Credit union · New Hampshire

New Hampshire Federal Credit Union auto loan rates compared

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New Hampshire · Headquarters New HampshireChecked Nov 13, 2026Rate page on nhfcu.org

EligibilityPer NHFCU: We proudly serve people throughout New Hampshire – employed by more than 150 employers (see list below) including the State of NH, many cities, towns, counties, hospitals, health care organizations, and more. As well as members of the NH Historical Society, the Concord Food Co-Op, and the New England Consumer Council (free).

Visit lender Opens nhfcu.org

Lowest new rate

5.69%APR, as low as

NewUp to 63 monthsNew Hampshire Federal Credit Union

Must reside in NHMust reside in NH: Lender requirement: must reside in NH. Your rate still depends on creditworthiness, term, and eligibility.Max 100k milesMax 100k miles: Lender requirement: max 100k miles. Your rate still depends on creditworthiness, term, and eligibility.
+1 more+2 moreNH employers & groupsNH employers & groups: For a specific group: only open to people throughout New Hampshire employed by more than 150 listed employers (including the State of NH and many cities, towns, counties, hospitals, and health care organizations); members of the NH Historical Society or the Concord Food Co-Op; or members of the New England Consumer Council (free). Other borrowers can’t get this rate. Your rate still depends on creditworthiness, term, and eligibility.
Rate details & disclosures

Example: $25,000 financed for 63 months at 5.69% APR. Estimated payment: $460/mo

Assumes fixed APR, $0 down, no fees.

NH lender. Not all qualify, see requirements.

Lenders

Tagged rates need something extra, like autopay or a specific dealer. Untagged rates are the lender's standard rate.

NewNew car rates · 4 rates

NHChecked Nov 13, 2026

New
As low as

5.69%APRUp to 63 months

2024–2026 models

Requires:Must reside in NHMust reside in NH: Lender requirement: must reside in NH. Your rate still depends on creditworthiness, term, and eligibility.Max 100k milesMax 100k miles: Lender requirement: max 100k miles. Your rate still depends on creditworthiness, term, and eligibility.NH employers & groupsNH employers & groups: For a specific group: only open to people throughout New Hampshire employed by more than 150 listed employers (including the State of NH and many cities, towns, counties, hospitals, and health care organizations); members of the NH Historical Society or the Concord Food Co-Op; or members of the New England Consumer Council (free). Other borrowers can’t get this rate. Your rate still depends on creditworthiness, term, and eligibility.
Rate details & disclosures

Example: $25,000 financed for 63 months at 5.69% APR. Estimated payment: $460/mo

Assumes fixed APR, $0 down, no fees.

Advertised as up to 63 months. Purchases or Refinances, Rates effective November 1, 2026: Model Year 2026-2024, Term (Months) Up to 63, APR* As Low As 5.69%. New vs used not separated (rates are by model year). "*Annual Percentage Rate. ** Applicants must reside in New Hampshire to apply for an NHFCU auto loan. Maximum mileage 100,000." "Estimated Payment example: A $15,000 auto loan for 63 months at 5.69% will result in an estimated monthly payment of $276 with a total finance charge of $2,387 for total payments of $17,387." "Payment examples are approximate. Your rate and amount(s) financed are determined by your personal credit history. All loans are subject to credit approval. Other terms and conditions may apply. Rates & terms are subject to change without notice and are not available for vehicles already financed through NHFCU. NHFCU may lend to members only."

Checked Nov 13, 2026Source nhfcu.org

Calculate payment, New Hampshire Federal Credit Union, 5.69% APR, new, up to 63 months, 2024–2026 modelsVisit lender, New Hampshire Federal Credit Union, 5.69% APR, new, up to 63 months, 2024–2026 models ↗

NHChecked Nov 13, 2026

New
As low as

5.79%APR64–66 months

2024–2026 models

Requires:Must reside in NHMust reside in NH: Lender requirement: must reside in NH. Your rate still depends on creditworthiness, term, and eligibility.Max 100k milesMax 100k miles: Lender requirement: max 100k miles. Your rate still depends on creditworthiness, term, and eligibility.NH employers & groupsNH employers & groups: For a specific group: only open to people throughout New Hampshire employed by more than 150 listed employers (including the State of NH and many cities, towns, counties, hospitals, and health care organizations); members of the NH Historical Society or the Concord Food Co-Op; or members of the New England Consumer Council (free). Other borrowers can’t get this rate. Your rate still depends on creditworthiness, term, and eligibility.
Rate details & disclosures

Example: $25,000 financed for 66 months at 5.79% APR. Estimated payment: $444/mo

Assumes fixed APR, $0 down, no fees.

