Credit union · Massachusetts

St. Anne's Credit Union auto loan rates compared

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Massachusetts · Headquarters MassachusettsChecked Nov 13, 2026Rate page on stannes.com

EligibilityPer St. Anne's: You can become a member of St. Anne's Credit Union by opening an account with at least $5. Once you're a member, you and your family can take full advantage of all our great banking products and services. We service the following: List Of Counties & Towns MA Counties RI Counties RI Towns Barnstable Bristol Coventry Bristol Newport East Greenwich Norfolk Providence N. Kingstown Plymouth Warwick Suffolk W. Warwick

Visit lender Opens stannes.com

Lowest new rate

6.09%APR, as low as

New36–60 monthsSt. Anne's Credit Union

SE MA & RI areasSE MA & RI areas: For a specific group: only open to Barnstable, Bristol, Norfolk, Plymouth, and Suffolk counties, MA; Bristol, Newport, and Providence counties, RI; and Coventry, East Greenwich, North Kingstown, Warwick, and West Warwick, RI. Other borrowers can’t get this rate. Your rate still depends on creditworthiness, term, and eligibility.
Rate details & disclosures

Example: $25,000 financed for 60 months at 6.09% APR. Estimated payment: $485/mo

Assumes fixed APR, $0 down, no fees.

MA lender. Not all qualify, see requirements.

Lenders

Tagged rates need something extra, like autopay or a specific dealer. Untagged rates are the lender's standard rate.

NewNew car rates · 2 rates

MAChecked Nov 13, 2026

New
As low as

6.09%APR36–60 months

2025–2026 models

Requires:SE MA & RI areasSE MA & RI areas: For a specific group: only open to Barnstable, Bristol, Norfolk, Plymouth, and Suffolk counties, MA; Bristol, Newport, and Providence counties, RI; and Coventry, East Greenwich, North Kingstown, Warwick, and West Warwick, RI. Other borrowers can’t get this rate. Your rate still depends on creditworthiness, term, and eligibility.
Rate details & disclosures

Example: $25,000 financed for 60 months at 6.09% APR. Estimated payment: $485/mo

Assumes fixed APR, $0 down, no fees.

Advertised as 36-60 months. New Auto 2026-2025: 36-60 Months, APR 6.090%. "*Annual Percentage Rate (APR) subject to change. $5 membership account required." "Rate is based on creditworthiness and may vary." "Additional rates and terms may be available."

Checked Nov 13, 2026Source stannes.com

Calculate payment, St. Anne's Credit Union, 6.09% APR, new, 36–60 months, 2025–2026 modelsVisit lender, St. Anne's Credit Union, 6.09% APR, new, 36–60 months, 2025–2026 models ↗

MAChecked Nov 13, 2026

New
As low as

6.29%APR61–75 months

2025–2026 models

Requires:SE MA & RI areasSE MA & RI areas: For a specific group: only open to Barnstable, Bristol, Norfolk, Plymouth, and Suffolk counties, MA; Bristol, Newport, and Providence counties, RI; and Coventry, East Greenwich, North Kingstown, Warwick, and West Warwick, RI. Other borrowers can’t get this rate. Your rate still depends on creditworthiness, term, and eligibility.
Rate details & disclosures

Example: $25,000 financed for 75 months at 6.29% APR. Estimated payment: $404/mo

Assumes fixed APR, $0 down, no fees.

Advertised as 61-75 months. New Auto 2026-2025: 61-75 Months, APR 6.290%. "*Annual Percentage Rate (APR) subject to change. $5 membership account required." "Rate is based on creditworthiness and may vary." "Additional rates and terms may be available."

Checked Nov 13, 2026Source stannes.com

Calculate payment, St. Anne's Credit Union, 6.29% APR, new, 61–75 months, 2025–2026 modelsVisit lender, St. Anne's Credit Union, 6.29% APR, new, 61–75 months, 2025–2026 models ↗
6.09%APR

New car

Visit lender, St. Anne's Credit Union, 6.09% APR, new, 36–60 months, 2025–2026 models

MA · 2025–2026 modelsChecked Nov 13, 202636–60 months

SE MA & RI areasSE MA & RI areas: For a specific group: only open to Barnstable, Bristol, Norfolk, Plymouth, and Suffolk counties, MA; Bristol, Newport, and Providence counties, RI; and Coventry, East Greenwich, North Kingstown, Warwick, and West Warwick, RI. Other borrowers can’t get this rate. Your rate still depends on creditworthiness, term, and eligibility.
Rate details & disclosures

Example: $25,000 financed for 60 months at 6.09% APR. Estimated payment: $485/mo

Assumes fixed APR, $0 down, no fees.

