Credit union · Massachusetts

Webster First Federal Credit Union auto loan rates compared

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Massachusetts · Headquarters MassachusettsChecked Nov 13, 2026Rate page on websterfirst.com

EligibilityPer Webster First: You are eligible to join Webster First if you live, work, worship, or attend school in Essex, Middlesex, Suffolk, or Worcester Counties of Massachusetts.

Visit lender Opens websterfirst.com

Lowest new rate

4.64%APR, as low as

New36 monthsWebster First Federal Credit Union

Essex, Middlesex, Suffolk, WorcesterEssex, Middlesex, Suffolk, Worcester: For a specific group: only open to people who live, work, worship, or attend school in Essex, Middlesex, Suffolk, or Worcester County, MA. Other borrowers can’t get this rate. Your rate still depends on creditworthiness, term, and eligibility.
Rate details & disclosures

Example: $25,000 financed for 36 months at 4.64% APR. Estimated payment: $746/mo

Assumes fixed APR, $0 down, no fees.

MA lender. Not all qualify, see requirements.

Lenders

Tagged rates need something extra, like autopay or a specific dealer. Untagged rates are the lender's standard rate.

NewNew car rates · 5 rates

MAChecked Nov 13, 2026

New
As low as

4.64%APR36 months

2023–2027 models

Requires:Essex, Middlesex, Suffolk, WorcesterEssex, Middlesex, Suffolk, Worcester: For a specific group: only open to people who live, work, worship, or attend school in Essex, Middlesex, Suffolk, or Worcester County, MA. Other borrowers can’t get this rate. Your rate still depends on creditworthiness, term, and eligibility.
Rate details & disclosures

Example: $25,000 financed for 36 months at 4.64% APR. Estimated payment: $746/mo

Assumes fixed APR, $0 down, no fees.

Advertised as 36 months. Auto Loan Rates, Model Year 2023-2027: 36 Month, APR 4.64%. New vs used not separated (rates are by model year). "Rates subject to change without notice. Rate determined by credit report and collateral. Annual Percentage Rate accurate as of October 5, 2026." "1: APR = Annual Percentage Rate."

Checked Nov 13, 2026Source websterfirst.com

Calculate payment, Webster First Federal Credit Union, 4.64% APR, new, 36 months, 2023–2027 modelsVisit lender, Webster First Federal Credit Union, 4.64% APR, new, 36 months, 2023–2027 models ↗

MAChecked Nov 13, 2026

New
As low as

5.14%APR48 months

2023–2027 models

Requires:Essex, Middlesex, Suffolk, WorcesterEssex, Middlesex, Suffolk, Worcester: For a specific group: only open to people who live, work, worship, or attend school in Essex, Middlesex, Suffolk, or Worcester County, MA. Other borrowers can’t get this rate. Your rate still depends on creditworthiness, term, and eligibility.
Rate details & disclosures

Example: $25,000 financed for 48 months at 5.14% APR. Estimated payment: $578/mo

Assumes fixed APR, $0 down, no fees.

Advertised as 48 months. Auto Loan Rates, Model Year 2023-2027: 48 Month, APR 5.14%. New vs used not separated (rates are by model year). "Rates subject to change without notice. Rate determined by credit report and collateral. Annual Percentage Rate accurate as of October 5, 2026." "1: APR = Annual Percentage Rate."

Checked Nov 13, 2026Source websterfirst.com

Calculate payment, Webster First Federal Credit Union, 5.14% APR, new, 48 months, 2023–2027 modelsVisit lender, Webster First Federal Credit Union, 5.14% APR, new, 48 months, 2023–2027 models ↗

MAChecked Nov 13, 2026

New
As low as

5.39%APR66 months

2023–2027 models

Requires:Essex, Middlesex, Suffolk, WorcesterEssex, Middlesex, Suffolk, Worcester: For a specific group: only open to people who live, work, worship, or attend school in Essex, Middlesex, Suffolk, or Worcester County, MA. Other borrowers can’t get this rate. Your rate still depends on creditworthiness, term, and eligibility.
Rate details & disclosures

Example: $25,000 financed for 66 months at 5.39% APR. Estimated payment: $439/mo

Assumes fixed APR, $0 down, no fees.

