Standard rate
UsedUp to 63 months
IL
Published as Up to 63 months, not as a single monthly term.
›What the lender published
APR as low as for the site's default location; same rate for new/previous model year (2025-2026) and used (2016-2024). Effective 11/11/2026. Advertised as up to 63 months.
Checked Nov 11, 2026 · Source glcu.org
with bundled discounts
UsedUp to 48 months
TX
Published as Up to 48 months, not as a single monthly term.
›What the lender published
Rate valid up to 48 months; lowest rate includes up to 1.00% in combined discounts (insurance, service contract, existing auto loan, checking, Visa card). Advertised as up to 48 months.
Checked Nov 11, 2026 · Source fccu.org
promo ratetop credit tier
UsedUp to 60 months
TX
Published as Up to 60 months, not as a single monthly term.
›What the lender published
Go Beyond: Member Giveback limited-time rate through Dec. 31, 2026, for well-qualified borrowers; new, used and refinance. Advertised as up to 60 months.
Checked Nov 11, 2026 · Source rbfcu.org
top credit tier
UsedUp to 48 months
TX
Published as Up to 48 months, not as a single monthly term.
›What the lender published
Excellent credit tier rate (published tiers run to 16.75% for low/no score). Add 0.50% APR for vehicles more than 3 years old. Advertised as up to 48 months.
Checked Nov 11, 2026 · Source ufcu.org
buying service dealer onlywith autopay
UsedUp to 60 months
IL
Published as Up to 60 months, not as a single monthly term.
The published figure may include an autopay, direct-deposit, or relationship discount.
›What the lender published
Includes a 0.50% discount for buying at a certified dealer through CCU's Car Buying Service; assumes automatic payment. 2025 and newer models. Rates effective October 12, 2026. Advertised as 0-60 months.
Checked Nov 11, 2026 · Source myconsumers.org
airline industry members only
UsedUp to 60 months
Nationwide
Published as Up to 60 months, not as a single monthly term.
›What the lender published
APR as low as; based on collateral, term, down payment and creditworthiness. Rates effective September 18, 2026. Separate qualifying discounts of up to 0.90% may lower the rate further. Advertised as up to 60 months.
Checked Nov 11, 2026 · Source aacreditunion.org
top credit tier
UsedUp to 48 months
TX
Published as Up to 48 months, not as a single monthly term.
›What the lender published
APR as low as for model years 2023-2027, based on vehicle year and credit (disclosure example is the A+ tier). Rates accurate as of November 10, 2026. Advertised as up to 48 months.
Checked Nov 11, 2026 · Source gecu.com
TrueCar dealer only
Used48 months
Nationwide
›What the lender published
As low as; advertised APR is the lowest available. Rates and offers current as of November 1, 2026. Used: pre-owned vehicles or vehicles with over 7,501 miles. Up to 125% financing is available in the U.S., Puerto Rico and Virgin Islands. Rates quoted assume excellent borrower credit history. Rate depends on term. PenFed Car Buying Service discounted rate through PenFed's partnership with TrueCar; the page states the service is available in all 50 states.
Checked Nov 10, 2026 · Source penfed.org
Standard rate
Used48 months
RI · MA
›What the lender published
Effective as of November 2, 2026. Advertised rates are the lowest available. Rates determined by credit history, loan term, and payment method. Used auto, models 2023-2026.
Checked Nov 10, 2026 · Source wavefcu.org
LTV under 70%
Used48 months
MN
›What the lender published
APR as low as, based on a final LTV of less than 70% (rate increases at higher LTVs). New or existing Affinity Plus membership required. 84-month minimum loan amount is $25,000. Maximum interest rate for this loan type is 18% APR. Used auto, model years 2020-2025.
Checked Nov 10, 2026 · Source affinityplus.org
with autopay
UsedUp to 66 months
MA · NH
Published as Up to 66 months, not as a single monthly term.
The published figure may include an autopay, direct-deposit, or relationship discount.
›What the lender published
As low as APR, and includes a 0.500% discount for automatic payments from any Workers checking account. Page states rates effective as of 6/26/2025 and subject to change; these are the figures still published on the official page on 2026-11-10. Subject to credit approval. Minimum monthly payment of $150 or the payment per $1,000, whichever is greater. Bucket labeled New-2021 also covers 2021 used vehicles; up to 66 months.
Checked Nov 10, 2026 · Source wcu.com
Standard rate
Used37–48 months
CA
Published as 37–48 months, not as its own 48-month price.
