Includes nationwide lenders and lenders whose published coverage lists Massachusetts. A rate sheet that names another state only, or that calls out a separate sheet, stays off this page.
Tagged rates need something extra, like autopay or a specific dealer. Untagged rates are the lender's standard rate.
175 published rows, lowest APR first.
3.39%
TrueCar dealer only
as low as APR
Lowest matchCredit union · New · 36 months
Nationwide
What the lender published
As low as; advertised APR is the lowest available. Rates and offers current as of November 1, 2026. New vehicles: you are the original owner and the untitled vehicle is model year 2025 or newer with less than 7,501 miles. Up to 125% financing is available in the U.S., Puerto Rico and Virgin Islands. Rates quoted assume excellent borrower credit history. Rate depends on term. PenFed Car Buying Service discounted rate through PenFed's partnership with TrueCar; the page states the service is available in all 50 states.
Checked Nov 10, 2026 · Source penfed.org
3.79%
TrueCar dealer only
as low as APR
Credit union · New · 48 months
Nationwide
What the lender published
As low as; advertised APR is the lowest available. Rates and offers current as of November 1, 2026. New vehicles: you are the original owner and the untitled vehicle is model year 2025 or newer with less than 7,501 miles. Up to 125% financing is available in the U.S., Puerto Rico and Virgin Islands. Rates quoted assume excellent borrower credit history. Rate depends on term. PenFed Car Buying Service discounted rate through PenFed's partnership with TrueCar; the page states the service is available in all 50 states.
Checked Nov 10, 2026 · Source penfed.org
3.84%
TrueCar dealer only
as low as APR
Credit union · New · 60 months
Nationwide
What the lender published
As low as; advertised APR is the lowest available. Rates and offers current as of November 1, 2026. New vehicles: you are the original owner and the untitled vehicle is model year 2025 or newer with less than 7,501 miles. Up to 125% financing is available in the U.S., Puerto Rico and Virgin Islands. Rates quoted assume excellent borrower credit history. Rate depends on term. PenFed Car Buying Service discounted rate through PenFed's partnership with TrueCar; the page states the service is available in all 50 states.
Checked Nov 10, 2026 · Source penfed.org
Credit union · Refinance · Term not listed
Nationwide
The source does not assign this APR to a term.
What the lender published
External auto loan refinance rates starting at 3.99% APR. Term not specified on the rate table.
Checked Nov 10, 2026 · Source servicecu.org
Credit union · New · 12–36 months
Nationwide
Published as 12–36 months, not as its own 36-month price.
What the lender published
As low as; excellent credit assumed. Rates as of Nov 10, 2026 ET. New vehicles: 2025 and newer with under 7,500 miles, or 7,500-30,000 miles (late-model used). Terms over 84 months only for vehicles under 7,500 miles. Advertised as 12-36 months.
Checked Nov 10, 2026 · Source navyfederal.org
Credit union · New · 36 months
Nationwide
What the lender published
As low as; advertised APR is the lowest available. Rates and offers current as of November 1, 2026. New vehicles: you are the original owner and the untitled vehicle is model year 2025 or newer with less than 7,501 miles. Up to 125% financing is available in the U.S., Puerto Rico and Virgin Islands. Rates quoted assume excellent borrower credit history. Rate depends on term.
Checked Nov 10, 2026 · Source penfed.org
Credit union · Refinance · 36 months
Nationwide
What the lender published
As low as; advertised APR is the lowest available. Rates and offers current as of November 1, 2026. New vehicles: you are the original owner and the untitled vehicle is model year 2025 or newer with less than 7,501 miles. Up to 125% financing is available in the U.S., Puerto Rico and Virgin Islands. Rates quoted assume excellent borrower credit history. Rate depends on term. PenFed does not permit internal refinances of an existing PenFed auto loan.
Checked Nov 10, 2026 · Source penfed.org
4.34%
TrueCar dealer only
as low as APR
Credit union · Used · 36 months
Nationwide
What the lender published
As low as; advertised APR is the lowest available. Rates and offers current as of November 1, 2026. Used: pre-owned vehicles or vehicles with over 7,501 miles. Up to 125% financing is available in the U.S., Puerto Rico and Virgin Islands. Rates quoted assume excellent borrower credit history. Rate depends on term. PenFed Car Buying Service discounted rate through PenFed's partnership with TrueCar; the page states the service is available in all 50 states.
Checked Nov 10, 2026 · Source penfed.org
Credit union · New · 48 months
Nationwide
What the lender published
As low as; advertised APR is the lowest available. Rates and offers current as of November 1, 2026. New vehicles: you are the original owner and the untitled vehicle is model year 2025 or newer with less than 7,501 miles. Up to 125% financing is available in the U.S., Puerto Rico and Virgin Islands. Rates quoted assume excellent borrower credit history. Rate depends on term.
Checked Nov 10, 2026 · Source penfed.org
Credit union · Refinance · 48 months
Nationwide
What the lender published
As low as; advertised APR is the lowest available. Rates and offers current as of November 1, 2026. New vehicles: you are the original owner and the untitled vehicle is model year 2025 or newer with less than 7,501 miles. Up to 125% financing is available in the U.S., Puerto Rico and Virgin Islands. Rates quoted assume excellent borrower credit history. Rate depends on term. PenFed does not permit internal refinances of an existing PenFed auto loan.
Checked Nov 10, 2026 · Source penfed.org
Credit union · New · 60 months
Nationwide
What the lender published
As low as; advertised APR is the lowest available. Rates and offers current as of November 1, 2026. New vehicles: you are the original owner and the untitled vehicle is model year 2025 or newer with less than 7,501 miles. Up to 125% financing is available in the U.S., Puerto Rico and Virgin Islands. Rates quoted assume excellent borrower credit history. Rate depends on term.
Checked Nov 10, 2026 · Source penfed.org
Credit union · Refinance · 60 months
Nationwide
What the lender published
As low as; advertised APR is the lowest available. Rates and offers current as of November 1, 2026. New vehicles: you are the original owner and the untitled vehicle is model year 2025 or newer with less than 7,501 miles. Up to 125% financing is available in the U.S., Puerto Rico and Virgin Islands. Rates quoted assume excellent borrower credit history. Rate depends on term. PenFed does not permit internal refinances of an existing PenFed auto loan.
Checked Nov 10, 2026 · Source penfed.org
Credit union · New · 36 months
Nationwide
Minimum loan $5,000.
What the lender published
As low as APR. A new vehicle is an untitled, current- or prior-model-year vehicle with fewer than 7,500 miles, and you are the original owner. Minimum loan $5,000; maximum $150,000. Vehicles more than 10 model years old are not eligible. Existing Andrews Federal auto loans are not eligible for refinance at these rates unless borrowing an additional $5,000 or more.
Checked Nov 10, 2026 · Source andrewsfcu.org
4.54%
TrueCar dealer only
as low as APR
Credit union · New · 72 months
Nationwide
Minimum loan $15,000.
What the lender published
As low as; advertised APR is the lowest available. Rates and offers current as of November 1, 2026. New vehicles: you are the original owner and the untitled vehicle is model year 2025 or newer with less than 7,501 miles. Up to 125% financing is available in the U.S., Puerto Rico and Virgin Islands. Rates quoted assume excellent borrower credit history. Rate depends on term. Minimum loan amount is $15,000 for 61-72 month term. PenFed Car Buying Service discounted rate through PenFed's partnership with TrueCar; the page states the service is available in all 50 states.
Checked Nov 10, 2026 · Source penfed.org
Credit union · New · 37–60 months
Nationwide
Published as 37–60 months, not as its own 60-month price.
What the lender published
As low as; excellent credit assumed. Rates as of Nov 10, 2026 ET. New vehicles: 2025 and newer with under 7,500 miles, or 7,500-30,000 miles (late-model used). Terms over 84 months only for vehicles under 7,500 miles. Advertised as 37-60 months.
Checked Nov 10, 2026 · Source navyfederal.org
Credit union · New · Term not listed
Nationwide
The source does not assign this APR to a term.
What the lender published
Automobiles rates starting at 4.74% APR. Term not specified on the rate table. Page also states 'low interest rates as low as 4.24% APR' in marketing copy; the rate table lists 4.74% APR as the starting automobile rate, which is what was recorded.
Checked Nov 10, 2026 · Source servicecu.org
Credit union · Used · Term not listed
Nationwide
The source does not assign this APR to a term.
What the lender published
Same published automobile starting rate; page says loans are available for both new and used vehicles and does not split the 4.74% APR by new vs used. Term not specified.
Checked Nov 10, 2026 · Source servicecu.org
Credit union · Used · 36 months
Nationwide
What the lender published
As low as; advertised APR is the lowest available. Rates and offers current as of November 1, 2026. Used: pre-owned vehicles or vehicles with over 7,501 miles. Up to 125% financing is available in the U.S., Puerto Rico and Virgin Islands. Rates quoted assume excellent borrower credit history. Rate depends on term.
Checked Nov 10, 2026 · Source penfed.org
Credit union · Refinance · 36 months
Nationwide
What the lender published
As low as; advertised APR is the lowest available. Rates and offers current as of November 1, 2026. Used: pre-owned vehicles or vehicles with over 7,501 miles. Up to 125% financing is available in the U.S., Puerto Rico and Virgin Islands. Rates quoted assume excellent borrower credit history. Rate depends on term. PenFed does not permit internal refinances of an existing PenFed auto loan.
Checked Nov 10, 2026 · Source penfed.org
Credit union · New · 72 months
Nationwide
Minimum loan $15,000.
What the lender published
As low as; advertised APR is the lowest available. Rates and offers current as of November 1, 2026. New vehicles: you are the original owner and the untitled vehicle is model year 2025 or newer with less than 7,501 miles. Up to 125% financing is available in the U.S., Puerto Rico and Virgin Islands. Rates quoted assume excellent borrower credit history. Rate depends on term. Minimum loan amount is $15,000 for 61-72 month term.
Checked Nov 10, 2026 · Source penfed.org
Credit union · Refinance · 72 months
Nationwide
Minimum loan $15,000.
What the lender published
As low as; advertised APR is the lowest available. Rates and offers current as of November 1, 2026. New vehicles: you are the original owner and the untitled vehicle is model year 2025 or newer with less than 7,501 miles. Up to 125% financing is available in the U.S., Puerto Rico and Virgin Islands. Rates quoted assume excellent borrower credit history. Rate depends on term. Minimum loan amount is $15,000 for 61-72 month term. PenFed does not permit internal refinances of an existing PenFed auto loan.
Checked Nov 10, 2026 · Source penfed.org
Credit union · New · 61–72 months
Nationwide
Published as 61–72 months, not as its own 72-month price.
What the lender published
As low as; excellent credit assumed. Rates as of Nov 10, 2026 ET. New vehicles: 2025 and newer with under 7,500 miles, or 7,500-30,000 miles (late-model used). Terms over 84 months only for vehicles under 7,500 miles. Advertised as 61-72 months.
