Credit union · California

Paseo Credit Union auto loan rates compared

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California · Headquarters CaliforniaChecked Nov 12, 2026Rate page on pfcu.org

EligibilityPer Paseo CU: a community-chartered credit union serving cities stretching between Pasadena, Glendale, Covina, and Huntington Park. As long as you live, work, worship and/or attend school in or around these cities, you are eligible to join. Los Angeles County cities served: Alhambra, Altadena, Arcadia, Azusa, Baldwin Park, Bell, Bell Gardens, Bradbury, Citrus, Commerce, Covina, Duarte, East Pasadena, East San Gabriel, El Monte, Glendale, Huntington Park, Irwindale, La Puente, Mayflower Village, Maywood, Monrovia, Montebello, Monterey Park, North El Monte, Pasadena, Rosemead, San Gabriel, San Marino, Sierra Madre, South El Monte, South Pasadena, South San Gabriel, Temple City, Valinda, Vernon, Vincent, West Covina.

Visit lender Opens pfcu.org

Lowest new rate

4.99%APR, as low as

New48-month payment examplePaseo Credit Union

Example: $25,000 financed for 48 months at 4.99% APR. Estimated payment: $576/mo

AutopayAutopay: The published rate assumes automatic payments (autopay). Your rate still depends on creditworthiness, term, and eligibility.San Gabriel Valley areaSan Gabriel Valley area: For a specific group: only open to people who live, work, worship and/or attend school in or around these Los Angeles County cities: Alhambra, Altadena, Arcadia, Azusa, Baldwin Park, Bell, Bell Gardens, Bradbury, Citrus, Commerce, Covina, Duarte, East Pasadena, East San Gabriel, El Monte, Glendale, Huntington Park, Irwindale, La Puente, Mayflower Village, Maywood, Monrovia, Montebello, Monterey Park, North El Monte, Pasadena, Rosemead, San Gabriel, San Marino, Sierra Madre, South El Monte, South Pasadena, South San Gabriel, Temple City, Valinda, Vernon, Vincent, West Covina. Other borrowers can’t get this rate. Your rate still depends on creditworthiness, term, and eligibility.
+1 more

CA lender. Not all qualify, see requirements.

Examples assume $25,000 financed, fixed APR, $0 down, no fees.

Lenders

Tagged rates need something extra, like autopay or a specific dealer. Untagged rates are the lender's standard rate.

Examples assume $25,000 financed, fixed APR, $0 down, no fees.

On rates tagged with autopay, direct deposit, or a relationship discount, the published figure includes that discount.

NewNew car rates · 4 rates

CAChecked Nov 12, 2026

New
As low as

4.99%APR48-month payment example

Example: $25,000 financed for 48 months at 4.99% APR. Estimated payment: $576/mo

Requires:AutopayAutopay: The published rate assumes automatic payments (autopay). Your rate still depends on creditworthiness, term, and eligibility.San Gabriel Valley areaSan Gabriel Valley area: For a specific group: only open to people who live, work, worship and/or attend school in or around these Los Angeles County cities: Alhambra, Altadena, Arcadia, Azusa, Baldwin Park, Bell, Bell Gardens, Bradbury, Citrus, Commerce, Covina, Duarte, East Pasadena, East San Gabriel, El Monte, Glendale, Huntington Park, Irwindale, La Puente, Mayflower Village, Maywood, Monrovia, Montebello, Monterey Park, North El Monte, Pasadena, Rosemead, San Gabriel, San Marino, Sierra Madre, South El Monte, South Pasadena, South San Gabriel, Temple City, Valinda, Vernon, Vincent, West Covina. Other borrowers can’t get this rate. Your rate still depends on creditworthiness, term, and eligibility.
Rate details & disclosures

New Vehicle Rates (New autos, trucks, and vans.): Up to 48 months, APR* As Low As 4.99%. Up to 100% financing plus sales tax, license, and Paseo CU Guaranteed Auto Protection and Mechanical Breakdown Protection. Rates are current as of February 5, 2026 and subject to change. The rates and sample calculations provided below are examples only and may include qualifying rate discounts. *APR = Annual Percentage Rate. All rates quoted are the lowest rate subject to credit approval. Rate may be higher based on individual credit. Term determined by loan amount. 1As low as rate may include additional discounts such as Auto Pay. If Automatic Payment is ever cancelled, or if for any reason there are insufficient funds in your account to make the scheduled payment when due, your interest rate will immediately increase by the amount of the Preferred Rate Reduction. For details or additional payment examples, please refer to your loan agreement or contact a loan specialist.

