Standard rate
UsedUp to 63 months
IL
Published as Up to 63 months, not as a single monthly term.
›What the lender published
APR as low as for the site's default location; same rate for new/previous model year (2025-2026) and used (2016-2024). Effective 11/11/2026. Advertised as up to 63 months.
Checked Nov 11, 2026 · Source glcu.org
with bundled discounts
UsedUp to 48 months
TX
Published as Up to 48 months, not as a single monthly term.
›What the lender published
Rate valid up to 48 months; lowest rate includes up to 1.00% in combined discounts (insurance, service contract, existing auto loan, checking, Visa card). Advertised as up to 48 months.
Checked Nov 11, 2026 · Source fccu.org
promo ratetop credit tier
UsedUp to 60 months
TX
Published as Up to 60 months, not as a single monthly term.
›What the lender published
Go Beyond: Member Giveback limited-time rate through Dec. 31, 2026, for well-qualified borrowers; new, used and refinance. Advertised as up to 60 months.
Checked Nov 11, 2026 · Source rbfcu.org
top credit tier
UsedUp to 48 months
TX
Published as Up to 48 months, not as a single monthly term.
›What the lender published
Excellent credit tier rate (published tiers run to 16.75% for low/no score). Add 0.50% APR for vehicles more than 3 years old. Advertised as up to 48 months.
Checked Nov 11, 2026 · Source ufcu.org
buying service dealer onlywith autopay
UsedUp to 60 months
IL
Published as Up to 60 months, not as a single monthly term.
The published figure may include an autopay, direct-deposit, or relationship discount.
›What the lender published
Includes a 0.50% discount for buying at a certified dealer through CCU's Car Buying Service; assumes automatic payment. 2025 and newer models. Rates effective October 12, 2026. Advertised as 0-60 months.
Checked Nov 11, 2026 · Source myconsumers.org
airline industry members only
UsedUp to 60 months
Nationwide
Published as Up to 60 months, not as a single monthly term.
›What the lender published
APR as low as; based on collateral, term, down payment and creditworthiness. Rates effective September 18, 2026. Separate qualifying discounts of up to 0.90% may lower the rate further. Advertised as up to 60 months.
Checked Nov 11, 2026 · Source aacreditunion.org
top credit tier
UsedUp to 48 months
TX
Published as Up to 48 months, not as a single monthly term.
›What the lender published
APR as low as for model years 2023-2027, based on vehicle year and credit (disclosure example is the A+ tier). Rates accurate as of November 10, 2026. Advertised as up to 48 months.
Checked Nov 11, 2026 · Source gecu.com
TrueCar dealer only
Used48 months
Nationwide
›What the lender published
As low as; advertised APR is the lowest available. Rates and offers current as of November 1, 2026. Used: pre-owned vehicles or vehicles with over 7,501 miles. Up to 125% financing is available in the U.S., Puerto Rico and Virgin Islands. Rates quoted assume excellent borrower credit history. Rate depends on term. PenFed Car Buying Service discounted rate through PenFed's partnership with TrueCar; the page states the service is available in all 50 states.
Checked Nov 10, 2026 · Source penfed.org
Standard rate
Used48 months
RI · MA
›What the lender published
Effective as of November 2, 2026. Advertised rates are the lowest available. Rates determined by credit history, loan term, and payment method. Used auto, models 2023-2026.
Checked Nov 10, 2026 · Source wavefcu.org
LTV under 70%
Used48 months
MN
›What the lender published
APR as low as, based on a final LTV of less than 70% (rate increases at higher LTVs). New or existing Affinity Plus membership required. 84-month minimum loan amount is $25,000. Maximum interest rate for this loan type is 18% APR. Used auto, model years 2020-2025.
Checked Nov 10, 2026 · Source affinityplus.org
with autopay
UsedUp to 66 months
MA · NH
Published as Up to 66 months, not as a single monthly term.
The published figure may include an autopay, direct-deposit, or relationship discount.
›What the lender published
As low as APR, and includes a 0.500% discount for automatic payments from any Workers checking account. Page states rates effective as of 6/26/2025 and subject to change; these are the figures still published on the official page on 2026-11-10. Subject to credit approval. Minimum monthly payment of $150 or the payment per $1,000, whichever is greater. Bucket labeled New-2021 also covers 2021 used vehicles; up to 66 months.
Checked Nov 10, 2026 · Source wcu.com
Standard rate
Used37–48 months
CA
Published as 37–48 months, not as its own 48-month price.
›What the lender published
APR as low as (best rates; your rate may be higher based on credit). Model year 2022 and newer; also applies to lease buyout and refinance. Advertised as 37-48 months.
Checked Nov 11, 2026 · Source missionfed.com
Standard rate
UsedUp to 66 months
FL
Published as Up to 66 months, not as a single monthly term.
›What the lender published
Vehicles up to 15 years old. APR as low as, same for new or used; rate determined by credit. Current as of November 11, 2026. Advertised as up to 66 months.