Checked Nov 10, 2026 · Source navyfederal.org
4.94%
TrueCar dealer only
as low as APR
Credit union · Used · 48 months
Nationwide
What the lender published
As low as; advertised APR is the lowest available. Rates and offers current as of November 1, 2026. Used: pre-owned vehicles or vehicles with over 7,501 miles. Up to 125% financing is available in the U.S., Puerto Rico and Virgin Islands. Rates quoted assume excellent borrower credit history. Rate depends on term. PenFed Car Buying Service discounted rate through PenFed's partnership with TrueCar; the page states the service is available in all 50 states.
Checked Nov 10, 2026 · Source penfed.org
4.99%
TrueCar dealer only
as low as APR
Credit union · Used · 60 months
Nationwide
What the lender published
As low as; advertised APR is the lowest available. Rates and offers current as of November 1, 2026. Used: pre-owned vehicles or vehicles with over 7,501 miles. Up to 125% financing is available in the U.S., Puerto Rico and Virgin Islands. Rates quoted assume excellent borrower credit history. Rate depends on term. PenFed Car Buying Service discounted rate through PenFed's partnership with TrueCar; the page states the service is available in all 50 states.
Checked Nov 10, 2026 · Source penfed.org
4.99%
with autopay
as low as APR
Credit union · New · Up to 66 months
Massachusetts, New Hampshire
Published as Up to 66 months, not as a single monthly term.
The published figure may include an autopay, direct-deposit, or relationship discount.
What the lender published
As low as APR, and includes a 0.500% discount for automatic payments from any Workers checking account. Page states rates effective as of 6/26/2025 and subject to change; these are the figures still published on the official page on 2026-11-10. Subject to credit approval. Minimum monthly payment of $150 or the payment per $1,000, whichever is greater. Bucket labeled New-2021; up to 66 months.
Checked Nov 10, 2026 · Source wcu.com
4.99%
with autopay
as low as APR
Credit union · Used · Up to 66 months
Massachusetts, New Hampshire
Published as Up to 66 months, not as a single monthly term.
The published figure may include an autopay, direct-deposit, or relationship discount.
What the lender published
As low as APR, and includes a 0.500% discount for automatic payments from any Workers checking account. Page states rates effective as of 6/26/2025 and subject to change; these are the figures still published on the official page on 2026-11-10. Subject to credit approval. Minimum monthly payment of $150 or the payment per $1,000, whichever is greater. Bucket labeled New-2021 also covers 2021 used vehicles; up to 66 months.
Checked Nov 10, 2026 · Source wcu.com
4.99%
with autopay
as low as APR
Credit union · New · 67–78 months
Massachusetts, New Hampshire
Published as 67–78 months, not as its own 78-month price.
The published figure may include an autopay, direct-deposit, or relationship discount.
What the lender published
As low as APR, and includes a 0.500% discount for automatic payments from any Workers checking account. Page states rates effective as of 6/26/2025 and subject to change; these are the figures still published on the official page on 2026-11-10. Subject to credit approval. Minimum monthly payment of $150 or the payment per $1,000, whichever is greater. New-2021; 67 to 78 months.
Checked Nov 10, 2026 · Source wcu.com
4.99%
with autopay
as low as APR
Credit union · Used · 67–78 months
Massachusetts, New Hampshire
Published as 67–78 months, not as its own 78-month price.
The published figure may include an autopay, direct-deposit, or relationship discount.
What the lender published
As low as APR, and includes a 0.500% discount for automatic payments from any Workers checking account. Page states rates effective as of 6/26/2025 and subject to change; these are the figures still published on the official page on 2026-11-10. Subject to credit approval. Minimum monthly payment of $150 or the payment per $1,000, whichever is greater. New-2021 bucket; 67 to 78 months.
Checked Nov 10, 2026 · Source wcu.com
5.04%
TrueCar dealer only
as low as APR
Credit union · Used · 72 months
Nationwide
What the lender published
As low as; advertised APR is the lowest available. Rates and offers current as of November 1, 2026. Used: pre-owned vehicles or vehicles with over 7,501 miles. Up to 125% financing is available in the U.S., Puerto Rico and Virgin Islands. Rates quoted assume excellent borrower credit history. Rate depends on term. PenFed Car Buying Service discounted rate through PenFed's partnership with TrueCar; the page states the service is available in all 50 states.
Checked Nov 10, 2026 · Source penfed.org
Credit union · New · 48 months
Nationwide
Minimum loan $5,000.
What the lender published
As low as APR. A new vehicle is an untitled, current- or prior-model-year vehicle with fewer than 7,500 miles, and you are the original owner. Minimum loan $5,000; maximum $150,000. Vehicles more than 10 model years old are not eligible. Existing Andrews Federal auto loans are not eligible for refinance at these rates unless borrowing an additional $5,000 or more.
Checked Nov 10, 2026 · Source andrewsfcu.org
Credit union · Used · 12–36 months
Nationwide
Published as 12–36 months, not as its own 36-month price.
What the lender published
As low as; excellent credit assumed. Rates as of Nov 10, 2026 ET. Used vehicles: 2024 and older, or any model year with over 30,000 miles. Vehicles 20+ years old use Other Eligible Vehicle rates. Advertised as 12-36 months.
Checked Nov 10, 2026 · Source navyfederal.org
Credit union · Used · 36 months
Nationwide
Minimum loan $5,000.
What the lender published
As low as APR. Used vehicles include all pre-owned vehicles or vehicles with more than 7,500 miles. Minimum loan $5,000; maximum $150,000. Vehicles more than 10 model years old are not eligible. Existing Andrews Federal auto loans are not eligible for refinance at these rates unless borrowing an additional $5,000 or more.
Checked Nov 10, 2026 · Source andrewsfcu.org
Credit union · New · 60 months
Nationwide
Minimum loan $5,000.
What the lender published
As low as APR. A new vehicle is an untitled, current- or prior-model-year vehicle with fewer than 7,500 miles, and you are the original owner. Minimum loan $5,000; maximum $150,000. Vehicles more than 10 model years old are not eligible. Existing Andrews Federal auto loans are not eligible for refinance at these rates unless borrowing an additional $5,000 or more.
Checked Nov 10, 2026 · Source andrewsfcu.org
5.19%
with digital banking + autopay
as low as APR
Credit union · New · 24 months
Nationwide
The published figure may include an autopay, direct-deposit, or relationship discount.
What the lender published
As low as, accurate as of 11/10/2026. Rates include a 1% discount for Digital Banking and eStatements and a 1% discount for electronic autopay. Individual rates include all eligible discounts. Does not apply to loans currently financed at Connexus. Model year 2025 or newer. Also applies to cars, trucks, SUVs, and motorcycles.
Checked Nov 10, 2026 · Source connexuscu.org
Credit union · New · 65 months
Nationwide
Minimum loan $1,000.
What the lender published
As low as; effective 11/03/2026. Actual APR based on credit history and final loan terms. Membership required. New auto loan, 2025 and newer models.
Checked Nov 10, 2026 · Source firsttechfed.com
Credit union · Used · 65 months
Nationwide
Minimum loan $1,000.
What the lender published
As low as; effective 11/03/2026. Actual APR based on credit history and final loan terms. Membership required. Used auto loan, 2016-2024 models.
Checked Nov 10, 2026 · Source firsttechfed.com
5.29%
with digital banking + autopay
as low as APR
Credit union · Used · 24 months
Nationwide
The published figure may include an autopay, direct-deposit, or relationship discount.
What the lender published
As low as, accurate as of 11/10/2026. Rates include a 1% discount for Digital Banking and eStatements and a 1% discount for electronic autopay. Individual rates include all eligible discounts. Does not apply to loans currently financed at Connexus. 2024 and older. Term limits: model years 2023-2024 max 84 months; 2020-2022 max 72 months; 2019 and older max 60 months.
Checked Nov 10, 2026 · Source connexuscu.org
Credit union · Used · 48 months
Nationwide
What the lender published
As low as; advertised APR is the lowest available. Rates and offers current as of November 1, 2026. Used: pre-owned vehicles or vehicles with over 7,501 miles. Up to 125% financing is available in the U.S., Puerto Rico and Virgin Islands. Rates quoted assume excellent borrower credit history. Rate depends on term.
Checked Nov 10, 2026 · Source penfed.org
Credit union · Refinance · 48 months
Nationwide
What the lender published
As low as; advertised APR is the lowest available. Rates and offers current as of November 1, 2026. Used: pre-owned vehicles or vehicles with over 7,501 miles. Up to 125% financing is available in the U.S., Puerto Rico and Virgin Islands. Rates quoted assume excellent borrower credit history. Rate depends on term. PenFed does not permit internal refinances of an existing PenFed auto loan.
Checked Nov 10, 2026 · Source penfed.org
Credit union · Used · 60 months
Nationwide
What the lender published
As low as; advertised APR is the lowest available. Rates and offers current as of November 1, 2026. Used: pre-owned vehicles or vehicles with over 7,501 miles. Up to 125% financing is available in the U.S., Puerto Rico and Virgin Islands. Rates quoted assume excellent borrower credit history. Rate depends on term.
Checked Nov 10, 2026 · Source penfed.org
Credit union · Refinance · 60 months
Nationwide
What the lender published
As low as; advertised APR is the lowest available. Rates and offers current as of November 1, 2026. Used: pre-owned vehicles or vehicles with over 7,501 miles. Up to 125% financing is available in the U.S., Puerto Rico and Virgin Islands. Rates quoted assume excellent borrower credit history. Rate depends on term. PenFed does not permit internal refinances of an existing PenFed auto loan.
Checked Nov 10, 2026 · Source penfed.org
Credit union · Used · 72 months
Nationwide
What the lender published
As low as; advertised APR is the lowest available. Rates and offers current as of November 1, 2026. Used: pre-owned vehicles or vehicles with over 7,501 miles. Up to 125% financing is available in the U.S., Puerto Rico and Virgin Islands. Rates quoted assume excellent borrower credit history. Rate depends on term.
Checked Nov 10, 2026 · Source penfed.org
Credit union · Refinance · 72 months
Nationwide
What the lender published
As low as; advertised APR is the lowest available. Rates and offers current as of November 1, 2026. Used: pre-owned vehicles or vehicles with over 7,501 miles. Up to 125% financing is available in the U.S., Puerto Rico and Virgin Islands. Rates quoted assume excellent borrower credit history. Rate depends on term. PenFed does not permit internal refinances of an existing PenFed auto loan.
Checked Nov 10, 2026 · Source penfed.org
Credit union · Used · 48 months
Nationwide
Minimum loan $5,000.
What the lender published
As low as APR. Used vehicles include all pre-owned vehicles or vehicles with more than 7,500 miles. Minimum loan $5,000; maximum $150,000. Vehicles more than 10 model years old are not eligible. Existing Andrews Federal auto loans are not eligible for refinance at these rates unless borrowing an additional $5,000 or more.
Checked Nov 10, 2026 · Source andrewsfcu.org
5.49%
with autopay
as low as APR
Credit union · New · 63 months
Rhode Island, Massachusetts, Connecticut
What the lender published
Active as of 11/10/2026. Lowest APR; based on a credit score of 700 and maximum LTV of 120% of retail or MSRP for new vehicles. Includes a 0.25% discount for automatic electronic payments from a People's checking account. Model years 2023-2026 (same published rate for new and recent used in this bucket).