Advertised as 64-66 months. Purchases or Refinances, Rates effective November 1, 2026: Model Year 2026-2024, Term (Months) 64-66, APR* As Low As 5.79%. New vs used not separated (rates are by model year). "*Annual Percentage Rate. ** Applicants must reside in New Hampshire to apply for an NHFCU auto loan. Maximum mileage 100,000." "Estimated Payment example: A $15,000 auto loan for 63 months at 5.69% will result in an estimated monthly payment of $276 with a total finance charge of $2,387 for total payments of $17,387." "Payment examples are approximate. Your rate and amount(s) financed are determined by your personal credit history. All loans are subject to credit approval. Other terms and conditions may apply. Rates & terms are subject to change without notice and are not available for vehicles already financed through NHFCU. NHFCU may lend to members only."

Checked Nov 13, 2026Source nhfcu.org

Calculate payment, New Hampshire Federal Credit Union, 5.79% APR, new, 64–66 months, 2024–2026 modelsVisit lender, New Hampshire Federal Credit Union, 5.79% APR, new, 64–66 months, 2024–2026 models ↗

NHChecked Nov 13, 2026

New
As low as

6.19%APR67–75 months

2024–2026 models

Requires:Must reside in NHMust reside in NH: Lender requirement: must reside in NH. Your rate still depends on creditworthiness, term, and eligibility.Max 100k milesMax 100k miles: Lender requirement: max 100k miles. Your rate still depends on creditworthiness, term, and eligibility.NH employers & groupsNH employers & groups: For a specific group: only open to people throughout New Hampshire employed by more than 150 listed employers (including the State of NH and many cities, towns, counties, hospitals, and health care organizations); members of the NH Historical Society or the Concord Food Co-Op; or members of the New England Consumer Council (free). Other borrowers can’t get this rate. Your rate still depends on creditworthiness, term, and eligibility.
Rate details & disclosures

Example: $25,000 financed for 75 months at 6.19% APR. Estimated payment: $403/mo

Assumes fixed APR, $0 down, no fees.

Advertised as 67-75 months. Purchases or Refinances, Rates effective November 1, 2026: Model Year 2026-2024, Term (Months) 67-75, APR* As Low As 6.19%. New vs used not separated (rates are by model year). "*Annual Percentage Rate. ** Applicants must reside in New Hampshire to apply for an NHFCU auto loan. Maximum mileage 100,000." "Estimated Payment example: A $15,000 auto loan for 63 months at 5.69% will result in an estimated monthly payment of $276 with a total finance charge of $2,387 for total payments of $17,387." "Payment examples are approximate. Your rate and amount(s) financed are determined by your personal credit history. All loans are subject to credit approval. Other terms and conditions may apply. Rates & terms are subject to change without notice and are not available for vehicles already financed through NHFCU. NHFCU may lend to members only."

Checked Nov 13, 2026Source nhfcu.org

Calculate payment, New Hampshire Federal Credit Union, 6.19% APR, new, 67–75 months, 2024–2026 modelsVisit lender, New Hampshire Federal Credit Union, 6.19% APR, new, 67–75 months, 2024–2026 models ↗

NHChecked Nov 13, 2026

New
As low as

6.69%APR76–84 months

2024–2026 models

Requires:Must reside in NHMust reside in NH: Lender requirement: must reside in NH. Your rate still depends on creditworthiness, term, and eligibility.Max 100k milesMax 100k miles: Lender requirement: max 100k miles. Your rate still depends on creditworthiness, term, and eligibility.NH employers & groupsNH employers & groups: For a specific group: only open to people throughout New Hampshire employed by more than 150 listed employers (including the State of NH and many cities, towns, counties, hospitals, and health care organizations); members of the NH Historical Society or the Concord Food Co-Op; or members of the New England Consumer Council (free). Other borrowers can’t get this rate. Your rate still depends on creditworthiness, term, and eligibility.
Rate details & disclosures

Example: $25,000 financed for 84 months at 6.69% APR. Estimated payment: $374/mo

Assumes fixed APR, $0 down, no fees.

Advertised as 76-84 months. Purchases or Refinances, Rates effective November 1, 2026: Model Year 2026-2024, Term (Months) 76-84, APR* As Low As 6.69%. New vs used not separated (rates are by model year). "*Annual Percentage Rate. ** Applicants must reside in New Hampshire to apply for an NHFCU auto loan. Maximum mileage 100,000." "Estimated Payment example: A $15,000 auto loan for 63 months at 5.69% will result in an estimated monthly payment of $276 with a total finance charge of $2,387 for total payments of $17,387." "Payment examples are approximate. Your rate and amount(s) financed are determined by your personal credit history. All loans are subject to credit approval. Other terms and conditions may apply. Rates & terms are subject to change without notice and are not available for vehicles already financed through NHFCU. NHFCU may lend to members only."

