Credit union · New York

The Summit Federal Credit Union auto loan rates compared

JustAutoRates is an independent comparison site. We aren’t affiliated with the lenders listed here. To apply, visit the lender’s own site.

New York · Headquarters New YorkChecked Nov 13, 2026Rate page on summitfcu.org

EligibilityPer The Summit: You're eligible to join if: You're an employee, retiree or volunteer of one of our member groups. You live, work, worship, volunteer or attend school within the geographic boundaries of: Amherst – Town of Amherst Buffalo – City of Buffalo Cortland County Geneva – City of Geneva Henrietta – Town of Henrietta Rochester – City of Rochester Syracuse – City of Syracuse Tonawanda – City or Town of Tonawanda

Visit lender Opens summitfcu.org

Lowest new rate

4.95%APR, as low as

New36 monthsThe Summit Federal Credit Union

AutopayAutopay: The published rate assumes automatic payments (autopay). Your rate still depends on creditworthiness, term, and eligibility.Upstate NY cities & groupsUpstate NY cities & groups: For a specific group: only open to employees, retirees or volunteers of member groups, or people who live, work, worship, volunteer or attend school in Amherst, Buffalo, Cortland County, Geneva, Henrietta, Rochester, Syracuse, or Tonawanda. Other borrowers can’t get this rate. Your rate still depends on creditworthiness, term, and eligibility.
+1 more
Rate details & disclosures

Example: $25,000 financed for 36 months at 4.95% APR. Estimated payment: $749/mo

Assumes fixed APR, $0 down, no fees.

NY lender. Not all qualify, see requirements.

Lenders

Tagged rates need something extra, like autopay or a specific dealer. Untagged rates are the lender's standard rate.

On rates tagged with autopay, direct deposit, or a relationship discount, the published figure includes that discount.

NewNew car rates · 5 rates

NYChecked Nov 13, 2026

New
As low as

4.95%APR36 months

Requires:AutopayAutopay: The published rate assumes automatic payments (autopay). Your rate still depends on creditworthiness, term, and eligibility.Upstate NY cities & groupsUpstate NY cities & groups: For a specific group: only open to employees, retirees or volunteers of member groups, or people who live, work, worship, volunteer or attend school in Amherst, Buffalo, Cortland County, Geneva, Henrietta, Rochester, Syracuse, or Tonawanda. Other borrowers can’t get this rate. Your rate still depends on creditworthiness, term, and eligibility.
Rate details & disclosures

Example: $25,000 financed for 36 months at 4.95% APR. Estimated payment: $749/mo

Assumes fixed APR, $0 down, no fees.

Advertised as 36 months. Auto Loan Rates, Rates Effective November 1 through November 15, 2026: New Auto, 36, Fixed APR w/ Auto Payment 4.95%. "1. If refinancing a Summit Auto Loan, you must increase the outstanding loan balance by at least $1,000." "2. APR varies depending on your credit history." "3. The automatic payment rate is only available when you authorize The Summit to automatically deduct payments from your share account. To receive the automatic payment rate, the payment transfer must be from your Checking Account or Automatic Loan Payment Share account." "100% financing available on car loans." "The rates shown are the best rates available."

Checked Nov 13, 2026Source summitfcu.org

Calculate payment, The Summit Federal Credit Union, 4.95% APR, new, 36 monthsVisit lender, The Summit Federal Credit Union, 4.95% APR, new, 36 months ↗

NYChecked Nov 13, 2026

New
As low as

5.25%APR48 months

Requires:AutopayAutopay: The published rate assumes automatic payments (autopay). Your rate still depends on creditworthiness, term, and eligibility.Upstate NY cities & groupsUpstate NY cities & groups: For a specific group: only open to employees, retirees or volunteers of member groups, or people who live, work, worship, volunteer or attend school in Amherst, Buffalo, Cortland County, Geneva, Henrietta, Rochester, Syracuse, or Tonawanda. Other borrowers can’t get this rate. Your rate still depends on creditworthiness, term, and eligibility.
Rate details & disclosures

Example: $25,000 financed for 48 months at 5.25% APR. Estimated payment: $579/mo

Assumes fixed APR, $0 down, no fees.

Advertised as 48 months. Auto Loan Rates, Rates Effective November 1 through November 15, 2026: New Auto, 48, Fixed APR w/ Auto Payment 5.25%. "1. If refinancing a Summit Auto Loan, you must increase the outstanding loan balance by at least $1,000." "2. APR varies depending on your credit history." "3. The automatic payment rate is only available when you authorize The Summit to automatically deduct payments from your share account. To receive the automatic payment rate, the payment transfer must be from your Checking Account or Automatic Loan Payment Share account." "100% financing available on car loans." "The rates shown are the best rates available."