Checked Nov 11, 2026 · Source eglinfcu.org
utility employees and families only
Used37–60 months
PA
Published as 37–60 months, not as its own 60-month price.
›What the lender published
2022 and newer models (new or used). APR as low as. Rates effective 10/16/2026. Advertised as 37-60 months.
Checked Nov 11, 2026 · Source uecu.org
top credit tier
UsedUp to 66 months
IL
Published as Up to 66 months, not as a single monthly term.
›What the lender published
2024-2025 models. Standard vehicle rate for well-qualified borrowers, up to 100% LTV; in-house refinances excluded. Rates as of November 11, 2026. Advertised as up to 66 months.
Checked Nov 11, 2026 · Source cefcu.com
with autopay
UsedUp to 60 months
IL
Published as Up to 60 months, not as a single monthly term.
The published figure may include an autopay, direct-deposit, or relationship discount.
›What the lender published
Without Car Buying Service; assumes automatic payment. 2025 and newer models. Rates effective October 12, 2026. Advertised as 0-60 months.
Checked Nov 11, 2026 · Source myconsumers.org
Standard rate
and upUsed37–60 months
IL
Published as 37–60 months, not as its own 60-month price.
›What the lender published
APR range 4.99%-14.99%. Listed as Used Automobiles; rate based on primary applicant's credit (2019 or older add 2%). Not valid on refinancing existing Abri auto loans. Advertised as 37-60 months.
Checked Nov 11, 2026 · Source abricu.com
LTV 100% or less
and upUsedUp to 60 months
IL
Published as Up to 60 months, not as a single monthly term.
›What the lender published
Regular rate range 4.99%-19.49%; assumes loan-to-value of 100% or less and term of 60 months or less (call for older than 2016 models). Advertised as up to 60 months.
Checked Nov 11, 2026 · Source alerofinancial.org
with autopay
and upUsed48 months
CA
The published figure may include an autopay, direct-deposit, or relationship discount.
›What the lender published
Effective as of 11/10/2026. Range of rates. Lowest rate includes a 0.75% discount for automatic transfer from a SchoolsFirst FCU account.
Checked Nov 10, 2026 · Source schoolsfirstfcu.org
Standard rate
and upUsedUp to 84 months
CA
Published as Up to 84 months, not as a single monthly term.
›What the lender published
Fixed APR range 5.09%-9.09% based on credit qualification; same rate for 3- to 7-year terms. Promotional rates do not apply to refinancing existing Star One loans. Advertised as up to 84 months.
Checked Nov 11, 2026 · Source starone.org
top credit tier
UsedUp to 60 months
IL
Published as Up to 60 months, not as a single monthly term.
›What the lender published
2022-2023 models. Standard vehicle rate for well-qualified borrowers, up to 100% LTV; in-house refinances excluded. Rates as of November 11, 2026. Advertised as up to 60 months.
Checked Nov 11, 2026 · Source cefcu.com
Standard rate
UsedUp to 48 months
CA · AZ · NV
Published as Up to 48 months, not as a single monthly term.
›What the lender published
Used auto model years 2022-2027. As low as for qualified borrowers, loan amounts up to 120% of retail value. Effective November 10, 2026. Advertised as up to 48 months.
Checked Nov 11, 2026 · Source sdccu.com
Standard rate
UsedUp to 66 months
CA · AZ · NV
Published as Up to 66 months, not as a single monthly term.
›What the lender published
Used auto model years 2022-2027. As low as for qualified borrowers, loan amounts up to 120% of retail value. Effective November 10, 2026. Advertised as up to 66 months.
Checked Nov 11, 2026 · Source sdccu.com
Standard rate
and upUsedUp to 84 months
TX
Published as Up to 84 months, not as a single monthly term.
›What the lender published
APR range 5.24%-18.00% for 0-84 month terms, as of 11/01/2026; based on credit history, collateral and loan to value. Advertised as up to 84 months.
Checked Nov 11, 2026 · Source rallycu.com
Standard rate
Used48 months
MO
›What the lender published
New/used auto APR as low as. Advertised as 48 months.
Checked Nov 11, 2026 · Source alltrucu.org
Standard rate
Used48 months
Nationwide
›What the lender published
As low as; advertised APR is the lowest available. Rates and offers current as of November 1, 2026. Used: pre-owned vehicles or vehicles with over 7,501 miles. Up to 125% financing is available in the U.S., Puerto Rico and Virgin Islands. Rates quoted assume excellent borrower credit history. Rate depends on term.
Checked Nov 10, 2026 · Source penfed.org
Standard rate
and upUsed1–60 months
MO
Published as 1–60 months, not as its own 60-month price.
›What the lender published
2023-2026 used vehicles (max 150k miles); APR range 5.30%-14.99% for 49-60 months (5.30%-13.99% up to 48). Max LTV 140%. Rates effective July 16, 2026. Advertised as 1-60 months.
