Standard rate
Used76–84 months
IL
Published as 76–84 months, not as its own 84-month price.
›What the lender published
APR as low as for the site's default location; same rate for new/previous model year (2025-2026) and used (2016-2024). Effective 11/11/2026. Advertised as 76-84 months.
Checked Nov 11, 2026 · Source glcu.org
Standard rate
and upUsedUp to 84 months
CA
Published as Up to 84 months, not as a single monthly term.
›What the lender published
Fixed APR range 5.09%-9.09% based on credit qualification; same rate for 3- to 7-year terms. Promotional rates do not apply to refinancing existing Star One loans. Advertised as up to 84 months.
Checked Nov 11, 2026 · Source starone.org
Standard rate
and upUsedUp to 84 months
TX
Published as Up to 84 months, not as a single monthly term.
›What the lender published
APR range 5.24%-18.00% for 0-84 month terms, as of 11/01/2026; based on credit history, collateral and loan to value. Advertised as up to 84 months.
Checked Nov 11, 2026 · Source rallycu.com
Standard rate
Used84 months
RI
›What the lender published
Lowest rates available; determined by creditworthiness. Subject to change without notice. Rate published with the stated maximum term; no separate shorter-term APRs were listed. Used auto, model years 2025-2026; maximum term 84 months.
Checked Nov 10, 2026 · Source ricreditunion.org
with autopay
Used79–84 months
MA · NH
Published as 79–84 months, not as its own 84-month price.
The published figure may include an autopay, direct-deposit, or relationship discount.
›What the lender published
As low as APR, and includes a 0.500% discount for automatic payments from any Workers checking account. Page states rates effective as of 6/26/2025 and subject to change; these are the figures still published on the official page on 2026-11-10. Subject to credit approval. Minimum monthly payment of $150 or the payment per $1,000, whichever is greater. New-2021 bucket; 79 to 84 months.
Checked Nov 10, 2026 · Source wcu.com
Standard rate
UsedUp to 84 months
FL
Published as Up to 84 months, not as a single monthly term.
Minimum loan $20,000.
›What the lender published
Vehicles up to 10 years old, $20,000 minimum. APR as low as, same for new or used; rate determined by credit. Current as of November 11, 2026. Advertised as up to 84 months.
Checked Nov 11, 2026 · Source eglinfcu.org
LTV 95% or less
and upUsed73–84 months
CA
Published as 73–84 months, not as its own 84-month price.
Minimum loan $15,000.
›What the lender published
Rates effective 11/03/2026. Range of APR. Lowest rate shown with financed LTV of 95%; loans exceeding 95% LTV may be higher. Mileage over 100k adds 0.50%. Used auto also covers auto loan refinance in the same table. New auto: 2025 or newer, up to 140% financing. Used auto: 2024-2016, up to 140% of Blue Book, maximum 150,000 miles. Advertised as 73 to 84 months. The table's 'Range of APR' column lists 5.89%-17.99%; a 'Low Rate' field on the same row showed 5.79. The Range of APR figure was recorded.
Checked Nov 10, 2026 · Source patelco.org
utility employees and families only
Used73–84 months
PA
Published as 73–84 months, not as its own 84-month price.
›What the lender published
2024 and newer models. APR as low as. Rates effective 10/16/2026. Advertised as 73-84 months.
Checked Nov 11, 2026 · Source uecu.org
top credit tier
Used79–84 months
TX
Published as 79–84 months, not as its own 84-month price.
Minimum loan $30,000.
›What the lender published
APR as low as for model years 2023-2027, based on vehicle year and credit (disclosure example is the A+ tier). Rates accurate as of November 10, 2026. Amount financed $30,000 and above for this term. Advertised as 79-84 months.
Checked Nov 11, 2026 · Source gecu.com
with autopay
and upUsed84 months
CA
The published figure may include an autopay, direct-deposit, or relationship discount.
Minimum loan $25,000.
›What the lender published
Effective as of 11/10/2026. Range of rates. Lowest rate includes a 0.75% discount for automatic transfer from a SchoolsFirst FCU account. 84-month term requires loan amount of $25,000 or greater and vehicle not more than 5 model years old (for calendar year 2026: 2026, 2025, 2024, 2023, or 2022).
Checked Nov 10, 2026 · Source schoolsfirstfcu.org
LTV under 70%
Used84 months
MN
Minimum loan $25,000.
›What the lender published
APR as low as, based on a final LTV of less than 70% (rate increases at higher LTVs). New or existing Affinity Plus membership required. 84-month minimum loan amount is $25,000. Maximum interest rate for this loan type is 18% APR. Used auto, model years 2020-2025.
Checked Nov 10, 2026 · Source affinityplus.org
Standard rate
Used84 months
Nationwide
›What the lender published
As low as; advertised APR is the lowest available. Rates and offers current as of November 1, 2026. Used: pre-owned vehicles or vehicles with over 7,501 miles. Up to 125% financing is available in the U.S., Puerto Rico and Virgin Islands. Rates quoted assume excellent borrower credit history. Rate depends on term.
