Current Used Car Loan Rates

APR as low as; based on collateral, term, down payment and creditworthiness. Rates effective September 18, 2026. Separate qualifying discounts of up to 0.90% may lower the rate further. Advertised as up to 36 months.

Checked Nov 11, 2026 · Source aacreditunion.org

36-month special rate; same rate for new, used and refinance. Lowest rate includes up to 1.00% in combined discounts (credit life and disability insurance, extended service contract, existing FCCU auto loan, First Rewards Checking, FCCU Visa card). Advertised as up to 36 months.

Checked Nov 11, 2026 · Source fccu.org

APR as low as for the site's default location; same rate for new/previous model year (2025-2026) and used (2016-2024). Effective 11/11/2026. Advertised as up to 63 months.

Checked Nov 11, 2026 · Source glcu.org

Auto Buying Service rate, 2023-2024 models; APR as low as when buying through BCU's auto buying service. Term not listed.

Checked Nov 11, 2026 · Source bcu.org

Rate valid up to 48 months; lowest rate includes up to 1.00% in combined discounts (insurance, service contract, existing auto loan, checking, Visa card). Advertised as up to 48 months.

Checked Nov 11, 2026 · Source fccu.org

2022 and newer models (new or used). APR as low as. Rates effective 10/16/2026. Advertised as up to 36 months.

Checked Nov 11, 2026 · Source uecu.org

APR as low as for the site's default location; same rate for new/previous model year (2025-2026) and used (2016-2024). Effective 11/11/2026. Advertised as 64-75 months.

Checked Nov 11, 2026 · Source glcu.org

As low as; advertised APR is the lowest available. Rates and offers current as of November 1, 2026. Used: pre-owned vehicles or vehicles with over 7,501 miles. Up to 125% financing is available in the U.S., Puerto Rico and Virgin Islands. Rates quoted assume excellent borrower credit history. Rate depends on term. PenFed Car Buying Service discounted rate through PenFed's partnership with TrueCar; the page states the service is available in all 50 states.

Checked Nov 10, 2026 · Source penfed.org

Go Beyond: Member Giveback limited-time rate through Dec. 31, 2026, for well-qualified borrowers; new, used and refinance. Advertised as up to 60 months.

Checked Nov 11, 2026 · Source rbfcu.org

Excellent credit tier rate (published tiers run to 16.75% for low/no score). Add 0.50% APR for vehicles more than 3 years old. Advertised as up to 48 months.

Checked Nov 11, 2026 · Source ufcu.org

Includes a 0.50% discount for buying at a certified dealer through CCU's Car Buying Service; assumes automatic payment. 2025 and newer models. Rates effective October 12, 2026. Advertised as 0-60 months.

Checked Nov 11, 2026 · Source myconsumers.org

APR range 4.49%-14.49%. Listed as Used Automobiles; rate based on primary applicant's credit (2019 or older add 2%). Not valid on refinancing existing Abri auto loans. Advertised as 12-36 months.

Checked Nov 11, 2026 · Source abricu.com

New and used auto & truck APR as low as; based on creditworthiness and vehicle age. The payment example uses 36 months, but the rate is not tied to a term.

Checked Nov 11, 2026 · Source numarkcu.org

APR as low as; based on collateral, term, down payment and creditworthiness. Rates effective September 18, 2026. Separate qualifying discounts of up to 0.90% may lower the rate further. Advertised as up to 60 months.

Checked Nov 11, 2026 · Source aacreditunion.org

APR as low as for model years 2023-2027, based on vehicle year and credit (disclosure example is the A+ tier). Rates accurate as of November 10, 2026. Advertised as up to 48 months.

Checked Nov 11, 2026 · Source gecu.com

Same published automobile starting rate; page says loans are available for both new and used vehicles and does not split the 4.74% APR by new vs used. Term not specified.

Checked Nov 10, 2026 · Source servicecu.org

APR as low as, based on a final LTV of less than 70% (rate increases at higher LTVs). New or existing Affinity Plus membership required. 84-month minimum loan amount is $25,000. Maximum interest rate for this loan type is 18% APR. Used auto, model years 2020-2025.

Checked Nov 10, 2026 · Source affinityplus.org

APR as low as for the site's default location; same rate for new/previous model year (2025-2026) and used (2016-2024). Effective 11/11/2026. Advertised as 76-84 months.

Checked Nov 11, 2026 · Source glcu.org

New/used auto APR as low as. Advertised as 36 months.

Checked Nov 11, 2026 · Source alltrucu.org

APR as low as for new or used vehicles, up to 36 months; other rates for longer terms. Advertised as up to 36 months.

Checked Nov 11, 2026 · Source firstcommunity.com

As low as; advertised APR is the lowest available. Rates and offers current as of November 1, 2026. Used: pre-owned vehicles or vehicles with over 7,501 miles. Up to 125% financing is available in the U.S., Puerto Rico and Virgin Islands. Rates quoted assume excellent borrower credit history. Rate depends on term.

Checked Nov 10, 2026 · Source penfed.org

APR as low as, 2023-2024 models. Advertised as 0-36 months.

Checked Nov 11, 2026 · Source bcu.org

As low as; advertised APR is the lowest available. Rates and offers current as of November 1, 2026. Used: pre-owned vehicles or vehicles with over 7,501 miles. Up to 125% financing is available in the U.S., Puerto Rico and Virgin Islands. Rates quoted assume excellent borrower credit history. Rate depends on term. PenFed Car Buying Service discounted rate through PenFed's partnership with TrueCar; the page states the service is available in all 50 states.

Checked Nov 10, 2026 · Source penfed.org

Effective as of November 2, 2026. Advertised rates are the lowest available. Rates determined by credit history, loan term, and payment method. Used auto, models 2023-2026.

Checked Nov 10, 2026 · Source wavefcu.org

Effective as of November 2, 2026. Advertised rates are the lowest available. Rates determined by credit history, loan term, and payment method. Used auto, models 2023-2026.

Checked Nov 10, 2026 · Source wavefcu.org