Checked Nov 13, 2026Source summitfcu.org

Calculate payment, The Summit Federal Credit Union, 5.25% APR, new, 48 monthsVisit lender, The Summit Federal Credit Union, 5.25% APR, new, 48 months ↗

NYChecked Nov 13, 2026

New
As low as

5.45%APR60 months

Requires:AutopayAutopay: The published rate assumes automatic payments (autopay). Your rate still depends on creditworthiness, term, and eligibility.Upstate NY cities & groupsUpstate NY cities & groups: For a specific group: only open to employees, retirees or volunteers of member groups, or people who live, work, worship, volunteer or attend school in Amherst, Buffalo, Cortland County, Geneva, Henrietta, Rochester, Syracuse, or Tonawanda. Other borrowers can’t get this rate. Your rate still depends on creditworthiness, term, and eligibility.
Rate details & disclosures

Example: $25,000 financed for 60 months at 5.45% APR. Estimated payment: $477/mo

Assumes fixed APR, $0 down, no fees.

Advertised as 60 months. Auto Loan Rates, Rates Effective November 1 through November 15, 2026: New Auto, 60, Fixed APR w/ Auto Payment 5.45%. "1. If refinancing a Summit Auto Loan, you must increase the outstanding loan balance by at least $1,000." "2. APR varies depending on your credit history." "3. The automatic payment rate is only available when you authorize The Summit to automatically deduct payments from your share account. To receive the automatic payment rate, the payment transfer must be from your Checking Account or Automatic Loan Payment Share account." "100% financing available on car loans." "The rates shown are the best rates available."

Checked Nov 13, 2026Source summitfcu.org

Calculate payment, The Summit Federal Credit Union, 5.45% APR, new, 60 monthsVisit lender, The Summit Federal Credit Union, 5.45% APR, new, 60 months ↗

NYChecked Nov 13, 2026

New
As low as

5.95%APR72 months

Requires:AutopayAutopay: The published rate assumes automatic payments (autopay). Your rate still depends on creditworthiness, term, and eligibility.Upstate NY cities & groupsUpstate NY cities & groups: For a specific group: only open to employees, retirees or volunteers of member groups, or people who live, work, worship, volunteer or attend school in Amherst, Buffalo, Cortland County, Geneva, Henrietta, Rochester, Syracuse, or Tonawanda. Other borrowers can’t get this rate. Your rate still depends on creditworthiness, term, and eligibility.
Rate details & disclosures

Example: $25,000 financed for 72 months at 5.95% APR. Estimated payment: $414/mo

Assumes fixed APR, $0 down, no fees.

Advertised as 72 months. Auto Loan Rates, Rates Effective November 1 through November 15, 2026: New Auto, 72, Fixed APR w/ Auto Payment 5.95%. "1. If refinancing a Summit Auto Loan, you must increase the outstanding loan balance by at least $1,000." "2. APR varies depending on your credit history." "3. The automatic payment rate is only available when you authorize The Summit to automatically deduct payments from your share account. To receive the automatic payment rate, the payment transfer must be from your Checking Account or Automatic Loan Payment Share account." "100% financing available on car loans." "The rates shown are the best rates available."

Checked Nov 13, 2026Source summitfcu.org

Calculate payment, The Summit Federal Credit Union, 5.95% APR, new, 72 monthsVisit lender, The Summit Federal Credit Union, 5.95% APR, new, 72 months ↗

NYChecked Nov 13, 2026

New
As low as

6.65%APR84 months

Requires:AutopayAutopay: The published rate assumes automatic payments (autopay). Your rate still depends on creditworthiness, term, and eligibility.Upstate NY cities & groupsUpstate NY cities & groups: For a specific group: only open to employees, retirees or volunteers of member groups, or people who live, work, worship, volunteer or attend school in Amherst, Buffalo, Cortland County, Geneva, Henrietta, Rochester, Syracuse, or Tonawanda. Other borrowers can’t get this rate. Your rate still depends on creditworthiness, term, and eligibility.
Rate details & disclosures

Example: $25,000 financed for 84 months at 6.65% APR. Estimated payment: $374/mo

Assumes fixed APR, $0 down, no fees.