Checked Nov 11, 2026 · Source mocentral.org
Standard rate
Used37–75 months
IL
Published as 37–75 months, not as its own 75-month price.
›What the lender published
APR as low as, 2023-2024 models. Advertised as 37-75 months.
Checked Nov 11, 2026 · Source bcu.org
Standard rate
UsedUp to 63 months
MO
Published as Up to 63 months, not as a single monthly term.
›What the lender published
Best rates; may be higher based on underwriting. Minimum loan $15,000 for 75 months and $25,000 for 84 months. Advertised as up to 63 months.
Checked Nov 11, 2026 · Source togethercu.org
LTV 95% or less
and upUsedUp to 48 months
CA
Published as Up to 48 months, not as a single monthly term.
›What the lender published
Rates effective 11/03/2026. Range of APR. Lowest rate shown with financed LTV of 95%; loans exceeding 95% LTV may be higher. Mileage over 100k adds 0.50%. Used auto also covers auto loan refinance in the same table. New auto: 2025 or newer, up to 140% financing. Used auto: 2024-2016, up to 140% of Blue Book, maximum 150,000 miles. Advertised as 0 to 48 months.
Checked Nov 10, 2026 · Source patelco.org
Standard rate
Used48 months
Nationwide
Minimum loan $5,000.
›What the lender published
As low as APR. Used vehicles include all pre-owned vehicles or vehicles with more than 7,500 miles. Minimum loan $5,000; maximum $150,000. Vehicles more than 10 model years old are not eligible. Existing Andrews Federal auto loans are not eligible for refinance at these rates unless borrowing an additional $5,000 or more.
Checked Nov 10, 2026 · Source andrewsfcu.org
Standard rate
UsedUp to 78 months
CA · AZ · NV
Published as Up to 78 months, not as a single monthly term.
Minimum loan $15,000.
›What the lender published
Used auto model years 2022-2027. As low as for qualified borrowers, loan amounts up to 120% of retail value. Effective November 10, 2026. Minimum $15,000 loan for terms over 66 months. Advertised as up to 78 months.
Checked Nov 11, 2026 · Source sdccu.com
Standard rate
Used48 months
FL
›What the lender published
APR for applications made directly at a FAIRWINDS branch or FAIRWINDS.org; based on creditworthiness, loan-to-value and vehicle type. Last updated 11/01/2026. 1% rate increase for vehicles 5 years or older. Advertised as 48 months.
Checked Nov 11, 2026 · Source fairwinds.org
Standard rate
UsedUp to 60 months
FL
Published as Up to 60 months, not as a single monthly term.
›What the lender published
APR as low as for 2024-2025 model years. Additional rates and terms available for all vehicle years. Advertised as up to 60 months.
Checked Nov 11, 2026 · Source campuscu.com
with autopay
Used48 months
RI · CT
›What the lender published
Effective as of 10/11/2026. Rates are for members with an 'A' credit score of 720 or above and include a 1.00% reduction for full loan payments automatically deducted from a WCCU checking account, scheduled at loan closing. Refinancing for new loans only. New auto max LTV 125%. New/used 2021 or newer require mileage of 125,000 or less; 125,001-150,000 miles add 0.50% to the qualifying rate. Used auto loans, 2021-2025.
Checked Nov 10, 2026 · Source westerlyccu.com
with autopay
Used48 months
RI · CT
›What the lender published
Effective as of 10/11/2026. Rates are for members with an 'A' credit score of 720 or above and include a 1.00% reduction for full loan payments automatically deducted from a WCCU checking account, scheduled at loan closing. Refinancing for new loans only. New auto max LTV 125%. New/used 2021 or newer require mileage of 125,000 or less; 125,001-150,000 miles add 0.50% to the qualifying rate. Used auto loans, 2018-2020. Max LTV 100%.
Checked Nov 10, 2026 · Source westerlyccu.com
with autopay
UsedUp to 72 months
MA · NH
Published as Up to 72 months, not as a single monthly term.
The published figure may include an autopay, direct-deposit, or relationship discount.
›What the lender published
As low as APR, and includes a 0.500% discount for automatic payments from any Workers checking account. Page states rates effective as of 6/26/2025 and subject to change; these are the figures still published on the official page on 2026-11-10. Subject to credit approval. Minimum monthly payment of $150 or the payment per $1,000, whichever is greater. Model years 2020-2017; up to 72 months.
Checked Nov 10, 2026 · Source wcu.com
Standard rate
UsedUp to 63 months
MA · RI
Published as Up to 63 months, not as a single monthly term.
›What the lender published
As low as; advertised APR is the lowest available. Table effective date October 15, 2026. Used vehicle: 2025-2026 vehicle with 5,000 or more miles or 2016-2024 vehicle with 120,000 or less miles. Up to 125% financing may be available for vehicles with mileage less than 120,000. Rate, term, and approved loan amount may vary based on creditworthiness. Rates are subject to change without notice. Model years 2022-2026. Advertised as up to 63 months.