Checked Nov 10, 2026 · Source peoplescu.com
5.49%
with autopay
as low as APR
Credit union · Used · 63 months
Rhode Island, Massachusetts, Connecticut
What the lender published
Active as of 11/10/2026. Lowest APR; based on a credit score of 700 and maximum LTV of 120% of retail or MSRP for new vehicles. Includes a 0.25% discount for automatic electronic payments from a People's checking account. Model years 2023-2026 (same published rate for new and recent used in this bucket).
Checked Nov 10, 2026 · Source peoplescu.com
5.49%
with autopay
as low as APR
Credit union · New · 66 months
Rhode Island, Massachusetts, Connecticut
What the lender published
Active as of 11/10/2026. Lowest APR; based on a credit score of 700 and maximum LTV of 120% of retail or MSRP for new vehicles. Includes a 0.25% discount for automatic electronic payments from a People's checking account. Model years 2023-2026 (same published rate for new and recent used in this bucket).
Checked Nov 10, 2026 · Source peoplescu.com
5.49%
with autopay
as low as APR
Credit union · Used · 66 months
Rhode Island, Massachusetts, Connecticut
What the lender published
Active as of 11/10/2026. Lowest APR; based on a credit score of 700 and maximum LTV of 120% of retail or MSRP for new vehicles. Includes a 0.25% discount for automatic electronic payments from a People's checking account. Model years 2023-2026 (same published rate for new and recent used in this bucket).
Checked Nov 10, 2026 · Source peoplescu.com
Credit union · New · Up to 63 months
Massachusetts, Rhode Island
Published as Up to 63 months, not as a single monthly term.
What the lender published
As low as; advertised APR is the lowest available. Table effective date October 15, 2026. New vehicle: less than 5,000 miles, model years 2025-2027. Up to 125% financing may be available. Rate, term, and approved loan amount may vary based on creditworthiness. Rates are subject to change without notice. Advertised as up to 63 months.
Checked Nov 10, 2026 · Source scucu.com
Credit union · Used · Up to 63 months
Massachusetts, Rhode Island
Published as Up to 63 months, not as a single monthly term.
What the lender published
As low as; advertised APR is the lowest available. Table effective date October 15, 2026. Used vehicle: 2025-2026 vehicle with 5,000 or more miles or 2016-2024 vehicle with 120,000 or less miles. Up to 125% financing may be available for vehicles with mileage less than 120,000. Rate, term, and approved loan amount may vary based on creditworthiness. Rates are subject to change without notice. Model years 2022-2026. Advertised as up to 63 months.
Checked Nov 10, 2026 · Source scucu.com
Credit union · New · 36 months
Nationwide
What the lender published
APR as low as, from the official Auto Loan Rates table. Up to 100% financing. New, used, or refinanced are introduced together; model-year buckets below were recorded as new (2023 & newer) or used (older years). Refinance is offered but not given a separate rate table. Model year 2023 and newer.
Checked Nov 10, 2026 · Source wingscu.com
5.49%
with autopay
as low as APR
Credit union · Used · Up to 72 months
Massachusetts, New Hampshire
Published as Up to 72 months, not as a single monthly term.
The published figure may include an autopay, direct-deposit, or relationship discount.
What the lender published
As low as APR, and includes a 0.500% discount for automatic payments from any Workers checking account. Page states rates effective as of 6/26/2025 and subject to change; these are the figures still published on the official page on 2026-11-10. Subject to credit approval. Minimum monthly payment of $150 or the payment per $1,000, whichever is greater. Model years 2020-2017; up to 72 months.
Checked Nov 10, 2026 · Source wcu.com
5.49%
with autopay
as low as APR
Credit union · New · 79–84 months
Massachusetts, New Hampshire
Published as 79–84 months, not as its own 84-month price.
The published figure may include an autopay, direct-deposit, or relationship discount.
What the lender published
As low as APR, and includes a 0.500% discount for automatic payments from any Workers checking account. Page states rates effective as of 6/26/2025 and subject to change; these are the figures still published on the official page on 2026-11-10. Subject to credit approval. Minimum monthly payment of $150 or the payment per $1,000, whichever is greater. New-2021; 79 to 84 months.
Checked Nov 10, 2026 · Source wcu.com
5.49%
with autopay
as low as APR
Credit union · Used · 79–84 months
Massachusetts, New Hampshire
Published as 79–84 months, not as its own 84-month price.
The published figure may include an autopay, direct-deposit, or relationship discount.
What the lender published
As low as APR, and includes a 0.500% discount for automatic payments from any Workers checking account. Page states rates effective as of 6/26/2025 and subject to change; these are the figures still published on the official page on 2026-11-10. Subject to credit approval. Minimum monthly payment of $150 or the payment per $1,000, whichever is greater. New-2021 bucket; 79 to 84 months.
Checked Nov 10, 2026 · Source wcu.com
Credit union · Used · 60 months
Nationwide
Minimum loan $5,000.
What the lender published
As low as APR. Used vehicles include all pre-owned vehicles or vehicles with more than 7,500 miles. Minimum loan $5,000; maximum $150,000. Vehicles more than 10 model years old are not eligible. Existing Andrews Federal auto loans are not eligible for refinance at these rates unless borrowing an additional $5,000 or more.
Checked Nov 10, 2026 · Source andrewsfcu.org
Credit union · Used · 37–60 months
Nationwide
Published as 37–60 months, not as its own 60-month price.
What the lender published
As low as; excellent credit assumed. Rates as of Nov 10, 2026 ET. Used vehicles: 2024 and older, or any model year with over 30,000 miles. Vehicles 20+ years old use Other Eligible Vehicle rates. Advertised as 37-60 months.
Checked Nov 10, 2026 · Source navyfederal.org
5.69%–14.29%
with autopay
as low as 5.69% APR
Credit union · New · 48 months
Nationwide
The published figure may include an autopay, direct-deposit, or relationship discount.
Minimum loan $7,500.
What the lender published
Rates effective as of 07-01-2026. APR depends on credit rating, collateral value, amount financed, and other criteria. Used vehicles must be 10 model years or newer with 150,000 miles or fewer. Minimum loan $7,500. Model year 2023 and newer; table shows term 24-84 months and rate 5.69-14.29%. A disclosure states 5.69% APR is for a 24-48 month term with minimum 780 FICO and includes a 0.40% autopay discount from a Credit Human checking account. 79-84 month terms require minimum 680 FICO and $25,000 financed. Recorded term is the top of the 24-48 month bucket that the 5.69% disclosure applies to.
Checked Nov 10, 2026 · Source credithuman.com
5.69%–14.29%
with autopay
as low as 5.69% APR
Credit union · Used · 48 months
Nationwide
Minimum loan $7,500.
What the lender published
Rates effective as of 07-01-2026. APR depends on credit rating, collateral value, amount financed, and other criteria. Used vehicles must be 10 model years or newer with 150,000 miles or fewer. Minimum loan $7,500. Same 2023-and-newer table applies to new and used purchase, refinancing, and equity loan types. 5.69% APR disclosure applies to 24-48 month terms.
Checked Nov 10, 2026 · Source credithuman.com
5.69%–14.29%
with autopay
as low as 5.69% APR
Credit union · Refinance · 48 months
Nationwide
Minimum loan $7,500.
What the lender published
Rates effective as of 07-01-2026. APR depends on credit rating, collateral value, amount financed, and other criteria. Used vehicles must be 10 model years or newer with 150,000 miles or fewer. Minimum loan $7,500. Page states the following rates apply to purchase, refinancing, and equity loan types. 5.69% APR disclosure applies to 24-48 month terms for 2023 and newer.
Checked Nov 10, 2026 · Source credithuman.com
Credit union · Used · 61–72 months
Nationwide
Published as 61–72 months, not as its own 72-month price.
What the lender published
As low as; excellent credit assumed. Rates as of Nov 10, 2026 ET. Used vehicles: 2024 and older, or any model year with over 30,000 miles. Vehicles 20+ years old use Other Eligible Vehicle rates. Advertised as 61-72 months.
Checked Nov 10, 2026 · Source navyfederal.org
5.74%
with digital banking + autopay
as low as APR
Credit union · New · 36 months
Nationwide
The published figure may include an autopay, direct-deposit, or relationship discount.
What the lender published
As low as, accurate as of 11/10/2026. Rates include a 1% discount for Digital Banking and eStatements and a 1% discount for electronic autopay. Individual rates include all eligible discounts. Does not apply to loans currently financed at Connexus. Model year 2025 or newer. Also applies to cars, trucks, SUVs, and motorcycles.
Checked Nov 10, 2026 · Source connexuscu.org
Credit union · New · 72 months
Nationwide
Minimum loan $5,000.
What the lender published
As low as; effective 11/03/2026. Actual APR based on credit history and final loan terms. Membership required. New auto loan, 2025 and newer models.
Checked Nov 10, 2026 · Source firsttechfed.com
Credit union · Used · 72 months
Nationwide
Minimum loan $5,000.
What the lender published
As low as; effective 11/03/2026. Actual APR based on credit history and final loan terms. Membership required. Used auto loan, 2016-2024 models.
Checked Nov 10, 2026 · Source firsttechfed.com
Credit union · New · 84 months
Nationwide
Minimum loan $20,000.
What the lender published
As low as; advertised APR is the lowest available. Rates and offers current as of November 1, 2026. New vehicles: you are the original owner and the untitled vehicle is model year 2025 or newer with less than 7,501 miles. Up to 125% financing is available in the U.S., Puerto Rico and Virgin Islands. Rates quoted assume excellent borrower credit history. Rate depends on term. Minimum loan amount $20,000 for 73-84 month term.
Checked Nov 10, 2026 · Source penfed.org
5.74%
TrueCar dealer only
as low as APR
Credit union · New · 84 months
Nationwide
Minimum loan $20,000.
What the lender published
As low as; advertised APR is the lowest available. Rates and offers current as of November 1, 2026. New vehicles: you are the original owner and the untitled vehicle is model year 2025 or newer with less than 7,501 miles. Up to 125% financing is available in the U.S., Puerto Rico and Virgin Islands. Rates quoted assume excellent borrower credit history. Rate depends on term. Minimum loan amount $20,000 for 73-84 month term. PenFed Car Buying Service discounted rate through PenFed's partnership with TrueCar; the page states the service is available in all 50 states.
Checked Nov 10, 2026 · Source penfed.org
Credit union · Refinance · 84 months
Nationwide
Minimum loan $20,000.
What the lender published
As low as; advertised APR is the lowest available. Rates and offers current as of November 1, 2026. New vehicles: you are the original owner and the untitled vehicle is model year 2025 or newer with less than 7,501 miles. Up to 125% financing is available in the U.S., Puerto Rico and Virgin Islands. Rates quoted assume excellent borrower credit history. Rate depends on term. Minimum loan amount $20,000 for 73-84 month term. PenFed does not permit internal refinances of an existing PenFed auto loan.
Checked Nov 10, 2026 · Source penfed.org
5.74%
with autopay
as low as APR
Credit union · Used · 63 months
Rhode Island, Massachusetts, Connecticut
What the lender published
Active as of 11/10/2026. Lowest APR; based on a credit score of 700 and maximum LTV of 120% of retail or MSRP for new vehicles. Includes a 0.25% discount for automatic electronic payments from a People's checking account. Model years 2020-2022.
