Credit union · Texas

Security Service Federal Credit Union auto loan rates compared

JustAutoRates is an independent comparison site. We aren’t affiliated with the lenders listed here. To apply, visit the lender’s own site.

Texas, Colorado, Utah · Headquarters TexasChecked Nov 12, 2026Rate page on ssfcu.org

EligibilityPer Security Service: You live, work, worship, attend school, volunteer, or your business is located in Texas, Colorado, or Utah. You’re a member of select military branches/units or a Department of Defense employee at specific military bases within our service areas. You're a family or household member of an existing member.

Visit lender Opens ssfcu.org

Lowest new rate

5.74%APR, as low as

New7–66 monthsSecurity Service Federal Credit Union

Example: $25,000 financed for 66 months at 5.74% APR. Estimated payment: $443/mo

UT pricingUT pricing: The lender publishes different rates by region; this is its rate for ZIP codes in UT. Your rate still depends on creditworthiness, term, and eligibility.TX, CO, UT & groupsTX, CO, UT & groups: For a specific group: only open to people who live, work, worship, attend school, volunteer, or whose business is located in Texas, Colorado, or Utah; members of select military branches/units or Department of Defense employees at specific military bases within its service areas; or family or household members of an existing member. Other borrowers can’t get this rate. Your rate still depends on creditworthiness, term, and eligibility.
+1 more

TX, CO, UT lender. Not all qualify, see requirements.

Examples assume $25,000 financed, fixed APR, $0 down, no fees.

Lenders

Tagged rates need something extra, like autopay or a specific dealer. Untagged rates are the lender's standard rate.

Examples assume $25,000 financed, fixed APR, $0 down, no fees.

NewNew car rates · 12 rates

TX · CO · UTChecked Nov 12, 2026

New
As low as

5.74%APRand up7–66 months

2021 or newer models

Example: $25,000 financed for 66 months at 5.74% APR. Estimated payment: $443/mo

Requires:UT pricingUT pricing: The lender publishes different rates by region; this is its rate for ZIP codes in UT. Your rate still depends on creditworthiness, term, and eligibility.TX, CO, UT & groupsTX, CO, UT & groups: For a specific group: only open to people who live, work, worship, attend school, volunteer, or whose business is located in Texas, Colorado, or Utah; members of select military branches/units or Department of Defense employees at specific military bases within its service areas; or family or household members of an existing member. Other borrowers can’t get this rate. Your rate still depends on creditworthiness, term, and eligibility.
Rate details & disclosures

Advertised as 7-66 months. Car & truck rates for model year 2021-2026 (same rates for each of those model years; new vs used not separated) for UT ZIP codes: Loan Term 7 - 66 months, APR 5.74% - 15.74% based on credit history. ZIP codes checked: 84101, 84321; all showed the same rates. Loan terms and rates may vary dependent on region. A 76- to 84-month term is available only for vehicles valued at $25,000 or greater. A 85- to 96-month term is available only for vehicles valued at $35,000 or greater. Subject to credit approval. Membership eligibility required. † APR= Annual Percentage Rate. Rates effective as of 11/12/26. Final rate is determined based upon term, creditworthiness, amount financed, and other criteria. Other restrictions may apply. Rates are subject to change without notice.

Checked Nov 12, 2026Source ssfcu.org

Calculate payment, Security Service Federal Credit Union, 5.74% APR, new, 7–66 months, 2021 or newer modelsVisit lender, Security Service Federal Credit Union, 5.74% APR, new, 7–66 months, 2021 or newer models ↗

TX · CO · UTChecked Nov 12, 2026

New
As low as

5.95%APRand up7–66 months

2021 or newer models

Example: $25,000 financed for 66 months at 5.95% APR. Estimated payment: $446/mo

Requires:CO pricingCO pricing: The lender publishes different rates by region; this is its rate for ZIP codes in CO. Your rate still depends on creditworthiness, term, and eligibility.TX, CO, UT & groupsTX, CO, UT & groups: For a specific group: only open to people who live, work, worship, attend school, volunteer, or whose business is located in Texas, Colorado, or Utah; members of select military branches/units or Department of Defense employees at specific military bases within its service areas; or family or household members of an existing member. Other borrowers can’t get this rate. Your rate still depends on creditworthiness, term, and eligibility.
Rate details & disclosures

Advertised as 7-66 months. Car & truck rates for model year 2021-2026 (same rates for each of those model years; new vs used not separated) for CO ZIP codes: Loan Term 7 - 66 months, APR 5.95% - 15.74% based on credit history. ZIP codes checked: 80903, 80202; all showed the same rates. Loan terms and rates may vary dependent on region. A 76- to 84-month term is available only for vehicles valued at $25,000 or greater. A 85- to 96-month term is available only for vehicles valued at $35,000 or greater. Subject to credit approval. Membership eligibility required. † APR= Annual Percentage Rate. Rates effective as of 11/12/26. Final rate is determined based upon term, creditworthiness, amount financed, and other criteria. Other restrictions may apply. Rates are subject to change without notice.

Checked Nov 12, 2026Source ssfcu.org

Calculate payment, Security Service Federal Credit Union, 5.95% APR, new, 7–66 months, 2021 or newer modelsVisit lender, Security Service Federal Credit Union, 5.95% APR, new, 7–66 months, 2021 or newer models ↗

TX · CO · UTChecked Nov 12, 2026

New
As low as

6.10%APRand up7–66 months

2021 or newer models

Example: $25,000 financed for 66 months at 6.10% APR. Estimated payment: $447/mo

Requires:TX pricingTX pricing: The lender publishes different rates by region; this is its rate for ZIP codes in TX. Your rate still depends on creditworthiness, term, and eligibility.TX, CO, UT & groupsTX, CO, UT & groups: For a specific group: only open to people who live, work, worship, attend school, volunteer, or whose business is located in Texas, Colorado, or Utah; members of select military branches/units or Department of Defense employees at specific military bases within its service areas; or family or household members of an existing member. Other borrowers can’t get this rate. Your rate still depends on creditworthiness, term, and eligibility.
Rate details & disclosures

Advertised as 7-66 months. Car & truck rates for model year 2021-2026 (same rates for each of those model years; new vs used not separated) for TX ZIP codes: Loan Term 7 - 66 months, APR 6.10% - 17.24% based on credit history. ZIP codes checked: 78216, 77002, 79901; lowest shown for ZIP 79901 (rates differed by ZIP within the state). Loan terms and rates may vary dependent on region. A 76- to 84-month term is available only for vehicles valued at $25,000 or greater. A 85- to 96-month term is available only for vehicles valued at $35,000 or greater. Subject to credit approval. Membership eligibility required. † APR= Annual Percentage Rate. Rates effective as of 11/12/26. Final rate is determined based upon term, creditworthiness, amount financed, and other criteria. Other restrictions may apply. Rates are subject to change without notice.

Checked Nov 12, 2026Source ssfcu.org

Calculate payment, Security Service Federal Credit Union, 6.10% APR, new, 7–66 months, 2021 or newer modelsVisit lender, Security Service Federal Credit Union, 6.10% APR, new, 7–66 months, 2021 or newer models ↗

TX · CO · UTChecked Nov 12, 2026

New
As low as

6.35%APRand up67–75 months

2021 or newer models

Example: $25,000 financed for 75 months at 6.35% APR. Estimated payment: $405/mo

Requires:CO pricingCO pricing: The lender publishes different rates by region; this is its rate for ZIP codes in CO. Your rate still depends on creditworthiness, term, and eligibility.TX, CO, UT & groupsTX, CO, UT & groups: For a specific group: only open to people who live, work, worship, attend school, volunteer, or whose business is located in Texas, Colorado, or Utah; members of select military branches/units or Department of Defense employees at specific military bases within its service areas; or family or household members of an existing member. Other borrowers can’t get this rate. Your rate still depends on creditworthiness, term, and eligibility.
Rate details & disclosures

Advertised as 67-75 months. Car & truck rates for model year 2021-2026 (same rates for each of those model years; new vs used not separated) for CO ZIP codes: Loan Term 67 - 75 months, APR 6.35% - 16.74% based on credit history. ZIP codes checked: 80903, 80202; all showed the same rates. Loan terms and rates may vary dependent on region. A 76- to 84-month term is available only for vehicles valued at $25,000 or greater. A 85- to 96-month term is available only for vehicles valued at $35,000 or greater. Subject to credit approval. Membership eligibility required. † APR= Annual Percentage Rate. Rates effective as of 11/12/26. Final rate is determined based upon term, creditworthiness, amount financed, and other criteria. Other restrictions may apply. Rates are subject to change without notice.