Checked Nov 12, 2026Source pfcu.org

CAChecked Nov 12, 2026

New
As low as

5.24%APR60-month payment example

Example: $25,000 financed for 60 months at 5.24% APR. Estimated payment: $475/mo

Requires:AutopayAutopay: The published rate assumes automatic payments (autopay). Your rate still depends on creditworthiness, term, and eligibility.San Gabriel Valley areaSan Gabriel Valley area: For a specific group: only open to people who live, work, worship and/or attend school in or around these Los Angeles County cities: Alhambra, Altadena, Arcadia, Azusa, Baldwin Park, Bell, Bell Gardens, Bradbury, Citrus, Commerce, Covina, Duarte, East Pasadena, East San Gabriel, El Monte, Glendale, Huntington Park, Irwindale, La Puente, Mayflower Village, Maywood, Monrovia, Montebello, Monterey Park, North El Monte, Pasadena, Rosemead, San Gabriel, San Marino, Sierra Madre, South El Monte, South Pasadena, South San Gabriel, Temple City, Valinda, Vernon, Vincent, West Covina. Other borrowers can’t get this rate. Your rate still depends on creditworthiness, term, and eligibility.
Rate details & disclosures

New Vehicle Rates (New autos, trucks, and vans.): Up to 60 months, APR* As Low As 5.24%. Up to 100% financing plus sales tax, license, and Paseo CU Guaranteed Auto Protection and Mechanical Breakdown Protection. Rates are current as of February 5, 2026 and subject to change. The rates and sample calculations provided below are examples only and may include qualifying rate discounts. *APR = Annual Percentage Rate. All rates quoted are the lowest rate subject to credit approval. Rate may be higher based on individual credit. Term determined by loan amount. 1As low as rate may include additional discounts such as Auto Pay. If Automatic Payment is ever cancelled, or if for any reason there are insufficient funds in your account to make the scheduled payment when due, your interest rate will immediately increase by the amount of the Preferred Rate Reduction. For details or additional payment examples, please refer to your loan agreement or contact a loan specialist.

Checked Nov 12, 2026Source pfcu.org

CAChecked Nov 12, 2026

New
As low as

5.49%APR72-month payment example

Example: $25,000 financed for 72 months at 5.49% APR. Estimated payment: $409/mo

Requires:AutopayAutopay: The published rate assumes automatic payments (autopay). Your rate still depends on creditworthiness, term, and eligibility.San Gabriel Valley areaSan Gabriel Valley area: For a specific group: only open to people who live, work, worship and/or attend school in or around these Los Angeles County cities: Alhambra, Altadena, Arcadia, Azusa, Baldwin Park, Bell, Bell Gardens, Bradbury, Citrus, Commerce, Covina, Duarte, East Pasadena, East San Gabriel, El Monte, Glendale, Huntington Park, Irwindale, La Puente, Mayflower Village, Maywood, Monrovia, Montebello, Monterey Park, North El Monte, Pasadena, Rosemead, San Gabriel, San Marino, Sierra Madre, South El Monte, South Pasadena, South San Gabriel, Temple City, Valinda, Vernon, Vincent, West Covina. Other borrowers can’t get this rate. Your rate still depends on creditworthiness, term, and eligibility.
Rate details & disclosures

New Vehicle Rates (New autos, trucks, and vans.): Up to 72 months, APR* As Low As 5.49%. Up to 100% financing plus sales tax, license, and Paseo CU Guaranteed Auto Protection and Mechanical Breakdown Protection. Rates are current as of February 5, 2026 and subject to change. The rates and sample calculations provided below are examples only and may include qualifying rate discounts. *APR = Annual Percentage Rate. All rates quoted are the lowest rate subject to credit approval. Rate may be higher based on individual credit. Term determined by loan amount. 1As low as rate may include additional discounts such as Auto Pay. If Automatic Payment is ever cancelled, or if for any reason there are insufficient funds in your account to make the scheduled payment when due, your interest rate will immediately increase by the amount of the Preferred Rate Reduction. For details or additional payment examples, please refer to your loan agreement or contact a loan specialist.

