Best 42-month auto loan rates

Advertised as 24-84 months; APR range 3.84%-14.94%. Rate is determined by credit risk score; the lowest rate needs 30% down. An extra 0.25% discount is available with payroll deduction.

Checked Nov 11, 2026 · Source njlpscu.org

As-low-as APR. Rate shown for the lender's home area; yours may differ. Same rate for new/previous model year (2025-2026) and used (2016-2024). Effective 11/11/2026. Advertised as up to 63 months.

Checked Nov 11, 2026 · Source glcu.org

Terms up to 48 months. Model years 2025-2027. APR as low as for well-qualified applicants; varies with credit, amount financed, vehicle value, model year and mileage.

Checked Nov 11, 2026 · Source coastal24.com

APR as low as; based on collateral, term, down payment and creditworthiness. Rates effective September 18, 2026. Separate qualifying discounts of up to 0.90% may lower the rate further. Advertised as up to 60 months.

Checked Nov 11, 2026 · Source aacreditunion.org

Terms up to 60 months. New/current-year autos (2026, under 15,000 miles). APR as low as. Rates as of October 14, 2026; vary by credit, collateral, term and loan to value.

Checked Nov 11, 2026 · Source robinsfcu.org

Rate valid up to 48 months; lowest rate includes up to 1.00% in combined discounts (insurance, service contract, existing auto loan, checking, Visa card). Advertised as up to 48 months.

Checked Nov 11, 2026 · Source fccu.org

Vehicle loan table; up to 110% financing. Rates reflect relationship loan discount pricing. Advertised as up to 48 months.

Checked Nov 11, 2026 · Source egcu.org

Terms up to 60 months. New cars. APR as low as (range up to 14.59%); rates depend on creditworthiness and term.

Checked Nov 11, 2026 · Source deltacommunitycu.com

APR as low as, 2025 and newer models. Advertised as 37-75 months.

Checked Nov 11, 2026 · Source bcu.org

Go Beyond: Member Giveback limited-time rate through Dec. 31, 2026, for well-qualified borrowers; new, used and refinance. Advertised as up to 60 months.

Checked Nov 11, 2026 · Source rbfcu.org

Excellent credit tier rate (published tiers run to 16.75% for low/no score). Add 0.50% APR for vehicles more than 3 years old. Advertised as up to 48 months.

Checked Nov 11, 2026 · Source ufcu.org

Rate requires buying through CCU’s Car Buying Service from a participating dealer. JustAutoRates is not affiliated with CCU.

The published figure may include an autopay, direct-deposit, or relationship discount.

Includes a 0.50% discount for buying at a certified dealer through CCU's Car Buying Service; assumes automatic payment. 2025 and newer models. Rates effective October 12, 2026. Advertised as 0-60 months.

Checked Nov 11, 2026 · Source myconsumers.org

Regular rate range 4.49%-17.49%; assumes loan-to-value of 100% or less and term of 60 months or less. Not all borrowers qualify for the lowest rate. Advertised as up to 60 months.

Checked Nov 11, 2026 · Source alerofinancial.org

Vehicle loan table; up to 110% financing. Rates reflect relationship loan discount pricing. Advertised as up to 60 months.

Checked Nov 11, 2026 · Source egcu.org

Model years 2021 and newer. Includes a 0.25% discount. Effective July 3, 2026. Advertised as up to 48 months.

Checked Nov 11, 2026 · Source trianglecu.org

The published figure may include an autopay, direct-deposit, or relationship discount.

Car or light truck loan. Advertised as up to 48 months. APR as low as; assumes excellent credit, a 0.50% automatic payment discount, a 1.00% discount for loan-to-value of 115% or less, and a 1.50% discount for loans of $35,000 or more. Smaller loans or higher loan-to-value get a higher rate.

Checked Nov 11, 2026 · Source vacu.org

New autos (current or previous model year with under 18,000 miles). Advertised as 37-60 months. APR as low as; best available rate based on approved credit, and a minimum credit score applies.

Checked Nov 11, 2026 · Source cpmfed.com

The published figure may include an autopay, direct-deposit, or relationship discount.

Auto loans, model year 2022 or newer. Advertised as up to 48 months. Includes a 0.25% automatic payment discount. Rate depends on credit, vehicle age and mileage, collateral value, and loan amount. Rates effective November 1, 2026.

Checked Nov 11, 2026 · Source classact.org

As low as; excellent credit assumed. Rates as of Nov 11, 2026 ET. New vehicles: 2025 and newer with under 7,500 miles, or 7,500-30,000 miles (late-model used). Terms over 84 months only for vehicles under 7,500 miles. Advertised as 37-60 months.