Checked Nov 12, 2026Source ssfcu.org

Calculate payment, Security Service Federal Credit Union, 6.35% APR, new, 67–75 months, 2021 or newer modelsVisit lender, Security Service Federal Credit Union, 6.35% APR, new, 67–75 months, 2021 or newer models ↗

TX · CO · UTChecked Nov 12, 2026

New
As low as

6.40%APRand up67–75 months

2021 or newer models

Example: $25,000 financed for 75 months at 6.40% APR. Estimated payment: $406/mo

Requires:TX pricingTX pricing: The lender publishes different rates by region; this is its rate for ZIP codes in TX. Your rate still depends on creditworthiness, term, and eligibility.TX, CO, UT & groupsTX, CO, UT & groups: For a specific group: only open to people who live, work, worship, attend school, volunteer, or whose business is located in Texas, Colorado, or Utah; members of select military branches/units or Department of Defense employees at specific military bases within its service areas; or family or household members of an existing member. Other borrowers can’t get this rate. Your rate still depends on creditworthiness, term, and eligibility.
Rate details & disclosures

Advertised as 67-75 months. Car & truck rates for model year 2021-2026 (same rates for each of those model years; new vs used not separated) for TX ZIP codes: Loan Term 67 - 75 months, APR 6.40% - 17.70% based on credit history. ZIP codes checked: 78216, 77002, 79901; lowest shown for ZIP 79901 (rates differed by ZIP within the state). Loan terms and rates may vary dependent on region. A 76- to 84-month term is available only for vehicles valued at $25,000 or greater. A 85- to 96-month term is available only for vehicles valued at $35,000 or greater. Subject to credit approval. Membership eligibility required. † APR= Annual Percentage Rate. Rates effective as of 11/12/26. Final rate is determined based upon term, creditworthiness, amount financed, and other criteria. Other restrictions may apply. Rates are subject to change without notice.

Checked Nov 12, 2026Source ssfcu.org

Calculate payment, Security Service Federal Credit Union, 6.40% APR, new, 67–75 months, 2021 or newer modelsVisit lender, Security Service Federal Credit Union, 6.40% APR, new, 67–75 months, 2021 or newer models ↗

TX · CO · UTChecked Nov 12, 2026

New
As low as

6.24%APRand up67–78 months

2021 or newer models

Example: $25,000 financed for 78 months at 6.24% APR. Estimated payment: $391/mo

Requires:UT pricingUT pricing: The lender publishes different rates by region; this is its rate for ZIP codes in UT. Your rate still depends on creditworthiness, term, and eligibility.TX, CO, UT & groupsTX, CO, UT & groups: For a specific group: only open to people who live, work, worship, attend school, volunteer, or whose business is located in Texas, Colorado, or Utah; members of select military branches/units or Department of Defense employees at specific military bases within its service areas; or family or household members of an existing member. Other borrowers can’t get this rate. Your rate still depends on creditworthiness, term, and eligibility.
Rate details & disclosures

Advertised as 67-78 months. Car & truck rates for model year 2021-2026 (same rates for each of those model years; new vs used not separated) for UT ZIP codes: Loan Term 67 - 78 months, APR 6.24% - 16.74% based on credit history. ZIP codes checked: 84101, 84321; all showed the same rates. Loan terms and rates may vary dependent on region. A 76- to 84-month term is available only for vehicles valued at $25,000 or greater. A 85- to 96-month term is available only for vehicles valued at $35,000 or greater. Subject to credit approval. Membership eligibility required. † APR= Annual Percentage Rate. Rates effective as of 11/12/26. Final rate is determined based upon term, creditworthiness, amount financed, and other criteria. Other restrictions may apply. Rates are subject to change without notice.

Checked Nov 12, 2026Source ssfcu.org

Calculate payment, Security Service Federal Credit Union, 6.24% APR, new, 67–78 months, 2021 or newer modelsVisit lender, Security Service Federal Credit Union, 6.24% APR, new, 67–78 months, 2021 or newer models ↗

TX · CO · UTChecked Nov 12, 2026

New
As low as

6.70%APRand up76–84 months

2021 or newer models

Example: $25,000 financed for 84 months at 6.70% APR. Estimated payment: $374/mo

Requires:Min. value $25,000Min. value $25,000: The vehicle must be worth at least $25,000 for this rate. Your rate still depends on creditworthiness, term, and eligibility.CO pricingCO pricing: The lender publishes different rates by region; this is its rate for ZIP codes in CO. Your rate still depends on creditworthiness, term, and eligibility.TX, CO, UT & groupsTX, CO, UT & groups: For a specific group: only open to people who live, work, worship, attend school, volunteer, or whose business is located in Texas, Colorado, or Utah; members of select military branches/units or Department of Defense employees at specific military bases within its service areas; or family or household members of an existing member. Other borrowers can’t get this rate. Your rate still depends on creditworthiness, term, and eligibility.
Rate details & disclosures

Advertised as 76-84 months. Car & truck rates for model year 2021-2026 (same rates for each of those model years; new vs used not separated) for CO ZIP codes: Loan Term 76 - 84 months, APR 6.70% - 13.69% based on credit history. ZIP codes checked: 80903, 80202; all showed the same rates. Loan terms and rates may vary dependent on region. A 76- to 84-month term is available only for vehicles valued at $25,000 or greater. A 85- to 96-month term is available only for vehicles valued at $35,000 or greater. Subject to credit approval. Membership eligibility required. † APR= Annual Percentage Rate. Rates effective as of 11/12/26. Final rate is determined based upon term, creditworthiness, amount financed, and other criteria. Other restrictions may apply. Rates are subject to change without notice.

Checked Nov 12, 2026Source ssfcu.org

Calculate payment, Security Service Federal Credit Union, 6.70% APR, new, 76–84 months, 2021 or newer modelsVisit lender, Security Service Federal Credit Union, 6.70% APR, new, 76–84 months, 2021 or newer models ↗

TX · CO · UTChecked Nov 12, 2026

New
As low as

6.70%APRand up79–84 months

2021 or newer models

Example: $25,000 financed for 84 months at 6.70% APR. Estimated payment: $374/mo

Requires:Min. value $25,000Min. value $25,000: The vehicle must be worth at least $25,000 for this rate. Your rate still depends on creditworthiness, term, and eligibility.UT pricingUT pricing: The lender publishes different rates by region; this is its rate for ZIP codes in UT. Your rate still depends on creditworthiness, term, and eligibility.TX, CO, UT & groupsTX, CO, UT & groups: For a specific group: only open to people who live, work, worship, attend school, volunteer, or whose business is located in Texas, Colorado, or Utah; members of select military branches/units or Department of Defense employees at specific military bases within its service areas; or family or household members of an existing member. Other borrowers can’t get this rate. Your rate still depends on creditworthiness, term, and eligibility.
Rate details & disclosures

Advertised as 79-84 months. Car & truck rates for model year 2021-2026 (same rates for each of those model years; new vs used not separated) for UT ZIP codes: Loan Term 79 - 84 months, APR 6.70% - 13.69% based on credit history. ZIP codes checked: 84101, 84321; all showed the same rates. Loan terms and rates may vary dependent on region. A 76- to 84-month term is available only for vehicles valued at $25,000 or greater. A 85- to 96-month term is available only for vehicles valued at $35,000 or greater. Subject to credit approval. Membership eligibility required. † APR= Annual Percentage Rate. Rates effective as of 11/12/26. Final rate is determined based upon term, creditworthiness, amount financed, and other criteria. Other restrictions may apply. Rates are subject to change without notice.

Checked Nov 12, 2026Source ssfcu.org

Calculate payment, Security Service Federal Credit Union, 6.70% APR, new, 79–84 months, 2021 or newer modelsVisit lender, Security Service Federal Credit Union, 6.70% APR, new, 79–84 months, 2021 or newer models ↗

TX · CO · UTChecked Nov 12, 2026

New
As low as

6.85%APRand up76–84 months

2021 or newer models

Example: $25,000 financed for 84 months at 6.85% APR. Estimated payment: $376/mo

Requires:Min. value $25,000Min. value $25,000: The vehicle must be worth at least $25,000 for this rate. Your rate still depends on creditworthiness, term, and eligibility.TX pricingTX pricing: The lender publishes different rates by region; this is its rate for ZIP codes in TX. Your rate still depends on creditworthiness, term, and eligibility.TX, CO, UT & groupsTX, CO, UT & groups: For a specific group: only open to people who live, work, worship, attend school, volunteer, or whose business is located in Texas, Colorado, or Utah; members of select military branches/units or Department of Defense employees at specific military bases within its service areas; or family or household members of an existing member. Other borrowers can’t get this rate. Your rate still depends on creditworthiness, term, and eligibility.
Rate details & disclosures

Advertised as 76-84 months. Car & truck rates for model year 2021-2026 (same rates for each of those model years; new vs used not separated) for TX ZIP codes: Loan Term 76 - 84 months, APR 6.85% - 13.74% based on credit history. ZIP codes checked: 78216, 77002, 79901; lowest shown for ZIP 77002 (rates differed by ZIP within the state). Loan terms and rates may vary dependent on region. A 76- to 84-month term is available only for vehicles valued at $25,000 or greater. A 85- to 96-month term is available only for vehicles valued at $35,000 or greater. Subject to credit approval. Membership eligibility required. † APR= Annual Percentage Rate. Rates effective as of 11/12/26. Final rate is determined based upon term, creditworthiness, amount financed, and other criteria. Other restrictions may apply. Rates are subject to change without notice.

