Credit union · New York

People's Alliance Federal Credit Union auto loan rates compared

JustAutoRates is an independent comparison site. We aren’t affiliated with the lenders listed here. To apply, visit the lender’s own site.

New York · Headquarters New YorkChecked Nov 13, 2026Rate page on pafcu.org

EligibilityPer PAFCU: Anyone who lives, works, worships, or attends school in select geographical areas in NY and FL.

Visit lender Opens pafcu.org

Lowest new rate

4.60%APR, as low as

NewUp to 60 monthsPeople's Alliance Federal Credit Union

Direct depositDirect deposit: The published rate requires direct deposit with the lender. Your rate still depends on creditworthiness, term, and eligibility.Checking accountChecking account: The published rate assumes a checking account with the lender. Your rate still depends on creditworthiness, term, and eligibility.
+1 more+2 moreNY & FL areas & employersNY & FL areas & employers: For a specific group: only open to employees of more than 400 PAFCU partner companies and their family members, family members of current members, or people who live, work, worship, or attend school in select geographical areas in NY and FL. Other borrowers can’t get this rate. Your rate still depends on creditworthiness, term, and eligibility.
Rate details & disclosures

Example: $25,000 financed for 60 months at 4.60% APR. Estimated payment: $468/mo

Assumes fixed APR, $0 down, no fees.

NY lender. Not all qualify, see requirements.

Lenders

Tagged rates need something extra, like autopay or a specific dealer. Untagged rates are the lender's standard rate.

On rates tagged with autopay, direct deposit, or a relationship discount, the published figure includes that discount.

NewNew car rates · 3 rates

NYChecked Nov 13, 2026

New
As low as

4.60%APRUp to 60 months

Requires:Direct depositDirect deposit: The published rate requires direct deposit with the lender. Your rate still depends on creditworthiness, term, and eligibility.Checking accountChecking account: The published rate assumes a checking account with the lender. Your rate still depends on creditworthiness, term, and eligibility.NY & FL areas & employersNY & FL areas & employers: For a specific group: only open to employees of more than 400 PAFCU partner companies and their family members, family members of current members, or people who live, work, worship, or attend school in select geographical areas in NY and FL. Other borrowers can’t get this rate. Your rate still depends on creditworthiness, term, and eligibility.
Rate details & disclosures

Example: $25,000 financed for 60 months at 4.60% APR. Estimated payment: $468/mo

Assumes fixed APR, $0 down, no fees.

Advertised as up to 60 months. New Vehicle: 1-5 years, As low as 4.60%*. "*The above annual percentage rates (APR) are the lowest rates offered to applicants with direct deposit of net pay and a checking account. Applicants who are not approved at these rates or terms may be offered credit at a higher rate and/or different terms. All loan requests and rates are subject to credit approval." "All loan rates and terms offered are effective November 6, 2026 and are subject to change without notice." "Additional terms and conditions may apply."

Checked Nov 13, 2026Source pafcu.org

Calculate payment, People's Alliance Federal Credit Union, 4.60% APR, new, up to 60 monthsVisit lender, People's Alliance Federal Credit Union, 4.60% APR, new, up to 60 months ↗

NYChecked Nov 13, 2026

New
As low as

4.85%APR72 months

Requires:Direct depositDirect deposit: The published rate requires direct deposit with the lender. Your rate still depends on creditworthiness, term, and eligibility.Checking accountChecking account: The published rate assumes a checking account with the lender. Your rate still depends on creditworthiness, term, and eligibility.Min. loan $15,000Min. loan $15,000: The lender publishes this rate with a $15,000 minimum loan amount. Your rate still depends on creditworthiness, term, and eligibility.
+1 moreNY & FL areas & employersNY & FL areas & employers: For a specific group: only open to employees of more than 400 PAFCU partner companies and their family members, family members of current members, or people who live, work, worship, or attend school in select geographical areas in NY and FL. Other borrowers can’t get this rate. Your rate still depends on creditworthiness, term, and eligibility.
Rate details & disclosures

Example: $25,000 financed for 72 months at 4.85% APR. Estimated payment: $401/mo

Assumes fixed APR, $0 down, no fees.

Advertised as 72 months. New Vehicle: 6 years (over $15,000), As low as 4.85%*. "*The above annual percentage rates (APR) are the lowest rates offered to applicants with direct deposit of net pay and a checking account. Applicants who are not approved at these rates or terms may be offered credit at a higher rate and/or different terms. All loan requests and rates are subject to credit approval." "All loan rates and terms offered are effective November 6, 2026 and are subject to change without notice." "Additional terms and conditions may apply."