Advertised as 84 months. Auto Loan Rates, Rates Effective November 1 through November 15, 2026: New Auto, 84, Fixed APR w/ Auto Payment 6.65%. "1. If refinancing a Summit Auto Loan, you must increase the outstanding loan balance by at least $1,000." "2. APR varies depending on your credit history." "3. The automatic payment rate is only available when you authorize The Summit to automatically deduct payments from your share account. To receive the automatic payment rate, the payment transfer must be from your Checking Account or Automatic Loan Payment Share account." "100% financing available on car loans." "The rates shown are the best rates available." "4. Please check our current Loan Rate Sheet for minimum dollar amount and details."

Checked Nov 13, 2026Source summitfcu.org

Calculate payment, The Summit Federal Credit Union, 6.65% APR, new, 84 monthsVisit lender, The Summit Federal Credit Union, 6.65% APR, new, 84 months ↗
4.95%APR

New car

Visit lender, The Summit Federal Credit Union, 4.95% APR, new, 36 months

NYChecked Nov 13, 202636 months

AutopayAutopay: The published rate assumes automatic payments (autopay). Your rate still depends on creditworthiness, term, and eligibility.Upstate NY cities & groupsUpstate NY cities & groups: For a specific group: only open to employees, retirees or volunteers of member groups, or people who live, work, worship, volunteer or attend school in Amherst, Buffalo, Cortland County, Geneva, Henrietta, Rochester, Syracuse, or Tonawanda. Other borrowers can’t get this rate. Your rate still depends on creditworthiness, term, and eligibility.
Rate details & disclosures

Example: $25,000 financed for 36 months at 4.95% APR. Estimated payment: $749/mo

Assumes fixed APR, $0 down, no fees.

5.25%APR

New car

Visit lender, The Summit Federal Credit Union, 5.25% APR, new, 48 months

NYChecked Nov 13, 202648 months

AutopayAutopay: The published rate assumes automatic payments (autopay). Your rate still depends on creditworthiness, term, and eligibility.Upstate NY cities & groupsUpstate NY cities & groups: For a specific group: only open to employees, retirees or volunteers of member groups, or people who live, work, worship, volunteer or attend school in Amherst, Buffalo, Cortland County, Geneva, Henrietta, Rochester, Syracuse, or Tonawanda. Other borrowers can’t get this rate. Your rate still depends on creditworthiness, term, and eligibility.
Rate details & disclosures

Example: $25,000 financed for 48 months at 5.25% APR. Estimated payment: $579/mo

Assumes fixed APR, $0 down, no fees.

5.45%APR

New car

Visit lender, The Summit Federal Credit Union, 5.45% APR, new, 60 months

NYChecked Nov 13, 202660 months

AutopayAutopay: The published rate assumes automatic payments (autopay). Your rate still depends on creditworthiness, term, and eligibility.Upstate NY cities & groupsUpstate NY cities & groups: For a specific group: only open to employees, retirees or volunteers of member groups, or people who live, work, worship, volunteer or attend school in Amherst, Buffalo, Cortland County, Geneva, Henrietta, Rochester, Syracuse, or Tonawanda. Other borrowers can’t get this rate. Your rate still depends on creditworthiness, term, and eligibility.
Rate details & disclosures

Example: $25,000 financed for 60 months at 5.45% APR. Estimated payment: $477/mo

Assumes fixed APR, $0 down, no fees.

5.95%APR

New car

Visit lender, The Summit Federal Credit Union, 5.95% APR, new, 72 months

NYChecked Nov 13, 202672 months

AutopayAutopay: The published rate assumes automatic payments (autopay). Your rate still depends on creditworthiness, term, and eligibility.Upstate NY cities & groupsUpstate NY cities & groups: For a specific group: only open to employees, retirees or volunteers of member groups, or people who live, work, worship, volunteer or attend school in Amherst, Buffalo, Cortland County, Geneva, Henrietta, Rochester, Syracuse, or Tonawanda. Other borrowers can’t get this rate. Your rate still depends on creditworthiness, term, and eligibility.
Rate details & disclosures

Example: $25,000 financed for 72 months at 5.95% APR. Estimated payment: $414/mo

Assumes fixed APR, $0 down, no fees.