Checked Nov 13, 2026Source nhfcu.org

Calculate payment, New Hampshire Federal Credit Union, 6.69% APR, new, 76–84 months, 2024–2026 modelsVisit lender, New Hampshire Federal Credit Union, 6.69% APR, new, 76–84 months, 2024–2026 models ↗
5.69%APR

New car

Visit lender, New Hampshire Federal Credit Union, 5.69% APR, new, up to 63 months, 2024–2026 models

NH · 2024–2026 modelsChecked Nov 13, 2026Up to 63 months

Must reside in NHMust reside in NH: Lender requirement: must reside in NH. Your rate still depends on creditworthiness, term, and eligibility.Max 100k milesMax 100k miles: Lender requirement: max 100k miles. Your rate still depends on creditworthiness, term, and eligibility.
+1 moreNH employers & groupsNH employers & groups: For a specific group: only open to people throughout New Hampshire employed by more than 150 listed employers (including the State of NH and many cities, towns, counties, hospitals, and health care organizations); members of the NH Historical Society or the Concord Food Co-Op; or members of the New England Consumer Council (free). Other borrowers can’t get this rate. Your rate still depends on creditworthiness, term, and eligibility.
Rate details & disclosures

Example: $25,000 financed for 63 months at 5.69% APR. Estimated payment: $460/mo

Assumes fixed APR, $0 down, no fees.

5.79%APR

New car

Visit lender, New Hampshire Federal Credit Union, 5.79% APR, new, 64–66 months, 2024–2026 models

NH · 2024–2026 modelsChecked Nov 13, 202664–66 months

Must reside in NHMust reside in NH: Lender requirement: must reside in NH. Your rate still depends on creditworthiness, term, and eligibility.Max 100k milesMax 100k miles: Lender requirement: max 100k miles. Your rate still depends on creditworthiness, term, and eligibility.
+1 moreNH employers & groupsNH employers & groups: For a specific group: only open to people throughout New Hampshire employed by more than 150 listed employers (including the State of NH and many cities, towns, counties, hospitals, and health care organizations); members of the NH Historical Society or the Concord Food Co-Op; or members of the New England Consumer Council (free). Other borrowers can’t get this rate. Your rate still depends on creditworthiness, term, and eligibility.
Rate details & disclosures

Example: $25,000 financed for 66 months at 5.79% APR. Estimated payment: $444/mo

Assumes fixed APR, $0 down, no fees.

6.19%APR

New car

Visit lender, New Hampshire Federal Credit Union, 6.19% APR, new, 67–75 months, 2024–2026 models

NH · 2024–2026 modelsChecked Nov 13, 202667–75 months

Must reside in NHMust reside in NH: Lender requirement: must reside in NH. Your rate still depends on creditworthiness, term, and eligibility.Max 100k milesMax 100k miles: Lender requirement: max 100k miles. Your rate still depends on creditworthiness, term, and eligibility.
+1 moreNH employers & groupsNH employers & groups: For a specific group: only open to people throughout New Hampshire employed by more than 150 listed employers (including the State of NH and many cities, towns, counties, hospitals, and health care organizations); members of the NH Historical Society or the Concord Food Co-Op; or members of the New England Consumer Council (free). Other borrowers can’t get this rate. Your rate still depends on creditworthiness, term, and eligibility.
Rate details & disclosures

Example: $25,000 financed for 75 months at 6.19% APR. Estimated payment: $403/mo

Assumes fixed APR, $0 down, no fees.

6.69%APR

New car

Visit lender, New Hampshire Federal Credit Union, 6.69% APR, new, 76–84 months, 2024–2026 models

NH · 2024–2026 modelsChecked Nov 13, 202676–84 months

Must reside in NHMust reside in NH: Lender requirement: must reside in NH. Your rate still depends on creditworthiness, term, and eligibility.Max 100k milesMax 100k miles: Lender requirement: max 100k miles. Your rate still depends on creditworthiness, term, and eligibility.
+1 moreNH employers & groupsNH employers & groups: For a specific group: only open to people throughout New Hampshire employed by more than 150 listed employers (including the State of NH and many cities, towns, counties, hospitals, and health care organizations); members of the NH Historical Society or the Concord Food Co-Op; or members of the New England Consumer Council (free). Other borrowers can’t get this rate. Your rate still depends on creditworthiness, term, and eligibility.
Rate details & disclosures

Example: $25,000 financed for 84 months at 6.69% APR. Estimated payment: $374/mo

Assumes fixed APR, $0 down, no fees.

UsedUsed car rates · 4 rates

NHChecked Nov 13, 2026

Used
As low as

5.69%APRUp to 63 months

2024–2026 models

Requires:Must reside in NHMust reside in NH: Lender requirement: must reside in NH. Your rate still depends on creditworthiness, term, and eligibility.Max 100k milesMax 100k miles: Lender requirement: max 100k miles. Your rate still depends on creditworthiness, term, and eligibility.NH employers & groupsNH employers & groups: For a specific group: only open to people throughout New Hampshire employed by more than 150 listed employers (including the State of NH and many cities, towns, counties, hospitals, and health care organizations); members of the NH Historical Society or the Concord Food Co-Op; or members of the New England Consumer Council (free). Other borrowers can’t get this rate. Your rate still depends on creditworthiness, term, and eligibility.
Rate details & disclosures

Example: $25,000 financed for 63 months at 5.69% APR. Estimated payment: $460/mo

Assumes fixed APR, $0 down, no fees.