Checked Nov 13, 2026Source pafcu.org

Calculate payment, People's Alliance Federal Credit Union, 4.85% APR, new, 72 monthsVisit lender, People's Alliance Federal Credit Union, 4.85% APR, new, 72 months ↗

NYChecked Nov 13, 2026

New
As low as

5.70%APR84 months

Requires:Direct depositDirect deposit: The published rate requires direct deposit with the lender. Your rate still depends on creditworthiness, term, and eligibility.Checking accountChecking account: The published rate assumes a checking account with the lender. Your rate still depends on creditworthiness, term, and eligibility.Min. loan $25,000Min. loan $25,000: The lender publishes this rate with a $25,000 minimum loan amount. Your rate still depends on creditworthiness, term, and eligibility.
+2 morecurrent or previous model year onlycurrent or previous model year only: This rate applies only to current or previous model year vehicles. Your rate still depends on creditworthiness, term, and eligibility.NY & FL areas & employersNY & FL areas & employers: For a specific group: only open to employees of more than 400 PAFCU partner companies and their family members, family members of current members, or people who live, work, worship, or attend school in select geographical areas in NY and FL. Other borrowers can’t get this rate. Your rate still depends on creditworthiness, term, and eligibility.
Rate details & disclosures

Example: $25,000 financed for 84 months at 5.70% APR. Estimated payment: $362/mo

Assumes fixed APR, $0 down, no fees.

Advertised as 84 months. New Vehicle: 7 years (over $25,000)***, As low as 5.70%*. "*The above annual percentage rates (APR) are the lowest rates offered to applicants with direct deposit of net pay and a checking account. Applicants who are not approved at these rates or terms may be offered credit at a higher rate and/or different terms. All loan requests and rates are subject to credit approval." "All loan rates and terms offered are effective November 6, 2026 and are subject to change without notice." "Additional terms and conditions may apply." "***Current and previous year models."

Checked Nov 13, 2026Source pafcu.org

Calculate payment, People's Alliance Federal Credit Union, 5.70% APR, new, 84 monthsVisit lender, People's Alliance Federal Credit Union, 5.70% APR, new, 84 months ↗
4.60%APR

New car

Visit lender, People's Alliance Federal Credit Union, 4.60% APR, new, up to 60 months

NYChecked Nov 13, 2026Up to 60 months

Direct depositDirect deposit: The published rate requires direct deposit with the lender. Your rate still depends on creditworthiness, term, and eligibility.Checking accountChecking account: The published rate assumes a checking account with the lender. Your rate still depends on creditworthiness, term, and eligibility.
+1 moreNY & FL areas & employersNY & FL areas & employers: For a specific group: only open to employees of more than 400 PAFCU partner companies and their family members, family members of current members, or people who live, work, worship, or attend school in select geographical areas in NY and FL. Other borrowers can’t get this rate. Your rate still depends on creditworthiness, term, and eligibility.
Rate details & disclosures

Example: $25,000 financed for 60 months at 4.60% APR. Estimated payment: $468/mo

Assumes fixed APR, $0 down, no fees.

4.85%APR

New car

Visit lender, People's Alliance Federal Credit Union, 4.85% APR, new, 72 months

NYChecked Nov 13, 202672 months

Direct depositDirect deposit: The published rate requires direct deposit with the lender. Your rate still depends on creditworthiness, term, and eligibility.Checking accountChecking account: The published rate assumes a checking account with the lender. Your rate still depends on creditworthiness, term, and eligibility.
+2 moreMin. loan $15,000Min. loan $15,000: The lender publishes this rate with a $15,000 minimum loan amount. Your rate still depends on creditworthiness, term, and eligibility.NY & FL areas & employersNY & FL areas & employers: For a specific group: only open to employees of more than 400 PAFCU partner companies and their family members, family members of current members, or people who live, work, worship, or attend school in select geographical areas in NY and FL. Other borrowers can’t get this rate. Your rate still depends on creditworthiness, term, and eligibility.
Rate details & disclosures

Example: $25,000 financed for 72 months at 4.85% APR. Estimated payment: $401/mo

Assumes fixed APR, $0 down, no fees.