Checked Nov 11, 2026 · Source navyfederal.org

APR as low as for model years 2023-2027, based on vehicle year and credit (disclosure example is the A+ tier). Rates accurate as of November 10, 2026. Advertised as up to 48 months.

Checked Nov 11, 2026 · Source gecu.com

Terms up to 66 months. New vehicle. APR as low as with payroll deduction or automatic draft (non-payroll-deduction APR is 0.50 points higher).

Checked Nov 11, 2026 · Source allegacy.org

Model years 2021 and newer. Includes a 0.25% discount. Effective July 3, 2026. Advertised as up to 66 months.

Checked Nov 11, 2026 · Source trianglecu.org

The published figure may include an autopay, direct-deposit, or relationship discount.

Car or light truck loan. Advertised as up to 66 months. APR as low as; assumes excellent credit, a 0.50% automatic payment discount, a 1.00% discount for loan-to-value of 115% or less, and a 1.50% discount for loans of $35,000 or more. Smaller loans or higher loan-to-value get a higher rate.

Checked Nov 11, 2026 · Source vacu.org

The published figure may include an autopay, direct-deposit, or relationship discount.

Model years 2025-2027; same as-low-as APR for up to 36, 37-48 and 49-60 months. Reflects a 0.25% discount for autopay from a Sikorsky account. Effective October 1, 2026. Advertised as up to 60 months.

Checked Nov 11, 2026 · Source sikorskycu.org

Vehicle loan table; up to 110% financing. Rates reflect relationship loan discount pricing. Advertised as up to 72 months.

Checked Nov 11, 2026 · Source egcu.org

New & used auto loans; same APR up to 36, 48 and 60 months. Based on creditworthiness; vehicle age sets the maximum term. Promotional rate. Advertised as up to 60 months.

Checked Nov 11, 2026 · Source cportcu.org

Eco vehicle special: as low as 4.84% APR for electric, hybrid, and plug-in hybrid vehicles, valid on present calendar year models and previous three calendar year models, for terms up to 72 months. APR effective 10/1/2026. Existing Suncoast loans are not eligible for refinance under this offer. Listed under new because the special covers current and prior three model years; used eco vehicles in that window may also qualify.

Checked Nov 10, 2026 · Source suncoast.com

New auto model years 2025-2027. As low as for qualified borrowers, loan amounts up to 120% of retail value. Effective November 10, 2026. Advertised as up to 48 months.

Checked Nov 11, 2026 · Source sdccu.com

New auto model years 2025-2027. As low as for qualified borrowers, loan amounts up to 120% of retail value. Effective November 10, 2026. Advertised as up to 66 months.

Checked Nov 11, 2026 · Source sdccu.com

New auto: current or upcoming model year (2026 and newer) with under 6,000 miles. Rate as low as 4.75%; APR 4.89%. Rates effective November 11, 2026. Advertised as up to 42 months.

Checked Nov 11, 2026 · Source gscu.org

APR as low as. Advertised as 37-60 months. Rates effective September 16, 2026. APR based on a $15,000 loan including a $60 processing fee. New auto is a current-year vehicle with no more than 6,000 miles.

Checked Nov 11, 2026 · Source membersfirstnh.org

New autos and motorcycles. Advertised as 37-48 months. APR as low as; assumes a loan-to-value under 80%. Minimum loan $5,000. Effective November 2, 2026.

Checked Nov 11, 2026 · Source guardiancu.org

The published figure may include an autopay, direct-deposit, or relationship discount.

As low as APR, and includes a 0.500% discount for automatic payments from any Workers checking account. Page states rates effective as of 6/26/2025 and subject to change; these are the figures still published on the official page on 2026-11-10. Subject to credit approval. Minimum monthly payment of $150 or the payment per $1,000, whichever is greater. Bucket labeled New-2021; up to 66 months.

Checked Nov 10, 2026 · Source wcu.com

APR as low as (best rates; your rate may be higher based on credit). Model year 2022 and newer; also applies to lease buyout and refinance. Advertised as 37-48 months.

Checked Nov 11, 2026 · Source missionfed.com

Vehicles up to 15 years old. APR as low as, same for new or used; rate determined by credit. Current as of November 11, 2026. Advertised as up to 66 months.

Checked Nov 11, 2026 · Source eglinfcu.org

APR as low as; assumes excellent credit. Minimum loan $10,000 up to 60 months ($20,000 to 72, $30,000 to 84). Only vehicles from franchise dealers or TrueCar Certified, Carvana, CarMax or Hertz Car Sales. Advertised as up to 60 months.

Checked Nov 11, 2026 · Source nymcu.org

2022 and newer models (new or used). APR as low as. Rates effective 10/16/2026. Advertised as 37-60 months.

