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Massachusetts · Headquarters MassachusettsChecked Nov 13, 2026Rate page on qcu.org
EligibilityPer QCU: If you live, work, have a family member, or know someone who is already a member in the counties we serve, you're welcome here. … Areas We Serve NORFOLK COUNTY AND PLYMOUTH COUNTY
AutopayAutopay: The published rate assumes automatic payments (autopay). Your rate still depends on creditworthiness, term, and eligibility.Checking accountChecking account: The published rate assumes a checking account with the lender. Your rate still depends on creditworthiness, term, and eligibility.+1 more+2 moreNorfolk & Plymouth countiesNorfolk & Plymouth counties: For a specific group: only open to people who live or work in listed towns of Norfolk and Plymouth counties, MA, or have a family member or know someone who is already a member there. Other borrowers can’t get this rate. Your rate still depends on creditworthiness, term, and eligibility.
▶Rate details & disclosures
Example: $25,000 financed for 36 months at 4.49% APR. Estimated payment: $744/mo
Tagged rates need something extra, like autopay or a specific dealer. Untagged rates are the lender's standard rate.
NewNew car rates · 4 rates
MA • Checked Nov 13, 2026
New
As low as
4.49%APR•Up to 36 months
Requires:AutopayAutopay: The published rate assumes automatic payments (autopay). Your rate still depends on creditworthiness, term, and eligibility.Checking accountChecking account: The published rate assumes a checking account with the lender. Your rate still depends on creditworthiness, term, and eligibility.Norfolk & Plymouth countiesNorfolk & Plymouth counties: For a specific group: only open to people who live or work in listed towns of Norfolk and Plymouth counties, MA, or have a family member or know someone who is already a member there. Other borrowers can’t get this rate. Your rate still depends on creditworthiness, term, and eligibility.
▾Rate details & disclosures
Example: $25,000 financed for 36 months at 4.49% APR. Estimated payment: $744/mo
Assumes fixed APR, $0 down, no fees.
Advertised as up to 36 months. New Auto Loans: Up to 36 months, APR with Auto Pay As Low As* 4.49%. "APR= Annual Percentage Rate. Loan rates currently in effect and are subject to change at any time." "*Auto pay discounted rate must come from a QCU Checking Account." "Your Annual Percentage Rate, term and approved loan amount may vary based on your credit worthiness."
Requires:AutopayAutopay: The published rate assumes automatic payments (autopay). Your rate still depends on creditworthiness, term, and eligibility.Checking accountChecking account: The published rate assumes a checking account with the lender. Your rate still depends on creditworthiness, term, and eligibility.Norfolk & Plymouth countiesNorfolk & Plymouth counties: For a specific group: only open to people who live or work in listed towns of Norfolk and Plymouth counties, MA, or have a family member or know someone who is already a member there. Other borrowers can’t get this rate. Your rate still depends on creditworthiness, term, and eligibility.
▾Rate details & disclosures
Example: $25,000 financed for 48 months at 5.00% APR. Estimated payment: $576/mo
Assumes fixed APR, $0 down, no fees.
Advertised as 37-48 months. New Auto Loans: 37 - 48 months, APR with Auto Pay As Low As* 5.00%. "APR= Annual Percentage Rate. Loan rates currently in effect and are subject to change at any time." "*Auto pay discounted rate must come from a QCU Checking Account." "Your Annual Percentage Rate, term and approved loan amount may vary based on your credit worthiness."
Requires:AutopayAutopay: The published rate assumes automatic payments (autopay). Your rate still depends on creditworthiness, term, and eligibility.Checking accountChecking account: The published rate assumes a checking account with the lender. Your rate still depends on creditworthiness, term, and eligibility.Norfolk & Plymouth countiesNorfolk & Plymouth counties: For a specific group: only open to people who live or work in listed towns of Norfolk and Plymouth counties, MA, or have a family member or know someone who is already a member there. Other borrowers can’t get this rate. Your rate still depends on creditworthiness, term, and eligibility.
▾Rate details & disclosures
Example: $25,000 financed for 72 months at 5.25% APR. Estimated payment: $406/mo
Assumes fixed APR, $0 down, no fees.
Advertised as 49-72 months. New Auto Loans: 49 - 72 months, APR with Auto Pay As Low As* 5.25%. "APR= Annual Percentage Rate. Loan rates currently in effect and are subject to change at any time." "*Auto pay discounted rate must come from a QCU Checking Account." "Your Annual Percentage Rate, term and approved loan amount may vary based on your credit worthiness."