5.70%APR

New car

Visit lender, People's Alliance Federal Credit Union, 5.70% APR, new, 84 months

NYChecked Nov 13, 202684 months

Direct depositDirect deposit: The published rate requires direct deposit with the lender. Your rate still depends on creditworthiness, term, and eligibility.Checking accountChecking account: The published rate assumes a checking account with the lender. Your rate still depends on creditworthiness, term, and eligibility.
+3 moreMin. loan $25,000Min. loan $25,000: The lender publishes this rate with a $25,000 minimum loan amount. Your rate still depends on creditworthiness, term, and eligibility.current or previous model year onlycurrent or previous model year only: This rate applies only to current or previous model year vehicles. Your rate still depends on creditworthiness, term, and eligibility.NY & FL areas & employersNY & FL areas & employers: For a specific group: only open to employees of more than 400 PAFCU partner companies and their family members, family members of current members, or people who live, work, worship, or attend school in select geographical areas in NY and FL. Other borrowers can’t get this rate. Your rate still depends on creditworthiness, term, and eligibility.
Rate details & disclosures

Example: $25,000 financed for 84 months at 5.70% APR. Estimated payment: $362/mo

Assumes fixed APR, $0 down, no fees.

UsedUsed car rates · 3 rates

NYChecked Nov 13, 2026

Used
As low as

5.30%APRUp to 60 months

Requires:Direct depositDirect deposit: The published rate requires direct deposit with the lender. Your rate still depends on creditworthiness, term, and eligibility.Checking accountChecking account: The published rate assumes a checking account with the lender. Your rate still depends on creditworthiness, term, and eligibility.NY & FL areas & employersNY & FL areas & employers: For a specific group: only open to employees of more than 400 PAFCU partner companies and their family members, family members of current members, or people who live, work, worship, or attend school in select geographical areas in NY and FL. Other borrowers can’t get this rate. Your rate still depends on creditworthiness, term, and eligibility.
Rate details & disclosures

Example: $25,000 financed for 60 months at 5.30% APR. Estimated payment: $476/mo

Assumes fixed APR, $0 down, no fees.

Advertised as up to 60 months. Used Vehicle / Refinance: 1-5 years, As low as 5.30%*. "*The above annual percentage rates (APR) are the lowest rates offered to applicants with direct deposit of net pay and a checking account. Applicants who are not approved at these rates or terms may be offered credit at a higher rate and/or different terms. All loan requests and rates are subject to credit approval." "All loan rates and terms offered are effective November 6, 2026 and are subject to change without notice." "Additional terms and conditions may apply."

Checked Nov 13, 2026Source pafcu.org

Calculate payment, People's Alliance Federal Credit Union, 5.30% APR, used, up to 60 monthsVisit lender, People's Alliance Federal Credit Union, 5.30% APR, used, up to 60 months ↗

NYChecked Nov 13, 2026

Used
As low as

5.84%APR72 months

Requires:Direct depositDirect deposit: The published rate requires direct deposit with the lender. Your rate still depends on creditworthiness, term, and eligibility.Checking accountChecking account: The published rate assumes a checking account with the lender. Your rate still depends on creditworthiness, term, and eligibility.Min. loan $15,000Min. loan $15,000: The lender publishes this rate with a $15,000 minimum loan amount. Your rate still depends on creditworthiness, term, and eligibility.
+1 moreNY & FL areas & employersNY & FL areas & employers: For a specific group: only open to employees of more than 400 PAFCU partner companies and their family members, family members of current members, or people who live, work, worship, or attend school in select geographical areas in NY and FL. Other borrowers can’t get this rate. Your rate still depends on creditworthiness, term, and eligibility.
Rate details & disclosures

Example: $25,000 financed for 72 months at 5.84% APR. Estimated payment: $413/mo

Assumes fixed APR, $0 down, no fees.

Advertised as 72 months. Used Vehicle / Refinance: 6 years (over $15,000), As low as 5.84%*. "*The above annual percentage rates (APR) are the lowest rates offered to applicants with direct deposit of net pay and a checking account. Applicants who are not approved at these rates or terms may be offered credit at a higher rate and/or different terms. All loan requests and rates are subject to credit approval." "All loan rates and terms offered are effective November 6, 2026 and are subject to change without notice." "Additional terms and conditions may apply."