Checked Nov 10, 2026 · Source peoplescu.com
5.74%
with autopay
as low as APR
Credit union · Used · 66 months
Rhode Island, Massachusetts, Connecticut
What the lender published
Active as of 11/10/2026. Lowest APR; based on a credit score of 700 and maximum LTV of 120% of retail or MSRP for new vehicles. Includes a 0.25% discount for automatic electronic payments from a People's checking account. Model years 2020-2022.
Checked Nov 10, 2026 · Source peoplescu.com
5.74%
with autopay
as low as APR
Credit union · New · 75 months
Rhode Island, Massachusetts, Connecticut
What the lender published
Active as of 11/10/2026. Lowest APR; based on a credit score of 700 and maximum LTV of 120% of retail or MSRP for new vehicles. Includes a 0.25% discount for automatic electronic payments from a People's checking account. Model years 2023-2026 (same published rate for new and recent used in this bucket).
Checked Nov 10, 2026 · Source peoplescu.com
5.74%
with autopay
as low as APR
Credit union · Used · 75 months
Rhode Island, Massachusetts, Connecticut
What the lender published
Active as of 11/10/2026. Lowest APR; based on a credit score of 700 and maximum LTV of 120% of retail or MSRP for new vehicles. Includes a 0.25% discount for automatic electronic payments from a People's checking account. Model years 2023-2026 (same published rate for new and recent used in this bucket).
Checked Nov 10, 2026 · Source peoplescu.com
Credit union · Used · 36 months
Nationwide
What the lender published
APR as low as, from the official Auto Loan Rates table. Up to 100% financing. New, used, or refinanced are introduced together; model-year buckets below were recorded as new (2023 & newer) or used (older years). Refinance is offered but not given a separate rate table. Model years 2022-2020.
Checked Nov 10, 2026 · Source wingscu.com
Credit union · New · 48 months
Nationwide
What the lender published
APR as low as, from the official Auto Loan Rates table. Up to 100% financing. New, used, or refinanced are introduced together; model-year buckets below were recorded as new (2023 & newer) or used (older years). Refinance is offered but not given a separate rate table. Model year 2023 and newer.
Checked Nov 10, 2026 · Source wingscu.com
5.74%
with autopay
as low as APR
Credit union · Used · Up to 48 months
Massachusetts, New Hampshire
Published as Up to 48 months, not as a single monthly term.
The published figure may include an autopay, direct-deposit, or relationship discount.
What the lender published
As low as APR, and includes a 0.500% discount for automatic payments from any Workers checking account. Page states rates effective as of 6/26/2025 and subject to change; these are the figures still published on the official page on 2026-11-10. Subject to credit approval. Minimum monthly payment of $150 or the payment per $1,000, whichever is greater. Model years 2016-2015; up to 48 months.
Checked Nov 10, 2026 · Source wcu.com
5.74%
with autopay
as low as APR
Credit union · Used · Up to 60 months
Massachusetts, New Hampshire
Published as Up to 60 months, not as a single monthly term.
The published figure may include an autopay, direct-deposit, or relationship discount.
What the lender published
As low as APR, and includes a 0.500% discount for automatic payments from any Workers checking account. Page states rates effective as of 6/26/2025 and subject to change; these are the figures still published on the official page on 2026-11-10. Subject to credit approval. Minimum monthly payment of $150 or the payment per $1,000, whichever is greater. 2001 or older; up to 60 months.
Checked Nov 10, 2026 · Source wcu.com
5.84%
TrueCar dealer onlywith autopay
as low as APR
Credit union · New · 60 months
Nationwide
The published figure may include an autopay, direct-deposit, or relationship discount.
What the lender published
Alliant Car Buying Service discounted new rate (0.50% off standard advertised rate); includes autopay and TrueCar certified dealer purchase. Rate applies to new, untitled vehicles with a term of up to 60 months. Source also: https://www.alliantcreditunion.org/borrow/alliant-car-buying-service
Checked Nov 10, 2026 · Source alliantcreditunion.org
5.84%
with digital banking + autopay
as low as APR
Credit union · Used · 36 months
Nationwide
The published figure may include an autopay, direct-deposit, or relationship discount.
What the lender published
As low as, accurate as of 11/10/2026. Rates include a 1% discount for Digital Banking and eStatements and a 1% discount for electronic autopay. Individual rates include all eligible discounts. Does not apply to loans currently financed at Connexus. 2024 and older. Term limits: model years 2023-2024 max 84 months; 2020-2022 max 72 months; 2019 and older max 60 months.
Checked Nov 10, 2026 · Source connexuscu.org
5.84%
with digital banking + autopay
as low as APR
Credit union · New · 48 months
Nationwide
The published figure may include an autopay, direct-deposit, or relationship discount.
What the lender published
As low as, accurate as of 11/10/2026. Rates include a 1% discount for Digital Banking and eStatements and a 1% discount for electronic autopay. Individual rates include all eligible discounts. Does not apply to loans currently financed at Connexus. Model year 2025 or newer. Also applies to cars, trucks, SUVs, and motorcycles.
Checked Nov 10, 2026 · Source connexuscu.org
5.89%–14.09%
as low as 5.89% APR
Credit union · Used · 60 months
Nationwide
Minimum loan $7,500.
What the lender published
Rates effective as of 07-01-2026. APR depends on credit rating, collateral value, amount financed, and other criteria. Used vehicles must be 10 model years or newer with 150,000 miles or fewer. Minimum loan $7,500. Model years 2016-2018; table shows term 24-60 months and rate 5.89-14.09%. Starting APR recorded; term recorded as the published maximum for this bucket.
Checked Nov 10, 2026 · Source credithuman.com
5.89%–14.09%
as low as 5.89% APR
Credit union · Used · 63 months
Nationwide
Minimum loan $7,500.
What the lender published
Rates effective as of 07-01-2026. APR depends on credit rating, collateral value, amount financed, and other criteria. Used vehicles must be 10 model years or newer with 150,000 miles or fewer. Minimum loan $7,500. Model year 2019; table shows term 24-63 months and rate 5.89-14.09%. Starting APR recorded; term recorded as the published maximum for this bucket.
Checked Nov 10, 2026 · Source credithuman.com
5.89%–14.09%
as low as 5.89% APR
Credit union · Used · 69 months
Nationwide
Minimum loan $7,500.
What the lender published
Rates effective as of 07-01-2026. APR depends on credit rating, collateral value, amount financed, and other criteria. Used vehicles must be 10 model years or newer with 150,000 miles or fewer. Minimum loan $7,500. Model year 2020; table shows term 24-69 months and rate 5.89-14.09%. Starting APR recorded; term recorded as the published maximum for this bucket.
Checked Nov 10, 2026 · Source credithuman.com
5.89%–14.29%
as low as 5.89% APR
Credit union · Used · 72 months
Nationwide
Minimum loan $7,500.
What the lender published
Rates effective as of 07-01-2026. APR depends on credit rating, collateral value, amount financed, and other criteria. Used vehicles must be 10 model years or newer with 150,000 miles or fewer. Minimum loan $7,500. Model years 2021-2022; table shows term 24-72 months and rate 5.89-14.29%. Starting APR recorded; term recorded as the published maximum for this bucket. A more specific term for the 5.89% starting rate was not given.
Checked Nov 10, 2026 · Source credithuman.com
5.99%
Tesla onlywith autopay
as low as APR
Credit union · New · 60 months
Nationwide
The published figure may include an autopay, direct-deposit, or relationship discount.
What the lender published
As low as; advertised rates include automatic payment (0.4% higher without autopay). Financing available in all 50 states. Rates 1% higher when refinancing an existing Alliant loan. Page shows 60-month terms only for autos. Tesla new vehicle rate. Disclosure also cites a 6.24% APR 84-month Tesla example, which was not used as a separate published term rate.
Checked Nov 10, 2026 · Source alliantcreditunion.org
5.99%
with autopay
as low as APR
Credit union · New · 36 months
Massachusetts, New Hampshire
The published figure may include an autopay, direct-deposit, or relationship discount.
What the lender published
As low as; rates as of 9/26/2026. 5.99% APR is based on personal credit history. Stated rates are 0.50% higher without automatic payments from a JDCU account. All auto loans include an additional $63 VSI charge, and a $5.00 membership account is required. The rate table includes 2021-2016 vehicles with a maximum term of 65 months; a FAQ on the same page says the credit union cannot finance a vehicle from 2016 or older. The table values were recorded, and this FAQ wording conflict is noted. Model years 2026-2022.
Checked Nov 10, 2026 · Source jdcu.org
5.99%
with autopay
as low as APR
Credit union · Used · 36 months
Massachusetts, New Hampshire
The published figure may include an autopay, direct-deposit, or relationship discount.
What the lender published
As low as; rates as of 9/26/2026. 5.99% APR is based on personal credit history. Stated rates are 0.50% higher without automatic payments from a JDCU account. All auto loans include an additional $63 VSI charge, and a $5.00 membership account is required. The rate table includes 2021-2016 vehicles with a maximum term of 65 months; a FAQ on the same page says the credit union cannot finance a vehicle from 2016 or older. The table values were recorded, and this FAQ wording conflict is noted. Model years 2026-2022 (same table).
Checked Nov 10, 2026 · Source jdcu.org
5.99%
with autopay
as low as APR
Credit union · New · 48 months
Massachusetts, New Hampshire
The published figure may include an autopay, direct-deposit, or relationship discount.
What the lender published
As low as; rates as of 9/26/2026. 5.99% APR is based on personal credit history. Stated rates are 0.50% higher without automatic payments from a JDCU account. All auto loans include an additional $63 VSI charge, and a $5.00 membership account is required. The rate table includes 2021-2016 vehicles with a maximum term of 65 months; a FAQ on the same page says the credit union cannot finance a vehicle from 2016 or older. The table values were recorded, and this FAQ wording conflict is noted. Model years 2026-2022.
Checked Nov 10, 2026 · Source jdcu.org
5.99%
with autopay
as low as APR
Credit union · Used · 48 months
Massachusetts, New Hampshire
The published figure may include an autopay, direct-deposit, or relationship discount.
What the lender published
As low as; rates as of 9/26/2026. 5.99% APR is based on personal credit history. Stated rates are 0.50% higher without automatic payments from a JDCU account. All auto loans include an additional $63 VSI charge, and a $5.00 membership account is required. The rate table includes 2021-2016 vehicles with a maximum term of 65 months; a FAQ on the same page says the credit union cannot finance a vehicle from 2016 or older. The table values were recorded, and this FAQ wording conflict is noted. Model years 2026-2022 (same table).
Checked Nov 10, 2026 · Source jdcu.org
5.99%
with autopay
as low as APR
Credit union · New · 65 months
Massachusetts, New Hampshire
The published figure may include an autopay, direct-deposit, or relationship discount.
What the lender published
As low as; rates as of 9/26/2026. 5.99% APR is based on personal credit history. Stated rates are 0.50% higher without automatic payments from a JDCU account. All auto loans include an additional $63 VSI charge, and a $5.00 membership account is required. The rate table includes 2021-2016 vehicles with a maximum term of 65 months; a FAQ on the same page says the credit union cannot finance a vehicle from 2016 or older. The table values were recorded, and this FAQ wording conflict is noted. Model years 2026-2022.