›What the lender published
APR as low as (best rates; your rate may be higher based on credit). Model year 2022 and newer; also applies to lease buyout and refinance. Advertised as 37-48 months.
Checked Nov 11, 2026 · Source missionfed.com
Standard rate
UsedUp to 66 months
FL
Published as Up to 66 months, not as a single monthly term.
›What the lender published
Vehicles up to 15 years old. APR as low as, same for new or used; rate determined by credit. Current as of November 11, 2026. Advertised as up to 66 months.
Checked Nov 11, 2026 · Source eglinfcu.org
utility employees and families only
Used37–60 months
PA
Published as 37–60 months, not as its own 60-month price.
›What the lender published
2022 and newer models (new or used). APR as low as. Rates effective 10/16/2026. Advertised as 37-60 months.
Checked Nov 11, 2026 · Source uecu.org
top credit tier
UsedUp to 66 months
IL
Published as Up to 66 months, not as a single monthly term.
›What the lender published
2024-2025 models. Standard vehicle rate for well-qualified borrowers, up to 100% LTV; in-house refinances excluded. Rates as of November 11, 2026. Advertised as up to 66 months.
Checked Nov 11, 2026 · Source cefcu.com
with autopay
UsedUp to 60 months
IL
Published as Up to 60 months, not as a single monthly term.
The published figure may include an autopay, direct-deposit, or relationship discount.
›What the lender published
Without Car Buying Service; assumes automatic payment. 2025 and newer models. Rates effective October 12, 2026. Advertised as 0-60 months.
Checked Nov 11, 2026 · Source myconsumers.org
Standard rate
and upUsed37–60 months
IL
Published as 37–60 months, not as its own 60-month price.
›What the lender published
APR range 4.99%-14.99%. Listed as Used Automobiles; rate based on primary applicant's credit (2019 or older add 2%). Not valid on refinancing existing Abri auto loans. Advertised as 37-60 months.
Checked Nov 11, 2026 · Source abricu.com
LTV 100% or less
and upUsedUp to 60 months
IL
Published as Up to 60 months, not as a single monthly term.
›What the lender published
Regular rate range 4.99%-19.49%; assumes loan-to-value of 100% or less and term of 60 months or less (call for older than 2016 models). Advertised as up to 60 months.
Checked Nov 11, 2026 · Source alerofinancial.org
with autopay
and upUsed48 months
CA
The published figure may include an autopay, direct-deposit, or relationship discount.
›What the lender published
Effective as of 11/10/2026. Range of rates. Lowest rate includes a 0.75% discount for automatic transfer from a SchoolsFirst FCU account.
Checked Nov 10, 2026 · Source schoolsfirstfcu.org
Standard rate
and upUsedUp to 84 months
CA
Published as Up to 84 months, not as a single monthly term.
›What the lender published
Fixed APR range 5.09%-9.09% based on credit qualification; same rate for 3- to 7-year terms. Promotional rates do not apply to refinancing existing Star One loans. Advertised as up to 84 months.
Checked Nov 11, 2026 · Source starone.org
top credit tier
UsedUp to 60 months
IL
Published as Up to 60 months, not as a single monthly term.
›What the lender published
2022-2023 models. Standard vehicle rate for well-qualified borrowers, up to 100% LTV; in-house refinances excluded. Rates as of November 11, 2026. Advertised as up to 60 months.
Checked Nov 11, 2026 · Source cefcu.com
Standard rate
UsedUp to 48 months
CA · AZ · NV
Published as Up to 48 months, not as a single monthly term.
›What the lender published
Used auto model years 2022-2027. As low as for qualified borrowers, loan amounts up to 120% of retail value. Effective November 10, 2026. Advertised as up to 48 months.
Checked Nov 11, 2026 · Source sdccu.com
Standard rate
UsedUp to 66 months
CA · AZ · NV
Published as Up to 66 months, not as a single monthly term.
›What the lender published
Used auto model years 2022-2027. As low as for qualified borrowers, loan amounts up to 120% of retail value. Effective November 10, 2026. Advertised as up to 66 months.
Checked Nov 11, 2026 · Source sdccu.com
Standard rate
and upUsedUp to 84 months
TX
Published as Up to 84 months, not as a single monthly term.
›What the lender published
APR range 5.24%-18.00% for 0-84 month terms, as of 11/01/2026; based on credit history, collateral and loan to value. Advertised as up to 84 months.
Checked Nov 11, 2026 · Source rallycu.com
Standard rate
Used48 months
MO
›What the lender published
New/used auto APR as low as. Advertised as 48 months.
Checked Nov 11, 2026 · Source alltrucu.org