Checked Nov 13, 2026Source pafcu.org

Calculate payment, People's Alliance Federal Credit Union, 5.84% APR, used, 72 monthsVisit lender, People's Alliance Federal Credit Union, 5.84% APR, used, 72 months ↗

NYChecked Nov 13, 2026

Used
As low as

6.19%APR84 months

Requires:Direct depositDirect deposit: The published rate requires direct deposit with the lender. Your rate still depends on creditworthiness, term, and eligibility.Checking accountChecking account: The published rate assumes a checking account with the lender. Your rate still depends on creditworthiness, term, and eligibility.Min. loan $25,000Min. loan $25,000: The lender publishes this rate with a $25,000 minimum loan amount. Your rate still depends on creditworthiness, term, and eligibility.
+2 morecurrent or previous model year onlycurrent or previous model year only: This rate applies only to current or previous model year vehicles. Your rate still depends on creditworthiness, term, and eligibility.NY & FL areas & employersNY & FL areas & employers: For a specific group: only open to employees of more than 400 PAFCU partner companies and their family members, family members of current members, or people who live, work, worship, or attend school in select geographical areas in NY and FL. Other borrowers can’t get this rate. Your rate still depends on creditworthiness, term, and eligibility.
Rate details & disclosures

Example: $25,000 financed for 84 months at 6.19% APR. Estimated payment: $368/mo

Assumes fixed APR, $0 down, no fees.

Advertised as 84 months. Used Vehicle / Refinance: 7 years (over $25,000)***, As low as 6.19%*. "*The above annual percentage rates (APR) are the lowest rates offered to applicants with direct deposit of net pay and a checking account. Applicants who are not approved at these rates or terms may be offered credit at a higher rate and/or different terms. All loan requests and rates are subject to credit approval." "All loan rates and terms offered are effective November 6, 2026 and are subject to change without notice." "Additional terms and conditions may apply." "***Current and previous year models."

Checked Nov 13, 2026Source pafcu.org

Calculate payment, People's Alliance Federal Credit Union, 6.19% APR, used, 84 monthsVisit lender, People's Alliance Federal Credit Union, 6.19% APR, used, 84 months ↗
5.30%APR

Used car

Visit lender, People's Alliance Federal Credit Union, 5.30% APR, used, up to 60 months

NYChecked Nov 13, 2026Up to 60 months

Direct depositDirect deposit: The published rate requires direct deposit with the lender. Your rate still depends on creditworthiness, term, and eligibility.Checking accountChecking account: The published rate assumes a checking account with the lender. Your rate still depends on creditworthiness, term, and eligibility.
+1 moreNY & FL areas & employersNY & FL areas & employers: For a specific group: only open to employees of more than 400 PAFCU partner companies and their family members, family members of current members, or people who live, work, worship, or attend school in select geographical areas in NY and FL. Other borrowers can’t get this rate. Your rate still depends on creditworthiness, term, and eligibility.
Rate details & disclosures

Example: $25,000 financed for 60 months at 5.30% APR. Estimated payment: $476/mo

Assumes fixed APR, $0 down, no fees.

5.84%APR

Used car

Visit lender, People's Alliance Federal Credit Union, 5.84% APR, used, 72 months

NYChecked Nov 13, 202672 months

Direct depositDirect deposit: The published rate requires direct deposit with the lender. Your rate still depends on creditworthiness, term, and eligibility.Checking accountChecking account: The published rate assumes a checking account with the lender. Your rate still depends on creditworthiness, term, and eligibility.
+2 moreMin. loan $15,000Min. loan $15,000: The lender publishes this rate with a $15,000 minimum loan amount. Your rate still depends on creditworthiness, term, and eligibility.NY & FL areas & employersNY & FL areas & employers: For a specific group: only open to employees of more than 400 PAFCU partner companies and their family members, family members of current members, or people who live, work, worship, or attend school in select geographical areas in NY and FL. Other borrowers can’t get this rate. Your rate still depends on creditworthiness, term, and eligibility.
Rate details & disclosures

Example: $25,000 financed for 72 months at 5.84% APR. Estimated payment: $413/mo

Assumes fixed APR, $0 down, no fees.

6.19%APR

Used car

Visit lender, People's Alliance Federal Credit Union, 6.19% APR, used, 84 months

NYChecked Nov 13, 202684 months

Direct depositDirect deposit: The published rate requires direct deposit with the lender. Your rate still depends on creditworthiness, term, and eligibility.Checking accountChecking account: The published rate assumes a checking account with the lender. Your rate still depends on creditworthiness, term, and eligibility.
+3 moreMin. loan $25,000Min. loan $25,000: The lender publishes this rate with a $25,000 minimum loan amount. Your rate still depends on creditworthiness, term, and eligibility.current or previous model year onlycurrent or previous model year only: This rate applies only to current or previous model year vehicles. Your rate still depends on creditworthiness, term, and eligibility.NY & FL areas & employersNY & FL areas & employers: For a specific group: only open to employees of more than 400 PAFCU partner companies and their family members, family members of current members, or people who live, work, worship, or attend school in select geographical areas in NY and FL. Other borrowers can’t get this rate. Your rate still depends on creditworthiness, term, and eligibility.
Rate details & disclosures

Example: $25,000 financed for 84 months at 6.19% APR. Estimated payment: $368/mo

Assumes fixed APR, $0 down, no fees.