Checked Nov 10, 2026 · Source scucu.com
Standard rate
UsedUp to 74 months
FL
Published as Up to 74 months, not as a single monthly term.
›What the lender published
Vehicles up to 10 years old. APR as low as, same for new or used; rate determined by credit. Current as of November 11, 2026. Advertised as up to 74 months.
Checked Nov 11, 2026 · Source eglinfcu.org
Standard rate
Used48 months
MO
›What the lender published
Used car, model years 2018-2023; APR as low as, as of Nov 11, 2026. Advertised as 48 months.
Checked Nov 11, 2026 · Source westcommunitycu.org
military and families only
Used37–60 months
Nationwide
Published as 37–60 months, not as its own 60-month price.
›What the lender published
As low as; excellent credit assumed. Rates as of Nov 10, 2026 ET. Used vehicles: 2024 and older, or any model year with over 30,000 miles. Vehicles 20+ years old use Other Eligible Vehicle rates. Advertised as 37-60 months.
Checked Nov 10, 2026 · Source navyfederal.org
Standard rate
Used48 months
ID
›What the lender published
Interest rate as low as. New vs used was not broken out on the auto rate table, so the same published starting rates are listed for both new and used.
Checked Nov 10, 2026 · Source iccu.com
with autopay
and upUsed48 months
Nationwide
Minimum loan $7,500.
›What the lender published
Rates effective as of 07-01-2026. APR depends on credit rating, collateral value, amount financed, and other criteria. Used vehicles must be 10 model years or newer with 150,000 miles or fewer. Minimum loan $7,500. Same 2023-and-newer table applies to new and used purchase, refinancing, and equity loan types. 5.69% APR disclosure applies to 24-48 month terms.
Checked Nov 10, 2026 · Source credithuman.com
LTV 90% or less
and upUsed1–63 months
PA
Published as 1–63 months, not as its own 63-month price.
Minimum loan $1,000.
›What the lender published
New and used, 2023 model year and newer. APR as low as (range 5.69%-12.14%); may increase with model year, term, front-end LTV over 90% and credit. Add 0.25% for coupon payments. Valid as of 11/11/2026. Minimum loan $1,000. Advertised as 1-63 months.
Checked Nov 11, 2026 · Source psecu.com
with autopay
UsedUp to 48 months
MA · NH
Published as Up to 48 months, not as a single monthly term.
The published figure may include an autopay, direct-deposit, or relationship discount.
›What the lender published
As low as APR, and includes a 0.500% discount for automatic payments from any Workers checking account. Page states rates effective as of 6/26/2025 and subject to change; these are the figures still published on the official page on 2026-11-10. Subject to credit approval. Minimum monthly payment of $150 or the payment per $1,000, whichever is greater. Model years 2016-2015; up to 48 months.
Checked Nov 10, 2026 · Source wcu.com
with autopay
UsedUp to 60 months
MA · NH
Published as Up to 60 months, not as a single monthly term.
The published figure may include an autopay, direct-deposit, or relationship discount.
›What the lender published
As low as APR, and includes a 0.500% discount for automatic payments from any Workers checking account. Page states rates effective as of 6/26/2025 and subject to change; these are the figures still published on the official page on 2026-11-10. Subject to credit approval. Minimum monthly payment of $150 or the payment per $1,000, whichever is greater. 2001 or older; up to 60 months.
Checked Nov 10, 2026 · Source wcu.com
Standard rate
UsedUp to 48 months
FL
Published as Up to 48 months, not as a single monthly term.
›What the lender published
Effective date October 1, 2026. As low as fixed APR for vehicle model years 2024 and newer. Actual rate affected by creditworthiness, term, vehicle type, and model year. Florida loans subject to Documentary Stamp Tax, not included in quoted APR. Purchase rates are for model years 2024 and newer (may include late-model used). Advertised as up to 48 months.
Checked Nov 10, 2026 · Source sccu.com
Standard rate
Used24–66 months
FL
Published as 24–66 months, not as its own 66-month price.
›What the lender published
Purchase only. APR as low as, current as of 11/04/2026; based on vehicle year, underwriting and amount borrowed. A loan processing fee of 2% (min $30, max $85) applies and affects the APR. Advertised as 24-66 months.
Checked Nov 11, 2026 · Source additionfi.com
Standard rate
UsedUp to 84 months
FL
Published as Up to 84 months, not as a single monthly term.
Minimum loan $20,000.
›What the lender published
Vehicles up to 10 years old, $20,000 minimum. APR as low as, same for new or used; rate determined by credit. Current as of November 11, 2026. Advertised as up to 84 months.
Checked Nov 11, 2026 · Source eglinfcu.org
with autopay
UsedUp to 63 months
PA
Published as Up to 63 months, not as a single monthly term.