Advertised as 66 months. Auto Loan Rates, Model Year 2023-2027: 66 Month, APR 5.39%. New vs used not separated (rates are by model year). "Rates subject to change without notice. Rate determined by credit report and collateral. Annual Percentage Rate accurate as of October 5, 2026." "1: APR = Annual Percentage Rate."

Checked Nov 13, 2026Source websterfirst.com

Calculate payment, Webster First Federal Credit Union, 5.39% APR, new, 66 months, 2023–2027 modelsVisit lender, Webster First Federal Credit Union, 5.39% APR, new, 66 months, 2023–2027 models ↗

MAChecked Nov 13, 2026

New
As low as

5.69%APR75 months

2023–2027 models

Requires:Essex, Middlesex, Suffolk, WorcesterEssex, Middlesex, Suffolk, Worcester: For a specific group: only open to people who live, work, worship, or attend school in Essex, Middlesex, Suffolk, or Worcester County, MA. Other borrowers can’t get this rate. Your rate still depends on creditworthiness, term, and eligibility.
Rate details & disclosures

Example: $25,000 financed for 75 months at 5.69% APR. Estimated payment: $397/mo

Assumes fixed APR, $0 down, no fees.

Advertised as 75 months. Auto Loan Rates, Model Year 2023-2027: 75 Month, APR 5.69%. New vs used not separated (rates are by model year). "Rates subject to change without notice. Rate determined by credit report and collateral. Annual Percentage Rate accurate as of October 5, 2026." "1: APR = Annual Percentage Rate."

Checked Nov 13, 2026Source websterfirst.com

Calculate payment, Webster First Federal Credit Union, 5.69% APR, new, 75 months, 2023–2027 modelsVisit lender, Webster First Federal Credit Union, 5.69% APR, new, 75 months, 2023–2027 models ↗

MAChecked Nov 13, 2026

New
As low as

6.89%APR84 months

2023–2027 models

Requires:Essex, Middlesex, Suffolk, WorcesterEssex, Middlesex, Suffolk, Worcester: For a specific group: only open to people who live, work, worship, or attend school in Essex, Middlesex, Suffolk, or Worcester County, MA. Other borrowers can’t get this rate. Your rate still depends on creditworthiness, term, and eligibility.
Rate details & disclosures

Example: $25,000 financed for 84 months at 6.89% APR. Estimated payment: $376/mo

Assumes fixed APR, $0 down, no fees.

Advertised as 84 months. Auto Loan Rates, Model Year 2023-2027: 84 Month, APR 6.89%. New vs used not separated (rates are by model year). "Rates subject to change without notice. Rate determined by credit report and collateral. Annual Percentage Rate accurate as of October 5, 2026." "1: APR = Annual Percentage Rate." "16: Term available subject to credit score."

Checked Nov 13, 2026Source websterfirst.com

Calculate payment, Webster First Federal Credit Union, 6.89% APR, new, 84 months, 2023–2027 modelsVisit lender, Webster First Federal Credit Union, 6.89% APR, new, 84 months, 2023–2027 models ↗
4.64%APR

New car

Visit lender, Webster First Federal Credit Union, 4.64% APR, new, 36 months, 2023–2027 models

MA · 2023–2027 modelsChecked Nov 13, 202636 months

Essex, Middlesex, Suffolk, WorcesterEssex, Middlesex, Suffolk, Worcester: For a specific group: only open to people who live, work, worship, or attend school in Essex, Middlesex, Suffolk, or Worcester County, MA. Other borrowers can’t get this rate. Your rate still depends on creditworthiness, term, and eligibility.
Rate details & disclosures

Example: $25,000 financed for 36 months at 4.64% APR. Estimated payment: $746/mo

Assumes fixed APR, $0 down, no fees.

