Standard rate
Used64–75 months
IL
Published as 64–75 months, not as its own 75-month price.
›What the lender published
APR as low as for the site's default location; same rate for new/previous model year (2025-2026) and used (2016-2024). Effective 11/11/2026. Advertised as 64-75 months.
Checked Nov 11, 2026 · Source glcu.org
with autopay
Used67–78 months
MA · NH
Published as 67–78 months, not as its own 78-month price.
The published figure may include an autopay, direct-deposit, or relationship discount.
›What the lender published
As low as APR, and includes a 0.500% discount for automatic payments from any Workers checking account. Page states rates effective as of 6/26/2025 and subject to change; these are the figures still published on the official page on 2026-11-10. Subject to credit approval. Minimum monthly payment of $150 or the payment per $1,000, whichever is greater. New-2021 bucket; 67 to 78 months.
Checked Nov 10, 2026 · Source wcu.com
TrueCar dealer only
Used72 months
Nationwide
›What the lender published
As low as; advertised APR is the lowest available. Rates and offers current as of November 1, 2026. Used: pre-owned vehicles or vehicles with over 7,501 miles. Up to 125% financing is available in the U.S., Puerto Rico and Virgin Islands. Rates quoted assume excellent borrower credit history. Rate depends on term. PenFed Car Buying Service discounted rate through PenFed's partnership with TrueCar; the page states the service is available in all 50 states.
Checked Nov 10, 2026 · Source penfed.org
Standard rate
and upUsedUp to 84 months
CA
Published as Up to 84 months, not as a single monthly term.
›What the lender published
Fixed APR range 5.09%-9.09% based on credit qualification; same rate for 3- to 7-year terms. Promotional rates do not apply to refinancing existing Star One loans. Advertised as up to 84 months.
Checked Nov 11, 2026 · Source starone.org
Standard rate
Used67–75 months
CA
Published as 67–75 months, not as its own 75-month price.
›What the lender published
APR as low as (best rates; your rate may be higher based on credit). Model year 2022 and newer; also applies to lease buyout and refinance. Advertised as 67-75 months.
Checked Nov 11, 2026 · Source missionfed.com
Standard rate
and upUsedUp to 84 months
TX
Published as Up to 84 months, not as a single monthly term.
›What the lender published
APR range 5.24%-18.00% for 0-84 month terms, as of 11/01/2026; based on credit history, collateral and loan to value. Advertised as up to 84 months.
Checked Nov 11, 2026 · Source rallycu.com
with autopay
and upUsed72 months
CA
The published figure may include an autopay, direct-deposit, or relationship discount.
›What the lender published
Effective as of 11/10/2026. Range of rates. Lowest rate includes a 0.75% discount for automatic transfer from a SchoolsFirst FCU account.
Checked Nov 10, 2026 · Source schoolsfirstfcu.org
Standard rate
Used37–75 months
IL
Published as 37–75 months, not as its own 75-month price.
›What the lender published
APR as low as, 2023-2024 models. Advertised as 37-75 months.
Checked Nov 11, 2026 · Source bcu.org
Standard rate
Used72 months
Nationwide
›What the lender published
As low as; advertised APR is the lowest available. Rates and offers current as of November 1, 2026. Used: pre-owned vehicles or vehicles with over 7,501 miles. Up to 125% financing is available in the U.S., Puerto Rico and Virgin Islands. Rates quoted assume excellent borrower credit history. Rate depends on term.
Checked Nov 10, 2026 · Source penfed.org
Standard rate
UsedUp to 78 months
CA · AZ · NV
Published as Up to 78 months, not as a single monthly term.
Minimum loan $15,000.
›What the lender published
Used auto model years 2022-2027. As low as for qualified borrowers, loan amounts up to 120% of retail value. Effective November 10, 2026. Minimum $15,000 loan for terms over 66 months. Advertised as up to 78 months.
Checked Nov 11, 2026 · Source sdccu.com
with autopay
UsedUp to 72 months
MA · NH
Published as Up to 72 months, not as a single monthly term.
The published figure may include an autopay, direct-deposit, or relationship discount.
›What the lender published
As low as APR, and includes a 0.500% discount for automatic payments from any Workers checking account. Page states rates effective as of 6/26/2025 and subject to change; these are the figures still published on the official page on 2026-11-10. Subject to credit approval. Minimum monthly payment of $150 or the payment per $1,000, whichever is greater. Model years 2020-2017; up to 72 months.
Checked Nov 10, 2026 · Source wcu.com
Standard rate
UsedUp to 74 months
FL
Published as Up to 74 months, not as a single monthly term.
›What the lender published
Vehicles up to 10 years old. APR as low as, same for new or used; rate determined by credit. Current as of November 11, 2026. Advertised as up to 74 months.
Checked Nov 11, 2026 · Source eglinfcu.org
utility employees and families only
Used61–72 months
PA
Published as 61–72 months, not as its own 72-month price.