Checked Nov 11, 2026 · Source uecu.org

2024 and newer models. Standard vehicle rate for well-qualified borrowers, up to 100% LTV; in-house refinances excluded. Rates as of November 11, 2026. Advertised as up to 66 months.

Checked Nov 11, 2026 · Source cefcu.com

The published figure may include an autopay, direct-deposit, or relationship discount.

Without Car Buying Service; assumes automatic payment. 2025 and newer models. Rates effective October 12, 2026. Advertised as 0-60 months.

Checked Nov 11, 2026 · Source myconsumers.org

Best rates; may be higher based on underwriting. Minimum loan $15,000 for 75 months and $25,000 for 84 months. Advertised as up to 63 months.

Checked Nov 11, 2026 · Source togethercu.org

Terms up to 63 months. Auto loans for model year 2023 or newer (new or used). APR as low as; rates based on creditworthiness, loan amount, term and vehicle age.

Checked Nov 11, 2026 · Source wpcu.coop

The published figure may include an autopay, direct-deposit, or relationship discount.

Terms up to 60 months. Model years 2023 and newer. APR as low as; depends on credit, collateral age, payment protection, and direct deposit of payroll/Social Security/retirement with AutoPay from a Genisys account. Effective November 11, 2026.

Checked Nov 11, 2026 · Source genisyscu.org

New & used auto loans; vehicle age sets the maximum term. Advertised as up to 72 months.

Checked Nov 11, 2026 · Source cportcu.org

New or used vehicles, model years 2021-2026. Advertised as 1-48 months. APR as low as; rates depend on credit history.

Checked Nov 11, 2026 · Source abnbfcu.org

Vehicles 2022 and newer. Advertised as up to 48 months. Lowest rate assumes an A+ credit score and Gold level in the Membership Value Pricing program.

Checked Nov 11, 2026 · Source westconsincu.org

New vehicles, model year 2024 or newer. Advertised as 37-48 months. APR as low as. Rates as of November 1, 2026.

Checked Nov 11, 2026 · Source srpfcu.org

Cars, trucks, and vans, model year 2023 and newer. Advertised as 36-60 months. APR range 4.99%-9.44%; subject to credit approval. Rates effective November 10, 2026.

Checked Nov 11, 2026 · Source onpointcu.com

New autos, model years 2026-2027. Advertised as up to 96 months. Rates effective November 1, 2026.

Checked Nov 11, 2026 · Source boulderdamcu.org

Terms up to 72 months. New/current-year autos (2026, under 15,000 miles). APR as low as. Rates as of October 14, 2026; vary by credit, collateral, term and loan to value.

Checked Nov 11, 2026 · Source robinsfcu.org

APR as low as, current as of 11/04/2026; based on vehicle year, underwriting and amount borrowed. A loan processing fee of 2% (min $30, max $85) applies and affects the APR. Advertised as 24-66 months.

Checked Nov 11, 2026 · Source additionfi.com

Fixed APR range 5.09%-9.09% based on credit qualification; same rate for 3- to 7-year terms. Promotional rates do not apply to refinancing existing Star One loans. Advertised as up to 84 months.

Checked Nov 11, 2026 · Source starone.org

The published figure may include an autopay, direct-deposit, or relationship discount.

Car or light truck loan. Advertised as up to 72 months. APR as low as; assumes excellent credit, a 0.50% automatic payment discount, a 1.00% discount for loan-to-value of 115% or less, and a 1.50% discount for loans of $35,000 or more. Smaller loans or higher loan-to-value get a higher rate.

Checked Nov 11, 2026 · Source vacu.org

Model year 2026 and newer. Rate as low as 5.00%. Rates effective November 11, 2026. Advertised as up to 54 months.

Checked Nov 11, 2026 · Source gscu.org

Rates effective 11/03/2026. Range of APR. Lowest rate shown with financed LTV of 95%; loans exceeding 95% LTV may be higher. Mileage over 100k adds 0.50%. Used auto also covers auto loan refinance in the same table. New auto: 2025 or newer, up to 140% financing. Used auto: 2024-2016, up to 140% of Blue Book, maximum 150,000 miles. Advertised as 0 to 48 months.

Checked Nov 10, 2026 · Source patelco.org

New auto model years 2025-2027. As low as for qualified borrowers, loan amounts up to 120% of retail value. Effective November 10, 2026. Minimum $15,000 loan for terms over 66 months. Advertised as up to 78 months.

Checked Nov 11, 2026 · Source sdccu.com

The published figure may include an autopay, direct-deposit, or relationship discount.

Model years 2025-2027. APR includes a 0.25% discount for autopay from an AEFCU checking account. Effective November 11, 2026. Advertised as 1-51 months.