5.14%APR

New car

Visit lender, Webster First Federal Credit Union, 5.14% APR, new, 48 months, 2023–2027 models

MA · 2023–2027 modelsChecked Nov 13, 202648 months

Essex, Middlesex, Suffolk, WorcesterEssex, Middlesex, Suffolk, Worcester: For a specific group: only open to people who live, work, worship, or attend school in Essex, Middlesex, Suffolk, or Worcester County, MA. Other borrowers can’t get this rate. Your rate still depends on creditworthiness, term, and eligibility.
Rate details & disclosures

Example: $25,000 financed for 48 months at 5.14% APR. Estimated payment: $578/mo

Assumes fixed APR, $0 down, no fees.

5.39%APR

New car

Visit lender, Webster First Federal Credit Union, 5.39% APR, new, 66 months, 2023–2027 models

MA · 2023–2027 modelsChecked Nov 13, 202666 months

Essex, Middlesex, Suffolk, WorcesterEssex, Middlesex, Suffolk, Worcester: For a specific group: only open to people who live, work, worship, or attend school in Essex, Middlesex, Suffolk, or Worcester County, MA. Other borrowers can’t get this rate. Your rate still depends on creditworthiness, term, and eligibility.
Rate details & disclosures

Example: $25,000 financed for 66 months at 5.39% APR. Estimated payment: $439/mo

Assumes fixed APR, $0 down, no fees.

5.69%APR

New car

Visit lender, Webster First Federal Credit Union, 5.69% APR, new, 75 months, 2023–2027 models

MA · 2023–2027 modelsChecked Nov 13, 202675 months

Essex, Middlesex, Suffolk, WorcesterEssex, Middlesex, Suffolk, Worcester: For a specific group: only open to people who live, work, worship, or attend school in Essex, Middlesex, Suffolk, or Worcester County, MA. Other borrowers can’t get this rate. Your rate still depends on creditworthiness, term, and eligibility.
Rate details & disclosures

Example: $25,000 financed for 75 months at 5.69% APR. Estimated payment: $397/mo

Assumes fixed APR, $0 down, no fees.

6.89%APR

New car

Visit lender, Webster First Federal Credit Union, 6.89% APR, new, 84 months, 2023–2027 models

MA · 2023–2027 modelsChecked Nov 13, 202684 months

Essex, Middlesex, Suffolk, WorcesterEssex, Middlesex, Suffolk, Worcester: For a specific group: only open to people who live, work, worship, or attend school in Essex, Middlesex, Suffolk, or Worcester County, MA. Other borrowers can’t get this rate. Your rate still depends on creditworthiness, term, and eligibility.
Rate details & disclosures

Example: $25,000 financed for 84 months at 6.89% APR. Estimated payment: $376/mo

Assumes fixed APR, $0 down, no fees.

UsedUsed car rates · 5 rates

MAChecked Nov 13, 2026

Used
As low as

4.64%APR36 months

2023–2027 models

Requires:Essex, Middlesex, Suffolk, WorcesterEssex, Middlesex, Suffolk, Worcester: For a specific group: only open to people who live, work, worship, or attend school in Essex, Middlesex, Suffolk, or Worcester County, MA. Other borrowers can’t get this rate. Your rate still depends on creditworthiness, term, and eligibility.
Rate details & disclosures

Example: $25,000 financed for 36 months at 4.64% APR. Estimated payment: $746/mo

Assumes fixed APR, $0 down, no fees.

Advertised as 36 months. Auto Loan Rates, Model Year 2023-2027: 36 Month, APR 4.64%. New vs used not separated (rates are by model year). "Rates subject to change without notice. Rate determined by credit report and collateral. Annual Percentage Rate accurate as of October 5, 2026." "1: APR = Annual Percentage Rate."

Checked Nov 13, 2026Source websterfirst.com

Calculate payment, Webster First Federal Credit Union, 4.64% APR, used, 36 months, 2023–2027 modelsVisit lender, Webster First Federal Credit Union, 4.64% APR, used, 36 months, 2023–2027 models ↗

MAChecked Nov 13, 2026

Used
As low as

5.14%APR48 months

2023–2027 models

Requires:Essex, Middlesex, Suffolk, WorcesterEssex, Middlesex, Suffolk, Worcester: For a specific group: only open to people who live, work, worship, or attend school in Essex, Middlesex, Suffolk, or Worcester County, MA. Other borrowers can’t get this rate. Your rate still depends on creditworthiness, term, and eligibility.
Rate details & disclosures

Example: $25,000 financed for 48 months at 5.14% APR. Estimated payment: $578/mo

Assumes fixed APR, $0 down, no fees.