Checked Nov 12, 2026Source ssfcu.org

Calculate payment, Security Service Federal Credit Union, 6.85% APR, new, 76–84 months, 2021 or newer modelsVisit lender, Security Service Federal Credit Union, 6.85% APR, new, 76–84 months, 2021 or newer models ↗

TX · CO · UTChecked Nov 12, 2026

New
As low as

7.74%APRand up85–96 months

2021 or newer models

Example: $25,000 financed for 96 months at 7.74% APR. Estimated payment: $351/mo

Requires:Min. value $35,000Min. value $35,000: The vehicle must be worth at least $35,000 for this rate. Your rate still depends on creditworthiness, term, and eligibility.TX pricingTX pricing: The lender publishes different rates by region; this is its rate for ZIP codes in TX. Your rate still depends on creditworthiness, term, and eligibility.TX, CO, UT & groupsTX, CO, UT & groups: For a specific group: only open to people who live, work, worship, attend school, volunteer, or whose business is located in Texas, Colorado, or Utah; members of select military branches/units or Department of Defense employees at specific military bases within its service areas; or family or household members of an existing member. Other borrowers can’t get this rate. Your rate still depends on creditworthiness, term, and eligibility.
Rate details & disclosures

Advertised as 85-96 months. Car & truck rates for model year 2021-2026 (same rates for each of those model years; new vs used not separated) for TX ZIP codes: Loan Term 85 - 96 months, APR 7.74% - 9.49% based on credit history. ZIP codes checked: 78216, 77002, 79901; all showed the same rates. Loan terms and rates may vary dependent on region. A 76- to 84-month term is available only for vehicles valued at $25,000 or greater. A 85- to 96-month term is available only for vehicles valued at $35,000 or greater. Subject to credit approval. Membership eligibility required. † APR= Annual Percentage Rate. Rates effective as of 11/12/26. Final rate is determined based upon term, creditworthiness, amount financed, and other criteria. Other restrictions may apply. Rates are subject to change without notice.

Checked Nov 12, 2026Source ssfcu.org

Calculate payment, Security Service Federal Credit Union, 7.74% APR, new, 85–96 months, 2021 or newer modelsVisit lender, Security Service Federal Credit Union, 7.74% APR, new, 85–96 months, 2021 or newer models ↗

TX · CO · UTChecked Nov 12, 2026

New
As low as

7.74%APRand up85–96 months

2021 or newer models

Example: $25,000 financed for 96 months at 7.74% APR. Estimated payment: $351/mo

Requires:Min. value $35,000Min. value $35,000: The vehicle must be worth at least $35,000 for this rate. Your rate still depends on creditworthiness, term, and eligibility.CO pricingCO pricing: The lender publishes different rates by region; this is its rate for ZIP codes in CO. Your rate still depends on creditworthiness, term, and eligibility.TX, CO, UT & groupsTX, CO, UT & groups: For a specific group: only open to people who live, work, worship, attend school, volunteer, or whose business is located in Texas, Colorado, or Utah; members of select military branches/units or Department of Defense employees at specific military bases within its service areas; or family or household members of an existing member. Other borrowers can’t get this rate. Your rate still depends on creditworthiness, term, and eligibility.
Rate details & disclosures

Advertised as 85-96 months. Car & truck rates for model year 2021-2026 (same rates for each of those model years; new vs used not separated) for CO ZIP codes: Loan Term 85 - 96 months, APR 7.74% - 9.49% based on credit history. ZIP codes checked: 80903, 80202; all showed the same rates. Loan terms and rates may vary dependent on region. A 76- to 84-month term is available only for vehicles valued at $25,000 or greater. A 85- to 96-month term is available only for vehicles valued at $35,000 or greater. Subject to credit approval. Membership eligibility required. † APR= Annual Percentage Rate. Rates effective as of 11/12/26. Final rate is determined based upon term, creditworthiness, amount financed, and other criteria. Other restrictions may apply. Rates are subject to change without notice.

Checked Nov 12, 2026Source ssfcu.org

Calculate payment, Security Service Federal Credit Union, 7.74% APR, new, 85–96 months, 2021 or newer modelsVisit lender, Security Service Federal Credit Union, 7.74% APR, new, 85–96 months, 2021 or newer models ↗

TX · CO · UTChecked Nov 12, 2026

New
As low as

7.74%APRand up85–96 months

2021 or newer models

Example: $25,000 financed for 96 months at 7.74% APR. Estimated payment: $351/mo

Requires:Min. value $35,000Min. value $35,000: The vehicle must be worth at least $35,000 for this rate. Your rate still depends on creditworthiness, term, and eligibility.UT pricingUT pricing: The lender publishes different rates by region; this is its rate for ZIP codes in UT. Your rate still depends on creditworthiness, term, and eligibility.TX, CO, UT & groupsTX, CO, UT & groups: For a specific group: only open to people who live, work, worship, attend school, volunteer, or whose business is located in Texas, Colorado, or Utah; members of select military branches/units or Department of Defense employees at specific military bases within its service areas; or family or household members of an existing member. Other borrowers can’t get this rate. Your rate still depends on creditworthiness, term, and eligibility.
Rate details & disclosures

Advertised as 85-96 months. Car & truck rates for model year 2021-2026 (same rates for each of those model years; new vs used not separated) for UT ZIP codes: Loan Term 85 - 96 months, APR 7.74% - 9.49% based on credit history. ZIP codes checked: 84101, 84321; all showed the same rates. Loan terms and rates may vary dependent on region. A 76- to 84-month term is available only for vehicles valued at $25,000 or greater. A 85- to 96-month term is available only for vehicles valued at $35,000 or greater. Subject to credit approval. Membership eligibility required. † APR= Annual Percentage Rate. Rates effective as of 11/12/26. Final rate is determined based upon term, creditworthiness, amount financed, and other criteria. Other restrictions may apply. Rates are subject to change without notice.

Checked Nov 12, 2026Source ssfcu.org

Calculate payment, Security Service Federal Credit Union, 7.74% APR, new, 85–96 months, 2021 or newer modelsVisit lender, Security Service Federal Credit Union, 7.74% APR, new, 85–96 months, 2021 or newer models ↗
5.74%APRand up

New car

Visit lender, Security Service Federal Credit Union, 5.74% APR, new, 7–66 months, 2021 or newer models

TX · CO · UT · 2021 or newer modelsChecked Nov 12, 20267–66 months

Example: $25,000 financed for 66 months at 5.74% APR. Estimated payment: $443/mo

UT pricingUT pricing: The lender publishes different rates by region; this is its rate for ZIP codes in UT. Your rate still depends on creditworthiness, term, and eligibility.TX, CO, UT & groupsTX, CO, UT & groups: For a specific group: only open to people who live, work, worship, attend school, volunteer, or whose business is located in Texas, Colorado, or Utah; members of select military branches/units or Department of Defense employees at specific military bases within its service areas; or family or household members of an existing member. Other borrowers can’t get this rate. Your rate still depends on creditworthiness, term, and eligibility.
Rate details & disclosures
5.95%APRand up

New car

Visit lender, Security Service Federal Credit Union, 5.95% APR, new, 7–66 months, 2021 or newer models

TX · CO · UT · 2021 or newer modelsChecked Nov 12, 20267–66 months

Example: $25,000 financed for 66 months at 5.95% APR. Estimated payment: $446/mo

CO pricingCO pricing: The lender publishes different rates by region; this is its rate for ZIP codes in CO. Your rate still depends on creditworthiness, term, and eligibility.TX, CO, UT & groupsTX, CO, UT & groups: For a specific group: only open to people who live, work, worship, attend school, volunteer, or whose business is located in Texas, Colorado, or Utah; members of select military branches/units or Department of Defense employees at specific military bases within its service areas; or family or household members of an existing member. Other borrowers can’t get this rate. Your rate still depends on creditworthiness, term, and eligibility.
Rate details & disclosures
6.10%APRand up

New car

Visit lender, Security Service Federal Credit Union, 6.10% APR, new, 7–66 months, 2021 or newer models