Checked Nov 11, 2026 · Source americaneagle.org

The published figure may include an autopay, direct-deposit, or relationship discount.

New cars, trucks, and vans (current or previous two model years, never titled). Advertised as 37-51 months. APR as low as with automatic payments from an APGFCU account. Effective November 11, 2026.

Checked Nov 11, 2026 · Source apgfcu.com

2025-2027 new vehicles (under 15,000 miles); APR range 5.20%-14.89% for 49-60 months (5.20%-13.89% up to 48). Max LTV 140%. Rates effective July 16, 2026. Advertised as 1-60 months.

Checked Nov 11, 2026 · Source mocentral.org

APR range 5.24%-18.00% for 0-84 month terms, as of 11/01/2026; based on credit history, collateral and loan to value. Advertised as up to 84 months.

Checked Nov 11, 2026 · Source rallycu.com

Terms up to 72 months. New auto. APR as low as. Effective 09/28/2026.

Checked Nov 11, 2026 · Source civicfcu.org

New & used auto loans; vehicle age sets the maximum term. Advertised as up to 84 months.

Checked Nov 11, 2026 · Source cportcu.org

Model years 2023 and newer. Advertised as 37-60 months. APR range published for cars, trucks, SUVs, and vans; the low end is the as-low-as rate. Amounts financed over $150,000 add 0.50 points.

Checked Nov 11, 2026 · Source weokie.org

Vehicles seven model years old and newer. Advertised as up to 72 months. APR as low as; includes a 0.25% discount for having an STCU credit card in good standing.

Checked Nov 11, 2026 · Source stcu.org

Vehicles 2022 and newer. Advertised as up to 60 months. Lowest rate assumes an A+ credit score and Gold level in the Membership Value Pricing program.

Checked Nov 11, 2026 · Source westconsincu.org

New and used auto loans. Advertised as 37-48 months. APR range 5.24%-17.99%; rate depends on credit and vehicle year.

Checked Nov 11, 2026 · Source aacu.com

New or used vehicles. Advertised as 37-66 months. APR as low as; rates include the 1% Buy-Down Program discount, and no other discount applies. Effective October 15, 2026.

Checked Nov 11, 2026 · Source ukcreditunion.org

New autos, model year 2024 or newer. Advertised as up to 84 months; APR range 5.30%-12.69%. The low end includes a 0.25% discount for credit scores of 700 or higher with a loan-to-value below 85%. Rates current as of October 15, 2026.

Checked Nov 11, 2026 · Source wsecu.org

APR as low as for 2026-2027 model years (rate is set by model year, not new/used status). Additional rates and terms available. Advertised as up to 60 months.

Checked Nov 11, 2026 · Source campuscu.com

Terms up to 60 months. New vehicle with Auto Pay from a DFCU account (0.25 points higher without). Fixed APR as low as; risk-based on creditworthiness and term. Rates effective 11/11/2026.

Checked Nov 11, 2026 · Source dfcufinancial.com

Model year 2026 and newer. Rate as low as 5.25%. Rates effective November 11, 2026. Advertised as up to 66 months.

Checked Nov 11, 2026 · Source gscu.org

New auto, advertised as up to 48 months. APR as low as; rates depend on credit.

Checked Nov 11, 2026 · Source affinityfcu.com

The published figure may include an autopay, direct-deposit, or relationship discount.

Car or light truck loan. Advertised as up to 78 months. APR as low as; assumes excellent credit, a 0.50% automatic payment discount, a 1.00% discount for loan-to-value of 115% or less, and a 1.50% discount for loans of $35,000 or more. Smaller loans or higher loan-to-value get a higher rate.

Checked Nov 11, 2026 · Source vacu.org

The published figure may include an autopay, direct-deposit, or relationship discount.

Auto model years 2024 to 2026 (new or used). Advertised as up to 63 months. APR as low as; reflects a 0.10% discount with automatic transfer from a St. Mary's Bank checking account and a 0.25% discount when the loan is 80% or less of the vehicle's value. Vehicles over 100,000 miles add 1.00%. $50 application fee, waived with automatic transfer. Rates current as of November 6, 2026.

Checked Nov 11, 2026 · Source stmarysbank.com

Advertised as 1-4 years (up to 48 months). APR as low as. New/used car, truck, or motorcycle, model years 2020-2026. Rates effective March 2, 2026.

Checked Nov 11, 2026 · Source greenmountaincu.com

Loan amount $15,000 or more. Includes a 0.25% discount. Effective July 3, 2026. Advertised as up to 75 months.