Advertised as up to 63 months. Purchases or Refinances, Rates effective November 1, 2026: Model Year 2026-2024, Term (Months) Up to 63, APR* As Low As 5.69%. New vs used not separated (rates are by model year). "*Annual Percentage Rate. ** Applicants must reside in New Hampshire to apply for an NHFCU auto loan. Maximum mileage 100,000." "Estimated Payment example: A $15,000 auto loan for 63 months at 5.69% will result in an estimated monthly payment of $276 with a total finance charge of $2,387 for total payments of $17,387." "Payment examples are approximate. Your rate and amount(s) financed are determined by your personal credit history. All loans are subject to credit approval. Other terms and conditions may apply. Rates & terms are subject to change without notice and are not available for vehicles already financed through NHFCU. NHFCU may lend to members only."

Checked Nov 13, 2026Source nhfcu.org

Calculate payment, New Hampshire Federal Credit Union, 5.69% APR, used, up to 63 months, 2024–2026 modelsVisit lender, New Hampshire Federal Credit Union, 5.69% APR, used, up to 63 months, 2024–2026 models ↗

NHChecked Nov 13, 2026

Used
As low as

5.79%APR64–66 months

2024–2026 models

Requires:Must reside in NHMust reside in NH: Lender requirement: must reside in NH. Your rate still depends on creditworthiness, term, and eligibility.Max 100k milesMax 100k miles: Lender requirement: max 100k miles. Your rate still depends on creditworthiness, term, and eligibility.NH employers & groupsNH employers & groups: For a specific group: only open to people throughout New Hampshire employed by more than 150 listed employers (including the State of NH and many cities, towns, counties, hospitals, and health care organizations); members of the NH Historical Society or the Concord Food Co-Op; or members of the New England Consumer Council (free). Other borrowers can’t get this rate. Your rate still depends on creditworthiness, term, and eligibility.
Rate details & disclosures

Example: $25,000 financed for 66 months at 5.79% APR. Estimated payment: $444/mo

Assumes fixed APR, $0 down, no fees.

Advertised as 64-66 months. Purchases or Refinances, Rates effective November 1, 2026: Model Year 2026-2024, Term (Months) 64-66, APR* As Low As 5.79%. New vs used not separated (rates are by model year). "*Annual Percentage Rate. ** Applicants must reside in New Hampshire to apply for an NHFCU auto loan. Maximum mileage 100,000." "Estimated Payment example: A $15,000 auto loan for 63 months at 5.69% will result in an estimated monthly payment of $276 with a total finance charge of $2,387 for total payments of $17,387." "Payment examples are approximate. Your rate and amount(s) financed are determined by your personal credit history. All loans are subject to credit approval. Other terms and conditions may apply. Rates & terms are subject to change without notice and are not available for vehicles already financed through NHFCU. NHFCU may lend to members only."

Checked Nov 13, 2026Source nhfcu.org

Calculate payment, New Hampshire Federal Credit Union, 5.79% APR, used, 64–66 months, 2024–2026 modelsVisit lender, New Hampshire Federal Credit Union, 5.79% APR, used, 64–66 months, 2024–2026 models ↗

NHChecked Nov 13, 2026

Used
As low as

6.19%APR67–75 months

2024–2026 models

Requires:Must reside in NHMust reside in NH: Lender requirement: must reside in NH. Your rate still depends on creditworthiness, term, and eligibility.Max 100k milesMax 100k miles: Lender requirement: max 100k miles. Your rate still depends on creditworthiness, term, and eligibility.NH employers & groupsNH employers & groups: For a specific group: only open to people throughout New Hampshire employed by more than 150 listed employers (including the State of NH and many cities, towns, counties, hospitals, and health care organizations); members of the NH Historical Society or the Concord Food Co-Op; or members of the New England Consumer Council (free). Other borrowers can’t get this rate. Your rate still depends on creditworthiness, term, and eligibility.
Rate details & disclosures

Example: $25,000 financed for 75 months at 6.19% APR. Estimated payment: $403/mo

Assumes fixed APR, $0 down, no fees.