Checked Nov 12, 2026Source pfcu.org

CAChecked Nov 12, 2026

New
As low as

6.24%APR84-month payment example

Example: $25,000 financed for 84 months at 6.24% APR. Estimated payment: $369/mo

Requires:AutopayAutopay: The published rate assumes automatic payments (autopay). Your rate still depends on creditworthiness, term, and eligibility.Min. loan $30,000Min. loan $30,000: The lender publishes this rate with a $30,000 minimum loan amount. Your rate still depends on creditworthiness, term, and eligibility.San Gabriel Valley areaSan Gabriel Valley area: For a specific group: only open to people who live, work, worship and/or attend school in or around these Los Angeles County cities: Alhambra, Altadena, Arcadia, Azusa, Baldwin Park, Bell, Bell Gardens, Bradbury, Citrus, Commerce, Covina, Duarte, East Pasadena, East San Gabriel, El Monte, Glendale, Huntington Park, Irwindale, La Puente, Mayflower Village, Maywood, Monrovia, Montebello, Monterey Park, North El Monte, Pasadena, Rosemead, San Gabriel, San Marino, Sierra Madre, South El Monte, South Pasadena, South San Gabriel, Temple City, Valinda, Vernon, Vincent, West Covina. Other borrowers can’t get this rate. Your rate still depends on creditworthiness, term, and eligibility.
Rate details & disclosures

New Vehicle Rates (New autos, trucks, and vans.): Up to 84 months (Min. Loan Amount $30,000), APR* As Low As 6.24%. Up to 100% financing plus sales tax, license, and Paseo CU Guaranteed Auto Protection and Mechanical Breakdown Protection. Rates are current as of February 5, 2026 and subject to change. The rates and sample calculations provided below are examples only and may include qualifying rate discounts. *APR = Annual Percentage Rate. All rates quoted are the lowest rate subject to credit approval. Rate may be higher based on individual credit. Term determined by loan amount. 1As low as rate may include additional discounts such as Auto Pay. If Automatic Payment is ever cancelled, or if for any reason there are insufficient funds in your account to make the scheduled payment when due, your interest rate will immediately increase by the amount of the Preferred Rate Reduction. For details or additional payment examples, please refer to your loan agreement or contact a loan specialist.

Checked Nov 12, 2026Source pfcu.org

4.99%APR

New car

Visit lender, Paseo Credit Union, 4.99% APR, new, 48-month payment example

CAChecked Nov 12, 202648-month payment example

Example: $25,000 financed for 48 months at 4.99% APR. Estimated payment: $576/mo

AutopayAutopay: The published rate assumes automatic payments (autopay). Your rate still depends on creditworthiness, term, and eligibility.San Gabriel Valley areaSan Gabriel Valley area: For a specific group: only open to people who live, work, worship and/or attend school in or around these Los Angeles County cities: Alhambra, Altadena, Arcadia, Azusa, Baldwin Park, Bell, Bell Gardens, Bradbury, Citrus, Commerce, Covina, Duarte, East Pasadena, East San Gabriel, El Monte, Glendale, Huntington Park, Irwindale, La Puente, Mayflower Village, Maywood, Monrovia, Montebello, Monterey Park, North El Monte, Pasadena, Rosemead, San Gabriel, San Marino, Sierra Madre, South El Monte, South Pasadena, South San Gabriel, Temple City, Valinda, Vernon, Vincent, West Covina. Other borrowers can’t get this rate. Your rate still depends on creditworthiness, term, and eligibility.
Rate details & disclosures
5.24%APR

New car

Visit lender, Paseo Credit Union, 5.24% APR, new, 60-month payment example

CAChecked Nov 12, 202660-month payment example

Example: $25,000 financed for 60 months at 5.24% APR. Estimated payment: $475/mo

AutopayAutopay: The published rate assumes automatic payments (autopay). Your rate still depends on creditworthiness, term, and eligibility.San Gabriel Valley areaSan Gabriel Valley area: For a specific group: only open to people who live, work, worship and/or attend school in or around these Los Angeles County cities: Alhambra, Altadena, Arcadia, Azusa, Baldwin Park, Bell, Bell Gardens, Bradbury, Citrus, Commerce, Covina, Duarte, East Pasadena, East San Gabriel, El Monte, Glendale, Huntington Park, Irwindale, La Puente, Mayflower Village, Maywood, Monrovia, Montebello, Monterey Park, North El Monte, Pasadena, Rosemead, San Gabriel, San Marino, Sierra Madre, South El Monte, South Pasadena, South San Gabriel, Temple City, Valinda, Vernon, Vincent, West Covina. Other borrowers can’t get this rate. Your rate still depends on creditworthiness, term, and eligibility.
Rate details & disclosures
5.49%APR