TX · CO · UT · 2021 or newer modelsChecked Nov 12, 20267–66 months

Example: $25,000 financed for 66 months at 6.10% APR. Estimated payment: $447/mo

TX pricingTX pricing: The lender publishes different rates by region; this is its rate for ZIP codes in TX. Your rate still depends on creditworthiness, term, and eligibility.TX, CO, UT & groupsTX, CO, UT & groups: For a specific group: only open to people who live, work, worship, attend school, volunteer, or whose business is located in Texas, Colorado, or Utah; members of select military branches/units or Department of Defense employees at specific military bases within its service areas; or family or household members of an existing member. Other borrowers can’t get this rate. Your rate still depends on creditworthiness, term, and eligibility.
Rate details & disclosures
6.35%APRand up

New car

Visit lender, Security Service Federal Credit Union, 6.35% APR, new, 67–75 months, 2021 or newer models

TX · CO · UT · 2021 or newer modelsChecked Nov 12, 202667–75 months

Example: $25,000 financed for 75 months at 6.35% APR. Estimated payment: $405/mo

CO pricingCO pricing: The lender publishes different rates by region; this is its rate for ZIP codes in CO. Your rate still depends on creditworthiness, term, and eligibility.TX, CO, UT & groupsTX, CO, UT & groups: For a specific group: only open to people who live, work, worship, attend school, volunteer, or whose business is located in Texas, Colorado, or Utah; members of select military branches/units or Department of Defense employees at specific military bases within its service areas; or family or household members of an existing member. Other borrowers can’t get this rate. Your rate still depends on creditworthiness, term, and eligibility.
Rate details & disclosures
6.40%APRand up

New car

Visit lender, Security Service Federal Credit Union, 6.40% APR, new, 67–75 months, 2021 or newer models

TX · CO · UT · 2021 or newer modelsChecked Nov 12, 202667–75 months

Example: $25,000 financed for 75 months at 6.40% APR. Estimated payment: $406/mo

TX pricingTX pricing: The lender publishes different rates by region; this is its rate for ZIP codes in TX. Your rate still depends on creditworthiness, term, and eligibility.TX, CO, UT & groupsTX, CO, UT & groups: For a specific group: only open to people who live, work, worship, attend school, volunteer, or whose business is located in Texas, Colorado, or Utah; members of select military branches/units or Department of Defense employees at specific military bases within its service areas; or family or household members of an existing member. Other borrowers can’t get this rate. Your rate still depends on creditworthiness, term, and eligibility.
Rate details & disclosures
6.24%APRand up

New car

Visit lender, Security Service Federal Credit Union, 6.24% APR, new, 67–78 months, 2021 or newer models

TX · CO · UT · 2021 or newer modelsChecked Nov 12, 202667–78 months

Example: $25,000 financed for 78 months at 6.24% APR. Estimated payment: $391/mo

UT pricingUT pricing: The lender publishes different rates by region; this is its rate for ZIP codes in UT. Your rate still depends on creditworthiness, term, and eligibility.TX, CO, UT & groupsTX, CO, UT & groups: For a specific group: only open to people who live, work, worship, attend school, volunteer, or whose business is located in Texas, Colorado, or Utah; members of select military branches/units or Department of Defense employees at specific military bases within its service areas; or family or household members of an existing member. Other borrowers can’t get this rate. Your rate still depends on creditworthiness, term, and eligibility.
Rate details & disclosures
6.70%APRand up

New car

Visit lender, Security Service Federal Credit Union, 6.70% APR, new, 76–84 months, 2021 or newer models

TX · CO · UT · 2021 or newer modelsChecked Nov 12, 202676–84 months

Example: $25,000 financed for 84 months at 6.70% APR. Estimated payment: $374/mo

Min. value $25,000Min. value $25,000: The vehicle must be worth at least $25,000 for this rate. Your rate still depends on creditworthiness, term, and eligibility.CO pricingCO pricing: The lender publishes different rates by region; this is its rate for ZIP codes in CO. Your rate still depends on creditworthiness, term, and eligibility.
+1 moreTX, CO, UT & groupsTX, CO, UT & groups: For a specific group: only open to people who live, work, worship, attend school, volunteer, or whose business is located in Texas, Colorado, or Utah; members of select military branches/units or Department of Defense employees at specific military bases within its service areas; or family or household members of an existing member. Other borrowers can’t get this rate. Your rate still depends on creditworthiness, term, and eligibility.
Rate details & disclosures
6.70%APRand up

New car

Visit lender, Security Service Federal Credit Union, 6.70% APR, new, 79–84 months, 2021 or newer models

TX · CO · UT · 2021 or newer modelsChecked Nov 12, 202679–84 months

Example: $25,000 financed for 84 months at 6.70% APR. Estimated payment: $374/mo

Min. value $25,000Min. value $25,000: The vehicle must be worth at least $25,000 for this rate. Your rate still depends on creditworthiness, term, and eligibility.UT pricingUT pricing: The lender publishes different rates by region; this is its rate for ZIP codes in UT. Your rate still depends on creditworthiness, term, and eligibility.
+1 moreTX, CO, UT & groupsTX, CO, UT & groups: For a specific group: only open to people who live, work, worship, attend school, volunteer, or whose business is located in Texas, Colorado, or Utah; members of select military branches/units or Department of Defense employees at specific military bases within its service areas; or family or household members of an existing member. Other borrowers can’t get this rate. Your rate still depends on creditworthiness, term, and eligibility.
Rate details & disclosures
6.85%APRand up

New car

Visit lender, Security Service Federal Credit Union, 6.85% APR, new, 76–84 months, 2021 or newer models

TX · CO · UT · 2021 or newer modelsChecked Nov 12, 202676–84 months

Example: $25,000 financed for 84 months at 6.85% APR. Estimated payment: $376/mo

Min. value $25,000Min. value $25,000: The vehicle must be worth at least $25,000 for this rate. Your rate still depends on creditworthiness, term, and eligibility.TX pricingTX pricing: The lender publishes different rates by region; this is its rate for ZIP codes in TX. Your rate still depends on creditworthiness, term, and eligibility.
+1 moreTX, CO, UT & groupsTX, CO, UT & groups: For a specific group: only open to people who live, work, worship, attend school, volunteer, or whose business is located in Texas, Colorado, or Utah; members of select military branches/units or Department of Defense employees at specific military bases within its service areas; or family or household members of an existing member. Other borrowers can’t get this rate. Your rate still depends on creditworthiness, term, and eligibility.
Rate details & disclosures
7.74%APRand up

New car

Visit lender, Security Service Federal Credit Union, 7.74% APR, new, 85–96 months, 2021 or newer models

TX · CO · UT · 2021 or newer modelsChecked Nov 12, 202685–96 months

Example: $25,000 financed for 96 months at 7.74% APR. Estimated payment: $351/mo

Min. value $35,000Min. value $35,000: The vehicle must be worth at least $35,000 for this rate. Your rate still depends on creditworthiness, term, and eligibility.TX pricingTX pricing: The lender publishes different rates by region; this is its rate for ZIP codes in TX. Your rate still depends on creditworthiness, term, and eligibility.
+1 moreTX, CO, UT & groupsTX, CO, UT & groups: For a specific group: only open to people who live, work, worship, attend school, volunteer, or whose business is located in Texas, Colorado, or Utah; members of select military branches/units or Department of Defense employees at specific military bases within its service areas; or family or household members of an existing member. Other borrowers can’t get this rate. Your rate still depends on creditworthiness, term, and eligibility.
Rate details & disclosures
7.74%APRand up

New car

Visit lender, Security Service Federal Credit Union, 7.74% APR, new, 85–96 months, 2021 or newer models

TX · CO · UT · 2021 or newer modelsChecked Nov 12, 202685–96 months

Example: $25,000 financed for 96 months at 7.74% APR. Estimated payment: $351/mo

Min. value $35,000Min. value $35,000: The vehicle must be worth at least $35,000 for this rate. Your rate still depends on creditworthiness, term, and eligibility.CO pricingCO pricing: The lender publishes different rates by region; this is its rate for ZIP codes in CO. Your rate still depends on creditworthiness, term, and eligibility.
+1 moreTX, CO, UT & groupsTX, CO, UT & groups: For a specific group: only open to people who live, work, worship, attend school, volunteer, or whose business is located in Texas, Colorado, or Utah; members of select military branches/units or Department of Defense employees at specific military bases within its service areas; or family or household members of an existing member. Other borrowers can’t get this rate. Your rate still depends on creditworthiness, term, and eligibility.
Rate details & disclosures
7.74%APRand up

New car

Visit lender, Security Service Federal Credit Union, 7.74% APR, new, 85–96 months, 2021 or newer models