Advertised as 67-75 months. Purchases or Refinances, Rates effective November 1, 2026: Model Year 2026-2024, Term (Months) 67-75, APR* As Low As 6.19%. New vs used not separated (rates are by model year). "*Annual Percentage Rate. ** Applicants must reside in New Hampshire to apply for an NHFCU auto loan. Maximum mileage 100,000." "Estimated Payment example: A $15,000 auto loan for 63 months at 5.69% will result in an estimated monthly payment of $276 with a total finance charge of $2,387 for total payments of $17,387." "Payment examples are approximate. Your rate and amount(s) financed are determined by your personal credit history. All loans are subject to credit approval. Other terms and conditions may apply. Rates & terms are subject to change without notice and are not available for vehicles already financed through NHFCU. NHFCU may lend to members only."

Checked Nov 13, 2026Source nhfcu.org

Calculate payment, New Hampshire Federal Credit Union, 6.19% APR, used, 67–75 months, 2024–2026 modelsVisit lender, New Hampshire Federal Credit Union, 6.19% APR, used, 67–75 months, 2024–2026 models ↗

NHChecked Nov 13, 2026

Used
As low as

6.69%APR76–84 months

2024–2026 models

Requires:Must reside in NHMust reside in NH: Lender requirement: must reside in NH. Your rate still depends on creditworthiness, term, and eligibility.Max 100k milesMax 100k miles: Lender requirement: max 100k miles. Your rate still depends on creditworthiness, term, and eligibility.NH employers & groupsNH employers & groups: For a specific group: only open to people throughout New Hampshire employed by more than 150 listed employers (including the State of NH and many cities, towns, counties, hospitals, and health care organizations); members of the NH Historical Society or the Concord Food Co-Op; or members of the New England Consumer Council (free). Other borrowers can’t get this rate. Your rate still depends on creditworthiness, term, and eligibility.
Rate details & disclosures

Example: $25,000 financed for 84 months at 6.69% APR. Estimated payment: $374/mo

Assumes fixed APR, $0 down, no fees.

Advertised as 76-84 months. Purchases or Refinances, Rates effective November 1, 2026: Model Year 2026-2024, Term (Months) 76-84, APR* As Low As 6.69%. New vs used not separated (rates are by model year). "*Annual Percentage Rate. ** Applicants must reside in New Hampshire to apply for an NHFCU auto loan. Maximum mileage 100,000." "Estimated Payment example: A $15,000 auto loan for 63 months at 5.69% will result in an estimated monthly payment of $276 with a total finance charge of $2,387 for total payments of $17,387." "Payment examples are approximate. Your rate and amount(s) financed are determined by your personal credit history. All loans are subject to credit approval. Other terms and conditions may apply. Rates & terms are subject to change without notice and are not available for vehicles already financed through NHFCU. NHFCU may lend to members only."

Checked Nov 13, 2026Source nhfcu.org

Calculate payment, New Hampshire Federal Credit Union, 6.69% APR, used, 76–84 months, 2024–2026 modelsVisit lender, New Hampshire Federal Credit Union, 6.69% APR, used, 76–84 months, 2024–2026 models ↗
5.69%APR

Used car

Visit lender, New Hampshire Federal Credit Union, 5.69% APR, used, up to 63 months, 2024–2026 models

NH · 2024–2026 modelsChecked Nov 13, 2026Up to 63 months

Must reside in NHMust reside in NH: Lender requirement: must reside in NH. Your rate still depends on creditworthiness, term, and eligibility.Max 100k milesMax 100k miles: Lender requirement: max 100k miles. Your rate still depends on creditworthiness, term, and eligibility.
+1 moreNH employers & groupsNH employers & groups: For a specific group: only open to people throughout New Hampshire employed by more than 150 listed employers (including the State of NH and many cities, towns, counties, hospitals, and health care organizations); members of the NH Historical Society or the Concord Food Co-Op; or members of the New England Consumer Council (free). Other borrowers can’t get this rate. Your rate still depends on creditworthiness, term, and eligibility.
Rate details & disclosures

Example: $25,000 financed for 63 months at 5.69% APR. Estimated payment: $460/mo

Assumes fixed APR, $0 down, no fees.

5.79%APR

Used car

Visit lender, New Hampshire Federal Credit Union, 5.79% APR, used, 64–66 months, 2024–2026 models

NH · 2024–2026 modelsChecked Nov 13, 202664–66 months

Must reside in NHMust reside in NH: Lender requirement: must reside in NH. Your rate still depends on creditworthiness, term, and eligibility.Max 100k milesMax 100k miles: Lender requirement: max 100k miles. Your rate still depends on creditworthiness, term, and eligibility.
+1 moreNH employers & groupsNH employers & groups: For a specific group: only open to people throughout New Hampshire employed by more than 150 listed employers (including the State of NH and many cities, towns, counties, hospitals, and health care organizations); members of the NH Historical Society or the Concord Food Co-Op; or members of the New England Consumer Council (free). Other borrowers can’t get this rate. Your rate still depends on creditworthiness, term, and eligibility.
Rate details & disclosures

Example: $25,000 financed for 66 months at 5.79% APR. Estimated payment: $444/mo

Assumes fixed APR, $0 down, no fees.