The published figure may include an autopay, direct-deposit, or relationship discount.
›What the lender published
2024-2026 model years. APR with payroll deduction or automatic payment from an American Heritage account (add 0.25% without). Effective November 11, 2026. Advertised as up to 63 months.
Checked Nov 11, 2026 · Source americanheritagecu.org
with checking account
Used48 months
PA
›What the lender published
2022-2026 model years. Rates include a 0.25% discount for members with an active Absolute Checking account. Effective November 2, 2026. Advertised as 48 months.
Checked Nov 11, 2026 · Source clearviewfcu.org
Standard rate
UsedUp to 63 months
PA
Published as Up to 63 months, not as a single monthly term.
›What the lender published
2024-2027 model years; actual APR depends on creditworthiness; mileage up to 100,000. Effective September 21, 2026. Advertised as up to 63 months.
Checked Nov 11, 2026 · Source trumark.com
Standard rate
UsedUp to 75 months
MO
Published as Up to 75 months, not as a single monthly term.
Minimum loan $15,000.
›What the lender published
Best rates; may be higher based on underwriting. Minimum loan $15,000 for 75 months and $25,000 for 84 months. Advertised as up to 75 months.
Checked Nov 11, 2026 · Source togethercu.org
Standard rate
Used48 months
TX
›What the lender published
APR as low as; model year 2023-2027; purchases only.
Checked Nov 11, 2026 · Source eecu.org
with autopay
UsedUp to 66 months
RI · MA
Published as Up to 66 months, not as a single monthly term.
The published figure may include an autopay, direct-deposit, or relationship discount.
›What the lender published
Lowest available rates; include a 0.25% autopay discount from a Navigant checking account. Rates effective as of today's date; depend on term and credit history. 2024-2025; advertised as up to 66 months.
Checked Nov 10, 2026 · Source navigantcu.org
Standard rate
Used48 months
Nationwide
›What the lender published
APR as low as, from the official Auto Loan Rates table. Up to 100% financing. New, used, or refinanced are introduced together; model-year buckets below were recorded as new (2023 & newer) or used (older years). Refinance is offered but not given a separate rate table. Model years 2022-2020.
Checked Nov 10, 2026 · Source wingscu.com
Standard rate
Used37–60 months
VA
Published as 37–60 months, not as its own 60-month price.
›What the lender published
As low as APR. All rates subject to change. $5 deposit to Langley savings required for membership. Used car loans (2024 and older), advertised as 37-60 months.
Checked Nov 10, 2026 · Source langleyfcu.org
Standard rate
Used48 months
RI · MA
›What the lender published
Effective as of November 2, 2026. Advertised rates are the lowest available. Rates determined by credit history, loan term, and payment method. Used auto, models 2020-2022.
Checked Nov 10, 2026 · Source wavefcu.org
with autopay
Used48 months
MA · NH
The published figure may include an autopay, direct-deposit, or relationship discount.
›What the lender published
As low as; rates as of 9/26/2026. 5.99% APR is based on personal credit history. Stated rates are 0.50% higher without automatic payments from a JDCU account. All auto loans include an additional $63 VSI charge, and a $5.00 membership account is required. The rate table includes 2021-2016 vehicles with a maximum term of 65 months; a FAQ on the same page says the credit union cannot finance a vehicle from 2016 or older. The table values were recorded, and this FAQ wording conflict is noted. Model years 2026-2022 (same table).
Checked Nov 10, 2026 · Source jdcu.org
with autopay
UsedUp to 65 months
MA · NH
Published as Up to 65 months, not as a single monthly term.
The published figure may include an autopay, direct-deposit, or relationship discount.
›What the lender published
As low as; rates as of 9/26/2026. 5.99% APR is based on personal credit history. Stated rates are 0.50% higher without automatic payments from a JDCU account. All auto loans include an additional $63 VSI charge, and a $5.00 membership account is required. The rate table includes 2021-2016 vehicles with a maximum term of 65 months; a FAQ on the same page says the credit union cannot finance a vehicle from 2016 or older. The table values were recorded, and this FAQ wording conflict is noted. Model years 2021-2016; maximum term up to 65 months.
Checked Nov 10, 2026 · Source jdcu.org
with autopay
UsedUp to 72 months
MA · NH
Published as Up to 72 months, not as a single monthly term.
The published figure may include an autopay, direct-deposit, or relationship discount.
›What the lender published
As low as APR, and includes a 0.500% discount for automatic payments from any Workers checking account. Page states rates effective as of 6/26/2025 and subject to change; these are the figures still published on the official page on 2026-11-10. Subject to credit approval. Minimum monthly payment of $150 or the payment per $1,000, whichever is greater. 2001 or older; up to 72 months.
Checked Nov 10, 2026 · Source wcu.com
Standard rate
UsedUp to 66 months
FL
Published as Up to 66 months, not as a single monthly term.