Checked Nov 10, 2026 · Source penfed.org
TrueCar dealer only
Used84 months
Nationwide
›What the lender published
As low as; advertised APR is the lowest available. Rates and offers current as of November 1, 2026. Used: pre-owned vehicles or vehicles with over 7,501 miles. Up to 125% financing is available in the U.S., Puerto Rico and Virgin Islands. Rates quoted assume excellent borrower credit history. Rate depends on term. PenFed Car Buying Service discounted rate through PenFed's partnership with TrueCar; the page states the service is available in all 50 states.
Checked Nov 10, 2026 · Source penfed.org
Standard rate
Used79–84 months
CA
Published as 79–84 months, not as its own 84-month price.
›What the lender published
APR as low as (best rates; your rate may be higher based on credit). Model year 2022 and newer; also applies to lease buyout and refinance. Advertised as 79-84 months.
Checked Nov 11, 2026 · Source missionfed.com
Standard rate
Used67–84 months
FL
Published as 67–84 months, not as its own 84-month price.
›What the lender published
Purchase only. APR as low as, current as of 11/04/2026; based on vehicle year, underwriting and amount borrowed. A loan processing fee of 2% (min $30, max $85) applies and affects the APR. Advertised as 67-84 months.
Checked Nov 11, 2026 · Source additionfi.com
Standard rate
and upUsed73–84 months
MO
Published as 73–84 months, not as its own 84-month price.
›What the lender published
2023-2026 used vehicles. APR range 6.30%-15.08%. Max LTV 140%. Rates effective July 16, 2026. Advertised as 73-84 months.
Checked Nov 11, 2026 · Source mocentral.org
with autopay
Used84 months
MA · NH
The published figure may include an autopay, direct-deposit, or relationship discount.
›What the lender published
As low as; rates as of 9/26/2026. 5.99% APR is based on personal credit history. Stated rates are 0.50% higher without automatic payments from a JDCU account. All auto loans include an additional $63 VSI charge, and a $5.00 membership account is required. The rate table includes 2021-2016 vehicles with a maximum term of 65 months; a FAQ on the same page says the credit union cannot finance a vehicle from 2016 or older. The table values were recorded, and this FAQ wording conflict is noted. Model years 2026-2022 (same table).
Checked Nov 10, 2026 · Source jdcu.org
Standard rate
UsedUp to 84 months
CA · AZ · NV
Published as Up to 84 months, not as a single monthly term.
Minimum loan $25,000.
›What the lender published
Used auto model years 2022-2027. As low as for qualified borrowers, loan amounts up to 120% of retail value. Effective November 10, 2026. Minimum $25,000 loan for terms over 78 months. Advertised as up to 84 months.
Checked Nov 11, 2026 · Source sdccu.com
Standard rate
Used84 months
TX
›What the lender published
APR as low as; model year 2023-2027; purchases only.
Checked Nov 11, 2026 · Source eecu.org
with autopay
Used73–84 months
IL
Published as 73–84 months, not as its own 84-month price.
The published figure may include an autopay, direct-deposit, or relationship discount.
›What the lender published
Without Car Buying Service; assumes automatic payment. 2025 and newer models. Rates effective October 12, 2026. Advertised as 73-84 months.
Checked Nov 11, 2026 · Source myconsumers.org
Standard rate
Used76–84 months
PA
Published as 76–84 months, not as its own 84-month price.
›What the lender published
2024-2027 model years; actual APR depends on creditworthiness; mileage up to 100,000. Effective September 21, 2026. Advertised as 76-84 months.
Checked Nov 11, 2026 · Source trumark.com
with autopay
Used84 months
RI · MA · CT
Minimum loan $25,000.
›What the lender published
Active as of 11/10/2026. Lowest APR; based on a credit score of 700 and maximum LTV of 120% of retail or MSRP for new vehicles. Includes a 0.25% discount for automatic electronic payments from a People's checking account. Model years 2023-2026. Disclosure on this table says minimum $25,000 with maximum mileage of 40,000 for 84-month terms (a later disclosure on the same page says 25,000 miles).
Checked Nov 10, 2026 · Source peoplescu.com
Standard rate
Used84 months
Nationwide
›What the lender published
APR as low as, from the official Auto Loan Rates table. Up to 100% financing. New, used, or refinanced are introduced together; model-year buckets below were recorded as new (2023 & newer) or used (older years). Refinance is offered but not given a separate rate table. Model years 2022-2020.
Checked Nov 10, 2026 · Source wingscu.com
Standard rate
UsedUp to 84 months
FL
Published as Up to 84 months, not as a single monthly term.
Minimum loan $20,000.
›What the lender published
Effective date October 1, 2026. As low as fixed APR for vehicle model years 2024 and newer. Actual rate affected by creditworthiness, term, vehicle type, and model year. Florida loans subject to Documentary Stamp Tax, not included in quoted APR. Purchase rates are for model years 2024 and newer (may include late-model used). Advertised as up to 84 months.
Checked Nov 10, 2026 · Source sccu.com
with autopay
Used76–84 months
PA
Published as 76–84 months, not as its own 84-month price.
The published figure may include an autopay, direct-deposit, or relationship discount.
›What the lender published
2024-2026 model years. APR with payroll deduction or automatic payment from an American Heritage account (add 0.25% without). Effective November 11, 2026. Advertised as 76-84 months.
Checked Nov 11, 2026 · Source americanheritagecu.org