New car

Visit lender, Paseo Credit Union, 5.49% APR, new, 72-month payment example

CAChecked Nov 12, 202672-month payment example

Example: $25,000 financed for 72 months at 5.49% APR. Estimated payment: $409/mo

AutopayAutopay: The published rate assumes automatic payments (autopay). Your rate still depends on creditworthiness, term, and eligibility.San Gabriel Valley areaSan Gabriel Valley area: For a specific group: only open to people who live, work, worship and/or attend school in or around these Los Angeles County cities: Alhambra, Altadena, Arcadia, Azusa, Baldwin Park, Bell, Bell Gardens, Bradbury, Citrus, Commerce, Covina, Duarte, East Pasadena, East San Gabriel, El Monte, Glendale, Huntington Park, Irwindale, La Puente, Mayflower Village, Maywood, Monrovia, Montebello, Monterey Park, North El Monte, Pasadena, Rosemead, San Gabriel, San Marino, Sierra Madre, South El Monte, South Pasadena, South San Gabriel, Temple City, Valinda, Vernon, Vincent, West Covina. Other borrowers can’t get this rate. Your rate still depends on creditworthiness, term, and eligibility.
Rate details & disclosures
6.24%APR

New car

Visit lender, Paseo Credit Union, 6.24% APR, new, 84-month payment example

CAChecked Nov 12, 202684-month payment example

Example: $25,000 financed for 84 months at 6.24% APR. Estimated payment: $369/mo

AutopayAutopay: The published rate assumes automatic payments (autopay). Your rate still depends on creditworthiness, term, and eligibility.Min. loan $30,000Min. loan $30,000: The lender publishes this rate with a $30,000 minimum loan amount. Your rate still depends on creditworthiness, term, and eligibility.
+1 moreSan Gabriel Valley areaSan Gabriel Valley area: For a specific group: only open to people who live, work, worship and/or attend school in or around these Los Angeles County cities: Alhambra, Altadena, Arcadia, Azusa, Baldwin Park, Bell, Bell Gardens, Bradbury, Citrus, Commerce, Covina, Duarte, East Pasadena, East San Gabriel, El Monte, Glendale, Huntington Park, Irwindale, La Puente, Mayflower Village, Maywood, Monrovia, Montebello, Monterey Park, North El Monte, Pasadena, Rosemead, San Gabriel, San Marino, Sierra Madre, South El Monte, South Pasadena, South San Gabriel, Temple City, Valinda, Vernon, Vincent, West Covina. Other borrowers can’t get this rate. Your rate still depends on creditworthiness, term, and eligibility.
Rate details & disclosures

UsedUsed car rates · 6 rates

CAChecked Nov 12, 2026

Used
As low as

4.99%APR48-month payment example

Example: $25,000 financed for 48 months at 4.99% APR. Estimated payment: $576/mo

Requires:AutopayAutopay: The published rate assumes automatic payments (autopay). Your rate still depends on creditworthiness, term, and eligibility.San Gabriel Valley areaSan Gabriel Valley area: For a specific group: only open to people who live, work, worship and/or attend school in or around these Los Angeles County cities: Alhambra, Altadena, Arcadia, Azusa, Baldwin Park, Bell, Bell Gardens, Bradbury, Citrus, Commerce, Covina, Duarte, East Pasadena, East San Gabriel, El Monte, Glendale, Huntington Park, Irwindale, La Puente, Mayflower Village, Maywood, Monrovia, Montebello, Monterey Park, North El Monte, Pasadena, Rosemead, San Gabriel, San Marino, Sierra Madre, South El Monte, South Pasadena, South San Gabriel, Temple City, Valinda, Vernon, Vincent, West Covina. Other borrowers can’t get this rate. Your rate still depends on creditworthiness, term, and eligibility.
Rate details & disclosures

Used Vehicle Rates (Used autos, trucks and vans.): Up to 48 months, APR* As Low As 4.99%. Up to 100% of retail Kelley Blue Book value financing plus sales tax, license, and Paseo CU Guaranteed Auto Protection and Mechanical Breakdown Protection. Rates are current as of February 5, 2026 and subject to change. The rates and sample calculations provided below are examples only and may include qualifying rate discounts. *APR = Annual Percentage Rate. All rates quoted are the lowest rate subject to credit approval. Rate may be higher based on individual credit. Term determined by loan amount. 1As low as rate may include additional discounts such as Auto Pay. If Automatic Payment is ever cancelled, or if for any reason there are insufficient funds in your account to make the scheduled payment when due, your interest rate will immediately increase by the amount of the Preferred Rate Reduction. For details or additional payment examples, please refer to your loan agreement or contact a loan specialist.