Checked Nov 11, 2026 · Source trianglecu.org

Lowest rates available; determined by creditworthiness. Subject to change without notice. Rate published with the stated maximum term; no separate shorter-term APRs were listed. New auto, model years 2025-2026; maximum term 84 months.

Checked Nov 10, 2026 · Source ricreditunion.org

As low as; advertised APR is the lowest available. Table effective date October 15, 2026. New vehicle: less than 5,000 miles, model years 2025-2027. Up to 125% financing may be available. Rate, term, and approved loan amount may vary based on creditworthiness. Rates are subject to change without notice. Advertised as up to 63 months.

Checked Nov 10, 2026 · Source scucu.com

Vehicles up to 10 years old. APR as low as, same for new or used; rate determined by credit. Current as of November 11, 2026. Advertised as up to 74 months.

Checked Nov 11, 2026 · Source eglinfcu.org

Best rates; may be higher based on underwriting. Minimum loan $15,000 for 75 months and $25,000 for 84 months. Advertised as up to 75 months.

Checked Nov 11, 2026 · Source togethercu.org

The published figure may include an autopay, direct-deposit, or relationship discount.

Terms up to 75 months. Model years 2023 and newer. APR as low as; depends on credit, collateral age, payment protection, and direct deposit of payroll/Social Security/retirement with AutoPay from a Genisys account. Effective November 11, 2026.

Checked Nov 11, 2026 · Source genisyscu.org

Model years 2025 and newer. APR may differ based on credit, collateral year, term and loan-to-value. Dealer purchases only. Advertised as up to 66 months.

Checked Nov 11, 2026 · Source waypointcu.org

The published figure may include an autopay, direct-deposit, or relationship discount.

Auto purchase loan, advertised as 37-66 months. APR as low as; includes a 0.25% discount for automatic payments, and the rate may rise if autopay is cancelled. Rates depend on credit score, loan-to-value, mileage, and term. Rates as of November 10, 2026.

Checked Nov 11, 2026 · Source aplusfcu.org

New vehicle. Advertised as up to 60 months. APR range 5.49%-17.64%; the low end is the as-low-as rate. Your rate depends on credit score, vehicle age and mileage, and term. Rates effective October 1, 2026.

Checked Nov 11, 2026 · Source ascend.org

Vehicles 2022 and newer. Advertised as up to 72 months. Lowest rate assumes an A+ credit score and Gold level in the Membership Value Pricing program.

Checked Nov 11, 2026 · Source westconsincu.org

New vehicles, model years 2023 and newer. Advertised as 37-48 months. APR as low as. Minimum loan $7,500. Effective October 13, 2026.

Checked Nov 11, 2026 · Source lacapfcu.org

New, model years 2025-2027 (under 20,000 miles). Advertised as up to 63 months. Fixed APR for top-tier (A) credit.

Checked Nov 11, 2026 · Source lnfcu.com

The published figure may include an autopay, direct-deposit, or relationship discount.

Auto loans. Advertised as up to 48 months. Includes a 0.25% reduction for automatic payment from a Park Community account. Rate depends on credit score, vehicle age and value, and term. Rates as of October 14, 2026.

Checked Nov 11, 2026 · Source parkcommunity.com

The published figure may include an autopay, direct-deposit, or relationship discount.

New vehicle: max age 1 year, max 5,000 miles. Lowest APR requires a 48-month term, current membership, autopay from a Nutmeg account and loan-to-value under 80% (0.25% discount each for autopay and LTV). Terms up to 84 months.

Checked Nov 11, 2026 · Source nutmegstatefcu.org

One auto loan table for new and used vehicles; rate varies by term and creditworthiness. Vehicles must be registered in Connecticut. Advertised as up to 48 months.

Checked Nov 11, 2026 · Source achievefinancialcu.com

New cars and trucks (model years 2023 and newer). Advertised as 37-48 months. APR as low as; rate depends on credit, amount financed, and term.

Checked Nov 11, 2026 · Source palmettocitizens.org

Applies to 36-63 month terms. New auto, model years 2025 and newer; range to 16.74%. APR as low as; rates vary with credit.

Checked Nov 11, 2026 · Source truliantfcu.org

New auto, advertised as up to 60 months. APR as low as; rates depend on credit.

Checked Nov 11, 2026 · Source affinityfcu.com

The published figure may include an autopay, direct-deposit, or relationship discount.

New autos, model year 2024 or newer. Advertised as 37-48 months; APR range 5.54%-18.00%. The page also offers a 0.25% discount for autopay from a Sound checking account; it does not say whether the listed rates include it.

Checked Nov 11, 2026 · Source soundcu.com

Model year 2026 and newer. Rate as low as 5.50%. Rates effective November 11, 2026. Advertised as up to 78 months.