6.19%APR

Used car

Visit lender, New Hampshire Federal Credit Union, 6.19% APR, used, 67–75 months, 2024–2026 models

NH · 2024–2026 modelsChecked Nov 13, 202667–75 months

Must reside in NHMust reside in NH: Lender requirement: must reside in NH. Your rate still depends on creditworthiness, term, and eligibility.Max 100k milesMax 100k miles: Lender requirement: max 100k miles. Your rate still depends on creditworthiness, term, and eligibility.
+1 moreNH employers & groupsNH employers & groups: For a specific group: only open to people throughout New Hampshire employed by more than 150 listed employers (including the State of NH and many cities, towns, counties, hospitals, and health care organizations); members of the NH Historical Society or the Concord Food Co-Op; or members of the New England Consumer Council (free). Other borrowers can’t get this rate. Your rate still depends on creditworthiness, term, and eligibility.
Rate details & disclosures

Example: $25,000 financed for 75 months at 6.19% APR. Estimated payment: $403/mo

Assumes fixed APR, $0 down, no fees.

6.69%APR

Used car

Visit lender, New Hampshire Federal Credit Union, 6.69% APR, used, 76–84 months, 2024–2026 models

NH · 2024–2026 modelsChecked Nov 13, 202676–84 months

Must reside in NHMust reside in NH: Lender requirement: must reside in NH. Your rate still depends on creditworthiness, term, and eligibility.Max 100k milesMax 100k miles: Lender requirement: max 100k miles. Your rate still depends on creditworthiness, term, and eligibility.
+1 moreNH employers & groupsNH employers & groups: For a specific group: only open to people throughout New Hampshire employed by more than 150 listed employers (including the State of NH and many cities, towns, counties, hospitals, and health care organizations); members of the NH Historical Society or the Concord Food Co-Op; or members of the New England Consumer Council (free). Other borrowers can’t get this rate. Your rate still depends on creditworthiness, term, and eligibility.
Rate details & disclosures

Example: $25,000 financed for 84 months at 6.69% APR. Estimated payment: $374/mo

Assumes fixed APR, $0 down, no fees.

RefiRefinance rates · 4 rates

NHChecked Nov 13, 2026

Refi
As low as

5.69%APRUp to 63 months

2024–2026 models

Requires:Must reside in NHMust reside in NH: Lender requirement: must reside in NH. Your rate still depends on creditworthiness, term, and eligibility.Max 100k milesMax 100k miles: Lender requirement: max 100k miles. Your rate still depends on creditworthiness, term, and eligibility.NH employers & groupsNH employers & groups: For a specific group: only open to people throughout New Hampshire employed by more than 150 listed employers (including the State of NH and many cities, towns, counties, hospitals, and health care organizations); members of the NH Historical Society or the Concord Food Co-Op; or members of the New England Consumer Council (free). Other borrowers can’t get this rate. Your rate still depends on creditworthiness, term, and eligibility.
Rate details & disclosures

Example: $25,000 financed for 63 months at 5.69% APR. Estimated payment: $460/mo

Assumes fixed APR, $0 down, no fees.

Advertised as up to 63 months. Purchases or Refinances, Rates effective November 1, 2026: Model Year 2026-2024, Term (Months) Up to 63, APR* As Low As 5.69%. New vs used not separated (rates are by model year). "*Annual Percentage Rate. ** Applicants must reside in New Hampshire to apply for an NHFCU auto loan. Maximum mileage 100,000." "Estimated Payment example: A $15,000 auto loan for 63 months at 5.69% will result in an estimated monthly payment of $276 with a total finance charge of $2,387 for total payments of $17,387." "Payment examples are approximate. Your rate and amount(s) financed are determined by your personal credit history. All loans are subject to credit approval. Other terms and conditions may apply. Rates & terms are subject to change without notice and are not available for vehicles already financed through NHFCU. NHFCU may lend to members only."

Checked Nov 13, 2026Source nhfcu.org

Calculate payment, New Hampshire Federal Credit Union, 5.69% APR, refi, up to 63 months, 2024–2026 modelsVisit lender, New Hampshire Federal Credit Union, 5.69% APR, refi, up to 63 months, 2024–2026 models ↗

NHChecked Nov 13, 2026

Refi
As low as

5.79%APR64–66 months

2024–2026 models

Requires:Must reside in NHMust reside in NH: Lender requirement: must reside in NH. Your rate still depends on creditworthiness, term, and eligibility.Max 100k milesMax 100k miles: Lender requirement: max 100k miles. Your rate still depends on creditworthiness, term, and eligibility.NH employers & groupsNH employers & groups: For a specific group: only open to people throughout New Hampshire employed by more than 150 listed employers (including the State of NH and many cities, towns, counties, hospitals, and health care organizations); members of the NH Historical Society or the Concord Food Co-Op; or members of the New England Consumer Council (free). Other borrowers can’t get this rate. Your rate still depends on creditworthiness, term, and eligibility.
Rate details & disclosures

Example: $25,000 financed for 66 months at 5.79% APR. Estimated payment: $444/mo

Assumes fixed APR, $0 down, no fees.