Checked Nov 10, 2026 · Source jdcu.org
5.99%
with autopay
as low as APR
Credit union · Used · 65 months
Massachusetts, New Hampshire
The published figure may include an autopay, direct-deposit, or relationship discount.
What the lender published
As low as; rates as of 9/26/2026. 5.99% APR is based on personal credit history. Stated rates are 0.50% higher without automatic payments from a JDCU account. All auto loans include an additional $63 VSI charge, and a $5.00 membership account is required. The rate table includes 2021-2016 vehicles with a maximum term of 65 months; a FAQ on the same page says the credit union cannot finance a vehicle from 2016 or older. The table values were recorded, and this FAQ wording conflict is noted. Model years 2026-2022 (same table).
Checked Nov 10, 2026 · Source jdcu.org
5.99%
with autopay
as low as APR
Credit union · Used · Up to 65 months
Massachusetts, New Hampshire
Published as Up to 65 months, not as a single monthly term.
The published figure may include an autopay, direct-deposit, or relationship discount.
What the lender published
As low as; rates as of 9/26/2026. 5.99% APR is based on personal credit history. Stated rates are 0.50% higher without automatic payments from a JDCU account. All auto loans include an additional $63 VSI charge, and a $5.00 membership account is required. The rate table includes 2021-2016 vehicles with a maximum term of 65 months; a FAQ on the same page says the credit union cannot finance a vehicle from 2016 or older. The table values were recorded, and this FAQ wording conflict is noted. Model years 2021-2016; maximum term up to 65 months.
Checked Nov 10, 2026 · Source jdcu.org
5.99%
with autopay
as low as APR
Credit union · New · 75 months
Massachusetts, New Hampshire
The published figure may include an autopay, direct-deposit, or relationship discount.
What the lender published
As low as; rates as of 9/26/2026. 5.99% APR is based on personal credit history. Stated rates are 0.50% higher without automatic payments from a JDCU account. All auto loans include an additional $63 VSI charge, and a $5.00 membership account is required. The rate table includes 2021-2016 vehicles with a maximum term of 65 months; a FAQ on the same page says the credit union cannot finance a vehicle from 2016 or older. The table values were recorded, and this FAQ wording conflict is noted. Model years 2026-2022.
Checked Nov 10, 2026 · Source jdcu.org
5.99%
with autopay
as low as APR
Credit union · Used · 75 months
Massachusetts, New Hampshire
The published figure may include an autopay, direct-deposit, or relationship discount.
What the lender published
As low as; rates as of 9/26/2026. 5.99% APR is based on personal credit history. Stated rates are 0.50% higher without automatic payments from a JDCU account. All auto loans include an additional $63 VSI charge, and a $5.00 membership account is required. The rate table includes 2021-2016 vehicles with a maximum term of 65 months; a FAQ on the same page says the credit union cannot finance a vehicle from 2016 or older. The table values were recorded, and this FAQ wording conflict is noted. Model years 2026-2022 (same table).
Checked Nov 10, 2026 · Source jdcu.org
5.99%
with autopay
as low as APR
Credit union · New · Up to 66 months
Rhode Island, Massachusetts
Published as Up to 66 months, not as a single monthly term.
The published figure may include an autopay, direct-deposit, or relationship discount.
What the lender published
Lowest available rates; include a 0.25% autopay discount from a Navigant checking account. Rates effective as of today's date; depend on term and credit history. NEW 2025-2026; advertised as up to 66 months.
Checked Nov 10, 2026 · Source navigantcu.org
5.99%
with autopay
as low as APR
Credit union · Used · Up to 66 months
Rhode Island, Massachusetts
Published as Up to 66 months, not as a single monthly term.
The published figure may include an autopay, direct-deposit, or relationship discount.
What the lender published
Lowest available rates; include a 0.25% autopay discount from a Navigant checking account. Rates effective as of today's date; depend on term and credit history. 2024-2025; advertised as up to 66 months.
Checked Nov 10, 2026 · Source navigantcu.org
Credit union · New · 64–72 months
Massachusetts, Rhode Island
Published as 64–72 months, not as its own 72-month price.
Minimum loan $10,000.
What the lender published
As low as; advertised APR is the lowest available. Table effective date October 15, 2026. New vehicle: less than 5,000 miles, model years 2025-2027. Up to 125% financing may be available. Rate, term, and approved loan amount may vary based on creditworthiness. Rates are subject to change without notice. Advertised as 64-72 months. 64-75-month terms available for a minimum amount financed of $10,000 on vehicles less than 90,000 miles.
Checked Nov 10, 2026 · Source scucu.com
Credit union · Used · 64–72 months
Massachusetts, Rhode Island
Published as 64–72 months, not as its own 72-month price.
Minimum loan $15,000.
What the lender published
As low as; advertised APR is the lowest available. Table effective date October 15, 2026. Used vehicle: 2025-2026 vehicle with 5,000 or more miles or 2016-2024 vehicle with 120,000 or less miles. Up to 125% financing may be available for vehicles with mileage less than 120,000. Rate, term, and approved loan amount may vary based on creditworthiness. Rates are subject to change without notice. Model years 2022-2026. Advertised as 64-72 months. 64-75-month terms available for mileage less than 90,000 and a minimum amount financed of $15,000.
Checked Nov 10, 2026 · Source scucu.com
Credit union · Used · 48 months
Nationwide
What the lender published
APR as low as, from the official Auto Loan Rates table. Up to 100% financing. New, used, or refinanced are introduced together; model-year buckets below were recorded as new (2023 & newer) or used (older years). Refinance is offered but not given a separate rate table. Model years 2022-2020.
Checked Nov 10, 2026 · Source wingscu.com
Credit union · New · 66 months
Nationwide
What the lender published
APR as low as, from the official Auto Loan Rates table. Up to 100% financing. New, used, or refinanced are introduced together; model-year buckets below were recorded as new (2023 & newer) or used (older years). Refinance is offered but not given a separate rate table. Model year 2023 and newer.
Checked Nov 10, 2026 · Source wingscu.com
Credit union · New · 72 months
Nationwide
What the lender published
APR as low as, from the official Auto Loan Rates table. Up to 100% financing. New, used, or refinanced are introduced together; model-year buckets below were recorded as new (2023 & newer) or used (older years). Refinance is offered but not given a separate rate table. Model year 2023 and newer.
Checked Nov 10, 2026 · Source wingscu.com
5.99%
with autopay
as low as APR
Credit union · Used · Up to 72 months
Massachusetts, New Hampshire
Published as Up to 72 months, not as a single monthly term.
The published figure may include an autopay, direct-deposit, or relationship discount.
What the lender published
As low as APR, and includes a 0.500% discount for automatic payments from any Workers checking account. Page states rates effective as of 6/26/2025 and subject to change; these are the figures still published on the official page on 2026-11-10. Subject to credit approval. Minimum monthly payment of $150 or the payment per $1,000, whichever is greater. 2001 or older; up to 72 months.
Checked Nov 10, 2026 · Source wcu.com
Bank · New · 72 months
Nationwide
What the lender published
As low as rates for buyers with excellent credit characteristics, updated monthly (page heading: November). Displayed rates are based on the previous month's Capital One funded loan data for 60- and 72-month terms with participating dealers. Financing subject to eligibility.
Checked Nov 10, 2026 · Source capitalone.com
Credit union · New · 72 months
Nationwide
Minimum loan $15,000.
What the lender published
As low as APR. A new vehicle is an untitled, current- or prior-model-year vehicle with fewer than 7,500 miles, and you are the original owner. Minimum loan $5,000; maximum $150,000. Vehicles more than 10 model years old are not eligible. Existing Andrews Federal auto loans are not eligible for refinance at these rates unless borrowing an additional $5,000 or more.
Checked Nov 10, 2026 · Source andrewsfcu.org
6.04%
with digital banking + autopay
as low as APR
Credit union · New · 60 months
Nationwide
The published figure may include an autopay, direct-deposit, or relationship discount.
What the lender published
As low as, accurate as of 11/10/2026. Rates include a 1% discount for Digital Banking and eStatements and a 1% discount for electronic autopay. Individual rates include all eligible discounts. Does not apply to loans currently financed at Connexus. Model year 2025 or newer. Also applies to cars, trucks, SUVs, and motorcycles.
Checked Nov 10, 2026 · Source connexuscu.org
6.09%
TrueCar dealer onlywith autopay
as low as APR
Credit union · Used · 60 months
Nationwide
The published figure may include an autopay, direct-deposit, or relationship discount.
What the lender published
Alliant Car Buying Service discounted used rate (0.50% off standard advertised rate); includes autopay and TrueCar certified dealer purchase. Source also: https://www.alliantcreditunion.org/borrow/alliant-car-buying-service
Checked Nov 10, 2026 · Source alliantcreditunion.org
6.09%
promo rate
as low as APR
Credit union · New · 60-month payment example
Rhode Island, Massachusetts, Connecticut
The source illustrates this APR with a payment example, not a full term table.
What the lender published
As low as; for applicants with a credit score of 730 or higher. New autos 2025-2026 and used autos 2014-2025 with mileage less than 100,000. Advertised APR is the lowest available. Existing Coastal1 auto loans are not eligible for this promotion. Page does not list a full term table; repayment examples are 60 monthly payments at the advertised APR. Product: 2025-2026 new autos.
Checked Nov 10, 2026 · Source coastal1.org
6.09%
promo rate
as low as APR
Credit union · Used · 60-month payment example
Rhode Island, Massachusetts, Connecticut
The source illustrates this APR with a payment example, not a full term table.
What the lender published
As low as; for applicants with a credit score of 730 or higher. New autos 2025-2026 and used autos 2014-2025 with mileage less than 100,000. Advertised APR is the lowest available. Existing Coastal1 auto loans are not eligible for this promotion. Page does not list a full term table; repayment examples are 60 monthly payments at the advertised APR. Product: 2023-2025 used autos.
Checked Nov 10, 2026 · Source coastal1.org
Bank · New · 60 months
Nationwide
What the lender published
As low as rates for buyers with excellent credit characteristics, updated monthly (page heading: November). Displayed rates are based on the previous month's Capital One funded loan data for 60- and 72-month terms with participating dealers. Financing subject to eligibility.
Checked Nov 10, 2026 · Source capitalone.com
6.14%
with digital banking + autopay
as low as APR
Credit union · Used · 48 months
Nationwide
The published figure may include an autopay, direct-deposit, or relationship discount.
What the lender published
As low as, accurate as of 11/10/2026. Rates include a 1% discount for Digital Banking and eStatements and a 1% discount for electronic autopay. Individual rates include all eligible discounts. Does not apply to loans currently financed at Connexus. 2024 and older. Term limits: model years 2023-2024 max 84 months; 2020-2022 max 72 months; 2019 and older max 60 months.
Checked Nov 10, 2026 · Source connexuscu.org
6.14%
with autopay
as low as APR
Credit union · Used · 75 months
Rhode Island, Massachusetts, Connecticut
What the lender published
Active as of 11/10/2026. Lowest APR; based on a credit score of 700 and maximum LTV of 120% of retail or MSRP for new vehicles. Includes a 0.25% discount for automatic electronic payments from a People's checking account. Model years 2020-2022.