TX · CO · UT · 2021 or newer modelsChecked Nov 12, 202685–96 months

Example: $25,000 financed for 96 months at 7.74% APR. Estimated payment: $351/mo

Min. value $35,000Min. value $35,000: The vehicle must be worth at least $35,000 for this rate. Your rate still depends on creditworthiness, term, and eligibility.UT pricingUT pricing: The lender publishes different rates by region; this is its rate for ZIP codes in UT. Your rate still depends on creditworthiness, term, and eligibility.
+1 moreTX, CO, UT & groupsTX, CO, UT & groups: For a specific group: only open to people who live, work, worship, attend school, volunteer, or whose business is located in Texas, Colorado, or Utah; members of select military branches/units or Department of Defense employees at specific military bases within its service areas; or family or household members of an existing member. Other borrowers can’t get this rate. Your rate still depends on creditworthiness, term, and eligibility.
Rate details & disclosures

UsedUsed car rates · 12 rates

TX · CO · UTChecked Nov 12, 2026

Used
As low as

5.74%APRand up7–66 months

2021 or newer models

Example: $25,000 financed for 66 months at 5.74% APR. Estimated payment: $443/mo

Requires:UT pricingUT pricing: The lender publishes different rates by region; this is its rate for ZIP codes in UT. Your rate still depends on creditworthiness, term, and eligibility.TX, CO, UT & groupsTX, CO, UT & groups: For a specific group: only open to people who live, work, worship, attend school, volunteer, or whose business is located in Texas, Colorado, or Utah; members of select military branches/units or Department of Defense employees at specific military bases within its service areas; or family or household members of an existing member. Other borrowers can’t get this rate. Your rate still depends on creditworthiness, term, and eligibility.
Rate details & disclosures

Advertised as 7-66 months. Car & truck rates for model year 2021-2026 (same rates for each of those model years; new vs used not separated) for UT ZIP codes: Loan Term 7 - 66 months, APR 5.74% - 15.74% based on credit history. ZIP codes checked: 84101, 84321; all showed the same rates. Loan terms and rates may vary dependent on region. A 76- to 84-month term is available only for vehicles valued at $25,000 or greater. A 85- to 96-month term is available only for vehicles valued at $35,000 or greater. Subject to credit approval. Membership eligibility required. † APR= Annual Percentage Rate. Rates effective as of 11/12/26. Final rate is determined based upon term, creditworthiness, amount financed, and other criteria. Other restrictions may apply. Rates are subject to change without notice.

Checked Nov 12, 2026Source ssfcu.org

Calculate payment, Security Service Federal Credit Union, 5.74% APR, used, 7–66 months, 2021 or newer modelsVisit lender, Security Service Federal Credit Union, 5.74% APR, used, 7–66 months, 2021 or newer models ↗

TX · CO · UTChecked Nov 12, 2026

Used
As low as

5.95%APRand up7–66 months

2021 or newer models

Example: $25,000 financed for 66 months at 5.95% APR. Estimated payment: $446/mo

Requires:CO pricingCO pricing: The lender publishes different rates by region; this is its rate for ZIP codes in CO. Your rate still depends on creditworthiness, term, and eligibility.TX, CO, UT & groupsTX, CO, UT & groups: For a specific group: only open to people who live, work, worship, attend school, volunteer, or whose business is located in Texas, Colorado, or Utah; members of select military branches/units or Department of Defense employees at specific military bases within its service areas; or family or household members of an existing member. Other borrowers can’t get this rate. Your rate still depends on creditworthiness, term, and eligibility.
Rate details & disclosures

Advertised as 7-66 months. Car & truck rates for model year 2021-2026 (same rates for each of those model years; new vs used not separated) for CO ZIP codes: Loan Term 7 - 66 months, APR 5.95% - 15.74% based on credit history. ZIP codes checked: 80903, 80202; all showed the same rates. Loan terms and rates may vary dependent on region. A 76- to 84-month term is available only for vehicles valued at $25,000 or greater. A 85- to 96-month term is available only for vehicles valued at $35,000 or greater. Subject to credit approval. Membership eligibility required. † APR= Annual Percentage Rate. Rates effective as of 11/12/26. Final rate is determined based upon term, creditworthiness, amount financed, and other criteria. Other restrictions may apply. Rates are subject to change without notice.

Checked Nov 12, 2026Source ssfcu.org

Calculate payment, Security Service Federal Credit Union, 5.95% APR, used, 7–66 months, 2021 or newer modelsVisit lender, Security Service Federal Credit Union, 5.95% APR, used, 7–66 months, 2021 or newer models ↗

TX · CO · UTChecked Nov 12, 2026

Used
As low as

6.10%APRand up7–66 months

2021 or newer models

Example: $25,000 financed for 66 months at 6.10% APR. Estimated payment: $447/mo

Requires:TX pricingTX pricing: The lender publishes different rates by region; this is its rate for ZIP codes in TX. Your rate still depends on creditworthiness, term, and eligibility.TX, CO, UT & groupsTX, CO, UT & groups: For a specific group: only open to people who live, work, worship, attend school, volunteer, or whose business is located in Texas, Colorado, or Utah; members of select military branches/units or Department of Defense employees at specific military bases within its service areas; or family or household members of an existing member. Other borrowers can’t get this rate. Your rate still depends on creditworthiness, term, and eligibility.
Rate details & disclosures

Advertised as 7-66 months. Car & truck rates for model year 2021-2026 (same rates for each of those model years; new vs used not separated) for TX ZIP codes: Loan Term 7 - 66 months, APR 6.10% - 17.24% based on credit history. ZIP codes checked: 78216, 77002, 79901; lowest shown for ZIP 79901 (rates differed by ZIP within the state). Loan terms and rates may vary dependent on region. A 76- to 84-month term is available only for vehicles valued at $25,000 or greater. A 85- to 96-month term is available only for vehicles valued at $35,000 or greater. Subject to credit approval. Membership eligibility required. † APR= Annual Percentage Rate. Rates effective as of 11/12/26. Final rate is determined based upon term, creditworthiness, amount financed, and other criteria. Other restrictions may apply. Rates are subject to change without notice.

Checked Nov 12, 2026Source ssfcu.org

Calculate payment, Security Service Federal Credit Union, 6.10% APR, used, 7–66 months, 2021 or newer modelsVisit lender, Security Service Federal Credit Union, 6.10% APR, used, 7–66 months, 2021 or newer models ↗

TX · CO · UTChecked Nov 12, 2026

Used
As low as

6.35%APRand up67–75 months

2021 or newer models

Example: $25,000 financed for 75 months at 6.35% APR. Estimated payment: $405/mo

Requires:CO pricingCO pricing: The lender publishes different rates by region; this is its rate for ZIP codes in CO. Your rate still depends on creditworthiness, term, and eligibility.TX, CO, UT & groupsTX, CO, UT & groups: For a specific group: only open to people who live, work, worship, attend school, volunteer, or whose business is located in Texas, Colorado, or Utah; members of select military branches/units or Department of Defense employees at specific military bases within its service areas; or family or household members of an existing member. Other borrowers can’t get this rate. Your rate still depends on creditworthiness, term, and eligibility.
Rate details & disclosures

Advertised as 67-75 months. Car & truck rates for model year 2021-2026 (same rates for each of those model years; new vs used not separated) for CO ZIP codes: Loan Term 67 - 75 months, APR 6.35% - 16.74% based on credit history. ZIP codes checked: 80903, 80202; all showed the same rates. Loan terms and rates may vary dependent on region. A 76- to 84-month term is available only for vehicles valued at $25,000 or greater. A 85- to 96-month term is available only for vehicles valued at $35,000 or greater. Subject to credit approval. Membership eligibility required. † APR= Annual Percentage Rate. Rates effective as of 11/12/26. Final rate is determined based upon term, creditworthiness, amount financed, and other criteria. Other restrictions may apply. Rates are subject to change without notice.

Checked Nov 12, 2026Source ssfcu.org

Calculate payment, Security Service Federal Credit Union, 6.35% APR, used, 67–75 months, 2021 or newer modelsVisit lender, Security Service Federal Credit Union, 6.35% APR, used, 67–75 months, 2021 or newer models ↗

TX · CO · UTChecked Nov 12, 2026

Used
As low as

6.40%APRand up67–75 months

2021 or newer models

Example: $25,000 financed for 75 months at 6.40% APR. Estimated payment: $406/mo

Requires:TX pricingTX pricing: The lender publishes different rates by region; this is its rate for ZIP codes in TX. Your rate still depends on creditworthiness, term, and eligibility.TX, CO, UT & groupsTX, CO, UT & groups: For a specific group: only open to people who live, work, worship, attend school, volunteer, or whose business is located in Texas, Colorado, or Utah; members of select military branches/units or Department of Defense employees at specific military bases within its service areas; or family or household members of an existing member. Other borrowers can’t get this rate. Your rate still depends on creditworthiness, term, and eligibility.
Rate details & disclosures

Advertised as 67-75 months. Car & truck rates for model year 2021-2026 (same rates for each of those model years; new vs used not separated) for TX ZIP codes: Loan Term 67 - 75 months, APR 6.40% - 17.70% based on credit history. ZIP codes checked: 78216, 77002, 79901; lowest shown for ZIP 79901 (rates differed by ZIP within the state). Loan terms and rates may vary dependent on region. A 76- to 84-month term is available only for vehicles valued at $25,000 or greater. A 85- to 96-month term is available only for vehicles valued at $35,000 or greater. Subject to credit approval. Membership eligibility required. † APR= Annual Percentage Rate. Rates effective as of 11/12/26. Final rate is determined based upon term, creditworthiness, amount financed, and other criteria. Other restrictions may apply. Rates are subject to change without notice.