Checked Nov 12, 2026Source pfcu.org

CAChecked Nov 12, 2026

Used
As low as

5.74%APR48-month payment example

2018–2019 models

Example: $25,000 financed for 48 months at 5.74% APR. Estimated payment: $585/mo

Requires:AutopayAutopay: The published rate assumes automatic payments (autopay). Your rate still depends on creditworthiness, term, and eligibility.San Gabriel Valley areaSan Gabriel Valley area: For a specific group: only open to people who live, work, worship and/or attend school in or around these Los Angeles County cities: Alhambra, Altadena, Arcadia, Azusa, Baldwin Park, Bell, Bell Gardens, Bradbury, Citrus, Commerce, Covina, Duarte, East Pasadena, East San Gabriel, El Monte, Glendale, Huntington Park, Irwindale, La Puente, Mayflower Village, Maywood, Monrovia, Montebello, Monterey Park, North El Monte, Pasadena, Rosemead, San Gabriel, San Marino, Sierra Madre, South El Monte, South Pasadena, South San Gabriel, Temple City, Valinda, Vernon, Vincent, West Covina. Other borrowers can’t get this rate. Your rate still depends on creditworthiness, term, and eligibility.
Rate details & disclosures

Older Used Vehicle Rates: Up to 48 months, APR* As Low As 5.74%. Older used vehicles - Finance up to 100% of Kelley Blue Book wholesale value for 2018-2019 model vehicles; not to exceed 10 model years. Rates are current as of February 5, 2026 and subject to change. The rates and sample calculations provided below are examples only and may include qualifying rate discounts. *APR = Annual Percentage Rate. All rates quoted are the lowest rate subject to credit approval. Rate may be higher based on individual credit. Term determined by loan amount. 1As low as rate may include additional discounts such as Auto Pay. If Automatic Payment is ever cancelled, or if for any reason there are insufficient funds in your account to make the scheduled payment when due, your interest rate will immediately increase by the amount of the Preferred Rate Reduction. For details or additional payment examples, please refer to your loan agreement or contact a loan specialist.

Checked Nov 12, 2026Source pfcu.org

CAChecked Nov 12, 2026

Used
As low as

5.24%APR60-month payment example

Example: $25,000 financed for 60 months at 5.24% APR. Estimated payment: $475/mo

Requires:AutopayAutopay: The published rate assumes automatic payments (autopay). Your rate still depends on creditworthiness, term, and eligibility.San Gabriel Valley areaSan Gabriel Valley area: For a specific group: only open to people who live, work, worship and/or attend school in or around these Los Angeles County cities: Alhambra, Altadena, Arcadia, Azusa, Baldwin Park, Bell, Bell Gardens, Bradbury, Citrus, Commerce, Covina, Duarte, East Pasadena, East San Gabriel, El Monte, Glendale, Huntington Park, Irwindale, La Puente, Mayflower Village, Maywood, Monrovia, Montebello, Monterey Park, North El Monte, Pasadena, Rosemead, San Gabriel, San Marino, Sierra Madre, South El Monte, South Pasadena, South San Gabriel, Temple City, Valinda, Vernon, Vincent, West Covina. Other borrowers can’t get this rate. Your rate still depends on creditworthiness, term, and eligibility.
Rate details & disclosures

Used Vehicle Rates (Used autos, trucks and vans.): Up to 60 months, APR* As Low As 5.24%. Up to 100% of retail Kelley Blue Book value financing plus sales tax, license, and Paseo CU Guaranteed Auto Protection and Mechanical Breakdown Protection. Rates are current as of February 5, 2026 and subject to change. The rates and sample calculations provided below are examples only and may include qualifying rate discounts. *APR = Annual Percentage Rate. All rates quoted are the lowest rate subject to credit approval. Rate may be higher based on individual credit. Term determined by loan amount. 1As low as rate may include additional discounts such as Auto Pay. If Automatic Payment is ever cancelled, or if for any reason there are insufficient funds in your account to make the scheduled payment when due, your interest rate will immediately increase by the amount of the Preferred Rate Reduction. For details or additional payment examples, please refer to your loan agreement or contact a loan specialist.