Checked Nov 10, 2026 · Source peoplescu.com
Credit union · New · 84 months
Nationwide
Minimum loan $20,000.
What the lender published
As low as APR. A new vehicle is an untitled, current- or prior-model-year vehicle with fewer than 7,500 miles, and you are the original owner. Minimum loan $5,000; maximum $150,000. Vehicles more than 10 model years old are not eligible. Existing Andrews Federal auto loans are not eligible for refinance at these rates unless borrowing an additional $5,000 or more.
Checked Nov 10, 2026 · Source andrewsfcu.org
Credit union · New · Up to 66 months
Massachusetts, New Hampshire
Published as Up to 66 months, not as a single monthly term.
What the lender published
Page heading says 'Accurate as of March 11, 2026' and still displayed these figures when checked on 2026-11-10. Rate determination based on credit history. Minimum loan amount $20,000 for terms over 72 months. Maximum mileage 100,000. Rates not available for existing Metro loans. New vehicles have 5,000 miles or less. New/used 2022-2026; up to 66 months. Also recorded as used for the same bucket.
Checked Nov 10, 2026 · Source metrocu.org
Credit union · Used · Up to 66 months
Massachusetts, New Hampshire
Published as Up to 66 months, not as a single monthly term.
What the lender published
Page heading says 'Accurate as of March 11, 2026' and still displayed these figures when checked on 2026-11-10. Rate determination based on credit history. Minimum loan amount $20,000 for terms over 72 months. Maximum mileage 100,000. Rates not available for existing Metro loans. New vehicles have 5,000 miles or less. New/used 2022-2026; up to 66 months.
Checked Nov 10, 2026 · Source metrocu.org
6.24%
with autopay
as low as APR
Credit union · Used · Up to 66 months
Rhode Island, Massachusetts
Published as Up to 66 months, not as a single monthly term.
The published figure may include an autopay, direct-deposit, or relationship discount.
What the lender published
Lowest available rates; include a 0.25% autopay discount from a Navigant checking account. Rates effective as of today's date; depend on term and credit history. 2022-2023; advertised as up to 66 months.
Checked Nov 10, 2026 · Source navigantcu.org
Credit union · Used · 84 months
Nationwide
What the lender published
As low as; advertised APR is the lowest available. Rates and offers current as of November 1, 2026. Used: pre-owned vehicles or vehicles with over 7,501 miles. Up to 125% financing is available in the U.S., Puerto Rico and Virgin Islands. Rates quoted assume excellent borrower credit history. Rate depends on term.
Checked Nov 10, 2026 · Source penfed.org
6.24%
TrueCar dealer only
as low as APR
Credit union · Used · 84 months
Nationwide
What the lender published
As low as; advertised APR is the lowest available. Rates and offers current as of November 1, 2026. Used: pre-owned vehicles or vehicles with over 7,501 miles. Up to 125% financing is available in the U.S., Puerto Rico and Virgin Islands. Rates quoted assume excellent borrower credit history. Rate depends on term. PenFed Car Buying Service discounted rate through PenFed's partnership with TrueCar; the page states the service is available in all 50 states.
Checked Nov 10, 2026 · Source penfed.org
Credit union · Used · Up to 63 months
Massachusetts, Rhode Island
Published as Up to 63 months, not as a single monthly term.
What the lender published
As low as; advertised APR is the lowest available. Table effective date October 15, 2026. Used vehicle: 2025-2026 vehicle with 5,000 or more miles or 2016-2024 vehicle with 120,000 or less miles. Up to 125% financing may be available for vehicles with mileage less than 120,000. Rate, term, and approved loan amount may vary based on creditworthiness. Rates are subject to change without notice. Model years 2019-2021. Advertised as up to 63 months.
Checked Nov 10, 2026 · Source scucu.com
Credit union · Used · 66 months
Nationwide
What the lender published
APR as low as, from the official Auto Loan Rates table. Up to 100% financing. New, used, or refinanced are introduced together; model-year buckets below were recorded as new (2023 & newer) or used (older years). Refinance is offered but not given a separate rate table. Model years 2022-2020.
Checked Nov 10, 2026 · Source wingscu.com
Credit union · New · 84 months
Nationwide
What the lender published
APR as low as, from the official Auto Loan Rates table. Up to 100% financing. New, used, or refinanced are introduced together; model-year buckets below were recorded as new (2023 & newer) or used (older years). Refinance is offered but not given a separate rate table. Model year 2023 and newer.
Checked Nov 10, 2026 · Source wingscu.com
Credit union · New · 73–84 months
Nationwide
Published as 73–84 months, not as its own 84-month price.
What the lender published
As low as; excellent credit assumed. Rates as of Nov 10, 2026 ET. New vehicles: 2025 and newer with under 7,500 miles, or 7,500-30,000 miles (late-model used). Terms over 84 months only for vehicles under 7,500 miles. Advertised as 73-84 months.
Checked Nov 10, 2026 · Source navyfederal.org
6.34%
with autopay
as low as APR
Credit union · New · 60 months
Nationwide
The published figure may include an autopay, direct-deposit, or relationship discount.
What the lender published
As low as; advertised rates include automatic payment (0.4% higher without autopay). Financing available in all 50 states. Rates 1% higher when refinancing an existing Alliant loan. Page shows 60-month terms only for autos. Standard new vehicle rate (not Tesla).
Checked Nov 10, 2026 · Source alliantcreditunion.org
6.34%
Tesla onlywith autopay
as low as APR
Credit union · Used · 60 months
Nationwide
The published figure may include an autopay, direct-deposit, or relationship discount.
What the lender published
As low as; advertised rates include automatic payment (0.4% higher without autopay). Financing available in all 50 states. Rates 1% higher when refinancing an existing Alliant loan. Page shows 60-month terms only for autos. Tesla used vehicle rate.
Checked Nov 10, 2026 · Source alliantcreditunion.org
6.34%
with digital banking + autopay
as low as APR
Credit union · Used · 60 months
Nationwide
The published figure may include an autopay, direct-deposit, or relationship discount.
What the lender published
As low as, accurate as of 11/10/2026. Rates include a 1% discount for Digital Banking and eStatements and a 1% discount for electronic autopay. Individual rates include all eligible discounts. Does not apply to loans currently financed at Connexus. 2024 and older. Term limits: model years 2023-2024 max 84 months; 2020-2022 max 72 months; 2019 and older max 60 months.
Checked Nov 10, 2026 · Source connexuscu.org
6.34%
with digital banking + autopay
as low as APR
Credit union · New · 72 months
Nationwide
The published figure may include an autopay, direct-deposit, or relationship discount.
What the lender published
As low as, accurate as of 11/10/2026. Rates include a 1% discount for Digital Banking and eStatements and a 1% discount for electronic autopay. Individual rates include all eligible discounts. Does not apply to loans currently financed at Connexus. Model year 2025 or newer. Also applies to cars, trucks, SUVs, and motorcycles.
Checked Nov 10, 2026 · Source connexuscu.org
6.34%
with autopay
as low as APR
Credit union · New · Up to 75 months
Rhode Island, Massachusetts
Published as Up to 75 months, not as a single monthly term.
The published figure may include an autopay, direct-deposit, or relationship discount.
What the lender published
Lowest available rates; include a 0.25% autopay discount from a Navigant checking account. Rates effective as of today's date; depend on term and credit history. NEW 2025-2026; advertised as up to 75 months.
Checked Nov 10, 2026 · Source navigantcu.org
6.34%
with autopay
as low as APR
Credit union · Used · Up to 75 months
Rhode Island, Massachusetts
Published as Up to 75 months, not as a single monthly term.
The published figure may include an autopay, direct-deposit, or relationship discount.
What the lender published
Lowest available rates; include a 0.25% autopay discount from a Navigant checking account. Rates effective as of today's date; depend on term and credit history. 2024-2025; advertised as up to 75 months.
Checked Nov 10, 2026 · Source navigantcu.org
6.39%
promo rate
as low as APR
Credit union · Used · 60-month payment example
Rhode Island, Massachusetts, Connecticut
The source illustrates this APR with a payment example, not a full term table.
What the lender published
As low as; for applicants with a credit score of 730 or higher. New autos 2025-2026 and used autos 2014-2025 with mileage less than 100,000. Advertised APR is the lowest available. Existing Coastal1 auto loans are not eligible for this promotion. Page does not list a full term table; repayment examples are 60 monthly payments at the advertised APR. Product: 2020-2022 used autos.
Checked Nov 10, 2026 · Source coastal1.org
6.49%
with autopay
as low as APR
Credit union · New · 84 months
Massachusetts, New Hampshire
The published figure may include an autopay, direct-deposit, or relationship discount.
What the lender published
As low as; rates as of 9/26/2026. 5.99% APR is based on personal credit history. Stated rates are 0.50% higher without automatic payments from a JDCU account. All auto loans include an additional $63 VSI charge, and a $5.00 membership account is required. The rate table includes 2021-2016 vehicles with a maximum term of 65 months; a FAQ on the same page says the credit union cannot finance a vehicle from 2016 or older. The table values were recorded, and this FAQ wording conflict is noted. Model years 2026-2022.
Checked Nov 10, 2026 · Source jdcu.org
6.49%
with autopay
as low as APR
Credit union · Used · 84 months
Massachusetts, New Hampshire
The published figure may include an autopay, direct-deposit, or relationship discount.
What the lender published
As low as; rates as of 9/26/2026. 5.99% APR is based on personal credit history. Stated rates are 0.50% higher without automatic payments from a JDCU account. All auto loans include an additional $63 VSI charge, and a $5.00 membership account is required. The rate table includes 2021-2016 vehicles with a maximum term of 65 months; a FAQ on the same page says the credit union cannot finance a vehicle from 2016 or older. The table values were recorded, and this FAQ wording conflict is noted. Model years 2026-2022 (same table).
Checked Nov 10, 2026 · Source jdcu.org
Credit union · New · 67–75 months
Massachusetts, New Hampshire
Published as 67–75 months, not as its own 75-month price.
What the lender published
Page heading says 'Accurate as of March 11, 2026' and still displayed these figures when checked on 2026-11-10. Rate determination based on credit history. Minimum loan amount $20,000 for terms over 72 months. Maximum mileage 100,000. Rates not available for existing Metro loans. New vehicles have 5,000 miles or less. New/used 2022-2026; 67 to 75 months.
Checked Nov 10, 2026 · Source metrocu.org
Credit union · Used · 67–75 months
Massachusetts, New Hampshire
Published as 67–75 months, not as its own 75-month price.
What the lender published
Page heading says 'Accurate as of March 11, 2026' and still displayed these figures when checked on 2026-11-10. Rate determination based on credit history. Minimum loan amount $20,000 for terms over 72 months. Maximum mileage 100,000. Rates not available for existing Metro loans. New vehicles have 5,000 miles or less. New/used 2022-2026; 67 to 75 months.
Checked Nov 10, 2026 · Source metrocu.org
Credit union · New · 73–75 months
Massachusetts, Rhode Island
Published as 73–75 months, not as its own 75-month price.
Minimum loan $10,000.