Requires:AutopayAutopay: The published rate assumes automatic payments (autopay). Your rate still depends on creditworthiness, term, and eligibility.Checking accountChecking account: The published rate assumes a checking account with the lender. Your rate still depends on creditworthiness, term, and eligibility.Norfolk & Plymouth countiesNorfolk & Plymouth counties: For a specific group: only open to people who live or work in listed towns of Norfolk and Plymouth counties, MA, or have a family member or know someone who is already a member there. Other borrowers can’t get this rate. Your rate still depends on creditworthiness, term, and eligibility.
▾Rate details & disclosures
Example: $25,000 financed for 84 months at 5.50% APR. Estimated payment: $360/mo
Assumes fixed APR, $0 down, no fees.
Advertised as 73-84 months. New Auto Loans: 73 - 84 months, APR with Auto Pay As Low As* 5.50%. "APR= Annual Percentage Rate. Loan rates currently in effect and are subject to change at any time." "*Auto pay discounted rate must come from a QCU Checking Account." "Your Annual Percentage Rate, term and approved loan amount may vary based on your credit worthiness."
AutopayAutopay: The published rate assumes automatic payments (autopay). Your rate still depends on creditworthiness, term, and eligibility.Checking accountChecking account: The published rate assumes a checking account with the lender. Your rate still depends on creditworthiness, term, and eligibility.+1 moreNorfolk & Plymouth countiesNorfolk & Plymouth counties: For a specific group: only open to people who live or work in listed towns of Norfolk and Plymouth counties, MA, or have a family member or know someone who is already a member there. Other borrowers can’t get this rate. Your rate still depends on creditworthiness, term, and eligibility.
▶Rate details & disclosures
Example: $25,000 financed for 36 months at 4.49% APR. Estimated payment: $744/mo
AutopayAutopay: The published rate assumes automatic payments (autopay). Your rate still depends on creditworthiness, term, and eligibility.Checking accountChecking account: The published rate assumes a checking account with the lender. Your rate still depends on creditworthiness, term, and eligibility.+1 moreNorfolk & Plymouth countiesNorfolk & Plymouth counties: For a specific group: only open to people who live or work in listed towns of Norfolk and Plymouth counties, MA, or have a family member or know someone who is already a member there. Other borrowers can’t get this rate. Your rate still depends on creditworthiness, term, and eligibility.
▶Rate details & disclosures
Example: $25,000 financed for 48 months at 5.00% APR. Estimated payment: $576/mo
AutopayAutopay: The published rate assumes automatic payments (autopay). Your rate still depends on creditworthiness, term, and eligibility.Checking accountChecking account: The published rate assumes a checking account with the lender. Your rate still depends on creditworthiness, term, and eligibility.+1 moreNorfolk & Plymouth countiesNorfolk & Plymouth counties: For a specific group: only open to people who live or work in listed towns of Norfolk and Plymouth counties, MA, or have a family member or know someone who is already a member there. Other borrowers can’t get this rate. Your rate still depends on creditworthiness, term, and eligibility.
▶Rate details & disclosures
Example: $25,000 financed for 72 months at 5.25% APR. Estimated payment: $406/mo
AutopayAutopay: The published rate assumes automatic payments (autopay). Your rate still depends on creditworthiness, term, and eligibility.Checking accountChecking account: The published rate assumes a checking account with the lender. Your rate still depends on creditworthiness, term, and eligibility.+1 moreNorfolk & Plymouth countiesNorfolk & Plymouth counties: For a specific group: only open to people who live or work in listed towns of Norfolk and Plymouth counties, MA, or have a family member or know someone who is already a member there. Other borrowers can’t get this rate. Your rate still depends on creditworthiness, term, and eligibility.
▶Rate details & disclosures
Example: $25,000 financed for 84 months at 5.50% APR. Estimated payment: $360/mo
Assumes fixed APR, $0 down, no fees.
UsedUsed car rates · 3 rates
MA • Checked Nov 13, 2026
Used
As low as
4.49%APR•Up to 36 months
Requires:AutopayAutopay: The published rate assumes automatic payments (autopay). Your rate still depends on creditworthiness, term, and eligibility.Checking accountChecking account: The published rate assumes a checking account with the lender. Your rate still depends on creditworthiness, term, and eligibility.Norfolk & Plymouth countiesNorfolk & Plymouth counties: For a specific group: only open to people who live or work in listed towns of Norfolk and Plymouth counties, MA, or have a family member or know someone who is already a member there. Other borrowers can’t get this rate. Your rate still depends on creditworthiness, term, and eligibility.
▾Rate details & disclosures
Example: $25,000 financed for 36 months at 4.49% APR. Estimated payment: $744/mo
Assumes fixed APR, $0 down, no fees.