6.65%APR

New car

Visit lender, The Summit Federal Credit Union, 6.65% APR, new, 84 months

NYChecked Nov 13, 202684 months

AutopayAutopay: The published rate assumes automatic payments (autopay). Your rate still depends on creditworthiness, term, and eligibility.Upstate NY cities & groupsUpstate NY cities & groups: For a specific group: only open to employees, retirees or volunteers of member groups, or people who live, work, worship, volunteer or attend school in Amherst, Buffalo, Cortland County, Geneva, Henrietta, Rochester, Syracuse, or Tonawanda. Other borrowers can’t get this rate. Your rate still depends on creditworthiness, term, and eligibility.
Rate details & disclosures

Example: $25,000 financed for 84 months at 6.65% APR. Estimated payment: $374/mo

Assumes fixed APR, $0 down, no fees.

UsedUsed car rates · 5 rates

NYChecked Nov 13, 2026

Used
As low as

5.35%APR36 months

2018 or newer models

Requires:AutopayAutopay: The published rate assumes automatic payments (autopay). Your rate still depends on creditworthiness, term, and eligibility.Upstate NY cities & groupsUpstate NY cities & groups: For a specific group: only open to employees, retirees or volunteers of member groups, or people who live, work, worship, volunteer or attend school in Amherst, Buffalo, Cortland County, Geneva, Henrietta, Rochester, Syracuse, or Tonawanda. Other borrowers can’t get this rate. Your rate still depends on creditworthiness, term, and eligibility.
Rate details & disclosures

Example: $25,000 financed for 36 months at 5.35% APR. Estimated payment: $754/mo

Assumes fixed APR, $0 down, no fees.

Advertised as 36 months. Auto Loan Rates, Rates Effective November 1 through November 15, 2026: Used Auto (2018 & newer), 36, Fixed APR w/ Auto Payment 5.35%. "1. If refinancing a Summit Auto Loan, you must increase the outstanding loan balance by at least $1,000." "2. APR varies depending on your credit history." "3. The automatic payment rate is only available when you authorize The Summit to automatically deduct payments from your share account. To receive the automatic payment rate, the payment transfer must be from your Checking Account or Automatic Loan Payment Share account." "100% financing available on car loans." "The rates shown are the best rates available."

Checked Nov 13, 2026Source summitfcu.org

Calculate payment, The Summit Federal Credit Union, 5.35% APR, used, 36 months, 2018 or newer modelsVisit lender, The Summit Federal Credit Union, 5.35% APR, used, 36 months, 2018 or newer models ↗

NYChecked Nov 13, 2026

Used
As low as

5.45%APR48 months

2020 or newer models

Requires:AutopayAutopay: The published rate assumes automatic payments (autopay). Your rate still depends on creditworthiness, term, and eligibility.Upstate NY cities & groupsUpstate NY cities & groups: For a specific group: only open to employees, retirees or volunteers of member groups, or people who live, work, worship, volunteer or attend school in Amherst, Buffalo, Cortland County, Geneva, Henrietta, Rochester, Syracuse, or Tonawanda. Other borrowers can’t get this rate. Your rate still depends on creditworthiness, term, and eligibility.
Rate details & disclosures

Example: $25,000 financed for 48 months at 5.45% APR. Estimated payment: $581/mo

Assumes fixed APR, $0 down, no fees.

Advertised as 48 months. Auto Loan Rates, Rates Effective November 1 through November 15, 2026: Used Auto (2020 & newer), 48, Fixed APR w/ Auto Payment 5.45%. "1. If refinancing a Summit Auto Loan, you must increase the outstanding loan balance by at least $1,000." "2. APR varies depending on your credit history." "3. The automatic payment rate is only available when you authorize The Summit to automatically deduct payments from your share account. To receive the automatic payment rate, the payment transfer must be from your Checking Account or Automatic Loan Payment Share account." "100% financing available on car loans." "The rates shown are the best rates available."

Checked Nov 13, 2026Source summitfcu.org

Calculate payment, The Summit Federal Credit Union, 5.45% APR, used, 48 months, 2020 or newer modelsVisit lender, The Summit Federal Credit Union, 5.45% APR, used, 48 months, 2020 or newer models ↗

NYChecked Nov 13, 2026

Used
As low as

5.70%APR60 months

2021 or newer models

Requires:AutopayAutopay: The published rate assumes automatic payments (autopay). Your rate still depends on creditworthiness, term, and eligibility.Upstate NY cities & groupsUpstate NY cities & groups: For a specific group: only open to employees, retirees or volunteers of member groups, or people who live, work, worship, volunteer or attend school in Amherst, Buffalo, Cortland County, Geneva, Henrietta, Rochester, Syracuse, or Tonawanda. Other borrowers can’t get this rate. Your rate still depends on creditworthiness, term, and eligibility.
Rate details & disclosures

Example: $25,000 financed for 60 months at 5.70% APR. Estimated payment: $480/mo

Assumes fixed APR, $0 down, no fees.

