Current Used Car Loan Rates

Page heading says 'Accurate as of March 11, 2026' and still displayed these figures when checked on 2026-11-10. Rate determination based on credit history. Minimum loan amount $20,000 for terms over 72 months. Maximum mileage 100,000. Rates not available for existing Metro loans. New vehicles have 5,000 miles or less. Eligible borrowers only; 76 to 84 months.

Checked Nov 10, 2026 · Source metrocu.org

New/used auto APR as low as. Advertised as 73-84 months.

Checked Nov 11, 2026 · Source alltrucu.org

Lowest available rates; include a 0.25% autopay discount from a Navigant checking account. Rates effective as of today's date; depend on term and credit history. 2022-2023; advertised as up to 84 months.

Checked Nov 10, 2026 · Source navigantcu.org

As low as, accurate as of 11/10/2026. Rates include a 1% discount for Digital Banking and eStatements and a 1% discount for electronic autopay. Individual rates include all eligible discounts. Does not apply to loans currently financed at Connexus. 2024 and older. Term limits: model years 2023-2024 max 84 months; 2020-2022 max 72 months; 2019 and older max 60 months.

Checked Nov 10, 2026 · Source connexuscu.org

Used car, model years 2018-2023; APR as low as, as of Nov 11, 2026. Advertised as 84 months.

Checked Nov 11, 2026 · Source westcommunitycu.org

Lowest available rates; include a 0.25% autopay discount from a Navigant checking account. Rates effective as of today's date; depend on term and credit history. 2024-2025; advertised as up to 84 months.

Checked Nov 10, 2026 · Source navigantcu.org

As low as; excellent credit assumed. Rates as of Nov 10, 2026 ET. Used vehicles: 2024 and older, or any model year with over 30,000 miles. Vehicles 20+ years old use Other Eligible Vehicle rates. Advertised as 73-84 months.

Checked Nov 10, 2026 · Source navyfederal.org

As low as; effective 11/03/2026. Actual APR based on credit history and final loan terms. Membership required. Used auto loan, 2016-2024 models.

Checked Nov 10, 2026 · Source firsttechfed.com

2018-2024 models. APR as low as; may vary with creditworthiness and collateral. Rate sheet says effective February 1st, 2026. Advertised as 73-84 months.

Checked Nov 11, 2026 · Source stlouiscommunity.com

As low as APR. Used vehicles include all pre-owned vehicles or vehicles with more than 7,500 miles. Minimum loan $5,000; maximum $150,000. Vehicles more than 10 model years old are not eligible. Existing Andrews Federal auto loans are not eligible for refinance at these rates unless borrowing an additional $5,000 or more.

Checked Nov 10, 2026 · Source andrewsfcu.org

2022-2026 model years. Rates include a 0.25% discount for members with an active Absolute Checking account. Effective November 2, 2026. Minimum loan $35,000. Advertised as 84 months.

Checked Nov 11, 2026 · Source clearviewfcu.org

As low as APR. All rates subject to change. $5 deposit to Langley savings required for membership. Used car loans (2024 and older), advertised as 76-84 months.

Checked Nov 10, 2026 · Source langleyfcu.org

As low as; advertised APR is the lowest available. Table effective date October 15, 2026. Used vehicle: 2025-2026 vehicle with 5,000 or more miles or 2016-2024 vehicle with 120,000 or less miles. Up to 125% financing may be available for vehicles with mileage less than 120,000. Rate, term, and approved loan amount may vary based on creditworthiness. Rates are subject to change without notice. Model years 2022-2026. Advertised as 76-84 months.

Checked Nov 10, 2026 · Source scucu.com

Best rates; may be higher based on underwriting. Minimum loan $15,000 for 75 months and $25,000 for 84 months. Advertised as up to 84 months.

Checked Nov 11, 2026 · Source togethercu.org

Rate table for 2023-2027 model-year vehicles; based on credit history. Minimum loan $25,000 for a 7-year term. Advertised as 84 months.

Checked Nov 11, 2026 · Source jovia.org

New and used, 2023 model year and newer. APR as low as (range 5.69%-12.14%); may increase with model year, term, front-end LTV over 90% and credit. Add 0.25% for coupon payments. Valid as of 11/11/2026. Minimum loan $6,000. Advertised as 76-84 months.

Checked Nov 11, 2026 · Source psecu.com

Active as of 11/10/2026. Lowest APR; based on a credit score of 700 and maximum LTV of 120% of retail or MSRP for new vehicles. Includes a 0.25% discount for automatic electronic payments from a People's checking account. Model years 2023-2026. Disclosure on this table says minimum $25,000 with maximum mileage of 40,000 for 84-month terms (a later disclosure on the same page says 25,000 miles).

Checked Nov 10, 2026 · Source peoplescu.com

APR as low as, from the official Auto Loan Rates table. Up to 100% financing. New, used, or refinanced are introduced together; model-year buckets below were recorded as new (2023 & newer) or used (older years). Refinance is offered but not given a separate rate table. Model years 2022-2020.

Checked Nov 10, 2026 · Source wingscu.com

Effective date October 1, 2026. As low as fixed APR for vehicle model years 2024 and newer. Actual rate affected by creditworthiness, term, vehicle type, and model year. Florida loans subject to Documentary Stamp Tax, not included in quoted APR. Purchase rates are for model years 2024 and newer (may include late-model used). Advertised as up to 84 months.

Checked Nov 10, 2026 · Source sccu.com

2024-2026 model years. APR with payroll deduction or automatic payment from an American Heritage account (add 0.25% without). Effective November 11, 2026. Advertised as 76-84 months.

Checked Nov 11, 2026 · Source americanheritagecu.org

2024-2027 model years; actual APR depends on creditworthiness; mileage up to 100,000. Effective September 21, 2026. Advertised as 76-84 months.

Checked Nov 11, 2026 · Source trumark.com

As low as; rates as of 9/26/2026. 5.99% APR is based on personal credit history. Stated rates are 0.50% higher without automatic payments from a JDCU account. All auto loans include an additional $63 VSI charge, and a $5.00 membership account is required. The rate table includes 2021-2016 vehicles with a maximum term of 65 months; a FAQ on the same page says the credit union cannot finance a vehicle from 2016 or older. The table values were recorded, and this FAQ wording conflict is noted. Model years 2026-2022 (same table).

Checked Nov 10, 2026 · Source jdcu.org

Used auto model years 2022-2027. As low as for qualified borrowers, loan amounts up to 120% of retail value. Effective November 10, 2026. Minimum $25,000 loan for terms over 78 months. Advertised as up to 84 months.

Checked Nov 11, 2026 · Source sdccu.com

APR as low as; model year 2023-2027; purchases only.

Checked Nov 11, 2026 · Source eecu.org

Without Car Buying Service; assumes automatic payment. 2025 and newer models. Rates effective October 12, 2026. Advertised as 73-84 months.

Checked Nov 11, 2026 · Source myconsumers.org