Advertised as 48 months. Auto Loan Rates, Model Year 2023-2027: 48 Month, APR 5.14%. New vs used not separated (rates are by model year). "Rates subject to change without notice. Rate determined by credit report and collateral. Annual Percentage Rate accurate as of October 5, 2026." "1: APR = Annual Percentage Rate."

Checked Nov 13, 2026Source websterfirst.com

Calculate payment, Webster First Federal Credit Union, 5.14% APR, used, 48 months, 2023–2027 modelsVisit lender, Webster First Federal Credit Union, 5.14% APR, used, 48 months, 2023–2027 models ↗

MAChecked Nov 13, 2026

Used
As low as

5.39%APR66 months

2023–2027 models

Requires:Essex, Middlesex, Suffolk, WorcesterEssex, Middlesex, Suffolk, Worcester: For a specific group: only open to people who live, work, worship, or attend school in Essex, Middlesex, Suffolk, or Worcester County, MA. Other borrowers can’t get this rate. Your rate still depends on creditworthiness, term, and eligibility.
Rate details & disclosures

Example: $25,000 financed for 66 months at 5.39% APR. Estimated payment: $439/mo

Assumes fixed APR, $0 down, no fees.

Advertised as 66 months. Auto Loan Rates, Model Year 2023-2027: 66 Month, APR 5.39%. New vs used not separated (rates are by model year). "Rates subject to change without notice. Rate determined by credit report and collateral. Annual Percentage Rate accurate as of October 5, 2026." "1: APR = Annual Percentage Rate."

Checked Nov 13, 2026Source websterfirst.com

Calculate payment, Webster First Federal Credit Union, 5.39% APR, used, 66 months, 2023–2027 modelsVisit lender, Webster First Federal Credit Union, 5.39% APR, used, 66 months, 2023–2027 models ↗

MAChecked Nov 13, 2026

Used
As low as

5.69%APR75 months

2023–2027 models

Requires:Essex, Middlesex, Suffolk, WorcesterEssex, Middlesex, Suffolk, Worcester: For a specific group: only open to people who live, work, worship, or attend school in Essex, Middlesex, Suffolk, or Worcester County, MA. Other borrowers can’t get this rate. Your rate still depends on creditworthiness, term, and eligibility.
Rate details & disclosures

Example: $25,000 financed for 75 months at 5.69% APR. Estimated payment: $397/mo

Assumes fixed APR, $0 down, no fees.

Advertised as 75 months. Auto Loan Rates, Model Year 2023-2027: 75 Month, APR 5.69%. New vs used not separated (rates are by model year). "Rates subject to change without notice. Rate determined by credit report and collateral. Annual Percentage Rate accurate as of October 5, 2026." "1: APR = Annual Percentage Rate."

Checked Nov 13, 2026Source websterfirst.com

Calculate payment, Webster First Federal Credit Union, 5.69% APR, used, 75 months, 2023–2027 modelsVisit lender, Webster First Federal Credit Union, 5.69% APR, used, 75 months, 2023–2027 models ↗

MAChecked Nov 13, 2026

Used
As low as

6.89%APR84 months

2023–2027 models

Requires:Essex, Middlesex, Suffolk, WorcesterEssex, Middlesex, Suffolk, Worcester: For a specific group: only open to people who live, work, worship, or attend school in Essex, Middlesex, Suffolk, or Worcester County, MA. Other borrowers can’t get this rate. Your rate still depends on creditworthiness, term, and eligibility.
Rate details & disclosures

Example: $25,000 financed for 84 months at 6.89% APR. Estimated payment: $376/mo

Assumes fixed APR, $0 down, no fees.