Advertised as 60 months. Auto Loan Rates, Rates Effective November 1 through November 15, 2026: Used Auto (2021 & newer), 60, Fixed APR w/ Auto Payment 5.70%. "1. If refinancing a Summit Auto Loan, you must increase the outstanding loan balance by at least $1,000." "2. APR varies depending on your credit history." "3. The automatic payment rate is only available when you authorize The Summit to automatically deduct payments from your share account. To receive the automatic payment rate, the payment transfer must be from your Checking Account or Automatic Loan Payment Share account." "100% financing available on car loans." "The rates shown are the best rates available."

Checked Nov 13, 2026Source summitfcu.org

Calculate payment, The Summit Federal Credit Union, 5.70% APR, used, 60 months, 2021 or newer modelsVisit lender, The Summit Federal Credit Union, 5.70% APR, used, 60 months, 2021 or newer models ↗

NYChecked Nov 13, 2026

Used
As low as

6.10%APR72 months

2022 or newer models

Requires:AutopayAutopay: The published rate assumes automatic payments (autopay). Your rate still depends on creditworthiness, term, and eligibility.Upstate NY cities & groupsUpstate NY cities & groups: For a specific group: only open to employees, retirees or volunteers of member groups, or people who live, work, worship, volunteer or attend school in Amherst, Buffalo, Cortland County, Geneva, Henrietta, Rochester, Syracuse, or Tonawanda. Other borrowers can’t get this rate. Your rate still depends on creditworthiness, term, and eligibility.
Rate details & disclosures

Example: $25,000 financed for 72 months at 6.10% APR. Estimated payment: $416/mo

Assumes fixed APR, $0 down, no fees.

Advertised as 72 months. Auto Loan Rates, Rates Effective November 1 through November 15, 2026: Used Auto (2022 & newer), 72, Fixed APR w/ Auto Payment 6.10%. "1. If refinancing a Summit Auto Loan, you must increase the outstanding loan balance by at least $1,000." "2. APR varies depending on your credit history." "3. The automatic payment rate is only available when you authorize The Summit to automatically deduct payments from your share account. To receive the automatic payment rate, the payment transfer must be from your Checking Account or Automatic Loan Payment Share account." "100% financing available on car loans." "The rates shown are the best rates available."

Checked Nov 13, 2026Source summitfcu.org

Calculate payment, The Summit Federal Credit Union, 6.10% APR, used, 72 months, 2022 or newer modelsVisit lender, The Summit Federal Credit Union, 6.10% APR, used, 72 months, 2022 or newer models ↗

NYChecked Nov 13, 2026

Used
As low as

6.75%APR84 months

2024 or newer models

Requires:AutopayAutopay: The published rate assumes automatic payments (autopay). Your rate still depends on creditworthiness, term, and eligibility.Upstate NY cities & groupsUpstate NY cities & groups: For a specific group: only open to employees, retirees or volunteers of member groups, or people who live, work, worship, volunteer or attend school in Amherst, Buffalo, Cortland County, Geneva, Henrietta, Rochester, Syracuse, or Tonawanda. Other borrowers can’t get this rate. Your rate still depends on creditworthiness, term, and eligibility.
Rate details & disclosures

Example: $25,000 financed for 84 months at 6.75% APR. Estimated payment: $375/mo

Assumes fixed APR, $0 down, no fees.

Advertised as 84 months. Auto Loan Rates, Rates Effective November 1 through November 15, 2026: Used Auto (2024 & newer), 84, Fixed APR w/ Auto Payment 6.75%. "1. If refinancing a Summit Auto Loan, you must increase the outstanding loan balance by at least $1,000." "2. APR varies depending on your credit history." "3. The automatic payment rate is only available when you authorize The Summit to automatically deduct payments from your share account. To receive the automatic payment rate, the payment transfer must be from your Checking Account or Automatic Loan Payment Share account." "100% financing available on car loans." "The rates shown are the best rates available." "4. Please check our current Loan Rate Sheet for minimum dollar amount and details."