Minimum loan $10,000.
›What the lender published
Effective date October 1, 2026. As low as fixed APR for vehicle model years 2024 and newer. Actual rate affected by creditworthiness, term, vehicle type, and model year. Florida loans subject to Documentary Stamp Tax, not included in quoted APR. Purchase rates are for model years 2024 and newer (may include late-model used). Advertised as up to 66 months.
Checked Nov 10, 2026 · Source sccu.com
Standard rate
UsedUp to 63 months
MO
Published as Up to 63 months, not as a single monthly term.
›What the lender published
2018-2024 models. APR as low as; may vary with creditworthiness and collateral. Rate sheet says effective February 1st, 2026. Advertised as up to 63 months.
Checked Nov 11, 2026 · Source stlouiscommunity.com
needs direct deposit
Used48 months
TX
The published figure may include an autopay, direct-deposit, or relationship discount.
›What the lender published
Lowest rate for a 48-month term; includes a 0.25% discount for recurring direct deposit of $500 or more per month. Terms 48-84 months; rate determined by term and credit score.
Checked Nov 11, 2026 · Source tdecu.org
with digital banking + autopay
Used48 months
Nationwide
The published figure may include an autopay, direct-deposit, or relationship discount.
›What the lender published
As low as, accurate as of 11/10/2026. Rates include a 1% discount for Digital Banking and eStatements and a 1% discount for electronic autopay. Individual rates include all eligible discounts. Does not apply to loans currently financed at Connexus. 2024 and older. Term limits: model years 2023-2024 max 84 months; 2020-2022 max 72 months; 2019 and older max 60 months.
Checked Nov 10, 2026 · Source connexuscu.org
Standard rate
UsedUp to 72 months
FL
Published as Up to 72 months, not as a single monthly term. The source also includes a payment example.
›What the lender published
Rates effective as of November 1, 2026. As low as APR. Rates based on credit score. Rates differ for first-time buyers or if a co-signer is required. Other rates and terms available for vehicles not listed. Payment example: a 72-month loan of $30,000 with an interest rate of 5.74% and APR of 5.89% would have monthly payments of $493.50. 2024 autos; term up to 72 months.
Checked Nov 10, 2026 · Source midflorida.com
with autopay
UsedUp to 66 months
RI · MA
Published as Up to 66 months, not as a single monthly term.
The published figure may include an autopay, direct-deposit, or relationship discount.
›What the lender published
Lowest available rates; include a 0.25% autopay discount from a Navigant checking account. Rates effective as of today's date; depend on term and credit history. 2022-2023; advertised as up to 66 months.
Checked Nov 10, 2026 · Source navigantcu.org
Standard rate
UsedUp to 66 months
MA · NH
Published as Up to 66 months, not as a single monthly term.
›What the lender published
Page heading says 'Accurate as of March 11, 2026' and still displayed these figures when checked on 2026-11-10. Rate determination based on credit history. Minimum loan amount $20,000 for terms over 72 months. Maximum mileage 100,000. Rates not available for existing Metro loans. New vehicles have 5,000 miles or less. New/used 2022-2026; up to 66 months.
Checked Nov 10, 2026 · Source metrocu.org
LTV under 70%
Used48 months
MN
›What the lender published
APR as low as, based on a final LTV of less than 70% (rate increases at higher LTVs). New or existing Affinity Plus membership required. 84-month minimum loan amount is $25,000. Maximum interest rate for this loan type is 18% APR. Older used auto, 2019 and older.
Checked Nov 10, 2026 · Source affinityplus.org
Standard rate
UsedUp to 63 months
MA · RI
Published as Up to 63 months, not as a single monthly term.
›What the lender published
As low as; advertised APR is the lowest available. Table effective date October 15, 2026. Used vehicle: 2025-2026 vehicle with 5,000 or more miles or 2016-2024 vehicle with 120,000 or less miles. Up to 125% financing may be available for vehicles with mileage less than 120,000. Rate, term, and approved loan amount may vary based on creditworthiness. Rates are subject to change without notice. Model years 2019-2021. Advertised as up to 63 months.
Checked Nov 10, 2026 · Source scucu.com
Standard rate
UsedUp to 60 months
NY
Published as Up to 60 months, not as a single monthly term.
›What the lender published
Rate table for 2023-2027 model-year vehicles; based on credit history. Same APR for 12-60 months. Advertised as up to 60 months.
Checked Nov 11, 2026 · Source jovia.org
with autopay
UsedUp to 75 months
RI · MA
Published as Up to 75 months, not as a single monthly term.
The published figure may include an autopay, direct-deposit, or relationship discount.
›What the lender published
Lowest available rates; include a 0.25% autopay discount from a Navigant checking account. Rates effective as of today's date; depend on term and credit history. 2024-2025; advertised as up to 75 months.