Checked Nov 12, 2026Source ssfcu.org

Calculate payment, Security Service Federal Credit Union, 6.40% APR, used, 67–75 months, 2021 or newer modelsVisit lender, Security Service Federal Credit Union, 6.40% APR, used, 67–75 months, 2021 or newer models ↗

TX · CO · UTChecked Nov 12, 2026

Used
As low as

6.24%APRand up67–78 months

2021 or newer models

Example: $25,000 financed for 78 months at 6.24% APR. Estimated payment: $391/mo

Requires:UT pricingUT pricing: The lender publishes different rates by region; this is its rate for ZIP codes in UT. Your rate still depends on creditworthiness, term, and eligibility.TX, CO, UT & groupsTX, CO, UT & groups: For a specific group: only open to people who live, work, worship, attend school, volunteer, or whose business is located in Texas, Colorado, or Utah; members of select military branches/units or Department of Defense employees at specific military bases within its service areas; or family or household members of an existing member. Other borrowers can’t get this rate. Your rate still depends on creditworthiness, term, and eligibility.
Rate details & disclosures

Advertised as 67-78 months. Car & truck rates for model year 2021-2026 (same rates for each of those model years; new vs used not separated) for UT ZIP codes: Loan Term 67 - 78 months, APR 6.24% - 16.74% based on credit history. ZIP codes checked: 84101, 84321; all showed the same rates. Loan terms and rates may vary dependent on region. A 76- to 84-month term is available only for vehicles valued at $25,000 or greater. A 85- to 96-month term is available only for vehicles valued at $35,000 or greater. Subject to credit approval. Membership eligibility required. † APR= Annual Percentage Rate. Rates effective as of 11/12/26. Final rate is determined based upon term, creditworthiness, amount financed, and other criteria. Other restrictions may apply. Rates are subject to change without notice.

Checked Nov 12, 2026Source ssfcu.org

Calculate payment, Security Service Federal Credit Union, 6.24% APR, used, 67–78 months, 2021 or newer modelsVisit lender, Security Service Federal Credit Union, 6.24% APR, used, 67–78 months, 2021 or newer models ↗

TX · CO · UTChecked Nov 12, 2026

Used
As low as

6.70%APRand up76–84 months

2021 or newer models

Example: $25,000 financed for 84 months at 6.70% APR. Estimated payment: $374/mo

Requires:Min. value $25,000Min. value $25,000: The vehicle must be worth at least $25,000 for this rate. Your rate still depends on creditworthiness, term, and eligibility.CO pricingCO pricing: The lender publishes different rates by region; this is its rate for ZIP codes in CO. Your rate still depends on creditworthiness, term, and eligibility.TX, CO, UT & groupsTX, CO, UT & groups: For a specific group: only open to people who live, work, worship, attend school, volunteer, or whose business is located in Texas, Colorado, or Utah; members of select military branches/units or Department of Defense employees at specific military bases within its service areas; or family or household members of an existing member. Other borrowers can’t get this rate. Your rate still depends on creditworthiness, term, and eligibility.
Rate details & disclosures

Advertised as 76-84 months. Car & truck rates for model year 2021-2026 (same rates for each of those model years; new vs used not separated) for CO ZIP codes: Loan Term 76 - 84 months, APR 6.70% - 13.69% based on credit history. ZIP codes checked: 80903, 80202; all showed the same rates. Loan terms and rates may vary dependent on region. A 76- to 84-month term is available only for vehicles valued at $25,000 or greater. A 85- to 96-month term is available only for vehicles valued at $35,000 or greater. Subject to credit approval. Membership eligibility required. † APR= Annual Percentage Rate. Rates effective as of 11/12/26. Final rate is determined based upon term, creditworthiness, amount financed, and other criteria. Other restrictions may apply. Rates are subject to change without notice.

Checked Nov 12, 2026Source ssfcu.org

Calculate payment, Security Service Federal Credit Union, 6.70% APR, used, 76–84 months, 2021 or newer modelsVisit lender, Security Service Federal Credit Union, 6.70% APR, used, 76–84 months, 2021 or newer models ↗

TX · CO · UTChecked Nov 12, 2026

Used
As low as

6.70%APRand up79–84 months

2021 or newer models

Example: $25,000 financed for 84 months at 6.70% APR. Estimated payment: $374/mo

Requires:Min. value $25,000Min. value $25,000: The vehicle must be worth at least $25,000 for this rate. Your rate still depends on creditworthiness, term, and eligibility.UT pricingUT pricing: The lender publishes different rates by region; this is its rate for ZIP codes in UT. Your rate still depends on creditworthiness, term, and eligibility.TX, CO, UT & groupsTX, CO, UT & groups: For a specific group: only open to people who live, work, worship, attend school, volunteer, or whose business is located in Texas, Colorado, or Utah; members of select military branches/units or Department of Defense employees at specific military bases within its service areas; or family or household members of an existing member. Other borrowers can’t get this rate. Your rate still depends on creditworthiness, term, and eligibility.
Rate details & disclosures

Advertised as 79-84 months. Car & truck rates for model year 2021-2026 (same rates for each of those model years; new vs used not separated) for UT ZIP codes: Loan Term 79 - 84 months, APR 6.70% - 13.69% based on credit history. ZIP codes checked: 84101, 84321; all showed the same rates. Loan terms and rates may vary dependent on region. A 76- to 84-month term is available only for vehicles valued at $25,000 or greater. A 85- to 96-month term is available only for vehicles valued at $35,000 or greater. Subject to credit approval. Membership eligibility required. † APR= Annual Percentage Rate. Rates effective as of 11/12/26. Final rate is determined based upon term, creditworthiness, amount financed, and other criteria. Other restrictions may apply. Rates are subject to change without notice.

Checked Nov 12, 2026Source ssfcu.org

Calculate payment, Security Service Federal Credit Union, 6.70% APR, used, 79–84 months, 2021 or newer modelsVisit lender, Security Service Federal Credit Union, 6.70% APR, used, 79–84 months, 2021 or newer models ↗

TX · CO · UTChecked Nov 12, 2026

Used
As low as

6.85%APRand up76–84 months

2021 or newer models

Example: $25,000 financed for 84 months at 6.85% APR. Estimated payment: $376/mo

Requires:Min. value $25,000Min. value $25,000: The vehicle must be worth at least $25,000 for this rate. Your rate still depends on creditworthiness, term, and eligibility.TX pricingTX pricing: The lender publishes different rates by region; this is its rate for ZIP codes in TX. Your rate still depends on creditworthiness, term, and eligibility.TX, CO, UT & groupsTX, CO, UT & groups: For a specific group: only open to people who live, work, worship, attend school, volunteer, or whose business is located in Texas, Colorado, or Utah; members of select military branches/units or Department of Defense employees at specific military bases within its service areas; or family or household members of an existing member. Other borrowers can’t get this rate. Your rate still depends on creditworthiness, term, and eligibility.
Rate details & disclosures

Advertised as 76-84 months. Car & truck rates for model year 2021-2026 (same rates for each of those model years; new vs used not separated) for TX ZIP codes: Loan Term 76 - 84 months, APR 6.85% - 13.74% based on credit history. ZIP codes checked: 78216, 77002, 79901; lowest shown for ZIP 77002 (rates differed by ZIP within the state). Loan terms and rates may vary dependent on region. A 76- to 84-month term is available only for vehicles valued at $25,000 or greater. A 85- to 96-month term is available only for vehicles valued at $35,000 or greater. Subject to credit approval. Membership eligibility required. † APR= Annual Percentage Rate. Rates effective as of 11/12/26. Final rate is determined based upon term, creditworthiness, amount financed, and other criteria. Other restrictions may apply. Rates are subject to change without notice.