What the lender published
As low as; advertised APR is the lowest available. Table effective date October 15, 2026. New vehicle: less than 5,000 miles, model years 2025-2027. Up to 125% financing may be available. Rate, term, and approved loan amount may vary based on creditworthiness. Rates are subject to change without notice. Advertised as 73-75 months. 64-75-month terms available for a minimum amount financed of $10,000 on vehicles less than 90,000 miles.
Checked Nov 10, 2026 · Source scucu.com
Credit union · Used · 73–75 months
Massachusetts, Rhode Island
Published as 73–75 months, not as its own 75-month price.
Minimum loan $15,000.
What the lender published
As low as; advertised APR is the lowest available. Table effective date October 15, 2026. Used vehicle: 2025-2026 vehicle with 5,000 or more miles or 2016-2024 vehicle with 120,000 or less miles. Up to 125% financing may be available for vehicles with mileage less than 120,000. Rate, term, and approved loan amount may vary based on creditworthiness. Rates are subject to change without notice. Model years 2022-2026. Advertised as 73-75 months. 64-75-month terms available for mileage less than 90,000 and a minimum amount financed of $15,000.
Checked Nov 10, 2026 · Source scucu.com
Credit union · Used · 72 months
Nationwide
What the lender published
APR as low as, from the official Auto Loan Rates table. Up to 100% financing. New, used, or refinanced are introduced together; model-year buckets below were recorded as new (2023 & newer) or used (older years). Refinance is offered but not given a separate rate table. Model years 2022-2020.
Checked Nov 10, 2026 · Source wingscu.com
6.59%
with autopay
as low as APR
Credit union · Used · 60 months
Nationwide
The published figure may include an autopay, direct-deposit, or relationship discount.
What the lender published
As low as; advertised rates include automatic payment (0.4% higher without autopay). Financing available in all 50 states. Rates 1% higher when refinancing an existing Alliant loan. Page shows 60-month terms only for autos. Used vehicle rate.
Checked Nov 10, 2026 · Source alliantcreditunion.org
6.59%
with autopay
as low as APR
Credit union · Refinance · 60 months
Nationwide
The published figure may include an autopay, direct-deposit, or relationship discount.
What the lender published
As low as; advertised rates include automatic payment (0.4% higher without autopay). Financing available in all 50 states. Rates 1% higher when refinancing an existing Alliant loan. Page shows 60-month terms only for autos. Vehicle refinance rate shown on auto product page as 6.59% APR as low as for 60 months.
Checked Nov 10, 2026 · Source alliantcreditunion.org
6.59%
with autopay
as low as APR
Credit union · Used · Up to 75 months
Rhode Island, Massachusetts
Published as Up to 75 months, not as a single monthly term.
The published figure may include an autopay, direct-deposit, or relationship discount.
What the lender published
Lowest available rates; include a 0.25% autopay discount from a Navigant checking account. Rates effective as of today's date; depend on term and credit history. 2022-2023; advertised as up to 75 months.
Checked Nov 10, 2026 · Source navigantcu.org
Credit union · Used · 72 months
Nationwide
Minimum loan $15,000.
What the lender published
As low as APR. Used vehicles include all pre-owned vehicles or vehicles with more than 7,500 miles. Minimum loan $5,000; maximum $150,000. Vehicles more than 10 model years old are not eligible. Existing Andrews Federal auto loans are not eligible for refinance at these rates unless borrowing an additional $5,000 or more.
Checked Nov 10, 2026 · Source andrewsfcu.org
Credit union · Used · Up to 66 months
Massachusetts, New Hampshire
Published as Up to 66 months, not as a single monthly term.
What the lender published
Page heading says 'Accurate as of March 11, 2026' and still displayed these figures when checked on 2026-11-10. Rate determination based on credit history. Minimum loan amount $20,000 for terms over 72 months. Maximum mileage 100,000. Rates not available for existing Metro loans. New vehicles have 5,000 miles or less. Used 2019-2021; up to 66 months.
Checked Nov 10, 2026 · Source metrocu.org
6.74%
with autopay
as low as APR
Credit union · Used · Up to 66 months
Rhode Island, Massachusetts
Published as Up to 66 months, not as a single monthly term.
The published figure may include an autopay, direct-deposit, or relationship discount.
What the lender published
Lowest available rates; include a 0.25% autopay discount from a Navigant checking account. Rates effective as of today's date; depend on term and credit history. 2019-2021; advertised as up to 66 months.
Checked Nov 10, 2026 · Source navigantcu.org
6.74%
with autopay
as low as APR
Credit union · New · 84 months
Rhode Island, Massachusetts, Connecticut
Minimum loan $25,000.
What the lender published
Active as of 11/10/2026. Lowest APR; based on a credit score of 700 and maximum LTV of 120% of retail or MSRP for new vehicles. Includes a 0.25% discount for automatic electronic payments from a People's checking account. Model years 2023-2026.
Checked Nov 10, 2026 · Source peoplescu.com
6.74%
with autopay
as low as APR
Credit union · Used · 84 months
Rhode Island, Massachusetts, Connecticut
Minimum loan $25,000.
What the lender published
Active as of 11/10/2026. Lowest APR; based on a credit score of 700 and maximum LTV of 120% of retail or MSRP for new vehicles. Includes a 0.25% discount for automatic electronic payments from a People's checking account. Model years 2023-2026. Disclosure on this table says minimum $25,000 with maximum mileage of 40,000 for 84-month terms (a later disclosure on the same page says 25,000 miles).
Checked Nov 10, 2026 · Source peoplescu.com
Credit union · Used · 60 months
Nationwide
What the lender published
APR as low as, from the official Auto Loan Rates table. Up to 100% financing. New, used, or refinanced are introduced together; model-year buckets below were recorded as new (2023 & newer) or used (older years). Refinance is offered but not given a separate rate table. Model years 2019-2016; only a 60-month term is shown.
Checked Nov 10, 2026 · Source wingscu.com
Credit union · Used · 84 months
Nationwide
What the lender published
APR as low as, from the official Auto Loan Rates table. Up to 100% financing. New, used, or refinanced are introduced together; model-year buckets below were recorded as new (2023 & newer) or used (older years). Refinance is offered but not given a separate rate table. Model years 2022-2020.
Checked Nov 10, 2026 · Source wingscu.com
Bank · Used · 72 months
Nationwide
What the lender published
As low as rates for buyers with excellent credit characteristics, updated monthly (page heading: November). Displayed rates are based on the previous month's Capital One funded loan data for 60- and 72-month terms with participating dealers. Financing subject to eligibility.
Checked Nov 10, 2026 · Source capitalone.com
Bank · Used · 60 months
Nationwide
What the lender published
As low as rates for buyers with excellent credit characteristics, updated monthly (page heading: November). Displayed rates are based on the previous month's Capital One funded loan data for 60- and 72-month terms with participating dealers. Financing subject to eligibility.
Checked Nov 10, 2026 · Source capitalone.com
6.90%
with autopay
as low as APR
Credit union · Used · 66 months
Rhode Island, Massachusetts, Connecticut
What the lender published
Active as of 11/10/2026. Lowest APR; based on a credit score of 700 and maximum LTV of 120% of retail or MSRP for new vehicles. Includes a 0.25% discount for automatic electronic payments from a People's checking account. Model years 2017-2019.
Checked Nov 10, 2026 · Source peoplescu.com
Credit union · Used · Up to 60 months
Massachusetts, Rhode Island
Published as Up to 60 months, not as a single monthly term.
What the lender published
As low as; advertised APR is the lowest available. Table effective date October 15, 2026. Used vehicle: 2025-2026 vehicle with 5,000 or more miles or 2016-2024 vehicle with 120,000 or less miles. Up to 125% financing may be available for vehicles with mileage less than 120,000. Rate, term, and approved loan amount may vary based on creditworthiness. Rates are subject to change without notice. Model years 2016-2018. Advertised as up to 60 months.
Checked Nov 10, 2026 · Source scucu.com
Credit union · Used · 64–72 months
Massachusetts, Rhode Island
Published as 64–72 months, not as its own 72-month price.
Minimum loan $15,000.
What the lender published
As low as; advertised APR is the lowest available. Table effective date October 15, 2026. Used vehicle: 2025-2026 vehicle with 5,000 or more miles or 2016-2024 vehicle with 120,000 or less miles. Up to 125% financing may be available for vehicles with mileage less than 120,000. Rate, term, and approved loan amount may vary based on creditworthiness. Rates are subject to change without notice. Model years 2019-2021. Advertised as 64-72 months. 64-75-month terms available for mileage less than 90,000 and a minimum amount financed of $15,000.
Checked Nov 10, 2026 · Source scucu.com
Credit union · New · 76–84 months
Massachusetts, Rhode Island
Published as 76–84 months, not as its own 84-month price.
Minimum loan $25,000.
What the lender published
As low as; advertised APR is the lowest available. Table effective date October 15, 2026. New vehicle: less than 5,000 miles, model years 2025-2027. Up to 125% financing may be available. Rate, term, and approved loan amount may vary based on creditworthiness. Rates are subject to change without notice. Advertised as 76-84 months. 76-84-month terms available for a minimum amount financed of $25,000 on vehicles less than 30,000 miles.
Checked Nov 10, 2026 · Source scucu.com
Credit union · Used · 76–84 months
Massachusetts, Rhode Island
Published as 76–84 months, not as its own 84-month price.
What the lender published
As low as; advertised APR is the lowest available. Table effective date October 15, 2026. Used vehicle: 2025-2026 vehicle with 5,000 or more miles or 2016-2024 vehicle with 120,000 or less miles. Up to 125% financing may be available for vehicles with mileage less than 120,000. Rate, term, and approved loan amount may vary based on creditworthiness. Rates are subject to change without notice. Model years 2022-2026. Advertised as 76-84 months.
Checked Nov 10, 2026 · Source scucu.com
Credit union · Used · 60 months
Nationwide
What the lender published
APR as low as, from the official Auto Loan Rates table. Up to 100% financing. New, used, or refinanced are introduced together; model-year buckets below were recorded as new (2023 & newer) or used (older years). Refinance is offered but not given a separate rate table. Model years 2015-2010; only a 60-month term is shown.
Checked Nov 10, 2026 · Source wingscu.com
7.04%
with digital banking + autopay
as low as APR
Credit union · Used · 72 months
Nationwide
The published figure may include an autopay, direct-deposit, or relationship discount.
What the lender published
As low as, accurate as of 11/10/2026. Rates include a 1% discount for Digital Banking and eStatements and a 1% discount for electronic autopay. Individual rates include all eligible discounts. Does not apply to loans currently financed at Connexus. 2024 and older. Term limits: model years 2023-2024 max 84 months; 2020-2022 max 72 months; 2019 and older max 60 months.
Checked Nov 10, 2026 · Source connexuscu.org
7.09%
with autopay
as low as APR
Credit union · Used · Up to 75 months
Rhode Island, Massachusetts
Published as Up to 75 months, not as a single monthly term.
The published figure may include an autopay, direct-deposit, or relationship discount.
What the lender published
Lowest available rates; include a 0.25% autopay discount from a Navigant checking account. Rates effective as of today's date; depend on term and credit history. 2019-2021; advertised as up to 75 months.
Checked Nov 10, 2026 · Source navigantcu.org
Credit union · Used · 84 months
Nationwide
Minimum loan $20,000.