RefiRefinance rates · 3 rates

NYChecked Nov 13, 2026

Refi
As low as

5.30%APRUp to 60 months

Requires:Direct depositDirect deposit: The published rate requires direct deposit with the lender. Your rate still depends on creditworthiness, term, and eligibility.Checking accountChecking account: The published rate assumes a checking account with the lender. Your rate still depends on creditworthiness, term, and eligibility.NY & FL areas & employersNY & FL areas & employers: For a specific group: only open to employees of more than 400 PAFCU partner companies and their family members, family members of current members, or people who live, work, worship, or attend school in select geographical areas in NY and FL. Other borrowers can’t get this rate. Your rate still depends on creditworthiness, term, and eligibility.
Rate details & disclosures

Example: $25,000 financed for 60 months at 5.30% APR. Estimated payment: $476/mo

Assumes fixed APR, $0 down, no fees.

Advertised as up to 60 months. Used Vehicle / Refinance: 1-5 years, As low as 5.30%*. "*The above annual percentage rates (APR) are the lowest rates offered to applicants with direct deposit of net pay and a checking account. Applicants who are not approved at these rates or terms may be offered credit at a higher rate and/or different terms. All loan requests and rates are subject to credit approval." "All loan rates and terms offered are effective November 6, 2026 and are subject to change without notice." "Additional terms and conditions may apply."

Checked Nov 13, 2026Source pafcu.org

Calculate payment, People's Alliance Federal Credit Union, 5.30% APR, refi, up to 60 monthsVisit lender, People's Alliance Federal Credit Union, 5.30% APR, refi, up to 60 months ↗

NYChecked Nov 13, 2026

Refi
As low as

5.84%APR72 months

Requires:Direct depositDirect deposit: The published rate requires direct deposit with the lender. Your rate still depends on creditworthiness, term, and eligibility.Checking accountChecking account: The published rate assumes a checking account with the lender. Your rate still depends on creditworthiness, term, and eligibility.Min. loan $15,000Min. loan $15,000: The lender publishes this rate with a $15,000 minimum loan amount. Your rate still depends on creditworthiness, term, and eligibility.
+1 moreNY & FL areas & employersNY & FL areas & employers: For a specific group: only open to employees of more than 400 PAFCU partner companies and their family members, family members of current members, or people who live, work, worship, or attend school in select geographical areas in NY and FL. Other borrowers can’t get this rate. Your rate still depends on creditworthiness, term, and eligibility.
Rate details & disclosures

Example: $25,000 financed for 72 months at 5.84% APR. Estimated payment: $413/mo

Assumes fixed APR, $0 down, no fees.

Advertised as 72 months. Used Vehicle / Refinance: 6 years (over $15,000), As low as 5.84%*. "*The above annual percentage rates (APR) are the lowest rates offered to applicants with direct deposit of net pay and a checking account. Applicants who are not approved at these rates or terms may be offered credit at a higher rate and/or different terms. All loan requests and rates are subject to credit approval." "All loan rates and terms offered are effective November 6, 2026 and are subject to change without notice." "Additional terms and conditions may apply."

Checked Nov 13, 2026Source pafcu.org

Calculate payment, People's Alliance Federal Credit Union, 5.84% APR, refi, 72 monthsVisit lender, People's Alliance Federal Credit Union, 5.84% APR, refi, 72 months ↗

NYChecked Nov 13, 2026

Refi
As low as

6.19%APR84 months

Requires:Direct depositDirect deposit: The published rate requires direct deposit with the lender. Your rate still depends on creditworthiness, term, and eligibility.Checking accountChecking account: The published rate assumes a checking account with the lender. Your rate still depends on creditworthiness, term, and eligibility.Min. loan $25,000Min. loan $25,000: The lender publishes this rate with a $25,000 minimum loan amount. Your rate still depends on creditworthiness, term, and eligibility.
+2 morecurrent or previous model year onlycurrent or previous model year only: This rate applies only to current or previous model year vehicles. Your rate still depends on creditworthiness, term, and eligibility.NY & FL areas & employersNY & FL areas & employers: For a specific group: only open to employees of more than 400 PAFCU partner companies and their family members, family members of current members, or people who live, work, worship, or attend school in select geographical areas in NY and FL. Other borrowers can’t get this rate. Your rate still depends on creditworthiness, term, and eligibility.
Rate details & disclosures

Example: $25,000 financed for 84 months at 6.19% APR. Estimated payment: $368/mo

Assumes fixed APR, $0 down, no fees.