Advertised as 64-66 months. Purchases or Refinances, Rates effective November 1, 2026: Model Year 2026-2024, Term (Months) 64-66, APR* As Low As 5.79%. New vs used not separated (rates are by model year). "*Annual Percentage Rate. ** Applicants must reside in New Hampshire to apply for an NHFCU auto loan. Maximum mileage 100,000." "Estimated Payment example: A $15,000 auto loan for 63 months at 5.69% will result in an estimated monthly payment of $276 with a total finance charge of $2,387 for total payments of $17,387." "Payment examples are approximate. Your rate and amount(s) financed are determined by your personal credit history. All loans are subject to credit approval. Other terms and conditions may apply. Rates & terms are subject to change without notice and are not available for vehicles already financed through NHFCU. NHFCU may lend to members only."

Checked Nov 13, 2026Source nhfcu.org

Calculate payment, New Hampshire Federal Credit Union, 5.79% APR, refi, 64–66 months, 2024–2026 modelsVisit lender, New Hampshire Federal Credit Union, 5.79% APR, refi, 64–66 months, 2024–2026 models ↗

NHChecked Nov 13, 2026

Refi
As low as

6.19%APR67–75 months

2024–2026 models

Requires:Must reside in NHMust reside in NH: Lender requirement: must reside in NH. Your rate still depends on creditworthiness, term, and eligibility.Max 100k milesMax 100k miles: Lender requirement: max 100k miles. Your rate still depends on creditworthiness, term, and eligibility.NH employers & groupsNH employers & groups: For a specific group: only open to people throughout New Hampshire employed by more than 150 listed employers (including the State of NH and many cities, towns, counties, hospitals, and health care organizations); members of the NH Historical Society or the Concord Food Co-Op; or members of the New England Consumer Council (free). Other borrowers can’t get this rate. Your rate still depends on creditworthiness, term, and eligibility.
Rate details & disclosures

Example: $25,000 financed for 75 months at 6.19% APR. Estimated payment: $403/mo

Assumes fixed APR, $0 down, no fees.

Advertised as 67-75 months. Purchases or Refinances, Rates effective November 1, 2026: Model Year 2026-2024, Term (Months) 67-75, APR* As Low As 6.19%. New vs used not separated (rates are by model year). "*Annual Percentage Rate. ** Applicants must reside in New Hampshire to apply for an NHFCU auto loan. Maximum mileage 100,000." "Estimated Payment example: A $15,000 auto loan for 63 months at 5.69% will result in an estimated monthly payment of $276 with a total finance charge of $2,387 for total payments of $17,387." "Payment examples are approximate. Your rate and amount(s) financed are determined by your personal credit history. All loans are subject to credit approval. Other terms and conditions may apply. Rates & terms are subject to change without notice and are not available for vehicles already financed through NHFCU. NHFCU may lend to members only."

Checked Nov 13, 2026Source nhfcu.org

Calculate payment, New Hampshire Federal Credit Union, 6.19% APR, refi, 67–75 months, 2024–2026 modelsVisit lender, New Hampshire Federal Credit Union, 6.19% APR, refi, 67–75 months, 2024–2026 models ↗

NHChecked Nov 13, 2026

Refi
As low as

6.69%APR76–84 months

2024–2026 models

Requires:Must reside in NHMust reside in NH: Lender requirement: must reside in NH. Your rate still depends on creditworthiness, term, and eligibility.Max 100k milesMax 100k miles: Lender requirement: max 100k miles. Your rate still depends on creditworthiness, term, and eligibility.NH employers & groupsNH employers & groups: For a specific group: only open to people throughout New Hampshire employed by more than 150 listed employers (including the State of NH and many cities, towns, counties, hospitals, and health care organizations); members of the NH Historical Society or the Concord Food Co-Op; or members of the New England Consumer Council (free). Other borrowers can’t get this rate. Your rate still depends on creditworthiness, term, and eligibility.
Rate details & disclosures

Example: $25,000 financed for 84 months at 6.69% APR. Estimated payment: $374/mo

Assumes fixed APR, $0 down, no fees.

Advertised as 76-84 months. Purchases or Refinances, Rates effective November 1, 2026: Model Year 2026-2024, Term (Months) 76-84, APR* As Low As 6.69%. New vs used not separated (rates are by model year). "*Annual Percentage Rate. ** Applicants must reside in New Hampshire to apply for an NHFCU auto loan. Maximum mileage 100,000." "Estimated Payment example: A $15,000 auto loan for 63 months at 5.69% will result in an estimated monthly payment of $276 with a total finance charge of $2,387 for total payments of $17,387." "Payment examples are approximate. Your rate and amount(s) financed are determined by your personal credit history. All loans are subject to credit approval. Other terms and conditions may apply. Rates & terms are subject to change without notice and are not available for vehicles already financed through NHFCU. NHFCU may lend to members only."