Checked Nov 11, 2026 · Source gscu.org

The published figure may include an autopay, direct-deposit, or relationship discount.

Rates effective as of 07-01-2026. APR depends on credit rating, collateral value, amount financed, and other criteria. Used vehicles must be 10 model years or newer with 150,000 miles or fewer. Minimum loan $7,500. Model year 2023 and newer; table shows term 24-84 months and rate 5.69-14.29%. A disclosure states 5.69% APR is for a 24-48 month term with minimum 780 FICO and includes a 0.40% autopay discount from a Credit Human checking account. 79-84 month terms require minimum 680 FICO and $25,000 financed. The 5.69% rate applies to 24-48 month terms.

Checked Nov 10, 2026 · Source credithuman.com

New and used, 2023 model year and newer. APR as low as (range 5.69%-12.14%); may increase with model year, term, front-end LTV over 90% and credit. Add 0.25% for coupon payments. Valid as of 11/11/2026. Minimum loan $1,000. Advertised as 1-63 months.

Checked Nov 11, 2026 · Source psecu.com

New model years 2026-2027. Advertised as 37-63 months. Special rate as low as for a limited time; minimum loan $8,000, financing up to 80% of value. Rates depend on credit. Rates current as of October 26, 2026.

Checked Nov 11, 2026 · Source nwfcu.org

Effective date October 1, 2026. As low as fixed APR for vehicle model years 2024 and newer. Actual rate affected by creditworthiness, term, vehicle type, and model year. Florida loans subject to Documentary Stamp Tax, not included in quoted APR. Auto loan purchase; advertised as up to 48 months.

Checked Nov 10, 2026 · Source sccu.com

Vehicles up to 10 years old, $20,000 minimum. APR as low as, same for new or used; rate determined by credit. Current as of November 11, 2026. Advertised as up to 84 months.

Checked Nov 11, 2026 · Source eglinfcu.org

The published figure may include an autopay, direct-deposit, or relationship discount.

2024-2026 model years. APR with payroll deduction or automatic payment from an American Heritage account (add 0.25% without). Effective November 11, 2026. Advertised as up to 63 months.

Checked Nov 11, 2026 · Source americanheritagecu.org

The published figure may include an autopay, direct-deposit, or relationship discount.

Terms up to 87 months. Model years 2023 and newer; 87-month term requires at least $25,000 financed. APR as low as; depends on credit, collateral age, payment protection, and direct deposit of payroll/Social Security/retirement with AutoPay from a Genisys account. Effective November 11, 2026.

Checked Nov 11, 2026 · Source genisyscu.org

The published figure may include an autopay, direct-deposit, or relationship discount.

New or used auto. Advertised as 7-60 months. APR as low as; includes a 0.25% discount for automatic payments. Rates depend on credit. Current as of November 1, 2026.

Checked Nov 11, 2026 · Source pimafederal.org

Vehicles 2022 and newer. Advertised as up to 84 months. Lowest rate assumes an A+ credit score and Gold level in the Membership Value Pricing program.

Checked Nov 11, 2026 · Source westconsincu.org

New auto loans. Advertised as 37-48 months. APR as low as. Rates effective November 11, 2026.

Checked Nov 11, 2026 · Source pelicancu.com

2024-2027 model years; actual APR depends on creditworthiness; mileage up to 100,000. Effective September 21, 2026. Advertised as up to 63 months.

Checked Nov 11, 2026 · Source trumark.com

Advertised as 5 years (up to 60 months). APR as low as. New/used car, truck, or motorcycle, model years 2020-2026. Rates effective March 2, 2026.

Checked Nov 11, 2026 · Source greenmountaincu.com

New auto, advertised as up to 72 months. APR as low as; rates depend on credit.

Checked Nov 11, 2026 · Source affinityfcu.com

Terms up to 84 months. New/current-year autos (2026, under 15,000 miles). APR as low as. Rates as of October 14, 2026; vary by credit, collateral, term and loan to value.

Checked Nov 11, 2026 · Source robinsfcu.org

Rate requires buying through Alliant’s Car Buying Service, powered by TrueCar, from a participating dealer. JustAutoRates is not affiliated with Alliant or TrueCar.

The published figure may include an autopay, direct-deposit, or relationship discount.

Alliant Car Buying Service discounted new rate (0.50% off standard advertised rate); includes autopay and TrueCar certified dealer purchase. Rate applies to new, untitled vehicles with a term of up to 60 months. Source also: https://www.alliantcreditunion.org/borrow/alliant-car-buying-service

Checked Nov 10, 2026 · Source alliantcreditunion.org

Model years 2024-2026, up to 125% financed; rates quoted are for well-qualified buyers. Mileage over 125,000 adds 1%. Effective October 9, 2026. Advertised as 0-66 months.