Checked Nov 12, 2026Source pfcu.org

CAChecked Nov 12, 2026

Used
As low as

5.99%APR60-month payment example

2018–2019 models

Example: $25,000 financed for 60 months at 5.99% APR. Estimated payment: $484/mo

Requires:AutopayAutopay: The published rate assumes automatic payments (autopay). Your rate still depends on creditworthiness, term, and eligibility.San Gabriel Valley areaSan Gabriel Valley area: For a specific group: only open to people who live, work, worship and/or attend school in or around these Los Angeles County cities: Alhambra, Altadena, Arcadia, Azusa, Baldwin Park, Bell, Bell Gardens, Bradbury, Citrus, Commerce, Covina, Duarte, East Pasadena, East San Gabriel, El Monte, Glendale, Huntington Park, Irwindale, La Puente, Mayflower Village, Maywood, Monrovia, Montebello, Monterey Park, North El Monte, Pasadena, Rosemead, San Gabriel, San Marino, Sierra Madre, South El Monte, South Pasadena, South San Gabriel, Temple City, Valinda, Vernon, Vincent, West Covina. Other borrowers can’t get this rate. Your rate still depends on creditworthiness, term, and eligibility.
Rate details & disclosures

Older Used Vehicle Rates: Up to 60 months, APR* As Low As 5.99%. Older used vehicles - Finance up to 100% of Kelley Blue Book wholesale value for 2018-2019 model vehicles; not to exceed 10 model years. Rates are current as of February 5, 2026 and subject to change. The rates and sample calculations provided below are examples only and may include qualifying rate discounts. *APR = Annual Percentage Rate. All rates quoted are the lowest rate subject to credit approval. Rate may be higher based on individual credit. Term determined by loan amount. 1As low as rate may include additional discounts such as Auto Pay. If Automatic Payment is ever cancelled, or if for any reason there are insufficient funds in your account to make the scheduled payment when due, your interest rate will immediately increase by the amount of the Preferred Rate Reduction. For details or additional payment examples, please refer to your loan agreement or contact a loan specialist.

Checked Nov 12, 2026Source pfcu.org

CAChecked Nov 12, 2026

Used
As low as

5.49%APR72-month payment example

Example: $25,000 financed for 72 months at 5.49% APR. Estimated payment: $409/mo

Requires:AutopayAutopay: The published rate assumes automatic payments (autopay). Your rate still depends on creditworthiness, term, and eligibility.San Gabriel Valley areaSan Gabriel Valley area: For a specific group: only open to people who live, work, worship and/or attend school in or around these Los Angeles County cities: Alhambra, Altadena, Arcadia, Azusa, Baldwin Park, Bell, Bell Gardens, Bradbury, Citrus, Commerce, Covina, Duarte, East Pasadena, East San Gabriel, El Monte, Glendale, Huntington Park, Irwindale, La Puente, Mayflower Village, Maywood, Monrovia, Montebello, Monterey Park, North El Monte, Pasadena, Rosemead, San Gabriel, San Marino, Sierra Madre, South El Monte, South Pasadena, South San Gabriel, Temple City, Valinda, Vernon, Vincent, West Covina. Other borrowers can’t get this rate. Your rate still depends on creditworthiness, term, and eligibility.
Rate details & disclosures

Used Vehicle Rates (Used autos, trucks and vans.): Up to 72 months, APR* As Low As 5.49%. Up to 100% of retail Kelley Blue Book value financing plus sales tax, license, and Paseo CU Guaranteed Auto Protection and Mechanical Breakdown Protection. Rates are current as of February 5, 2026 and subject to change. The rates and sample calculations provided below are examples only and may include qualifying rate discounts. *APR = Annual Percentage Rate. All rates quoted are the lowest rate subject to credit approval. Rate may be higher based on individual credit. Term determined by loan amount. 1As low as rate may include additional discounts such as Auto Pay. If Automatic Payment is ever cancelled, or if for any reason there are insufficient funds in your account to make the scheduled payment when due, your interest rate will immediately increase by the amount of the Preferred Rate Reduction. For details or additional payment examples, please refer to your loan agreement or contact a loan specialist.

Checked Nov 12, 2026Source pfcu.org

CAChecked Nov 12, 2026

Used
As low as

6.24%APR84-month payment example

Example: $25,000 financed for 84 months at 6.24% APR. Estimated payment: $369/mo

Requires:AutopayAutopay: The published rate assumes automatic payments (autopay). Your rate still depends on creditworthiness, term, and eligibility.Min. loan $30,000Min. loan $30,000: The lender publishes this rate with a $30,000 minimum loan amount. Your rate still depends on creditworthiness, term, and eligibility.San Gabriel Valley areaSan Gabriel Valley area: For a specific group: only open to people who live, work, worship and/or attend school in or around these Los Angeles County cities: Alhambra, Altadena, Arcadia, Azusa, Baldwin Park, Bell, Bell Gardens, Bradbury, Citrus, Commerce, Covina, Duarte, East Pasadena, East San Gabriel, El Monte, Glendale, Huntington Park, Irwindale, La Puente, Mayflower Village, Maywood, Monrovia, Montebello, Monterey Park, North El Monte, Pasadena, Rosemead, San Gabriel, San Marino, Sierra Madre, South El Monte, South Pasadena, South San Gabriel, Temple City, Valinda, Vernon, Vincent, West Covina. Other borrowers can’t get this rate. Your rate still depends on creditworthiness, term, and eligibility.
Rate details & disclosures