›What the lender published
2022 and newer models (new or used). APR as low as. Rates effective 10/16/2026. Advertised as 61-72 months.
Checked Nov 11, 2026 · Source uecu.org
with autopay
Used61–72 months
IL
Published as 61–72 months, not as its own 72-month price.
The published figure may include an autopay, direct-deposit, or relationship discount.
›What the lender published
Without Car Buying Service; assumes automatic payment. 2025 and newer models. Rates effective October 12, 2026. Advertised as 61-72 months.
Checked Nov 11, 2026 · Source myconsumers.org
Standard rate
and upUsed61–72 months
IL
Published as 61–72 months, not as its own 72-month price.
›What the lender published
APR range 5.49%-15.49%. Listed as Used Automobiles; rate based on primary applicant's credit (2019 or older add 2%). Not valid on refinancing existing Abri auto loans. Advertised as 61-72 months.
Checked Nov 11, 2026 · Source abricu.com
top credit tier
Used67–72 months
TX
Published as 67–72 months, not as its own 72-month price.
›What the lender published
APR as low as for model years 2023-2027, based on vehicle year and credit (disclosure example is the A+ tier). Rates accurate as of November 10, 2026. Amount financed up to $15,000 for this term. Advertised as 67-72 months.
Checked Nov 11, 2026 · Source gecu.com
LTV 95% or less
and upUsed67–72 months
CA
Published as 67–72 months, not as its own 72-month price.
Minimum loan $10,000.
›What the lender published
Rates effective 11/03/2026. Range of APR. Lowest rate shown with financed LTV of 95%; loans exceeding 95% LTV may be higher. Mileage over 100k adds 0.50%. Used auto also covers auto loan refinance in the same table. New auto: 2025 or newer, up to 140% financing. Used auto: 2024-2016, up to 140% of Blue Book, maximum 150,000 miles. Advertised as 67 to 72 months.
Checked Nov 10, 2026 · Source patelco.org
military and families only
Used61–72 months
Nationwide
Published as 61–72 months, not as its own 72-month price.
›What the lender published
As low as; excellent credit assumed. Rates as of Nov 10, 2026 ET. Used vehicles: 2024 and older, or any model year with over 30,000 miles. Vehicles 20+ years old use Other Eligible Vehicle rates. Advertised as 61-72 months.
Checked Nov 10, 2026 · Source navyfederal.org
Standard rate
Used72 months
Nationwide
Minimum loan $5,000.
›What the lender published
As low as; effective 11/03/2026. Actual APR based on credit history and final loan terms. Membership required. Used auto loan, 2016-2024 models.
Checked Nov 10, 2026 · Source firsttechfed.com
LTV under 70%
Used72 months
MN
›What the lender published
APR as low as, based on a final LTV of less than 70% (rate increases at higher LTVs). New or existing Affinity Plus membership required. 84-month minimum loan amount is $25,000. Maximum interest rate for this loan type is 18% APR. Used auto, model years 2020-2025.
Checked Nov 10, 2026 · Source affinityplus.org
Standard rate
UsedUp to 84 months
FL
Published as Up to 84 months, not as a single monthly term.
Minimum loan $20,000.
›What the lender published
Vehicles up to 10 years old, $20,000 minimum. APR as low as, same for new or used; rate determined by credit. Current as of November 11, 2026. Advertised as up to 84 months.
Checked Nov 11, 2026 · Source eglinfcu.org
Standard rate
and upUsed61–72 months
MO
Published as 61–72 months, not as its own 72-month price.
›What the lender published
2023-2026 used vehicles. APR range 5.80%-14.99%. Max LTV 140%. Rates effective July 16, 2026. Advertised as 61-72 months.
Checked Nov 11, 2026 · Source mocentral.org
top credit tier
Used72 months
PA
Minimum loan $10,000.
›What the lender published
2025-2027 model-year vehicles; lowest of four credit-tier columns (rate depends on term, credit score and model year). Effective November 11, 2026. Minimum loan $10,000. Advertised as 72 months.
Checked Nov 11, 2026 · Source pffcu.org
Standard rate
UsedUp to 75 months
MO
Published as Up to 75 months, not as a single monthly term.
Minimum loan $15,000.
›What the lender published
Best rates; may be higher based on underwriting. Minimum loan $15,000 for 75 months and $25,000 for 84 months. Advertised as up to 75 months.
Checked Nov 11, 2026 · Source togethercu.org
Standard rate
and upUsed72 months
Nationwide
Minimum loan $7,500.
›What the lender published
Rates effective as of 07-01-2026. APR depends on credit rating, collateral value, amount financed, and other criteria. Used vehicles must be 10 model years or newer with 150,000 miles or fewer. Minimum loan $7,500. Model years 2021-2022; table shows term 24-72 months and rate 5.89-14.29%. Starting APR recorded; term recorded as the published maximum for this bucket. A more specific term for the 5.89% starting rate was not given.
Checked Nov 10, 2026 · Source credithuman.com