Checked Nov 12, 2026Source ssfcu.org

Calculate payment, Security Service Federal Credit Union, 6.85% APR, used, 76–84 months, 2021 or newer modelsVisit lender, Security Service Federal Credit Union, 6.85% APR, used, 76–84 months, 2021 or newer models ↗

TX · CO · UTChecked Nov 12, 2026

Used
As low as

7.74%APRand up85–96 months

2021 or newer models

Example: $25,000 financed for 96 months at 7.74% APR. Estimated payment: $351/mo

Requires:Min. value $35,000Min. value $35,000: The vehicle must be worth at least $35,000 for this rate. Your rate still depends on creditworthiness, term, and eligibility.TX pricingTX pricing: The lender publishes different rates by region; this is its rate for ZIP codes in TX. Your rate still depends on creditworthiness, term, and eligibility.TX, CO, UT & groupsTX, CO, UT & groups: For a specific group: only open to people who live, work, worship, attend school, volunteer, or whose business is located in Texas, Colorado, or Utah; members of select military branches/units or Department of Defense employees at specific military bases within its service areas; or family or household members of an existing member. Other borrowers can’t get this rate. Your rate still depends on creditworthiness, term, and eligibility.
Rate details & disclosures

Advertised as 85-96 months. Car & truck rates for model year 2021-2026 (same rates for each of those model years; new vs used not separated) for TX ZIP codes: Loan Term 85 - 96 months, APR 7.74% - 9.49% based on credit history. ZIP codes checked: 78216, 77002, 79901; all showed the same rates. Loan terms and rates may vary dependent on region. A 76- to 84-month term is available only for vehicles valued at $25,000 or greater. A 85- to 96-month term is available only for vehicles valued at $35,000 or greater. Subject to credit approval. Membership eligibility required. † APR= Annual Percentage Rate. Rates effective as of 11/12/26. Final rate is determined based upon term, creditworthiness, amount financed, and other criteria. Other restrictions may apply. Rates are subject to change without notice.

Checked Nov 12, 2026Source ssfcu.org

Calculate payment, Security Service Federal Credit Union, 7.74% APR, used, 85–96 months, 2021 or newer modelsVisit lender, Security Service Federal Credit Union, 7.74% APR, used, 85–96 months, 2021 or newer models ↗

TX · CO · UTChecked Nov 12, 2026

Used
As low as

7.74%APRand up85–96 months

2021 or newer models

Example: $25,000 financed for 96 months at 7.74% APR. Estimated payment: $351/mo

Requires:Min. value $35,000Min. value $35,000: The vehicle must be worth at least $35,000 for this rate. Your rate still depends on creditworthiness, term, and eligibility.CO pricingCO pricing: The lender publishes different rates by region; this is its rate for ZIP codes in CO. Your rate still depends on creditworthiness, term, and eligibility.TX, CO, UT & groupsTX, CO, UT & groups: For a specific group: only open to people who live, work, worship, attend school, volunteer, or whose business is located in Texas, Colorado, or Utah; members of select military branches/units or Department of Defense employees at specific military bases within its service areas; or family or household members of an existing member. Other borrowers can’t get this rate. Your rate still depends on creditworthiness, term, and eligibility.
Rate details & disclosures

Advertised as 85-96 months. Car & truck rates for model year 2021-2026 (same rates for each of those model years; new vs used not separated) for CO ZIP codes: Loan Term 85 - 96 months, APR 7.74% - 9.49% based on credit history. ZIP codes checked: 80903, 80202; all showed the same rates. Loan terms and rates may vary dependent on region. A 76- to 84-month term is available only for vehicles valued at $25,000 or greater. A 85- to 96-month term is available only for vehicles valued at $35,000 or greater. Subject to credit approval. Membership eligibility required. † APR= Annual Percentage Rate. Rates effective as of 11/12/26. Final rate is determined based upon term, creditworthiness, amount financed, and other criteria. Other restrictions may apply. Rates are subject to change without notice.

Checked Nov 12, 2026Source ssfcu.org

Calculate payment, Security Service Federal Credit Union, 7.74% APR, used, 85–96 months, 2021 or newer modelsVisit lender, Security Service Federal Credit Union, 7.74% APR, used, 85–96 months, 2021 or newer models ↗

TX · CO · UTChecked Nov 12, 2026

Used
As low as

7.74%APRand up85–96 months

2021 or newer models

Example: $25,000 financed for 96 months at 7.74% APR. Estimated payment: $351/mo

Requires:Min. value $35,000Min. value $35,000: The vehicle must be worth at least $35,000 for this rate. Your rate still depends on creditworthiness, term, and eligibility.UT pricingUT pricing: The lender publishes different rates by region; this is its rate for ZIP codes in UT. Your rate still depends on creditworthiness, term, and eligibility.TX, CO, UT & groupsTX, CO, UT & groups: For a specific group: only open to people who live, work, worship, attend school, volunteer, or whose business is located in Texas, Colorado, or Utah; members of select military branches/units or Department of Defense employees at specific military bases within its service areas; or family or household members of an existing member. Other borrowers can’t get this rate. Your rate still depends on creditworthiness, term, and eligibility.
Rate details & disclosures

Advertised as 85-96 months. Car & truck rates for model year 2021-2026 (same rates for each of those model years; new vs used not separated) for UT ZIP codes: Loan Term 85 - 96 months, APR 7.74% - 9.49% based on credit history. ZIP codes checked: 84101, 84321; all showed the same rates. Loan terms and rates may vary dependent on region. A 76- to 84-month term is available only for vehicles valued at $25,000 or greater. A 85- to 96-month term is available only for vehicles valued at $35,000 or greater. Subject to credit approval. Membership eligibility required. † APR= Annual Percentage Rate. Rates effective as of 11/12/26. Final rate is determined based upon term, creditworthiness, amount financed, and other criteria. Other restrictions may apply. Rates are subject to change without notice.

Checked Nov 12, 2026Source ssfcu.org

Calculate payment, Security Service Federal Credit Union, 7.74% APR, used, 85–96 months, 2021 or newer modelsVisit lender, Security Service Federal Credit Union, 7.74% APR, used, 85–96 months, 2021 or newer models ↗
5.74%APRand up

Used car

Visit lender, Security Service Federal Credit Union, 5.74% APR, used, 7–66 months, 2021 or newer models

TX · CO · UT · 2021 or newer modelsChecked Nov 12, 20267–66 months

Example: $25,000 financed for 66 months at 5.74% APR. Estimated payment: $443/mo

UT pricingUT pricing: The lender publishes different rates by region; this is its rate for ZIP codes in UT. Your rate still depends on creditworthiness, term, and eligibility.TX, CO, UT & groupsTX, CO, UT & groups: For a specific group: only open to people who live, work, worship, attend school, volunteer, or whose business is located in Texas, Colorado, or Utah; members of select military branches/units or Department of Defense employees at specific military bases within its service areas; or family or household members of an existing member. Other borrowers can’t get this rate. Your rate still depends on creditworthiness, term, and eligibility.
Rate details & disclosures
5.95%APRand up

Used car

Visit lender, Security Service Federal Credit Union, 5.95% APR, used, 7–66 months, 2021 or newer models

TX · CO · UT · 2021 or newer modelsChecked Nov 12, 20267–66 months

Example: $25,000 financed for 66 months at 5.95% APR. Estimated payment: $446/mo

CO pricingCO pricing: The lender publishes different rates by region; this is its rate for ZIP codes in CO. Your rate still depends on creditworthiness, term, and eligibility.TX, CO, UT & groupsTX, CO, UT & groups: For a specific group: only open to people who live, work, worship, attend school, volunteer, or whose business is located in Texas, Colorado, or Utah; members of select military branches/units or Department of Defense employees at specific military bases within its service areas; or family or household members of an existing member. Other borrowers can’t get this rate. Your rate still depends on creditworthiness, term, and eligibility.
Rate details & disclosures
6.10%APRand up

Used car

Visit lender, Security Service Federal Credit Union, 6.10% APR, used, 7–66 months, 2021 or newer models

TX · CO · UT · 2021 or newer modelsChecked Nov 12, 20267–66 months

Example: $25,000 financed for 66 months at 6.10% APR. Estimated payment: $447/mo

TX pricingTX pricing: The lender publishes different rates by region; this is its rate for ZIP codes in TX. Your rate still depends on creditworthiness, term, and eligibility.TX, CO, UT & groupsTX, CO, UT & groups: For a specific group: only open to people who live, work, worship, attend school, volunteer, or whose business is located in Texas, Colorado, or Utah; members of select military branches/units or Department of Defense employees at specific military bases within its service areas; or family or household members of an existing member. Other borrowers can’t get this rate. Your rate still depends on creditworthiness, term, and eligibility.
Rate details & disclosures
6.35%APRand up

Used car

Visit lender, Security Service Federal Credit Union, 6.35% APR, used, 67–75 months, 2021 or newer models