Used Vehicle Rates (Used autos, trucks and vans.): Up to 84 months (Min. Loan Amount $30,000), APR* As Low As 6.24%. Up to 100% of retail Kelley Blue Book value financing plus sales tax, license, and Paseo CU Guaranteed Auto Protection and Mechanical Breakdown Protection. Rates are current as of February 5, 2026 and subject to change. The rates and sample calculations provided below are examples only and may include qualifying rate discounts. *APR = Annual Percentage Rate. All rates quoted are the lowest rate subject to credit approval. Rate may be higher based on individual credit. Term determined by loan amount. 1As low as rate may include additional discounts such as Auto Pay. If Automatic Payment is ever cancelled, or if for any reason there are insufficient funds in your account to make the scheduled payment when due, your interest rate will immediately increase by the amount of the Preferred Rate Reduction. For details or additional payment examples, please refer to your loan agreement or contact a loan specialist.

Checked Nov 12, 2026Source pfcu.org

4.99%APR

Used car

Visit lender, Paseo Credit Union, 4.99% APR, used, 48-month payment example

CAChecked Nov 12, 202648-month payment example

Example: $25,000 financed for 48 months at 4.99% APR. Estimated payment: $576/mo

AutopayAutopay: The published rate assumes automatic payments (autopay). Your rate still depends on creditworthiness, term, and eligibility.San Gabriel Valley areaSan Gabriel Valley area: For a specific group: only open to people who live, work, worship and/or attend school in or around these Los Angeles County cities: Alhambra, Altadena, Arcadia, Azusa, Baldwin Park, Bell, Bell Gardens, Bradbury, Citrus, Commerce, Covina, Duarte, East Pasadena, East San Gabriel, El Monte, Glendale, Huntington Park, Irwindale, La Puente, Mayflower Village, Maywood, Monrovia, Montebello, Monterey Park, North El Monte, Pasadena, Rosemead, San Gabriel, San Marino, Sierra Madre, South El Monte, South Pasadena, South San Gabriel, Temple City, Valinda, Vernon, Vincent, West Covina. Other borrowers can’t get this rate. Your rate still depends on creditworthiness, term, and eligibility.
Rate details & disclosures
5.74%APR

Used car

Visit lender, Paseo Credit Union, 5.74% APR, used, 48-month payment example, 2018–2019 models

CA · 2018–2019 modelsChecked Nov 12, 202648-month payment example

Example: $25,000 financed for 48 months at 5.74% APR. Estimated payment: $585/mo

AutopayAutopay: The published rate assumes automatic payments (autopay). Your rate still depends on creditworthiness, term, and eligibility.San Gabriel Valley areaSan Gabriel Valley area: For a specific group: only open to people who live, work, worship and/or attend school in or around these Los Angeles County cities: Alhambra, Altadena, Arcadia, Azusa, Baldwin Park, Bell, Bell Gardens, Bradbury, Citrus, Commerce, Covina, Duarte, East Pasadena, East San Gabriel, El Monte, Glendale, Huntington Park, Irwindale, La Puente, Mayflower Village, Maywood, Monrovia, Montebello, Monterey Park, North El Monte, Pasadena, Rosemead, San Gabriel, San Marino, Sierra Madre, South El Monte, South Pasadena, South San Gabriel, Temple City, Valinda, Vernon, Vincent, West Covina. Other borrowers can’t get this rate. Your rate still depends on creditworthiness, term, and eligibility.
Rate details & disclosures
5.24%APR