Checked Nov 11, 2026 · Source bccu.org

Rates effective as of November 1, 2026. As low as APR. Rates based on credit score. Rates differ for first-time buyers or if a co-signer is required. Other rates and terms available for vehicles not listed. Payment example: a 72-month loan of $30,000 with an interest rate of 5.74% and APR of 5.89% would have monthly payments of $493.50. 2025 and newer autos; term up to 72 months.

Checked Nov 10, 2026 · Source midflorida.com

2025-2027 models. APR as low as; may vary with creditworthiness and collateral. Rate sheet says effective February 1st, 2026. Advertised as up to 63 months.

Checked Nov 11, 2026 · Source stlouiscommunity.com

Vehicles 2025 and newer. Advertised as up to 60 months. Lowest APR assumes excellent credit and the top (Diamond) tier of the My Member Perks program. Rates effective November 1, 2026.

Checked Nov 11, 2026 · Source purduefed.com

New and used autos, model year 2019 or newer. Advertised as 37-63 months. APR range 5.94%-17.20%; based on credit. Minimum loan $5,000.

Checked Nov 11, 2026 · Source efcufinancial.org

The published figure may include an autopay, direct-deposit, or relationship discount.

Lowest available rates; include a 0.25% autopay discount from a Navigant checking account. Rates effective as of today's date; depend on term and credit history. NEW 2025-2026; advertised as up to 66 months.

Checked Nov 10, 2026 · Source navigantcu.org

As low as APR. All rates subject to change. $5 deposit to Langley savings required for membership. New car loans, advertised as 37-60 months.

Checked Nov 10, 2026 · Source langleyfcu.org

Effective date October 1, 2026. As low as fixed APR for vehicle model years 2024 and newer. Actual rate affected by creditworthiness, term, vehicle type, and model year. Florida loans subject to Documentary Stamp Tax, not included in quoted APR. Auto loan purchase; advertised as up to 66 months.

Checked Nov 10, 2026 · Source sccu.com

The published figure may include an autopay, direct-deposit, or relationship discount.

Current and previous 3 calendar-year vehicles. Promotional relationship rate effective November 1-30, 2026; requires automatic payment on the new loan (add 0.25% without it). Up to 115% financing for qualified borrowers. Advertised as up to 84 months.

Checked Nov 11, 2026 · Source visionsfcu.org

Terms up to 48 months. New Cars (model years 2025 or newer). APR as low as; effective 10/21/2026 on VyStar's Car Loan Rates table.

Checked Nov 11, 2026 · Source vystarcu.org

One auto loan table for new and used vehicles. Vehicles must be registered in Connecticut. Advertised as up to 60 months.

Checked Nov 11, 2026 · Source achievefinancialcu.com

Vehicle loan table; up to 100% financing. Rates reflect relationship loan discount pricing. Advertised as up to 84 months.

Checked Nov 11, 2026 · Source egcu.org

Advertised as 6 years (up to 72 months). APR as low as. New/used car, truck, or motorcycle, model years 2020-2026. Rates effective March 2, 2026.

Checked Nov 11, 2026 · Source greenmountaincu.com

The published figure may include an autopay, direct-deposit, or relationship discount.

New vehicles (current or recent model year, 2,000 miles or less). Advertised as up to 66 months. APR as low as, with a loan-to-value of 80% or less and the automatic payment discount; rate adjustments apply for longer terms and higher LTV. Effective November 4, 2026.

Checked Nov 11, 2026 · Source cuofco.org

New auto, advertised as up to 84 months. APR as low as; rates depend on credit.

Checked Nov 11, 2026 · Source affinityfcu.com

The published figure may include an autopay, direct-deposit, or relationship discount.

Car or light truck loan. Advertised as up to 84 months. APR as low as; assumes excellent credit, a 0.50% automatic payment discount, a 1.00% discount for loan-to-value of 115% or less, and a 1.50% discount for loans of $35,000 or more. Smaller loans or higher loan-to-value get a higher rate.

Checked Nov 11, 2026 · Source vacu.org

Official new-car loan page: fixed rates from 6.12% to 12.11% APR. Terms up to 84 months. Excellent credit required for lowest rates. Loan amounts $3,500 to $400,000. Available in branches in AL, AR, DC, FL, GA, IN, KY, MD, MS, NJ, NC, OH, PA, SC, TN, TX, VA, WV. No term-specific rate table was published; the term shown is the stated maximum (84 months) and the 6.12% figure is the published low end of the range, not a confirmed 84-month rate. A comparison example uses 6.44% APR for 84 months on $25,000, which we don't list as a separate rate. 30-day rate lock after approval.