6.29%APR

New car

Visit lender, St. Anne's Credit Union, 6.29% APR, new, 61–75 months, 2025–2026 models

MA · 2025–2026 modelsChecked Nov 13, 202661–75 months

SE MA & RI areasSE MA & RI areas: For a specific group: only open to Barnstable, Bristol, Norfolk, Plymouth, and Suffolk counties, MA; Bristol, Newport, and Providence counties, RI; and Coventry, East Greenwich, North Kingstown, Warwick, and West Warwick, RI. Other borrowers can’t get this rate. Your rate still depends on creditworthiness, term, and eligibility.
Rate details & disclosures

Example: $25,000 financed for 75 months at 6.29% APR. Estimated payment: $404/mo

Assumes fixed APR, $0 down, no fees.

UsedUsed car rates · 2 rates

MAChecked Nov 13, 2026

Used
As low as

6.49%APR36–60 months

2016–2024 models

Requires:SE MA & RI areasSE MA & RI areas: For a specific group: only open to Barnstable, Bristol, Norfolk, Plymouth, and Suffolk counties, MA; Bristol, Newport, and Providence counties, RI; and Coventry, East Greenwich, North Kingstown, Warwick, and West Warwick, RI. Other borrowers can’t get this rate. Your rate still depends on creditworthiness, term, and eligibility.
Rate details & disclosures

Example: $25,000 financed for 60 months at 6.49% APR. Estimated payment: $490/mo

Assumes fixed APR, $0 down, no fees.

Advertised as 36-60 months. Used Auto 2024-2016: 36-60 Months, APR 6.490%. "*Annual Percentage Rate (APR) subject to change. $5 membership account required." "Rate is based on creditworthiness and may vary." "Additional rates and terms may be available."

Checked Nov 13, 2026Source stannes.com

Calculate payment, St. Anne's Credit Union, 6.49% APR, used, 36–60 months, 2016–2024 modelsVisit lender, St. Anne's Credit Union, 6.49% APR, used, 36–60 months, 2016–2024 models ↗

MAChecked Nov 13, 2026

Used
As low as

7.69%APR61–72 months

2016–2024 models

Requires:SE MA & RI areasSE MA & RI areas: For a specific group: only open to Barnstable, Bristol, Norfolk, Plymouth, and Suffolk counties, MA; Bristol, Newport, and Providence counties, RI; and Coventry, East Greenwich, North Kingstown, Warwick, and West Warwick, RI. Other borrowers can’t get this rate. Your rate still depends on creditworthiness, term, and eligibility.
Rate details & disclosures

Example: $25,000 financed for 72 months at 7.69% APR. Estimated payment: $435/mo

Assumes fixed APR, $0 down, no fees.

Advertised as 61-72 months. Used Auto 2024-2016: 61-72 Months, APR 7.690%. "*Annual Percentage Rate (APR) subject to change. $5 membership account required." "Rate is based on creditworthiness and may vary." "Additional rates and terms may be available."

Checked Nov 13, 2026Source stannes.com

Calculate payment, St. Anne's Credit Union, 7.69% APR, used, 61–72 months, 2016–2024 modelsVisit lender, St. Anne's Credit Union, 7.69% APR, used, 61–72 months, 2016–2024 models ↗
6.49%APR

Used car

Visit lender, St. Anne's Credit Union, 6.49% APR, used, 36–60 months, 2016–2024 models

MA · 2016–2024 modelsChecked Nov 13, 202636–60 months

SE MA & RI areasSE MA & RI areas: For a specific group: only open to Barnstable, Bristol, Norfolk, Plymouth, and Suffolk counties, MA; Bristol, Newport, and Providence counties, RI; and Coventry, East Greenwich, North Kingstown, Warwick, and West Warwick, RI. Other borrowers can’t get this rate. Your rate still depends on creditworthiness, term, and eligibility.
Rate details & disclosures

Example: $25,000 financed for 60 months at 6.49% APR. Estimated payment: $490/mo

Assumes fixed APR, $0 down, no fees.

7.69%APR

Used car

Visit lender, St. Anne's Credit Union, 7.69% APR, used, 61–72 months, 2016–2024 models

MA · 2016–2024 modelsChecked Nov 13, 202661–72 months

SE MA & RI areasSE MA & RI areas: For a specific group: only open to Barnstable, Bristol, Norfolk, Plymouth, and Suffolk counties, MA; Bristol, Newport, and Providence counties, RI; and Coventry, East Greenwich, North Kingstown, Warwick, and West Warwick, RI. Other borrowers can’t get this rate. Your rate still depends on creditworthiness, term, and eligibility.
Rate details & disclosures

Example: $25,000 financed for 72 months at 7.69% APR. Estimated payment: $435/mo

Assumes fixed APR, $0 down, no fees.