Checked Nov 10, 2026 · Source navigantcu.org
Standard rate
UsedUp to 75 months
FL
Published as Up to 75 months, not as a single monthly term.
Minimum loan $12,000.
›What the lender published
Effective date October 1, 2026. As low as fixed APR for vehicle model years 2024 and newer. Actual rate affected by creditworthiness, term, vehicle type, and model year. Florida loans subject to Documentary Stamp Tax, not included in quoted APR. Purchase rates are for model years 2024 and newer (may include late-model used). Advertised as up to 75 months.
Checked Nov 10, 2026 · Source sccu.com
Standard rate
UsedUp to 84 months
CA · AZ · NV
Published as Up to 84 months, not as a single monthly term.
Minimum loan $25,000.
›What the lender published
Used auto model years 2022-2027. As low as for qualified borrowers, loan amounts up to 120% of retail value. Effective November 10, 2026. Minimum $25,000 loan for terms over 78 months. Advertised as up to 84 months.
Checked Nov 11, 2026 · Source sdccu.com
with autopay
UsedUp to 75 months
RI · MA
Published as Up to 75 months, not as a single monthly term.
The published figure may include an autopay, direct-deposit, or relationship discount.
›What the lender published
Lowest available rates; include a 0.25% autopay discount from a Navigant checking account. Rates effective as of today's date; depend on term and credit history. 2022-2023; advertised as up to 75 months.
Checked Nov 10, 2026 · Source navigantcu.org
Standard rate
UsedUp to 72 months
FL
Published as Up to 72 months, not as a single monthly term. The source also includes a payment example.
›What the lender published
Rates effective as of November 1, 2026. As low as APR. Rates based on credit score. Rates differ for first-time buyers or if a co-signer is required. Other rates and terms available for vehicles not listed. Payment example: a 72-month loan of $30,000 with an interest rate of 5.74% and APR of 5.89% would have monthly payments of $493.50. 2023 autos; term up to 72 months.
Checked Nov 10, 2026 · Source midflorida.com
with autopay
UsedUp to 66 months
RI · MA
Published as Up to 66 months, not as a single monthly term.
The published figure may include an autopay, direct-deposit, or relationship discount.
›What the lender published
Lowest available rates; include a 0.25% autopay discount from a Navigant checking account. Rates effective as of today's date; depend on term and credit history. 2019-2021; advertised as up to 66 months.
Checked Nov 10, 2026 · Source navigantcu.org
Standard rate
UsedUp to 66 months
MA · NH
Published as Up to 66 months, not as a single monthly term.
›What the lender published
Page heading says 'Accurate as of March 11, 2026' and still displayed these figures when checked on 2026-11-10. Rate determination based on credit history. Minimum loan amount $20,000 for terms over 72 months. Maximum mileage 100,000. Rates not available for existing Metro loans. New vehicles have 5,000 miles or less. Used 2019-2021; up to 66 months.
Checked Nov 10, 2026 · Source metrocu.org
Standard rate
UsedUp to 84 months
FL
Published as Up to 84 months, not as a single monthly term.
Minimum loan $20,000.
›What the lender published
Effective date October 1, 2026. As low as fixed APR for vehicle model years 2024 and newer. Actual rate affected by creditworthiness, term, vehicle type, and model year. Florida loans subject to Documentary Stamp Tax, not included in quoted APR. Purchase rates are for model years 2024 and newer (may include late-model used). Advertised as up to 84 months.
Checked Nov 10, 2026 · Source sccu.com
Standard rate
UsedUp to 84 months
MO
Published as Up to 84 months, not as a single monthly term.
Minimum loan $25,000.
›What the lender published
Best rates; may be higher based on underwriting. Minimum loan $15,000 for 75 months and $25,000 for 84 months. Advertised as up to 84 months.
Checked Nov 11, 2026 · Source togethercu.org
Standard rate
UsedUp to 60 months
MA · RI
Published as Up to 60 months, not as a single monthly term.
›What the lender published
As low as; advertised APR is the lowest available. Table effective date October 15, 2026. Used vehicle: 2025-2026 vehicle with 5,000 or more miles or 2016-2024 vehicle with 120,000 or less miles. Up to 125% financing may be available for vehicles with mileage less than 120,000. Rate, term, and approved loan amount may vary based on creditworthiness. Rates are subject to change without notice. Model years 2016-2018. Advertised as up to 60 months.
Checked Nov 10, 2026 · Source scucu.com
promo ratewith autopay
UsedUp to 75 months
NY
Published as Up to 75 months, not as a single monthly term.
The published figure may include an autopay, direct-deposit, or relationship discount.
›What the lender published
Model years up to 7 calendar years old. Promotional relationship rate effective November 1-30, 2026; requires automatic payment on the new loan (add 0.25% without it). Up to 115% financing for qualified borrowers. Advertised as up to 75 months.