Used car

Visit lender, Paseo Credit Union, 5.24% APR, used, 60-month payment example

CAChecked Nov 12, 202660-month payment example

Example: $25,000 financed for 60 months at 5.24% APR. Estimated payment: $475/mo

AutopayAutopay: The published rate assumes automatic payments (autopay). Your rate still depends on creditworthiness, term, and eligibility.San Gabriel Valley areaSan Gabriel Valley area: For a specific group: only open to people who live, work, worship and/or attend school in or around these Los Angeles County cities: Alhambra, Altadena, Arcadia, Azusa, Baldwin Park, Bell, Bell Gardens, Bradbury, Citrus, Commerce, Covina, Duarte, East Pasadena, East San Gabriel, El Monte, Glendale, Huntington Park, Irwindale, La Puente, Mayflower Village, Maywood, Monrovia, Montebello, Monterey Park, North El Monte, Pasadena, Rosemead, San Gabriel, San Marino, Sierra Madre, South El Monte, South Pasadena, South San Gabriel, Temple City, Valinda, Vernon, Vincent, West Covina. Other borrowers can’t get this rate. Your rate still depends on creditworthiness, term, and eligibility.
Rate details & disclosures
5.99%APR

Used car

Visit lender, Paseo Credit Union, 5.99% APR, used, 60-month payment example, 2018–2019 models

CA · 2018–2019 modelsChecked Nov 12, 202660-month payment example

Example: $25,000 financed for 60 months at 5.99% APR. Estimated payment: $484/mo

AutopayAutopay: The published rate assumes automatic payments (autopay). Your rate still depends on creditworthiness, term, and eligibility.San Gabriel Valley areaSan Gabriel Valley area: For a specific group: only open to people who live, work, worship and/or attend school in or around these Los Angeles County cities: Alhambra, Altadena, Arcadia, Azusa, Baldwin Park, Bell, Bell Gardens, Bradbury, Citrus, Commerce, Covina, Duarte, East Pasadena, East San Gabriel, El Monte, Glendale, Huntington Park, Irwindale, La Puente, Mayflower Village, Maywood, Monrovia, Montebello, Monterey Park, North El Monte, Pasadena, Rosemead, San Gabriel, San Marino, Sierra Madre, South El Monte, South Pasadena, South San Gabriel, Temple City, Valinda, Vernon, Vincent, West Covina. Other borrowers can’t get this rate. Your rate still depends on creditworthiness, term, and eligibility.
Rate details & disclosures
5.49%APR

Used car

Visit lender, Paseo Credit Union, 5.49% APR, used, 72-month payment example

CAChecked Nov 12, 202672-month payment example

Example: $25,000 financed for 72 months at 5.49% APR. Estimated payment: $409/mo

AutopayAutopay: The published rate assumes automatic payments (autopay). Your rate still depends on creditworthiness, term, and eligibility.San Gabriel Valley areaSan Gabriel Valley area: For a specific group: only open to people who live, work, worship and/or attend school in or around these Los Angeles County cities: Alhambra, Altadena, Arcadia, Azusa, Baldwin Park, Bell, Bell Gardens, Bradbury, Citrus, Commerce, Covina, Duarte, East Pasadena, East San Gabriel, El Monte, Glendale, Huntington Park, Irwindale, La Puente, Mayflower Village, Maywood, Monrovia, Montebello, Monterey Park, North El Monte, Pasadena, Rosemead, San Gabriel, San Marino, Sierra Madre, South El Monte, South Pasadena, South San Gabriel, Temple City, Valinda, Vernon, Vincent, West Covina. Other borrowers can’t get this rate. Your rate still depends on creditworthiness, term, and eligibility.
Rate details & disclosures
6.24%APR

Used car

Visit lender, Paseo Credit Union, 6.24% APR, used, 84-month payment example

CAChecked Nov 12, 202684-month payment example

Example: $25,000 financed for 84 months at 6.24% APR. Estimated payment: $369/mo

AutopayAutopay: The published rate assumes automatic payments (autopay). Your rate still depends on creditworthiness, term, and eligibility.Min. loan $30,000Min. loan $30,000: The lender publishes this rate with a $30,000 minimum loan amount. Your rate still depends on creditworthiness, term, and eligibility.
+1 moreSan Gabriel Valley areaSan Gabriel Valley area: For a specific group: only open to people who live, work, worship and/or attend school in or around these Los Angeles County cities: Alhambra, Altadena, Arcadia, Azusa, Baldwin Park, Bell, Bell Gardens, Bradbury, Citrus, Commerce, Covina, Duarte, East Pasadena, East San Gabriel, El Monte, Glendale, Huntington Park, Irwindale, La Puente, Mayflower Village, Maywood, Monrovia, Montebello, Monterey Park, North El Monte, Pasadena, Rosemead, San Gabriel, San Marino, Sierra Madre, South El Monte, South Pasadena, South San Gabriel, Temple City, Valinda, Vernon, Vincent, West Covina. Other borrowers can’t get this rate. Your rate still depends on creditworthiness, term, and eligibility.
Rate details & disclosures