Checked Nov 13, 2026Source summitfcu.org

Calculate payment, The Summit Federal Credit Union, 6.75% APR, used, 84 months, 2024 or newer modelsVisit lender, The Summit Federal Credit Union, 6.75% APR, used, 84 months, 2024 or newer models ↗
5.35%APR

Used car

Visit lender, The Summit Federal Credit Union, 5.35% APR, used, 36 months, 2018 or newer models

NY · 2018 or newer modelsChecked Nov 13, 202636 months

AutopayAutopay: The published rate assumes automatic payments (autopay). Your rate still depends on creditworthiness, term, and eligibility.Upstate NY cities & groupsUpstate NY cities & groups: For a specific group: only open to employees, retirees or volunteers of member groups, or people who live, work, worship, volunteer or attend school in Amherst, Buffalo, Cortland County, Geneva, Henrietta, Rochester, Syracuse, or Tonawanda. Other borrowers can’t get this rate. Your rate still depends on creditworthiness, term, and eligibility.
Rate details & disclosures

Example: $25,000 financed for 36 months at 5.35% APR. Estimated payment: $754/mo

Assumes fixed APR, $0 down, no fees.

5.45%APR

Used car

Visit lender, The Summit Federal Credit Union, 5.45% APR, used, 48 months, 2020 or newer models

NY · 2020 or newer modelsChecked Nov 13, 202648 months

AutopayAutopay: The published rate assumes automatic payments (autopay). Your rate still depends on creditworthiness, term, and eligibility.Upstate NY cities & groupsUpstate NY cities & groups: For a specific group: only open to employees, retirees or volunteers of member groups, or people who live, work, worship, volunteer or attend school in Amherst, Buffalo, Cortland County, Geneva, Henrietta, Rochester, Syracuse, or Tonawanda. Other borrowers can’t get this rate. Your rate still depends on creditworthiness, term, and eligibility.
Rate details & disclosures

Example: $25,000 financed for 48 months at 5.45% APR. Estimated payment: $581/mo

Assumes fixed APR, $0 down, no fees.

5.70%APR

Used car

Visit lender, The Summit Federal Credit Union, 5.70% APR, used, 60 months, 2021 or newer models

NY · 2021 or newer modelsChecked Nov 13, 202660 months

AutopayAutopay: The published rate assumes automatic payments (autopay). Your rate still depends on creditworthiness, term, and eligibility.Upstate NY cities & groupsUpstate NY cities & groups: For a specific group: only open to employees, retirees or volunteers of member groups, or people who live, work, worship, volunteer or attend school in Amherst, Buffalo, Cortland County, Geneva, Henrietta, Rochester, Syracuse, or Tonawanda. Other borrowers can’t get this rate. Your rate still depends on creditworthiness, term, and eligibility.
Rate details & disclosures

Example: $25,000 financed for 60 months at 5.70% APR. Estimated payment: $480/mo

Assumes fixed APR, $0 down, no fees.

6.10%APR

Used car

Visit lender, The Summit Federal Credit Union, 6.10% APR, used, 72 months, 2022 or newer models

NY · 2022 or newer modelsChecked Nov 13, 202672 months

AutopayAutopay: The published rate assumes automatic payments (autopay). Your rate still depends on creditworthiness, term, and eligibility.Upstate NY cities & groupsUpstate NY cities & groups: For a specific group: only open to employees, retirees or volunteers of member groups, or people who live, work, worship, volunteer or attend school in Amherst, Buffalo, Cortland County, Geneva, Henrietta, Rochester, Syracuse, or Tonawanda. Other borrowers can’t get this rate. Your rate still depends on creditworthiness, term, and eligibility.
Rate details & disclosures

Example: $25,000 financed for 72 months at 6.10% APR. Estimated payment: $416/mo

Assumes fixed APR, $0 down, no fees.

6.75%APR

Used car

Visit lender, The Summit Federal Credit Union, 6.75% APR, used, 84 months, 2024 or newer models

NY · 2024 or newer modelsChecked Nov 13, 202684 months

AutopayAutopay: The published rate assumes automatic payments (autopay). Your rate still depends on creditworthiness, term, and eligibility.Upstate NY cities & groupsUpstate NY cities & groups: For a specific group: only open to employees, retirees or volunteers of member groups, or people who live, work, worship, volunteer or attend school in Amherst, Buffalo, Cortland County, Geneva, Henrietta, Rochester, Syracuse, or Tonawanda. Other borrowers can’t get this rate. Your rate still depends on creditworthiness, term, and eligibility.
Rate details & disclosures

Example: $25,000 financed for 84 months at 6.75% APR. Estimated payment: $375/mo

Assumes fixed APR, $0 down, no fees.