Checked Nov 10, 2026 · Source truist.com

New auto model years 2025-2027. As low as for qualified borrowers, loan amounts up to 120% of retail value. Effective November 10, 2026. Minimum $25,000 loan for terms over 78 months. Advertised as up to 84 months.

Checked Nov 11, 2026 · Source sdccu.com

Page heading says 'Accurate as of March 11, 2026' and still displayed these figures when checked on 2026-11-10. Rate determination based on credit history. Minimum loan amount $20,000 for terms over 72 months. Maximum mileage 100,000. Rates not available for existing Metro loans. New vehicles have 5,000 miles or less. New/used 2022-2026; up to 66 months. Also listed as used for the same model years.

Checked Nov 10, 2026 · Source metrocu.org

Applies to 37-48 month terms. Autos - New. APR as low as. Longer terms may be available for highly qualified borrowers.

Checked Nov 11, 2026 · Source dortonline.org

One auto loan table for new and used vehicles. Vehicles must be registered in Connecticut. Advertised as up to 72 months.

Checked Nov 11, 2026 · Source achievefinancialcu.com

Rate table for 2023-2027 model-year vehicles; based on credit history. Same APR for 12-60 months. Advertised as up to 60 months.

Checked Nov 11, 2026 · Source jovia.org

Model year 2026 and newer. Rate as low as 6.25%. Rates effective November 11, 2026. Advertised as up to 90 months.

Checked Nov 11, 2026 · Source gscu.org

The published figure may include an autopay, direct-deposit, or relationship discount.

Lowest available rates; include a 0.25% autopay discount from a Navigant checking account. Rates effective as of today's date; depend on term and credit history. NEW 2025-2026; advertised as up to 75 months.

Checked Nov 10, 2026 · Source navigantcu.org

Effective date October 1, 2026. As low as fixed APR for vehicle model years 2024 and newer. Actual rate affected by creditworthiness, term, vehicle type, and model year. Florida loans subject to Documentary Stamp Tax, not included in quoted APR. Auto loan purchase; advertised as up to 75 months.

Checked Nov 10, 2026 · Source sccu.com

Best rates; may be higher based on underwriting. Minimum loan $15,000 for 75 months and $25,000 for 84 months. Advertised as up to 84 months.

Checked Nov 11, 2026 · Source togethercu.org

Effective date October 1, 2026. As low as fixed APR for vehicle model years 2024 and newer. Actual rate affected by creditworthiness, term, vehicle type, and model year. Florida loans subject to Documentary Stamp Tax, not included in quoted APR. Auto loan purchase; advertised as up to 84 months.

Checked Nov 10, 2026 · Source sccu.com

Auto loans; the page does not list separate new and used rates. Advertised as up to 60 months. APR as low as; based on credit history.

Checked Nov 11, 2026 · Source westerracu.com

One auto loan table for new and used vehicles. Vehicles must be registered in Connecticut. Advertised as up to 84 months.

Checked Nov 11, 2026 · Source achievefinancialcu.com

The published figure may include an autopay, direct-deposit, or relationship discount.

Terms up to 48 months. Lowest APR requires model year 2025 or newer, an M&T MyChoice Premium or Power Checking account, and automatic payments from an M&T checking account. Range 6.79%-15.69% APR; effective 10/15/26.

Checked Nov 11, 2026 · Source mtb.com

Advertised as up to 60 months. Auto financing pre-approval for participating dealers. Lowest APR requires a term of 60 months or less, credit score 800+, a vehicle less than 1 year old, a loan of $40,000+, LTV of 111%-115.99%, and purchase from a dealer in MN; fees in some states (e.g. OH, IN) raise the APR.

Checked Nov 11, 2026 · Source usbank.com

New auto, advertised as up to 96 months. APR as low as; rates depend on credit.

Checked Nov 11, 2026 · Source affinityfcu.com

Advertised as 7 years (up to 84 months). APR as low as. New/used car, truck, or motorcycle, model years 2020-2026. Rates effective March 2, 2026.

Checked Nov 11, 2026 · Source greenmountaincu.com

Terms up to 84 months. New car; APR 7.25% to 13.25% depending on credit. Rate reductions of 0.25%-0.50% may apply for qualifying relationships, EV/PHEV purchase or LTV under 90%. Effective October 1, 2026.

Checked Nov 11, 2026 · Source self-help.org

The published figure may include an autopay, direct-deposit, or relationship discount.

Lowest available rates; include a 0.25% autopay discount from a Navigant checking account. Rates effective as of today's date; depend on term and credit history. NEW 2025-2026; advertised as up to 84 months.

Checked Nov 10, 2026 · Source navigantcu.org