Checked Nov 11, 2026 · Source visionsfcu.org
with autopay
UsedUp to 75 months
RI · MA
Published as Up to 75 months, not as a single monthly term.
The published figure may include an autopay, direct-deposit, or relationship discount.
›What the lender published
Lowest available rates; include a 0.25% autopay discount from a Navigant checking account. Rates effective as of today's date; depend on term and credit history. 2019-2021; advertised as up to 75 months.
Checked Nov 10, 2026 · Source navigantcu.org
Standard rate
Used48 months
RI · MA
›What the lender published
Effective as of November 2, 2026. Advertised rates are the lowest available. Rates determined by credit history, loan term, and payment method. Used auto, models 2011-2019.
Checked Nov 10, 2026 · Source wavefcu.org
with autopay
UsedUp to 84 months
RI · MA
Published as Up to 84 months, not as a single monthly term.
The published figure may include an autopay, direct-deposit, or relationship discount.
›What the lender published
Lowest available rates; include a 0.25% autopay discount from a Navigant checking account. Rates effective as of today's date; depend on term and credit history. 2024-2025; advertised as up to 84 months.
Checked Nov 10, 2026 · Source navigantcu.org
Standard rate
UsedUp to 72 months
FL
Published as Up to 72 months, not as a single monthly term. The source also includes a payment example.
›What the lender published
Rates effective as of November 1, 2026. As low as APR. Rates based on credit score. Rates differ for first-time buyers or if a co-signer is required. Other rates and terms available for vehicles not listed. Payment example: a 72-month loan of $30,000 with an interest rate of 5.74% and APR of 5.89% would have monthly payments of $493.50. 2022 and 2021 autos; term up to 72 months.
Checked Nov 10, 2026 · Source midflorida.com
with autopay
UsedUp to 84 months
RI · MA
Published as Up to 84 months, not as a single monthly term.
The published figure may include an autopay, direct-deposit, or relationship discount.
›What the lender published
Lowest available rates; include a 0.25% autopay discount from a Navigant checking account. Rates effective as of today's date; depend on term and credit history. 2022-2023; advertised as up to 84 months.
Checked Nov 10, 2026 · Source navigantcu.org
with autopay
UsedUp to 66 months
RI · MA
Published as Up to 66 months, not as a single monthly term.
The published figure may include an autopay, direct-deposit, or relationship discount.
›What the lender published
Lowest available rates; include a 0.25% autopay discount from a Navigant checking account. Rates effective as of today's date; depend on term and credit history. 2016-2018; advertised as up to 66 months.
Checked Nov 10, 2026 · Source navigantcu.org
Standard rate
UsedUp to 66 months
MA · NH
Published as Up to 66 months, not as a single monthly term.
›What the lender published
Page heading says 'Accurate as of March 11, 2026' and still displayed these figures when checked on 2026-11-10. Rate determination based on credit history. Minimum loan amount $20,000 for terms over 72 months. Maximum mileage 100,000. Rates not available for existing Metro loans. New vehicles have 5,000 miles or less. Used 2017-2018; up to 66 months.
Checked Nov 10, 2026 · Source metrocu.org
with autopay
UsedUp to 75 months
RI · MA
Published as Up to 75 months, not as a single monthly term.
The published figure may include an autopay, direct-deposit, or relationship discount.
›What the lender published
Lowest available rates; include a 0.25% autopay discount from a Navigant checking account. Rates effective as of today's date; depend on term and credit history. 2016-2018; advertised as up to 75 months.
Checked Nov 10, 2026 · Source navigantcu.org
with autopay
UsedUp to 66 months
RI · MA
Published as Up to 66 months, not as a single monthly term.
The published figure may include an autopay, direct-deposit, or relationship discount.
›What the lender published
Lowest available rates; include a 0.25% autopay discount from a Navigant checking account. Rates effective as of today's date; depend on term and credit history. 2015 and older; advertised as up to 66 months.
Checked Nov 10, 2026 · Source navigantcu.org
with autopay
UsedUp to 75 months
RI · MA
Published as Up to 75 months, not as a single monthly term.
The published figure may include an autopay, direct-deposit, or relationship discount.
›What the lender published
Lowest available rates; include a 0.25% autopay discount from a Navigant checking account. Rates effective as of today's date; depend on term and credit history. 2015 and older; advertised as up to 75 months.
Checked Nov 10, 2026 · Source navigantcu.org
with autopay
Used48 months
RI · CT
›What the lender published
Effective as of 10/11/2026. Rates are for members with an 'A' credit score of 720 or above and include a 1.00% reduction for full loan payments automatically deducted from a WCCU checking account, scheduled at loan closing. Refinancing for new loans only. New auto max LTV 125%. New/used 2021 or newer require mileage of 125,000 or less; 125,001-150,000 miles add 0.50% to the qualifying rate. Used auto loans, 2011-2017. Max LTV 90%.
Checked Nov 10, 2026 · Source westerlyccu.com