Advertised as up to 36 months. Pre-Owned Auto Loans: Up to 36 months, APR with Auto Pay As Low As* 4.49%. "APR= Annual Percentage Rate. Loan rates currently in effect and are subject to change at any time." "*Auto pay discounted rate must come from a QCU Checking Account." "Your Annual Percentage Rate, term and approved loan amount may vary based on your credit worthiness."
Requires:AutopayAutopay: The published rate assumes automatic payments (autopay). Your rate still depends on creditworthiness, term, and eligibility.Checking accountChecking account: The published rate assumes a checking account with the lender. Your rate still depends on creditworthiness, term, and eligibility.Norfolk & Plymouth countiesNorfolk & Plymouth counties: For a specific group: only open to people who live or work in listed towns of Norfolk and Plymouth counties, MA, or have a family member or know someone who is already a member there. Other borrowers can’t get this rate. Your rate still depends on creditworthiness, term, and eligibility.
▾Rate details & disclosures
Example: $25,000 financed for 48 months at 5.00% APR. Estimated payment: $576/mo
Assumes fixed APR, $0 down, no fees.
Advertised as 37-48 months. Pre-Owned Auto Loans: 37 - 48 months, APR with Auto Pay As Low As* 5.00%. "APR= Annual Percentage Rate. Loan rates currently in effect and are subject to change at any time." "*Auto pay discounted rate must come from a QCU Checking Account." "Your Annual Percentage Rate, term and approved loan amount may vary based on your credit worthiness."
Requires:AutopayAutopay: The published rate assumes automatic payments (autopay). Your rate still depends on creditworthiness, term, and eligibility.Checking accountChecking account: The published rate assumes a checking account with the lender. Your rate still depends on creditworthiness, term, and eligibility.Norfolk & Plymouth countiesNorfolk & Plymouth counties: For a specific group: only open to people who live or work in listed towns of Norfolk and Plymouth counties, MA, or have a family member or know someone who is already a member there. Other borrowers can’t get this rate. Your rate still depends on creditworthiness, term, and eligibility.
▾Rate details & disclosures
Example: $25,000 financed for 72 months at 5.25% APR. Estimated payment: $406/mo
Assumes fixed APR, $0 down, no fees.
Advertised as 49-72 months. Pre-Owned Auto Loans: 49 - 72 months, APR with Auto Pay As Low As* 5.25%. "APR= Annual Percentage Rate. Loan rates currently in effect and are subject to change at any time." "*Auto pay discounted rate must come from a QCU Checking Account." "Your Annual Percentage Rate, term and approved loan amount may vary based on your credit worthiness."
AutopayAutopay: The published rate assumes automatic payments (autopay). Your rate still depends on creditworthiness, term, and eligibility.Checking accountChecking account: The published rate assumes a checking account with the lender. Your rate still depends on creditworthiness, term, and eligibility.+1 moreNorfolk & Plymouth countiesNorfolk & Plymouth counties: For a specific group: only open to people who live or work in listed towns of Norfolk and Plymouth counties, MA, or have a family member or know someone who is already a member there. Other borrowers can’t get this rate. Your rate still depends on creditworthiness, term, and eligibility.
▶Rate details & disclosures
Example: $25,000 financed for 36 months at 4.49% APR. Estimated payment: $744/mo
AutopayAutopay: The published rate assumes automatic payments (autopay). Your rate still depends on creditworthiness, term, and eligibility.Checking accountChecking account: The published rate assumes a checking account with the lender. Your rate still depends on creditworthiness, term, and eligibility.+1 moreNorfolk & Plymouth countiesNorfolk & Plymouth counties: For a specific group: only open to people who live or work in listed towns of Norfolk and Plymouth counties, MA, or have a family member or know someone who is already a member there. Other borrowers can’t get this rate. Your rate still depends on creditworthiness, term, and eligibility.
▶Rate details & disclosures
Example: $25,000 financed for 48 months at 5.00% APR. Estimated payment: $576/mo
AutopayAutopay: The published rate assumes automatic payments (autopay). Your rate still depends on creditworthiness, term, and eligibility.Checking accountChecking account: The published rate assumes a checking account with the lender. Your rate still depends on creditworthiness, term, and eligibility.+1 moreNorfolk & Plymouth countiesNorfolk & Plymouth counties: For a specific group: only open to people who live or work in listed towns of Norfolk and Plymouth counties, MA, or have a family member or know someone who is already a member there. Other borrowers can’t get this rate. Your rate still depends on creditworthiness, term, and eligibility.
▶Rate details & disclosures
Example: $25,000 financed for 72 months at 5.25% APR. Estimated payment: $406/mo
Assumes fixed APR, $0 down, no fees.
Not specified by lender: The lender does not say whether autopay or direct deposit is required. Your rate still depends on creditworthiness, term, and eligibility.