Advertised as 84 months. Used Vehicle / Refinance: 7 years (over $25,000)***, As low as 6.19%*. "*The above annual percentage rates (APR) are the lowest rates offered to applicants with direct deposit of net pay and a checking account. Applicants who are not approved at these rates or terms may be offered credit at a higher rate and/or different terms. All loan requests and rates are subject to credit approval." "All loan rates and terms offered are effective November 6, 2026 and are subject to change without notice." "Additional terms and conditions may apply." "***Current and previous year models."

Checked Nov 13, 2026Source pafcu.org

Calculate payment, People's Alliance Federal Credit Union, 6.19% APR, refi, 84 monthsVisit lender, People's Alliance Federal Credit Union, 6.19% APR, refi, 84 months ↗
5.30%APR

Refinance

Visit lender, People's Alliance Federal Credit Union, 5.30% APR, refi, up to 60 months

NYChecked Nov 13, 2026Up to 60 months

Direct depositDirect deposit: The published rate requires direct deposit with the lender. Your rate still depends on creditworthiness, term, and eligibility.Checking accountChecking account: The published rate assumes a checking account with the lender. Your rate still depends on creditworthiness, term, and eligibility.
+1 moreNY & FL areas & employersNY & FL areas & employers: For a specific group: only open to employees of more than 400 PAFCU partner companies and their family members, family members of current members, or people who live, work, worship, or attend school in select geographical areas in NY and FL. Other borrowers can’t get this rate. Your rate still depends on creditworthiness, term, and eligibility.
Rate details & disclosures

Example: $25,000 financed for 60 months at 5.30% APR. Estimated payment: $476/mo

Assumes fixed APR, $0 down, no fees.

5.84%APR

Refinance

Visit lender, People's Alliance Federal Credit Union, 5.84% APR, refi, 72 months

NYChecked Nov 13, 202672 months

Direct depositDirect deposit: The published rate requires direct deposit with the lender. Your rate still depends on creditworthiness, term, and eligibility.Checking accountChecking account: The published rate assumes a checking account with the lender. Your rate still depends on creditworthiness, term, and eligibility.
+2 moreMin. loan $15,000Min. loan $15,000: The lender publishes this rate with a $15,000 minimum loan amount. Your rate still depends on creditworthiness, term, and eligibility.NY & FL areas & employersNY & FL areas & employers: For a specific group: only open to employees of more than 400 PAFCU partner companies and their family members, family members of current members, or people who live, work, worship, or attend school in select geographical areas in NY and FL. Other borrowers can’t get this rate. Your rate still depends on creditworthiness, term, and eligibility.
Rate details & disclosures

Example: $25,000 financed for 72 months at 5.84% APR. Estimated payment: $413/mo

Assumes fixed APR, $0 down, no fees.

6.19%APR

Refinance

Visit lender, People's Alliance Federal Credit Union, 6.19% APR, refi, 84 months

NYChecked Nov 13, 202684 months

Direct depositDirect deposit: The published rate requires direct deposit with the lender. Your rate still depends on creditworthiness, term, and eligibility.Checking accountChecking account: The published rate assumes a checking account with the lender. Your rate still depends on creditworthiness, term, and eligibility.
+3 moreMin. loan $25,000Min. loan $25,000: The lender publishes this rate with a $25,000 minimum loan amount. Your rate still depends on creditworthiness, term, and eligibility.current or previous model year onlycurrent or previous model year only: This rate applies only to current or previous model year vehicles. Your rate still depends on creditworthiness, term, and eligibility.NY & FL areas & employersNY & FL areas & employers: For a specific group: only open to employees of more than 400 PAFCU partner companies and their family members, family members of current members, or people who live, work, worship, or attend school in select geographical areas in NY and FL. Other borrowers can’t get this rate. Your rate still depends on creditworthiness, term, and eligibility.
Rate details & disclosures

Example: $25,000 financed for 84 months at 6.19% APR. Estimated payment: $368/mo

Assumes fixed APR, $0 down, no fees.