TX · CO · UT · 2021 or newer modelsChecked Nov 12, 202667–75 months

Example: $25,000 financed for 75 months at 6.35% APR. Estimated payment: $405/mo

CO pricingCO pricing: The lender publishes different rates by region; this is its rate for ZIP codes in CO. Your rate still depends on creditworthiness, term, and eligibility.TX, CO, UT & groupsTX, CO, UT & groups: For a specific group: only open to people who live, work, worship, attend school, volunteer, or whose business is located in Texas, Colorado, or Utah; members of select military branches/units or Department of Defense employees at specific military bases within its service areas; or family or household members of an existing member. Other borrowers can’t get this rate. Your rate still depends on creditworthiness, term, and eligibility.
Rate details & disclosures
6.40%APRand up

Used car

Visit lender, Security Service Federal Credit Union, 6.40% APR, used, 67–75 months, 2021 or newer models

TX · CO · UT · 2021 or newer modelsChecked Nov 12, 202667–75 months

Example: $25,000 financed for 75 months at 6.40% APR. Estimated payment: $406/mo

TX pricingTX pricing: The lender publishes different rates by region; this is its rate for ZIP codes in TX. Your rate still depends on creditworthiness, term, and eligibility.TX, CO, UT & groupsTX, CO, UT & groups: For a specific group: only open to people who live, work, worship, attend school, volunteer, or whose business is located in Texas, Colorado, or Utah; members of select military branches/units or Department of Defense employees at specific military bases within its service areas; or family or household members of an existing member. Other borrowers can’t get this rate. Your rate still depends on creditworthiness, term, and eligibility.
Rate details & disclosures
6.24%APRand up

Used car

Visit lender, Security Service Federal Credit Union, 6.24% APR, used, 67–78 months, 2021 or newer models

TX · CO · UT · 2021 or newer modelsChecked Nov 12, 202667–78 months

Example: $25,000 financed for 78 months at 6.24% APR. Estimated payment: $391/mo

UT pricingUT pricing: The lender publishes different rates by region; this is its rate for ZIP codes in UT. Your rate still depends on creditworthiness, term, and eligibility.TX, CO, UT & groupsTX, CO, UT & groups: For a specific group: only open to people who live, work, worship, attend school, volunteer, or whose business is located in Texas, Colorado, or Utah; members of select military branches/units or Department of Defense employees at specific military bases within its service areas; or family or household members of an existing member. Other borrowers can’t get this rate. Your rate still depends on creditworthiness, term, and eligibility.
Rate details & disclosures
6.70%APRand up

Used car

Visit lender, Security Service Federal Credit Union, 6.70% APR, used, 76–84 months, 2021 or newer models

TX · CO · UT · 2021 or newer modelsChecked Nov 12, 202676–84 months

Example: $25,000 financed for 84 months at 6.70% APR. Estimated payment: $374/mo

Min. value $25,000Min. value $25,000: The vehicle must be worth at least $25,000 for this rate. Your rate still depends on creditworthiness, term, and eligibility.CO pricingCO pricing: The lender publishes different rates by region; this is its rate for ZIP codes in CO. Your rate still depends on creditworthiness, term, and eligibility.
+1 moreTX, CO, UT & groupsTX, CO, UT & groups: For a specific group: only open to people who live, work, worship, attend school, volunteer, or whose business is located in Texas, Colorado, or Utah; members of select military branches/units or Department of Defense employees at specific military bases within its service areas; or family or household members of an existing member. Other borrowers can’t get this rate. Your rate still depends on creditworthiness, term, and eligibility.
Rate details & disclosures
6.70%APRand up

Used car

Visit lender, Security Service Federal Credit Union, 6.70% APR, used, 79–84 months, 2021 or newer models

TX · CO · UT · 2021 or newer modelsChecked Nov 12, 202679–84 months

Example: $25,000 financed for 84 months at 6.70% APR. Estimated payment: $374/mo

Min. value $25,000Min. value $25,000: The vehicle must be worth at least $25,000 for this rate. Your rate still depends on creditworthiness, term, and eligibility.UT pricingUT pricing: The lender publishes different rates by region; this is its rate for ZIP codes in UT. Your rate still depends on creditworthiness, term, and eligibility.
+1 moreTX, CO, UT & groupsTX, CO, UT & groups: For a specific group: only open to people who live, work, worship, attend school, volunteer, or whose business is located in Texas, Colorado, or Utah; members of select military branches/units or Department of Defense employees at specific military bases within its service areas; or family or household members of an existing member. Other borrowers can’t get this rate. Your rate still depends on creditworthiness, term, and eligibility.
Rate details & disclosures
6.85%APRand up

Used car

Visit lender, Security Service Federal Credit Union, 6.85% APR, used, 76–84 months, 2021 or newer models

TX · CO · UT · 2021 or newer modelsChecked Nov 12, 202676–84 months

Example: $25,000 financed for 84 months at 6.85% APR. Estimated payment: $376/mo

Min. value $25,000Min. value $25,000: The vehicle must be worth at least $25,000 for this rate. Your rate still depends on creditworthiness, term, and eligibility.TX pricingTX pricing: The lender publishes different rates by region; this is its rate for ZIP codes in TX. Your rate still depends on creditworthiness, term, and eligibility.
+1 moreTX, CO, UT & groupsTX, CO, UT & groups: For a specific group: only open to people who live, work, worship, attend school, volunteer, or whose business is located in Texas, Colorado, or Utah; members of select military branches/units or Department of Defense employees at specific military bases within its service areas; or family or household members of an existing member. Other borrowers can’t get this rate. Your rate still depends on creditworthiness, term, and eligibility.
Rate details & disclosures
7.74%APRand up

Used car

Visit lender, Security Service Federal Credit Union, 7.74% APR, used, 85–96 months, 2021 or newer models

TX · CO · UT · 2021 or newer modelsChecked Nov 12, 202685–96 months

Example: $25,000 financed for 96 months at 7.74% APR. Estimated payment: $351/mo

Min. value $35,000Min. value $35,000: The vehicle must be worth at least $35,000 for this rate. Your rate still depends on creditworthiness, term, and eligibility.TX pricingTX pricing: The lender publishes different rates by region; this is its rate for ZIP codes in TX. Your rate still depends on creditworthiness, term, and eligibility.
+1 moreTX, CO, UT & groupsTX, CO, UT & groups: For a specific group: only open to people who live, work, worship, attend school, volunteer, or whose business is located in Texas, Colorado, or Utah; members of select military branches/units or Department of Defense employees at specific military bases within its service areas; or family or household members of an existing member. Other borrowers can’t get this rate. Your rate still depends on creditworthiness, term, and eligibility.
Rate details & disclosures
7.74%APRand up

Used car

Visit lender, Security Service Federal Credit Union, 7.74% APR, used, 85–96 months, 2021 or newer models

TX · CO · UT · 2021 or newer modelsChecked Nov 12, 202685–96 months

Example: $25,000 financed for 96 months at 7.74% APR. Estimated payment: $351/mo

Min. value $35,000Min. value $35,000: The vehicle must be worth at least $35,000 for this rate. Your rate still depends on creditworthiness, term, and eligibility.CO pricingCO pricing: The lender publishes different rates by region; this is its rate for ZIP codes in CO. Your rate still depends on creditworthiness, term, and eligibility.
+1 moreTX, CO, UT & groupsTX, CO, UT & groups: For a specific group: only open to people who live, work, worship, attend school, volunteer, or whose business is located in Texas, Colorado, or Utah; members of select military branches/units or Department of Defense employees at specific military bases within its service areas; or family or household members of an existing member. Other borrowers can’t get this rate. Your rate still depends on creditworthiness, term, and eligibility.
Rate details & disclosures
7.74%APRand up

Used car

Visit lender, Security Service Federal Credit Union, 7.74% APR, used, 85–96 months, 2021 or newer models

TX · CO · UT · 2021 or newer modelsChecked Nov 12, 202685–96 months

Example: $25,000 financed for 96 months at 7.74% APR. Estimated payment: $351/mo

Min. value $35,000Min. value $35,000: The vehicle must be worth at least $35,000 for this rate. Your rate still depends on creditworthiness, term, and eligibility.UT pricingUT pricing: The lender publishes different rates by region; this is its rate for ZIP codes in UT. Your rate still depends on creditworthiness, term, and eligibility.
+1 moreTX, CO, UT & groupsTX, CO, UT & groups: For a specific group: only open to people who live, work, worship, attend school, volunteer, or whose business is located in Texas, Colorado, or Utah; members of select military branches/units or Department of Defense employees at specific military bases within its service areas; or family or household members of an existing member. Other borrowers can’t get this rate. Your rate still depends on creditworthiness, term, and eligibility.
Rate details & disclosures