Checked Nov 13, 2026Source nhfcu.org

Calculate payment, New Hampshire Federal Credit Union, 6.69% APR, refi, 76–84 months, 2024–2026 modelsVisit lender, New Hampshire Federal Credit Union, 6.69% APR, refi, 76–84 months, 2024–2026 models ↗
5.69%APR

Refinance

Visit lender, New Hampshire Federal Credit Union, 5.69% APR, refi, up to 63 months, 2024–2026 models

NH · 2024–2026 modelsChecked Nov 13, 2026Up to 63 months

Must reside in NHMust reside in NH: Lender requirement: must reside in NH. Your rate still depends on creditworthiness, term, and eligibility.Max 100k milesMax 100k miles: Lender requirement: max 100k miles. Your rate still depends on creditworthiness, term, and eligibility.
+1 moreNH employers & groupsNH employers & groups: For a specific group: only open to people throughout New Hampshire employed by more than 150 listed employers (including the State of NH and many cities, towns, counties, hospitals, and health care organizations); members of the NH Historical Society or the Concord Food Co-Op; or members of the New England Consumer Council (free). Other borrowers can’t get this rate. Your rate still depends on creditworthiness, term, and eligibility.
Rate details & disclosures

Example: $25,000 financed for 63 months at 5.69% APR. Estimated payment: $460/mo

Assumes fixed APR, $0 down, no fees.

5.79%APR

Refinance

Visit lender, New Hampshire Federal Credit Union, 5.79% APR, refi, 64–66 months, 2024–2026 models

NH · 2024–2026 modelsChecked Nov 13, 202664–66 months

Must reside in NHMust reside in NH: Lender requirement: must reside in NH. Your rate still depends on creditworthiness, term, and eligibility.Max 100k milesMax 100k miles: Lender requirement: max 100k miles. Your rate still depends on creditworthiness, term, and eligibility.
+1 moreNH employers & groupsNH employers & groups: For a specific group: only open to people throughout New Hampshire employed by more than 150 listed employers (including the State of NH and many cities, towns, counties, hospitals, and health care organizations); members of the NH Historical Society or the Concord Food Co-Op; or members of the New England Consumer Council (free). Other borrowers can’t get this rate. Your rate still depends on creditworthiness, term, and eligibility.
Rate details & disclosures

Example: $25,000 financed for 66 months at 5.79% APR. Estimated payment: $444/mo

Assumes fixed APR, $0 down, no fees.

6.19%APR

Refinance

Visit lender, New Hampshire Federal Credit Union, 6.19% APR, refi, 67–75 months, 2024–2026 models

NH · 2024–2026 modelsChecked Nov 13, 202667–75 months

Must reside in NHMust reside in NH: Lender requirement: must reside in NH. Your rate still depends on creditworthiness, term, and eligibility.Max 100k milesMax 100k miles: Lender requirement: max 100k miles. Your rate still depends on creditworthiness, term, and eligibility.
+1 moreNH employers & groupsNH employers & groups: For a specific group: only open to people throughout New Hampshire employed by more than 150 listed employers (including the State of NH and many cities, towns, counties, hospitals, and health care organizations); members of the NH Historical Society or the Concord Food Co-Op; or members of the New England Consumer Council (free). Other borrowers can’t get this rate. Your rate still depends on creditworthiness, term, and eligibility.
Rate details & disclosures

Example: $25,000 financed for 75 months at 6.19% APR. Estimated payment: $403/mo

Assumes fixed APR, $0 down, no fees.

6.69%APR

Refinance

Visit lender, New Hampshire Federal Credit Union, 6.69% APR, refi, 76–84 months, 2024–2026 models

NH · 2024–2026 modelsChecked Nov 13, 202676–84 months

Must reside in NHMust reside in NH: Lender requirement: must reside in NH. Your rate still depends on creditworthiness, term, and eligibility.Max 100k milesMax 100k miles: Lender requirement: max 100k miles. Your rate still depends on creditworthiness, term, and eligibility.
+1 moreNH employers & groupsNH employers & groups: For a specific group: only open to people throughout New Hampshire employed by more than 150 listed employers (including the State of NH and many cities, towns, counties, hospitals, and health care organizations); members of the NH Historical Society or the Concord Food Co-Op; or members of the New England Consumer Council (free). Other borrowers can’t get this rate. Your rate still depends on creditworthiness, term, and eligibility.
Rate details & disclosures

Example: $25,000 financed for 84 months at 6.69% APR. Estimated payment: $374/mo

Assumes fixed APR, $0 down, no fees.