or ACC: For a specific group: only open to the MIT community, their family, partners, or roommates, partner associations, or American Consumer Council members. Other borrowers can’t get this rate. Your rate still depends on creditworthiness, term, and eligibility.
▶Rate details & disclosures
Example: $25,000 financed for 72 months at 5.38% APR. Estimated payment: $408/mo
AutopayAutopay: The published rate assumes automatic payments (autopay). Your rate still depends on creditworthiness, term, and eligibility.MIT community or ACCMIT community or ACC: For a specific group: only open to the MIT community, their family, partners, or roommates, partner associations, or American Consumer Council members. Other borrowers can’t get this rate. Your rate still depends on creditworthiness, term, and eligibility.
▶Rate details & disclosures
Example: $25,000 financed for 84 months at 6.25% APR. Estimated payment: $369/mo
Assumes fixed APR, $0 down, no fees.
Not specified by lender: The lender does not say whether autopay or direct deposit is required. Your rate still depends on creditworthiness, term, and eligibility.