What the lender published
As low as APR. Used vehicles include all pre-owned vehicles or vehicles with more than 7,500 miles. Minimum loan $5,000; maximum $150,000. Vehicles more than 10 model years old are not eligible. Existing Andrews Federal auto loans are not eligible for refinance at these rates unless borrowing an additional $5,000 or more.
Checked Nov 10, 2026 · Source andrewsfcu.org
7.10%
with autopay
as low as APR
Credit union · Used · 66 months
Rhode Island, Massachusetts, Connecticut
What the lender published
Active as of 11/10/2026. Lowest APR; based on a credit score of 700 and maximum LTV of 120% of retail or MSRP for new vehicles. Includes a 0.25% discount for automatic electronic payments from a People's checking account. Model year 2016.
Checked Nov 10, 2026 · Source peoplescu.com
7.19%
with digital banking + autopay
as low as APR
Credit union · New · 84 months
Nationwide
The published figure may include an autopay, direct-deposit, or relationship discount.
What the lender published
As low as, accurate as of 11/10/2026. Rates include a 1% discount for Digital Banking and eStatements and a 1% discount for electronic autopay. Individual rates include all eligible discounts. Does not apply to loans currently financed at Connexus. Model year 2025 or newer. Also applies to cars, trucks, SUVs, and motorcycles.
Checked Nov 10, 2026 · Source connexuscu.org
Credit union · New · 84 months
Nationwide
Minimum loan $20,000.
What the lender published
As low as; effective 11/03/2026. Actual APR based on credit history and final loan terms. Membership required. New auto loan, 2025 and newer models.
Checked Nov 10, 2026 · Source firsttechfed.com
Credit union · Used · 84 months
Nationwide
Minimum loan $20,000.
What the lender published
As low as; effective 11/03/2026. Actual APR based on credit history and final loan terms. Membership required. Used auto loan, 2016-2024 models.
Checked Nov 10, 2026 · Source firsttechfed.com
Credit union · Used · 67–75 months
Massachusetts, New Hampshire
Published as 67–75 months, not as its own 75-month price.
What the lender published
Page heading says 'Accurate as of March 11, 2026' and still displayed these figures when checked on 2026-11-10. Rate determination based on credit history. Minimum loan amount $20,000 for terms over 72 months. Maximum mileage 100,000. Rates not available for existing Metro loans. New vehicles have 5,000 miles or less. Used 2019-2021; 67 to 75 months.
Checked Nov 10, 2026 · Source metrocu.org
Credit union · Used · 73–75 months
Massachusetts, Rhode Island
Published as 73–75 months, not as its own 75-month price.
Minimum loan $15,000.
What the lender published
As low as; advertised APR is the lowest available. Table effective date October 15, 2026. Used vehicle: 2025-2026 vehicle with 5,000 or more miles or 2016-2024 vehicle with 120,000 or less miles. Up to 125% financing may be available for vehicles with mileage less than 120,000. Rate, term, and approved loan amount may vary based on creditworthiness. Rates are subject to change without notice. Model years 2019-2021. Advertised as 73-75 months. 64-75-month terms available for mileage less than 90,000 and a minimum amount financed of $15,000.
Checked Nov 10, 2026 · Source scucu.com
Credit union · Used · 73–84 months
Nationwide
Published as 73–84 months, not as its own 84-month price.
What the lender published
As low as; excellent credit assumed. Rates as of Nov 10, 2026 ET. Used vehicles: 2024 and older, or any model year with over 30,000 miles. Vehicles 20+ years old use Other Eligible Vehicle rates. Advertised as 73-84 months.
Checked Nov 10, 2026 · Source navyfederal.org
7.34%
with autopay
as low as APR
Credit union · New · Up to 84 months
Rhode Island, Massachusetts
Published as Up to 84 months, not as a single monthly term.
The published figure may include an autopay, direct-deposit, or relationship discount.
What the lender published
Lowest available rates; include a 0.25% autopay discount from a Navigant checking account. Rates effective as of today's date; depend on term and credit history. NEW 2025-2026; advertised as up to 84 months.
Checked Nov 10, 2026 · Source navigantcu.org
7.34%
with autopay
as low as APR
Credit union · Used · Up to 84 months
Rhode Island, Massachusetts
Published as Up to 84 months, not as a single monthly term.
The published figure may include an autopay, direct-deposit, or relationship discount.
What the lender published
Lowest available rates; include a 0.25% autopay discount from a Navigant checking account. Rates effective as of today's date; depend on term and credit history. 2024-2025; advertised as up to 84 months.
Checked Nov 10, 2026 · Source navigantcu.org
7.39%
promo rate
as low as APR
Credit union · Used · 60-month payment example
Rhode Island, Massachusetts, Connecticut
The source illustrates this APR with a payment example, not a full term table.
What the lender published
As low as; for applicants with a credit score of 730 or higher. New autos 2025-2026 and used autos 2014-2025 with mileage less than 100,000. Advertised APR is the lowest available. Existing Coastal1 auto loans are not eligible for this promotion. Page does not list a full term table; repayment examples are 60 monthly payments at the advertised APR. Product: 2017-2019 used autos.
Checked Nov 10, 2026 · Source coastal1.org
7.49%
with digital banking + autopay
as low as APR
Credit union · Used · 84 months
Nationwide
The published figure may include an autopay, direct-deposit, or relationship discount.
What the lender published
As low as, accurate as of 11/10/2026. Rates include a 1% discount for Digital Banking and eStatements and a 1% discount for electronic autopay. Individual rates include all eligible discounts. Does not apply to loans currently financed at Connexus. 2024 and older. Term limits: model years 2023-2024 max 84 months; 2020-2022 max 72 months; 2019 and older max 60 months.
Checked Nov 10, 2026 · Source connexuscu.org
7.54%
with autopay
as low as APR
Credit union · Used · 75 months
Rhode Island, Massachusetts, Connecticut
What the lender published
Active as of 11/10/2026. Lowest APR; based on a credit score of 700 and maximum LTV of 120% of retail or MSRP for new vehicles. Includes a 0.25% discount for automatic electronic payments from a People's checking account. Model years 2017-2019.
Checked Nov 10, 2026 · Source peoplescu.com
7.59%
with autopay
as low as APR
Credit union · Used · Up to 84 months
Rhode Island, Massachusetts
Published as Up to 84 months, not as a single monthly term.
The published figure may include an autopay, direct-deposit, or relationship discount.
What the lender published
Lowest available rates; include a 0.25% autopay discount from a Navigant checking account. Rates effective as of today's date; depend on term and credit history. 2022-2023; advertised as up to 84 months.
Checked Nov 10, 2026 · Source navigantcu.org
Credit union · New · 85–96 months
Nationwide
Published as 85–96 months, not as its own 96-month price.
Minimum loan $30,000.
What the lender published
As low as; excellent credit assumed. Rates as of Nov 10, 2026 ET. New vehicles: 2025 and newer with under 7,500 miles, or 7,500-30,000 miles (late-model used). Terms over 84 months only for vehicles under 7,500 miles. Advertised as 85-96 months. Minimum loan amount is $30,000 for terms of 84-96 / 85-96 months (page wording varies).
Checked Nov 10, 2026 · Source navyfederal.org
Credit union · New · 76–84 months
Massachusetts, New Hampshire
Published as 76–84 months, not as its own 84-month price.
Minimum loan $20,000.
What the lender published
Page heading says 'Accurate as of March 11, 2026' and still displayed these figures when checked on 2026-11-10. Rate determination based on credit history. Minimum loan amount $20,000 for terms over 72 months. Maximum mileage 100,000. Rates not available for existing Metro loans. New vehicles have 5,000 miles or less. Eligible borrowers only; 76 to 84 months.
Checked Nov 10, 2026 · Source metrocu.org
Credit union · Used · 76–84 months
Massachusetts, New Hampshire
Published as 76–84 months, not as its own 84-month price.
Minimum loan $20,000.
What the lender published
Page heading says 'Accurate as of March 11, 2026' and still displayed these figures when checked on 2026-11-10. Rate determination based on credit history. Minimum loan amount $20,000 for terms over 72 months. Maximum mileage 100,000. Rates not available for existing Metro loans. New vehicles have 5,000 miles or less. Eligible borrowers only; 76 to 84 months.
Checked Nov 10, 2026 · Source metrocu.org
7.74%
with autopay
as low as APR
Credit union · Used · Up to 66 months
Rhode Island, Massachusetts
Published as Up to 66 months, not as a single monthly term.
The published figure may include an autopay, direct-deposit, or relationship discount.
What the lender published
Lowest available rates; include a 0.25% autopay discount from a Navigant checking account. Rates effective as of today's date; depend on term and credit history. 2016-2018; advertised as up to 66 months.
Checked Nov 10, 2026 · Source navigantcu.org
Credit union · Used · Up to 66 months
Massachusetts, New Hampshire
Published as Up to 66 months, not as a single monthly term.
What the lender published
Page heading says 'Accurate as of March 11, 2026' and still displayed these figures when checked on 2026-11-10. Rate determination based on credit history. Minimum loan amount $20,000 for terms over 72 months. Maximum mileage 100,000. Rates not available for existing Metro loans. New vehicles have 5,000 miles or less. Used 2017-2018; up to 66 months.
Checked Nov 10, 2026 · Source metrocu.org
8.09%
promo rate
as low as APR
Credit union · Used · 60-month payment example
Rhode Island, Massachusetts, Connecticut
The source illustrates this APR with a payment example, not a full term table.
What the lender published
As low as; for applicants with a credit score of 730 or higher. New autos 2025-2026 and used autos 2014-2025 with mileage less than 100,000. Advertised APR is the lowest available. Existing Coastal1 auto loans are not eligible for this promotion. Page does not list a full term table; repayment examples are 60 monthly payments at the advertised APR. Product: 2014-2016 used autos.
Checked Nov 10, 2026 · Source coastal1.org
8.74%
with autopay
as low as APR
Credit union · Used · Up to 66 months
Rhode Island, Massachusetts
Published as Up to 66 months, not as a single monthly term.
The published figure may include an autopay, direct-deposit, or relationship discount.
What the lender published
Lowest available rates; include a 0.25% autopay discount from a Navigant checking account. Rates effective as of today's date; depend on term and credit history. 2015 and older; advertised as up to 66 months.
Checked Nov 10, 2026 · Source navigantcu.org
8.74%
with autopay
as low as APR
Credit union · Used · Up to 75 months
Rhode Island, Massachusetts
Published as Up to 75 months, not as a single monthly term.
The published figure may include an autopay, direct-deposit, or relationship discount.
What the lender published
Lowest available rates; include a 0.25% autopay discount from a Navigant checking account. Rates effective as of today's date; depend on term and credit history. 2016-2018; advertised as up to 75 months.
Checked Nov 10, 2026 · Source navigantcu.org
9.99%
with autopay
as low as APR
Credit union · Used · Up to 75 months
Rhode Island, Massachusetts
Published as Up to 75 months, not as a single monthly term.
The published figure may include an autopay, direct-deposit, or relationship discount.
What the lender published
Lowest available rates; include a 0.25% autopay discount from a Navigant checking account. Rates effective as of today's date; depend on term and credit history. 2015 and older; advertised as up to 75 months.
Checked Nov 10, 2026 · Source navigantcu.org