Advertised as 84 months. Auto Loan Rates, Model Year 2023-2027: 84 Month, APR 6.89%. New vs used not separated (rates are by model year). "Rates subject to change without notice. Rate determined by credit report and collateral. Annual Percentage Rate accurate as of October 5, 2026." "1: APR = Annual Percentage Rate." "16: Term available subject to credit score."

Checked Nov 13, 2026Source websterfirst.com

Calculate payment, Webster First Federal Credit Union, 6.89% APR, used, 84 months, 2023–2027 modelsVisit lender, Webster First Federal Credit Union, 6.89% APR, used, 84 months, 2023–2027 models ↗
4.64%APR

Used car

Visit lender, Webster First Federal Credit Union, 4.64% APR, used, 36 months, 2023–2027 models

MA · 2023–2027 modelsChecked Nov 13, 202636 months

Essex, Middlesex, Suffolk, WorcesterEssex, Middlesex, Suffolk, Worcester: For a specific group: only open to people who live, work, worship, or attend school in Essex, Middlesex, Suffolk, or Worcester County, MA. Other borrowers can’t get this rate. Your rate still depends on creditworthiness, term, and eligibility.
Rate details & disclosures

Example: $25,000 financed for 36 months at 4.64% APR. Estimated payment: $746/mo

Assumes fixed APR, $0 down, no fees.

5.14%APR

Used car

Visit lender, Webster First Federal Credit Union, 5.14% APR, used, 48 months, 2023–2027 models

MA · 2023–2027 modelsChecked Nov 13, 202648 months

Essex, Middlesex, Suffolk, WorcesterEssex, Middlesex, Suffolk, Worcester: For a specific group: only open to people who live, work, worship, or attend school in Essex, Middlesex, Suffolk, or Worcester County, MA. Other borrowers can’t get this rate. Your rate still depends on creditworthiness, term, and eligibility.
Rate details & disclosures

Example: $25,000 financed for 48 months at 5.14% APR. Estimated payment: $578/mo

Assumes fixed APR, $0 down, no fees.

5.39%APR

Used car

Visit lender, Webster First Federal Credit Union, 5.39% APR, used, 66 months, 2023–2027 models

MA · 2023–2027 modelsChecked Nov 13, 202666 months

Essex, Middlesex, Suffolk, WorcesterEssex, Middlesex, Suffolk, Worcester: For a specific group: only open to people who live, work, worship, or attend school in Essex, Middlesex, Suffolk, or Worcester County, MA. Other borrowers can’t get this rate. Your rate still depends on creditworthiness, term, and eligibility.
Rate details & disclosures

Example: $25,000 financed for 66 months at 5.39% APR. Estimated payment: $439/mo

Assumes fixed APR, $0 down, no fees.

5.69%APR

Used car

Visit lender, Webster First Federal Credit Union, 5.69% APR, used, 75 months, 2023–2027 models

MA · 2023–2027 modelsChecked Nov 13, 202675 months

Essex, Middlesex, Suffolk, WorcesterEssex, Middlesex, Suffolk, Worcester: For a specific group: only open to people who live, work, worship, or attend school in Essex, Middlesex, Suffolk, or Worcester County, MA. Other borrowers can’t get this rate. Your rate still depends on creditworthiness, term, and eligibility.
Rate details & disclosures

Example: $25,000 financed for 75 months at 5.69% APR. Estimated payment: $397/mo

Assumes fixed APR, $0 down, no fees.

6.89%APR

Used car

Visit lender, Webster First Federal Credit Union, 6.89% APR, used, 84 months, 2023–2027 models

MA · 2023–2027 modelsChecked Nov 13, 202684 months

Essex, Middlesex, Suffolk, WorcesterEssex, Middlesex, Suffolk, Worcester: For a specific group: only open to people who live, work, worship, or attend school in Essex, Middlesex, Suffolk, or Worcester County, MA. Other borrowers can’t get this rate. Your rate still depends on creditworthiness, term, and eligibility.
Rate details & disclosures

Example: $25,000 financed for 84 months at 6.89% APR. Estimated payment: $376/mo

Assumes fixed APR, $0 down, no fees.